WSJ Your Money Matters

How Printing Fake Money Helped People Manage Their Cash

WSJ Your Money Matters — Tue, 12 Dec 2023 09:30:00 +0000

Owners of businesses that print and supply fake money to movies and TV shows say being surrounded by “prop cash” changed how they think about the real thing. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss.

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Where to Put Your Cash if the Fed Lowers Interest Rates

WSJ Your Money Matters — Mon, 11 Dec 2023 09:30:00 +0000

As the Federal Reserve signals it may be done raising interest rates, some financial advisers suggest people consider riskier investments for their cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss.

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What's News in Markets: Airline Buyouts, GameStop’s Week, the Race for AI

WSJ Your Money Matters — Sat, 09 Dec 2023 11:00:00 +0000

Which airlines turned from competitors to allies? And how did the poster child of meme stocks, GameStop, perform this week? Plus, how are Google and AMD heating up the AI race? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.

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Gold Prices at Record Levels: Should You Invest?

WSJ Your Money Matters — Fri, 08 Dec 2023 09:30:00 +0000

Rising stocks and the prospects of lower interest rates are among the factors that have pushed gold prices up 11% this year. WSJ reporter Bob Henderson joins host J.R. Whalen to discuss how individual investors can buy gold, and how it fits into a portfolio.

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IRS More Than Doubles Tax-Underpayment Penalty

WSJ Your Money Matters — Thu, 07 Dec 2023 09:30:00 +0000

Americans who’ve underpaid their taxes could face a hefty bill from the IRS, which recently raised the penalty from 3% to 8%. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss ways people can better manage their tax payments.

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What Kids Should Know About Keeping Their Money Safe

WSJ Your Money Matters — Wed, 06 Dec 2023 09:30:00 +0000

The New Money Rules for Kids: With online financial accounts, comes the possibility for kids to make some mistakes with them. In the final episode of our series, we explore how kids (and parents) can keep their money safe and start practicing good money habits.

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How to Apply ‘The New Rules of Money’ to Master Your Finances

WSJ Your Money Matters — Tue, 05 Dec 2023 09:30:00 +0000

"The New Rules of Money,” a book from The Wall Street Journal, helps readers break down the fear factor behind managing their personal finances. Reporter and co-author Julia Carpenter joins host J.R. Whalen to discuss how the book’s interactive tools can guide readers toward reaching their financial goals.

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Tighter Timelines for College Financial Aid Applicants

WSJ Your Money Matters — Mon, 04 Dec 2023 09:30:00 +0000

The Free Application for Federal Student Aid, or Fafsa, will become available for completion on Dec. 31, about three months later than in previous years. Personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss that and other changes families should prepare for.

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What's News in Markets: Black Friday Bump, GM Buyback, Tesla Cybertruck

WSJ Your Money Matters — Sat, 02 Dec 2023 11:00:00 +0000

Which companies benefited most from strong Black Friday sales? And how did investors react to Tesla’s Cybertruck launch and General Motors’ massive stock buyback plan? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.

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How Much More Money Would You Need to Be Happy at Work?

WSJ Your Money Matters — Fri, 01 Dec 2023 09:30:00 +0000

In a new survey, a majority of workers said a 50% salary increase would be enough to make them happy. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss the data.

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Why Are Workers So Unhappy Right Now?

WSJ Your Money Matters — Thu, 30 Nov 2023 08:00:00 +0000

The work world is still in flux nearly four years after the pandemic threw offices for a loop. But a variety of data show that workers are unhappier now than they have been in years. Wall Street Journal deputy bureau chief Vanessa Fuhrmans joins host Danny Lewis to explain why.

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From Apps to Accounts: Here’s Where Kids Are Storing Their Money

WSJ Your Money Matters — Wed, 29 Nov 2023 08:01:00 +0000

The New Money Rules for Kids: From payment apps to bank accounts, there are many places for kids to store their money. In the third episode of our series we explore what you should know about each of them.

