Overhauling Your 401(k): Dump Funds?
In the 401(k) world, having every possible fund in your program doesn’t help you much. It can create confusion and lead to some bad decisions. Today's Stocks & Topics: Market Makers, IBUY - Amplify Online Retail ETF, VGHCX - Vanguard Health Care Fund Investor, Retirement, SEP I-R-A, PRU - Prudential Financial Inc., Live Longer And Happy Retirement, TCTRX - TIAA-CREF Short-Term Bond Fund Retail.
45m Aug 15, 2016
45m
9 Ways to Teach Young Kids to Budget
Introducing children to money early on may help them avoid costly financial disasters in adulthood. Today's Stocks & Topics: Retirement, SAEX - SAExploration Holdings Inc., Economy Predictions, Sales Report, SEC Rule, UTX - United Technologies Corp., URA - Global X Uranium ETF, FBIOX - Fidelity Select Biotechnology Portfolio, FIT - Fitbit Inc., Old Stocks, AAPL - Apple Inc.
45m Aug 12, 2016
45m
How Much Research Do You Need To Do?
Well-intentioned folks blindly investing in mutual funds, or even annuities, and then brag about their shrewdness. Today's Stocks & Topics: Fixed Annuities, Variable Annuities, AAPL - Apple Inc., European Central Bank, You Shouldn’t Listen to the Experts, Japan’s New Holiday, CALM - Cal-Maine Foods Inc., BMY - Bristol-Myers Squibb Co., LGND - Ligand Pharmaceuticals Inc., P.E. Ratio.
44m Aug 11, 2016
44m
Should You Look to Futures?
Few individual investors succeed in the futures market. But, don't be scared completely off though, because there can be room for this product in the average portfolio. Today's Stocks & Topics: Taxes & Dividends, MET - MetLife Inc., the DOW, A Typical Millionaire, JPM - JPMorgan Chase & Co., ITC - ITC Holdings Corp., the Fed, ETFs vs. Closed End Funds, Covered Call, Money Printing, Two Top Plac...
45m Aug 10, 2016
45m
15 Money Tips You Should Ignore
Not all money advice is helpful. Some so-called tips may not be right for you. Today's Stocks & Topics: ETFs vs. Mutual Funds, TMUS - T-Mobile US Inc., World Debt, Productivity, IBN - ICICI Bank Ltd. ADR, VRX - Valeant Pharmaceuticals International Inc., Private Equity Trust, Roth I-R-A, DBLTX - DoubleLine Total Return Bond Fund, Roth 401k.
45m Aug 10, 2016
45m
Maybe You Just THINK Your Portfolio is Diversified
41% of investors reported that they believe having their net worth in a single mutual fund is sufficient diversification. Today's Stocks & Topics: The Stock Market, Companies & Dividends, Wal-Mart & Jet.com, Living Beyond Your Needs, RH - Restoration Hardware Holdings Inc., Credit Unions, KATE - Kate Spade & Co., IDOG - ALPS International Sector Dividend Dogs ETF, DRAD - Digirad Corp.
45m Aug 08, 2016
45m
7 Planning Tips for Women
Women express much more concern about retirement than men, and they also discuss it quite differently. Today's Stocks & Topics: Gold Miners, VIX - CBOE Volatility Index, Portfolio Allocation, MUR - Murphy Oil Corp., Oil Prices, AGU - Agrium Inc., Jobs Report, POT - Potash Corp. of Saskatchewan Inc., BMY - Bristol-Myers Squibb Co., PRU - Prudential Financial Inc., KSS - Kohl's Corp., VGPMX - Van...
45m Aug 05, 2016
45m
Investing In Pension Funds: Big Time Gamble?
In order sustain higher returns pension funds are increasing their exposure to riskier assets. Today's Stocks & Topics: Property Insurance, SQ - Square Inc. Cl A, VIAB - Viacom Inc. Cl B, Jobs Report, Wealthy Universities, FSLR - First Solar Inc., HFC – Holly Frontier Corp., Fundamentals, QRVO - Qorvo Inc.
46m Aug 04, 2016
46m
The Difference between Gambling and Investing
Investors don't always know the cards in their hand, and they often don't know the rules of the game. Today's Stocks & Topics: 529 Plan, GILD - Gilead Sciences Inc., Tesla, Hackers Stealing Big Coins, 10 Commandments of Personal Financing, KO - Coca-Cola Co., Japan Stock Market, MAS - Masco Corp., TASR - TASER International Inc., KR - Kroger Co., HST - Host Hotels & Resorts Inc.
46m Aug 03, 2016
46m
In Retirement: 3 Keys to Making Your Money Last
It may seem complicated, but there are formulas to help you match your annual spending with growth in your portfolio. Today's Stocks & Topics: Financial Ratio, International ETFs, Weak Auto Sales, China and Russia Are Buying Gold, Earnings Season, SDRL - SeaDrill Ltd., GGN - GAMCO Global Gold Natural Resources & Income Trust, CVX - Chevron Corp., XOM - Exxon Mobil Corp., 401k & Retirement, CCF ...
45m Aug 02, 2016
45m
The 12 Costs of Home Ownership
Most people lose their home because of taking on too much debt, not due to losing a job or other hardships. Buyers underestimate the true cost by about 30%. Today's Stocks & Topics: Earnings Per Share, CVX - Chevron Corp., SYNA - Synaptics Inc., Warren Buffet, Good Annual Return, Mergers & Acquisitions, VPU - Vanguard Utilities ETF, VZ - Verizon Communications Inc., ARMH - ARM Holdings PLC ADR,...
45m Aug 01, 2016
45m
Commodities: Another Way To Diversify
'Managed futures funds' give access to an entirely different portion of the market, untouched by the average investor. Today's Stocks & Topics: Dividends, Dollar Cost Average, Bullish Sign on the Market, GDP Numbers, Bank of Japan, VDC - Vanguard Consumer Staples ETF, WFM - Whole Foods Market Inc., HYG - iShares iBoxx $ High Yield Corporate Bond ETF, ERJ - Embraer S/A ADR, TJX - TJX Cos, CD Lad...
45m Jul 29, 2016
45m
REITs Get Reorganized
REITs have been by far the best-performing asset class in the market over the past 15 years but most actively managed fund managers have largely ignored them. Today's Stocks & Topics: Refinancing, WFC - Wells Fargo & Co., Big Companies Numbers, Low Interest Rates, Home Ownership, BHLB - Berkshire Hills Bancorp Inc., LNG - Cheniere Energy Inc., DLTR - Dollar Tree Inc., 401k vs. 403B, MDR - McDer...
45m Jul 28, 2016
45m
5 Things You Should Know About a SEP IRA
The self-employed and small business owners can maximize their investments with a pension plan on their own. Today's Stocks & Topics: P.E. Ratio, HSBC - HSBC Holdings PLC ADR, FCX - Freeport-McMoRan Inc., SH - ProShares Short S&P 500, UWTI - VelocityShares 3x Long Crude ETN linked to the S&P GSCI Crude Oil Index Excess Return, SNY - Sanofi ADR, Term Life Insurance, Interest Rates, LAZ - Lazard ...
45m Jul 27, 2016
45m
Have You Overfunded Your Emergency Fund?
Keeping large sums in your bank accounts or money market funds is a costly mistake. How to figure right number for you. Today's Stocks & Topics: USMV - iShares Edge MSCI Min Vol USA ETF, Roth I-R-A, UA - Under Armour Inc. Cl A, SBUX - Starbucks Corp., SWKS - Skyworks Solutions Inc., CMI - Cummins Inc., Property Taxes, the Economy.
45m Jul 26, 2016
45m
4 Ways to Rebalance Your Portfolio
Rebalancing simply means restoring a portfolio to its original makeup. Simple concept, but sometimes complicated in practice. Today's Stocks & Topics: P.E. Ratio, LAKE - Lakeland Industries Inc., Nintendo Shares, Property Taxes, FHKCX - Fidelity China Region Fund, LL - Lumber Liquidators Holdings Inc., INGR - Ingredion Inc., Roth I-R-A vs. 529 Plan, HYG - iShares iBoxx $ High Yield Corporate Bo...