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Fighting Over Money Can Be Good, Actually

WSJ Your Money Matters — Tue, 28 Nov 2023 08:00:00 +0000

Disagreements about finances are a part of any relationship. New research suggests that these fights aren’t necessarily about money. Wall Street Journal personal finance reporter Julia Carpenter joins host Danny Lewis to discuss root causes, and how in some cases arguing might actually help strengthen a couple’s bonds.

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Should You Buy or Lease a New Car?

WSJ Your Money Matters — Mon, 27 Nov 2023 08:01:00 +0000

Americans trying to budget a new car into their household finances might consider leasing instead of buying. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss what you should know about paying for a car if you aren’t buying it in cash.

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Black Friday: Why it’s OK to Delay Your Holiday Shopping This Year

WSJ Your Money Matters — Fri, 24 Nov 2023 08:01:00 +0000

While many Americans are likely to begin their holiday shopping on Black Friday, shoppers who procrastinate can still capitalize on discounts and deals, as long as they plan carefully. Wall Street Journal reporter Suzanne Kapner joins host J.R. Whalen to discuss.

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How Kid Entrepreneurs Are Using Digital Tools to Boost Business

WSJ Your Money Matters — Wed, 22 Nov 2023 08:01:00 +0000

The New Money Rules for Kids: For lots of children, the ways that they earn cash have gone digital. In the second episode of this series, we hear from three young entrepreneurs about how they’ve built their businesses and the digital tools they’re using to boost it.

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Not Sure How Much to Tip? A New Study Shows You’re Not Alone

WSJ Your Money Matters — Tue, 21 Nov 2023 08:01:00 +0000

As requests for more and bigger tips increase, so has confusion. WSJ personal-finance reporter Julia Carpenter joins host Ariana Aspuru to discuss why some people view tipping as an obligation and others see it as a personal decision.

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What the End of Mint Means for Users and the Future of Budgeting Apps

WSJ Your Money Matters — Mon, 20 Nov 2023 08:01:00 +0000

The popular budgeting app, Mint, is shutting down in 2024. So what happens next? WSJ personal finance reporter Imani Moise joins host Ariana Aspuru to discuss where this leaves people in the market for a new budgeting app.

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Why It's a Terrible Time to Spend Money

WSJ Your Money Matters — Fri, 17 Nov 2023 08:01:00 +0000

With rising prices and high interest rates, right now is a bad time to spend money. WSJ personal finance reporter Oyin Adedoyin joins host Ariana Aspuru to explain what this means for holiday shoppers.

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Is it Time to Give Up On Trying to Buy a Home?

WSJ Your Money Matters — Thu, 16 Nov 2023 08:01:00 +0000

Amid elevated mortgage rates and low inventory, many prospective homebuyers have decided to spend their new-home savings elsewhere. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss.

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How Online Currency Is Changing the Way Kids Spend Money

WSJ Your Money Matters — Wed, 15 Nov 2023 08:01:00 +0000

The New Money Rules for Kids: From Youtube and video games to advertisements on social media, kids are seeing content about money – whether they know it or not. So how is this influencing their decisions about money? And how can we best prepare them for financial success in adulthood? In the first episode of Your Money Briefing’s four-part series, we look into how a new generation of kids are learning about money.

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How Inflation Raises Our Standards for Having Fun

WSJ Your Money Matters — Tue, 14 Nov 2023 08:01:00 +0000

The rising cost of having fun is changing the way some people enjoy experiences and how they calculate whether having a good time is living up to the price. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss.

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Why People Can’t Figure Out When It’s Time to Retire

WSJ Your Money Matters — Mon, 13 Nov 2023 08:01:00 +0000

Even as people work later in life, many find it difficult to pinpoint the right time to retire. WSJ columnist Rachel Feintzeig joins host J.R. Whalen to discuss how people envision leaving the workforce often clouds their decision-making.

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How to Save Enough to Say ‘No’ to Jobs

WSJ Your Money Matters — Fri, 10 Nov 2023 08:01:00 +0000

For some people, having more control over their career includes having the financial freedom to leave their job. WSJ’s Jessica Chou joins host J.R. Whalen to discuss how she saved enough for a “walk-away fund.”

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Why the Return-to-Office Battle Is Turning Into a Disability Dispute

WSJ Your Money Matters — Thu, 09 Nov 2023 08:01:00 +0000

More employees are filing disability discrimination claims against their companies when work-from-home requests are denied. WSJ reporter Lauren Weber joins host J.R. Whalen to discuss.

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Open Enrollment: Should You Buy Disability Insurance?

WSJ Your Money Matters — Wed, 08 Nov 2023 08:01:00 +0000

More companies are offering disability insurance as part of annual benefits options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss questions employees should ask before signing up.

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New Fafsa Application Changes Could Boost Your Financial Aid

WSJ Your Money Matters — Tue, 07 Nov 2023 08:01:00 +0000

Changes to the Free Application for Federal Student Aid, or Fafsa, will allow people to make contributions to their 401(k) without it impacting the amount of financial aid they receive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss.

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How the Real-Estate Fees Verdict Will Affect Home Buyers, Sellers

WSJ Your Money Matters — Mon, 06 Nov 2023 08:01:00 +0000

Last week’s verdict against the National Association of Realtors and large residential brokerages is likely to change the amount of commissions paid by home buyers and sellers, as well as how they are paid out. Wall Street Journal reporter Laura Kusisto joins short J.R. Whalen to discuss.

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Open Enrollment: How to Select the Right Benefits

WSJ Your Money Matters — Fri, 03 Nov 2023 07:01:00 +0000

Employees selecting company-provided health benefits may find the list of options and rates confusing. Host J.R. Whalen is joined by Arthur Benefits Solutions founder Maameamba Arthur-Price, to discuss what people should assess in their lives before making selections. Plus, WSJ contributor Cheryl Winokur Munk explains the important benefits people often overlook.

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More Employees Are Working Less, but Making the Same Money

WSJ Your Money Matters — Thu, 02 Nov 2023 07:01:00 +0000

To stay competitive in a tight labor market, many employers are offering more paid time off to workers. WSJ economics reporter Jeffrey Sparshott joins host J.R. Whalen to discuss how it has resulted in employees working less hours, but maintaining steady pay.

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Parents Who Took Out Student Loans for Their Kids Left Out of New Repayment Plans

WSJ Your Money Matters — Wed, 01 Nov 2023 07:01:00 +0000

Millions of student-loan borrowers who took out Parent Plus loans weren’t included in the Biden administration’s new income-driven repayment options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss.

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How to Avoid Buying a Home That’s Haunted

WSJ Your Money Matters — Tue, 31 Oct 2023 07:01:00 +0000

Several states have rules that address paranormal activity in the context of a home sale. Wall Street Journal contributor Erika Mailman joins host J.R. Whalen to discuss what homebuyers can do to avoid living in haunted homes.

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Want to Stick to a Budget? Some Advisers Say Skip the Apps

WSJ Your Money Matters — Mon, 30 Oct 2023 07:01:00 +0000

Financial advisers say fintech apps track your spending, but they don’t necessarily change your behavior. WSJ reporter Imani Moise joins host J.R. Whalen to discuss why a spreadsheet may be more effective at helping people maintain a budget.

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Introducing: WSJ's Take On the Week

WSJ Your Money Matters — Sun, 29 Oct 2023 10:00:00 +0000

WSJ's Take On the Week is a new WSJ show that breaks down the most important things to watch in business and financial news to help you make smarter investment decisions. This week, host Dion Rabouin looks at Coinbase, the upcoming Federal Reserve meeting, and Starbucks.

If you like the show, follow it for more.