45m Jul 25, 2016
45m
Learn About Investing From Bumper to Bumper Traffic
If you understand how traffic flows you’ll easily grasp just why you've had little success outperforming the market. Today's Stocks & Topics: Share Types, Forward Price-to-Earnings, Commodities, College Dregrees, Underfunded Pensions, Forward P.E., Trading Information, Retirement, Mutual Funds, I-R-A, Sectors, Dividends, Roth I-R-A, Trading, Investing at Old Age, Long-Short Mutual Funds.
46m Jul 22, 2016
46m
Gold Funds: The 'Gorilla' of the ETF Market
Exchange-traded funds that track gold have surged in popularity. What should you know before you invest? Today's Stocks & Topics: Marijuana Stocks, CSCO - Cisco Systems Inc., Car Breakdowns Hit Record High, Retirement Age, NDAQ - Nasdaq Inc., DEO - Diageo PLC ADR, Roth IRA vs. 529 Plan, QCOM - Qualcomm Inc., TCP - TC PipeLines L.P., WPZ - Williams Partners L.P., ORCL - Oracle Corp.
45m Jul 21, 2016
45m
Why Don't You Have a 529 College Savings Plan?
Only a third of parents are actually using one of these accounts. Why is that? Today's Stocks & Topics: Business Development Companies, BP - BP PLC ADR, Saving Time and Money, Gold vs. Dollar, VNQ - Vanguard REIT ETF, RH - Restoration Hardware Holdings Inc., P - Pandora Media Inc., International ETFs, Tracking S&P 500, SXCP - SunCoke Energy Partners L.P., PNNT - PennantPark Investment Corp., GD...
45m Jul 20, 2016
45m
Mutual Funds: A Shopper's Checklist
What those fund ratings mean, adding up expensive ratios, weighing the importance of past performance, active or passive management. Today's Stocks & Topics: Mobil Apps, ETFs, Charts, WCIC - WCI Communities Inc., Interest Rates, GILD - Gilead Sciences Inc., GME - GameStop Corp., the Economy, Housing Sales Report, NFLX - Netflix Inc., 401k Funds.
45m Jul 19, 2016
45m
6 Unusual Money Investment Ideas with High Returns
They’re Unconventional, and you may have a lot of homework to do before you try them. Today's Stocks & Topics: Cash Flow Per Share, Treasury Yield, GILD - Gilead Sciences Inc., HFC - HollyFrontier Corp., Target Date Funds, CAT - Caterpillar Inc.
45m Jul 18, 2016
45m
Bad Habits We Can Learn From the Rich
The wealthy make money missteps, too. But you don't have to be rich to make these mistakes. Today's Stocks & Topics: Cash, PICK – I Shares MSCI Global Metals & Mining Producers ETF, Health Care Spending, Loose Money, HFC – Holly Frontier Corp., Investing, F - Ford Motor Co., GPRO - GoPro Inc., Holding Cash, WPC - W. P. Carey Inc., VTR - Ventas Inc., INFY - Infosys Ltd.
45m Jul 15, 2016
45m
Your Status Quo Bias Can Cost You
Investors can suffer when they choose to stick to their default modes of investing and fail to adjust. Today's Stocks & Topics: New Investor, VXX - Barclays Bank PLC iPath S&P 500 VIX Short-Term Futures ETN, Housing, Health Care Spending, Tricks to Sell Your Home Faster, WWAV - WhiteWave Foods Co., LYB - LyondellBasell Industries N.V. Cl A, MO - Altria Group Inc., NTDOY - Nintendo Co. Ltd. ADR,...
45m Jul 14, 2016
45m
401(k): The Self-Directed Option
This option allows the employee to invest their retirement funds however they like, rather than being limited to the mutual funds on their roster. Today's Stocks & Topics: Investing Strategy, REGN - Regeneron Pharmaceuticals Inc., Value Stock, TM - Toyota Motor Corp., ACIA - Acacia Communications Inc., LEA - Lear Corp., VLO - Valero Energy Corp., Jobs Report, Dollar Cost Average.
45m Jul 13, 2016
45m
The Ultimate Diversification Tool
So you want to build a robust retirement portfolio that avoids the dreaded all-your-eggs-in-one-basket cliché? Today's Stocks & Topics: Sectors, VUZI - Vuzix Corp., Retirement, Brexit & Buying Opportunities, Using I-R-A or Social Security, GDX - VanEck Vectors Gold Miners ETF, RAD - Rite Aid Corp., IEX - IDEX Corp., FHKCX - Fidelity China Region Fund, GPL - Great Panther Silver Ltd., CYH - Comm...