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Why Your Will Isn’t Always the Last Word on Who Gets Your Assets

WSJ Your Money Matters — Fri, 27 Oct 2023 07:01:00 +0000

Many people make out a will to ensure their heirs receive their belongings and financial assets when they die. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how forgotten documents could override your estate plans.

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Millennials Are on Track to Surpass Boomers in Retirement Savings

WSJ Your Money Matters — Thu, 26 Oct 2023 07:01:00 +0000

New data from Vanguard suggests millennials are poised to move ahead of older generations in terms of saving for retirement. WSJ personal-finance reporter Anne Tergesen joins host J.R. Whalen to discuss what’s allo wed them to boost their nest eggs.

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Food Is Back on Sale. But There’s a Catch.

WSJ Your Money Matters — Wed, 25 Oct 2023 07:01:00 +0000

As consumers show an unwillingness to pay higher prices for food, more supermarkets and restaurants are bringing back specials and promotions. But WSJ reporter Jesse Newman joins host J.R. Whalen to discuss why lower prices may not ease the pressure on household budgets.

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Why the AI Gold Rush Is Causing College Students to Drop Out

WSJ Your Money Matters — Tue, 24 Oct 2023 07:01:00 +0000

Students are leaving college early to launch their own AI startups. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss why they feel now is the best time to start an AI business, and the risks some face.

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How to Be Left Alone at Work, Without Being Left Behind

WSJ Your Money Matters — Mon, 23 Oct 2023 07:01:00 +0000

Chit-chat and interruptions from your co-workers can slow your progress toward getting your work done. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the risks of asking colleagues to leave you alone.

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Give Up Sick Days? Young Workers Say No Way

WSJ Your Money Matters — Fri, 20 Oct 2023 07:01:00 +0000

In the past, many workers viewed not taking sick days as a badge of honor. But now WSJ reporter Te-Ping Chen tells host J.R. Whalen people are taking more sick time, and they’re taking time off for reasons other than feeling unwell.

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How MBA Students Are Dealing With a Tighter Job Market

WSJ Your Money Matters — Thu, 19 Oct 2023 07:01:00 +0000

Second-year MBA students are facing a much slower pace of hiring and recruiting by companies in the tech, finance and consulting sectors. Wall Street Journal reporter Lindsay Ellis joins host J.R. Whalen to discuss alternate plans some students are considering.

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Want to Score a Discount at the Store? Pay With Cash

WSJ Your Money Matters — Wed, 18 Oct 2023 07:01:00 +0000

More retailers are offering discounts to shoppers who make purchases with cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain how credit-card users can also score deals.

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Is 15 the New 30? How to Run a Productive 15-Minute Meeting

WSJ Your Money Matters — Tue, 17 Oct 2023 07:01:00 +0000

More managers and employees are realizing they can cut 30-minute meetings to just 15 minutes and still get work done. WSJ reporter Anne Marie Chaker joins host J.R. Whalen to discuss the learning curves that go along with shorter meetings.

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Understanding the Logic Behind ‘Girl Math’ and ‘Boy Math’

WSJ Your Money Matters — Mon, 16 Oct 2023 07:01:00 +0000

The creative logic, known as “Girl Math,” to justify discretionary spending has gone viral. Wall Street Journal reporter Chavie Lieber joins host J.R. Whalen to discuss the social media trend.

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Why Downsizing Your Home Isn’t the Money Move It Used to Be

WSJ Your Money Matters — Fri, 13 Oct 2023 07:01:00 +0000

Older Americans often downsize their home as their needs change. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why many find downsizing doesn’t make financial sense in the current housing market.

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Tuition Reimbursement: Why Now May Be the Time to Ask Your Employer to Help

WSJ Your Money Matters — Wed, 11 Oct 2023 07:01:00 +0000

Amid skyrocketing college costs, many companies are promoting tuition reimbursement as a benefit with the aim of attracting and retaining employees. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how reimbursement programs vary by company, and questions employees should ask.

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Investing in Bonds: What You Need to Know

WSJ Your Money Matters — Tue, 10 Oct 2023 07:01:00 +0000

As interest rates rise, more investors are considering bonds to complement stocks and mutual funds in their portfolios. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the pros and cons of investing in bonds.

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How Autopay Can Cost You Money

WSJ Your Money Matters — Mon, 09 Oct 2023 07:01:00 +0000

Paying bills through automatic payments can be an easy way of managing your balances. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it can also lead to unexpected expenses and hurt your credit score.

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Why Americans Are Choosing to Splurge Instead of Save

WSJ Your Money Matters — Fri, 06 Oct 2023 07:01:00 +0000

With interest rates up and inflation remaining high, consumer spending should be on the decline. However, economists say household spending remains robust. Wall Street Journal consumer trends reporter Rachel Wolfe joins host J.R. Whalen to discuss why some Americans are choosing trips and concert tickets over homeownership and retirement saving.

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Is Now a Good Time to Refinance Your Student Loans?

WSJ Your Money Matters — Thu, 05 Oct 2023 07:01:00 +0000

Student-loan borrowers resuming payments this month might consider refinancing their loan to rein in costs. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to explain why financial experts suggest borrowers should think twice before refinancing.

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How Much Cash Should You Keep at Home in Case of an Emergency?

WSJ Your Money Matters — Wed, 04 Oct 2023 07:01:00 +0000

Financial advisors recommend keeping physical cash at home in the event of an emergency or natural disaster. Wall Street Journal personal finance bureau chief Jeremy Olshan joins host J.R. Whalen to discuss how much cash should be put aside.

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Why the IRS Wants to Know About Your Eras Tour Tickets

WSJ Your Money Matters — Tue, 03 Oct 2023 07:01:00 +0000

A new tax law requires ticketing platforms like Ticketmaster and StubHub to give the IRS information about ticket sales over $600. After a year of expensive tours and live events, resellers could be in for a surprise come tax season. WSJ music industry reporter Anne Steele joins Ariana Aspuru to discuss.

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Child Care Faces Threat as Funding for Centers Expires

WSJ Your Money Matters — Mon, 02 Oct 2023 07:01:00 +0000

Federal funding for an estimated 70,000 child-care centers nationwide ran out on September 30. Wall Street Journal “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss what families can expect going forward.

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It May Be Time to Rethink Your Perfect Career Plan

WSJ Your Money Matters — Fri, 29 Sep 2023 07:01:00 +0000

Many people envision an employment path with clearly defined steps up the career ladder. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why being open to detours and unexpected obstacles can be a key to getting ahead.

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Your Student Loan Payments Could Be Cut in Half Under New Program

WSJ Your Money Matters — Thu, 28 Sep 2023 07:01:00 +0000

A new income-based, college-loan repayment program could significantly reduce borrowers’ loan balances. WSJ reporters Julia Carpenter and Gabriel T. Rubin join host J.R. Whalen to discuss how the “SAVE” program works.

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How to Avoid Burnout in a 60-Year Career

WSJ Your Money Matters — Wed, 27 Sep 2023 07:01:00 +0000

Younger workers who might be forced to work through their 70s or later before retiring might find the strategy of taking periodic career breaks could help them avoid burning out. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, as well as the head of a career re-entry program, who will discuss how workers should plan their career breaks, and how they can overcome challenges they’ll face when returning to the workplace.

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Is Your Boss Monitoring Your In-Office Attendance?

WSJ Your Money Matters — Tue, 26 Sep 2023 07:01:00 +0000

More companies are reviewing data showing when workers swiped their ID badges to enter the office, and how long they stayed. Wall Street Journal reporter Chip Cutter joins host J.R. Whalen to discuss penalties some employees face who are not adhering to return-to-office policies.