45m Jul 12, 2016
45m
3 Most Important Factors to Making Your Retirement Money Last
There are formulas to help you match your annual spending with growth in your portfolio. Today's Stocks & Topics: Publicly Traded Companies, Gold & Silver, Mortgages, Alcoa Earnings, RIG - Transocean Ltd., WOOF - VCA Inc., JNJ - Johnson & Johnson, GBX - Greenbrier Cos. Inc., BIDU - Baidu Inc. ADR, VLO - Valero Energy Corp., FSLR - First Solar Inc., AMZN - Amazon.com Inc.
45m Jul 11, 2016
45m
How Inflation Could Crack Your Nest Egg
For retirees, even low inflation can have an outsized effect on their finances. They face a different inflation environment than non-retirees. Today's Stocks & Topics: Limited Partnership, Gold, New Kind of Housing Crisis, Banks, the Stock Market, Pros and Cons of a 403(b) Rollover Into an Roth IRA, Individual Bonds, New Retire, Deadliest Animals in America, Stock Investing, Bond Funds, Buying ...
46m Jul 08, 2016
46m
The Critical Balancing Act
Over time the risk level in your portfolio can increase or decrease without you even knowing it. Today's Stocks & Topics: Big Companies, Metrics, Countries With Negative Interest Rates, Morgan Stanley, Workers Over 50, Oil & Gas Transportation Companies, Pharmaceuticals, Dividends, Statistics, Large Caps, Mutual Funds, Day Trading, Retirement, Treasury Bonds, Cash Reserve Fund.
47m Jul 07, 2016
47m
Should You Be Thinking Commodities?
Year-to-date gains in core commodity indexes are two to three times the gains in broad U.S. bond and stock indexes. Today's Stocks & Topics: Dividends, TSO - Tesoro Corp., QQQ - PowerShares QQQ Trust Series, AGU - Agrium Inc., GBSN - Great Basin Scientific Inc., Oil Companies, MACD, STNG - Scorpio Tankers Inc., Commodities, GDX - VanEck Vectors Gold Miners ETF, NG - NovaGold Resources Inc., BCS...
45m Jul 06, 2016
45m
How To Choose: Mutual Fund or ETF
These two types of investments are traded and taxed differently. Today's Stocks & Topics: P.E. Ratio, DAN - Dana Holding Corp., Shorting Banks, JPM - JPMorgan Chase & Co., the Brexit, Top vs. Bottom Line Growth, GOOG - Alphabet Inc. Cl C, AZO - AutoZone Inc., VASC - Vascular Solutions Inc., Systematic Risk, Recommended Books, New Investor.
44m Jul 05, 2016
44m
What's Holding Investors Back?
In this long running bull market, only about half of Americans have any money invested in the stock market. That matches the lowest ownership rate in one poll’s 19-year history. Today's Stocks & Topics: Real Estate, New Investor, Interest Rates, 401k, ESPP: Employee Stock Purchase Plans, Chinese ADRs, Stock Split, International Investing, Retirement, Equity Index Annuities, 529 Plan, Pension Pl...
46m Jul 04, 2016
46m
Learn About Investing From Bumper to Bumper Traffic
If you understand how traffic flows you’ll easily grasp just why you've had little success outperforming the market. Today's Stocks & Topics: Share Types, UA - Under Armour Inc. Cl A, UA.C - Under Armour Inc. Cl C, KEP - Korea Electric Power Corp., GBLX - GrowBlox Sciences Inc., CRM - Salesforce.com Inc., VCSH - Vanguard Short-Term Corporate Bond ETF, FTBFX - Fidelity Total Bond Fund Fidelity T...
45m Jul 01, 2016
45m
“Sorting Out the Array of REITs”
Many investors, looking for something different, look to real estate investment trusts. But the options can be confusing. Today's Stocks & Topics: Coverdell IRA, GOOG - Alphabet Inc. Cl C, Commodities in 2016, College Degrees are the New High School Diploma, Underfunded Pension Obligations, NKE - Nike Inc. Cl B, MET - MetLife Inc., ETFs, Long Term Investments, Equal Weight Index, Company Stocks...