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How to Get a 3% Mortgage Rate in a 7% World

WSJ Your Money Matters — Mon, 25 Sep 2023 07:01:00 +0000

Assumable loans allow home sellers to transfer the more attractive rate they secured in the past to buyers. Wall Street Journal reporter Ben Eisen joins host J.R. Whalen to explain how they work, as well as the pros and cons.

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Why an Office Friday Just Isn’t the Vibe Anymore

WSJ Your Money Matters — Fri, 22 Sep 2023 07:01:00 +0000

In the post-Covid workplace, where many companies have taken exhaustive steps to create hybrid work schedules, employers and workers are still at odds over how to approach Fridays. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss the effect it has on business and morale.

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How to Borrow Money and Avoid Higher Interest Rates

WSJ Your Money Matters — Thu, 21 Sep 2023 07:01:00 +0000

Consumers who are wary of current high interest rates have several options allowing them to borrow at lower-interest levels. WSJ reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks.

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How to Save Enough to Retire After a 60-Year Career

WSJ Your Money Matters — Wed, 20 Sep 2023 07:01:00 +0000

People currently in their 20s are likely facing a 60-year career because of longevity and rising living costs. In the second episode of our series, we explore the importance of beginning the retirement-saving process early, and how accounts like a 401(k) and an IRA can help people maximize their saving efforts.

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When a Sale Price Isn’t a Discount: How Deceptive Pricing Tricks Shoppers

WSJ Your Money Matters — Tue, 19 Sep 2023 07:01:00 +0000

Several retailers have been sued for posting sale prices on items that aren’t actually discounted prices. WSJ reporter Patrick Coffee joins host J.R. Whalen to discuss how the process works, and what consumers can do.

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UAW Strike: How Car Buyers Could Be Affected

WSJ Your Money Matters — Mon, 18 Sep 2023 07:01:00 +0000

Walkouts by United Auto Workers at several GM, Ford and Stellantis factories come as the auto industry was beginning to stabilize following the pandemic. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to explain how consumers shopping for cars, new or used, are likely to be impacted by the strike.

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Why You Might Get ‘Feedforward’ From Your Boss Instead of Feedback

WSJ Your Money Matters — Fri, 15 Sep 2023 07:01:00 +0000

More companies are phasing out feedback that bosses give workers, and replacing it with “feedforward.” Wall Street Journal reporter Alexandra Bruell joins host J.R. Whalen to explain the difference, and why companies feel the change is needed.

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The Money Date: Couples Making Financial Plans Over Candlelit Dinners

WSJ Your Money Matters — Thu, 14 Sep 2023 07:01:00 +0000

More couples are choosing to have conversations about their financial goals on “money dates.” WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss the benefits of mixing romance and finance.

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Are You Prepared for a 60-Year Career?

WSJ Your Money Matters — Wed, 13 Sep 2023 07:00:00 +0000

As Americans live longer, healthier lives, the traditional 40-year career will become a thing of the past. Our three-part series explores how to navigate a longer career and what it could mean for the future of work and your finances. This first episode examines what exactly a 60-year career might entail and how you can start mentally preparing yourself for one.

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Renters Face Additional Fees on Top of Record-High Rent

WSJ Your Money Matters — Tue, 12 Sep 2023 07:00:00 +0000

Many landlords are adding fees to monthly rent that they charge tenants. WSJ reporter Will Parker joins host J.R. Whalen to discuss the reasons behind the fees and how some tenants are fighting back.

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How to Take Advantage of High Interest Rates to Reach Financial Goals

WSJ Your Money Matters — Mon, 11 Sep 2023 07:00:00 +0000

Rising interest rates create opportunities for consumers to accelerate growth on their money to save for things like cars, vacations and emergency funds. WSJ reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways consumers with varying levels of extra cash on hand can use higher rates to their advantage.

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Health-Insurance Costs to Rise 6.5% or More Next Year

WSJ Your Money Matters — Fri, 08 Sep 2023 07:00:00 +0000

The cost of health insurance is expected to rise by the largest amount in years. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss why costs are rising, and who’ll pay more.

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Salary Plays a Big Role in WSJ/College Pulse 2024 Rankings

WSJ Your Money Matters — Thu, 07 Sep 2023 07:00:00 +0000

The Wall Street Journal/College Pulse 2024 rankings measure several higher-education categories includin g graduation rates, students’ salaries after graduation, and the length of time it takes someone to pay off the full cost of attendance. Host J.R. Whalen speaks with WSJ’s Chastity Pratt, Harry Carr and Tom Corrigan about the findings.

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Your Student Loans Are Due Next Month. Are You Ready?

WSJ Your Money Matters — Wed, 06 Sep 2023 07:00:00 +0000

Interest on student loans began accruing on Sept. 1 and payments are due next month. WSJ’s Julia Carpenter joins host J.R. Whalen to discuss how borrowers should prepare to resume making payments.

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Why Your Phone Carrier Wants to Connect to Your Bank Account

WSJ Your Money Matters — Tue, 05 Sep 2023 07:00:00 +0000

Verizon, AT&T and T-Mobile are asking customers to move their monthly bill payments from their credit cards to their bank accounts. WSJ personal-technology editor Shara Tibken joins host J.R. Whalen to discuss why the carriers want the change, the privacy concerns that have been raised about it and the financial trade-offs to consider before you make the switch.

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Quiet Cutting: Workers Are Being Reassigned Instead of Let Go

WSJ Your Money Matters — Fri, 01 Sep 2023 07:00:00 +0000

As some companies restructure their workforces, many are reassigning employees to new positions rather than letting them go. WSJ’s Ray A. Smith joins host J.R. Whalen to discuss how that can end up putting employees into positions that don’t fit their career path or expertise, and what workers can do about it.

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Mixed Feelings Over ‘Round Up for Charity’ Requests

WSJ Your Money Matters — Thu, 31 Aug 2023 07:00:00 +0000

Consumers are getting frustrated with all those requests for charitable donations at checkout counters. WSJ’s Rachel Wolfe joins host J.R. Whalen to explain why they continue to contribute anyway.

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Switching Jobs for Better Pay Is Getting Harder

WSJ Your Money Matters — Wed, 30 Aug 2023 07:00:00 +0000

After years of luring new workers with hefty pay increases and bonuses, many companies are reversing that trend. WSJ’s Te-Ping Chen joins host J.R. Whalen to discuss why employers are reducing salaries for new recruits and what it means for job seekers.

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The Best Years for Making Smart Financial Decisions

WSJ Your Money Matters — Tue, 29 Aug 2023 07:00:00 +0000

Many Americans start making serious financial decisions in their early 20s when they enter the workforce and start living on their own. WSJ’s Clare Ansberry joins host J.R. Whalen to discuss recent studies that explain the age when adults actually make the best financial decisions.

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Common Money Mistakes College Students Make

WSJ Your Money Matters — Mon, 28 Aug 2023 07:00:00 +0000

Students heading off to college have a lot on their plate, including making some big financial decisions for the first time. To avoid breaking the bank, students have to be careful with their money. WSJ contributor Cheryl Winokur Munk joins host Ariana Aspuru to discuss.

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Saving Money on Extracurricular Activities

WSJ Your Money Matters — Fri, 25 Aug 2023 07:00:00 +0000

It’s back-to-school time, and many parents are adding another expense to their budget: their children’s extracurricular activities. With nonacademic credent ials becoming more important in college admissions, parents are going all in on their kids’ interests. WSJ’s Oyin Adedoyin joins host Ariana Aspuru to discuss.

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Rebates Could Save Homeowners Thousands on Energy-Efficient Upgrades

WSJ Your Money Matters — Thu, 24 Aug 2023 07:00:00 +0000

Homeowners planning energy-efficient renovations could save substantial amounts of money through rebates the government plans to roll out this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what types of work the rebates do, and don’t, cover.