45m Jun 30, 2016
45m
Is the Stock Market Too Expensive Now?
S&P 500 is flirting with all-time highs. Its price-to-earnings ratio is now at its most expensive valuation multiple since September 2009. Today's Stocks & Topics: Investing Strategy, ADC - Agree Realty Corp., CF - CF Industries Holdings Inc., IPOs, Wal-Mart, Banks, SWKS - Skyworks Solutions Inc., CFX - Colfax Corp., LGND - Ligand Pharmaceuticals Inc.
45m Jun 29, 2016
45m
What Men Can Learn From Women About Investing
When it comes to both saving and investing, women are just better at it. Why? Today's Stocks & Topics: Index Funds, Globalization, World Banks, Creative Destruction, Credit, Mergers & Reverse Mergers, 401k, How to Start Investing, Bonds, Triple-Double Tops, Retirement, How to Invest, IRAs.
46m Jun 28, 2016
46m
High Yield: But Too Risky?
These mutual funds were formed to diversify a pool of junk bonds and reduce the risk of investing in financially struggling companies. Today's Stocks & Topics: Spin Roll Ruling, VYM - Vanguard High Dividend Yield ETF, the Stock Market, Brexit Vote Leaves UK on Brink of Recession, ETFs, GILD - Gilead Sciences Inc., AAPL - Apple Inc., KSS - Kohl's Corp., WMB - Williams Cos., Moving Averages.
45m Jun 27, 2016
45m
7 Things to Know About 529 Plans
Plans available in many states may be the best way to put away money for college. Today's Stocks & Topics: the Brexit & Gold, GDX - VanEck Vectors Gold Miners ETF, Value Stocks, Retailers & the Brexit, Living Comfortably in Retirement, VYM - Vanguard High Dividend Yield ETF, MNTX - Manitex International Inc., VZ - Verizon Communications Inc., T - AT&T Inc., RRMS - Rose Rock Midstream L.P., Rece...
45m Jun 24, 2016
45m
How to Keep More of Your ETF Gains
A simple guide to understanding ETF expense ratios. Today's Stocks & Topics: ETFs, Four Things that Will Drive Stocks Now, the VIX, LHO - LaSalle Hotel Properties, Portfolio, Retirement, I-R-A, Home Savings Accounts, BA - Boeing Co., MZOR - Mazor Robotics Ltd., ATW - Atwood Oceanics Inc.
45m Jun 23, 2016
45m
The Plus Side of Working Longer
Longer life span may mean longer working lives. There are dollar advantages beyond the paycheck. Today's Stocks & Topics: When to Sell, Tesla, CDs, NICE - NICE Ltd. ADR, MSFT - Microsoft Corp., Retirement, WOOF - VCA Inc., First Time Investor, Day Trading.
45m Jun 22, 2016
45m
The Right and Wrong of Annuities
They do sound appealing. Are annuities the key to a secure retirement? Today's Stocks & Topics: Earnings Projections, the Real Estate Market, the Next President & the Economy, the Fed, TWTR - Twitter Inc., SYK - Stryker Corp., ED - Consolidated Edison Inc., New Investor, DLR - Digital Realty Trust Inc.
44m Jun 21, 2016
44m
Investing Today is Simpler But Not Safer
Go back 50 years - Costs were much higher and choices were much more limited. Knowledge, understanding and information were primitive by today's standards. Today's Stocks & Topics: Mutual Funds, GNRC - Generac Holdings Inc., Sitting Dollars, AAPL - Apple Inc., WAIIX - Western Asset Inflation Indexed Plus Bond Fund, CEL - Cellcom Israel Ltd., NEWM - New Media Investment Group Inc., Lending Money...
45m Jun 20, 2016
45m
How Inflation Could Crack Your Nest Egg
For retirees, even low inflation can have an outsized effect on their finances. They face a different inflation environment than non-retirees. Today's Stocks & Topics: Limited Partnership, NUGT - Direxion Daily Gold Miners Index Bull 3x Shares, Gold, New Kind of Housing Crisis, AAPL - Apple Inc., MSG - Madison Square Garden Co., AMAG - AMAG Pharmaceuticals Inc., WFM - Whole Foods Market Inc., B...
45m Jun 17, 2016
45m
The Critical Balancing Act
Over time the risk level in your portfolio can increase or decrease without you even knowing it. Today's Stocks & Topics: Big Companies, WMT - Wal-Mart Stores Inc., Metrics, Countries With Negative Interest Rates, Morgan Stanley, Workers Over 50, VNR - Vanguard Natural Resources, STNG - Scorpio Tankers Inc., Oil & Gas Transportation Companies, NFLX - Netflix Inc., Pharmaceuticals, FL - Foot Loc...
46m Jun 16, 2016
46m
The High Impact of Corporate Buybacks
The notion that corporate share buybacks have been influential in propping up stocks is nothing new, but the influence may be much greater than most thought. Today's Stocks & Topics: Shorting S&P 500, JDST - Direxion Daily Junior Gold Miners Index Bear 3X Shares, the Fed, Costco & American Express, Net Neutrality, SCHD - Schwab US Dividend Equity ETF, JPM - JPMorgan Chase & Co., GE - General El...
45m Jun 15, 2016
45m
What's Holding Investors Back?
In this long running bull market, only about half of Americans have any money invested in the stock market. That matches the lowest ownership rate in one poll’s 19-year history. Today's Stocks & Topics: Real Estate, New Investor, POT - Potash Corp. of Saskatchewan Inc., Interest Rates, 401k, SLV - iShares Silver Trust, DEO - Diageo PLC ADR, BIIB - Biogen Inc., ESPP: Employee Stock Purchase Plan...
44m Jun 14, 2016
44m
How a 401(k) Plan Benefits the Employer
Considering that high employee turnover creates a financial burden, finding a way to cut such losses is something small and large business owners welcome. Today's Stocks & Topics: Investing, WFC - Wells Fargo & Co., BAC - Bank of America Corp., BPY - Brookfield Property Partners L.P., BG - Bunge Ltd., Microsoft & LinkedIn, Apple Inc., XT - iShares Exponential Technologies ETF, CF - CF Industrie...
45m Jun 14, 2016
45m
What You Didn't Learn In College About Money
College grads now more about E=MC2 than 401(k). Most likely graduate without having a clue about personal finance. Here's a course outline. Today's Stocks & Topics: ATVI - Activision Blizzard Inc., VLO - Valero Energy Corp., Early Retirement, Helicopter Money, Britain, Financial Anxiety, CCE - Coca-Cola European Partners PLC, LVS - Las Vegas Sands Corp., EQR - Equity Residential, Interest Rates...
45m Jun 10, 2016
45m
Bond Holders Can Fall Victim to Duration Risk
Protecting yourself from the ticking time bomb inside today's bond market. Today's Stocks & Topics: Pricing of Stocks and Indexes, Young Adults & Wealth, Big Fall in the Market, Negative Rates, VEGI - iShares MSCI Global Agriculture Producers ETF, Agricultural Sector, S&P 500 & REITs, ABT - Abbott Laboratories, KMB - Kimberly-Clark Corp., Investing in Real Estate, 529-Plan.
45m Jun 09, 2016
45m
Do You Have a Solid Strategy to Protect Your Portfolio?
Some investors may be willing to try just about anything to protect their portfolios, including strategies that don’t often work. Today's Stocks & Topics: Interest Rates, Banks, Housing, Commodities, 401k, Minimum Distribution, Right Time to Invest, EWZ - iShares MSCI Brazil Capped ETF, HES - Hess Corp., Mutual Funds, Ex-Dividend Dates.
46m Jun 08, 2016
46m
What Men Can Learn From Women About Investing
When it comes to both saving and investing, women are just better at it. Why? Today's Stocks & Topics: Index Funds, Globalization, World Banks, Creative Destruction, DATA - Tableau Software Inc., NVDA - NVIDIA Corp., Credit, TSO - Tesoro Corp., Mergers & Reverse Mergers, FFIV - F5 Networks Inc., 401k, CUI - CUI Global Inc.
45m Jun 07, 2016
45m