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The Key To Pay Satisfaction Isn’t a Bigger Salary

WSJ Your Money Matters — Wed, 23 Aug 2023 07:00:00 +0000

A recent survey indicates the happiest workers aren’t necessarily those with regular paychecks and benefits. WSJ’s Katie Mogg joins host J.R. Whalen to discuss.

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Couples Take On CFO, COO Roles to Handle Household Tasks

WSJ Your Money Matters — Tue, 22 Aug 2023 07:00:00 +0000

More couples are taking a page from the corporate playbook to complete household tasks like scheduling grocery-store runs and paying the bills. WSJ personal-finance reporter Julia Carpenter joins J.R. Whalen to discuss challenges some couples face in dividing up the to-do list.

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Turning a Midlife Crisis into a Second Act

WSJ Your Money Matters — Mon, 21 Aug 2023 07:00:00 +0000

As Americans live longer, some are seeking more fulfilling activities during the traditional midlife period. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss.

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What Home Buyers Should Know Now That Mortgage Rates Are Above 7%

WSJ Your Money Matters — Fri, 18 Aug 2023 07:00:00 +0000

The average 30-year fixed mortgage rate hit 7% this week, its highest point in 20 years. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what homebuyers should know.

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Why TSA Wait Times Are Longer This Summer

WSJ Your Money Matters — Thu, 17 Aug 2023 07:00:00 +0000

Travelers are reporting longer wait times in TSA lines at airports where the agency has installed new scanners designed to improve security and keep people moving. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what passengers can do to move through the line more quickly.

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Should You Buy Travel Insurance for Your Next Trip?

WSJ Your Money Matters — Wed, 16 Aug 2023 07:00:00 +0000

More people are buying travel insurance to protect against threats posed by severe weather and other elements. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the pros and cons of taking out a policy before traveling.

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Why Some Financial Advisers Focus on More Than Just Building Wealth

WSJ Your Money Matters — Tue, 15 Aug 2023 07:00:00 +0000

Some financial planners are taking an approach to their work that focuses on clients’ personal goals and well-being, and not just about growing wealth. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss.

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Some Workers Are Having Trouble Getting Things Done at the Office

WSJ Your Money Matters — Mon, 14 Aug 2023 07:00:00 +0000

After several years of working from home, some people find it difficult to complete tasks at the office. WSJ reporter Ray A. Smith joins host J.R. Whalen to discuss ways people can be more productive in the office.

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Digital Payment Apps Offer Perks, Convenience… and Security Risks

WSJ Your Money Matters — Fri, 11 Aug 2023 07:00:00 +0000

Credit cards and digital payment apps make checking out convenient for shoppers. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks of these payment options.

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What People Have Learned From Their Biggest Career Mistakes

WSJ Your Money Matters — Thu, 10 Aug 2023 07:00:00 +0000

Mistakes are common as people navigate a career path, but they can result in valuable lessons. WSJ editor Demetria Gallegos joins host J.R. Whalen to discuss what workers have learned from their biggest mistakes.

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The Pros and Cons of Renting Out Your Car for Extra Cash

WSJ Your Money Matters — Wed, 09 Aug 2023 07:00:00 +0000

More Americans are making money off their cars by renting them out. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss how the p rocess works, and the risks some renters face.

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Why Buying a Car Has Drastically Changed

WSJ Your Money Matters — Tue, 08 Aug 2023 07:00:00 +0000

Sticker shock was among the many changes in the auto industry that car buyers saw as a result of the pandemic. WSJ reporter Ryan Felton joins host J.R. Whalen to discuss which pandemic-era changes are likely to be permanent.

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Why Being Too Nice Can Damage Your Career Path

WSJ Your Money Matters — Mon, 07 Aug 2023 07:00:00 +0000

Workers who want to get ahead but also be respected face a tricky balance of being too nice or too aggressive. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss ways employees can navigate that challenge.

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Popular Apps Travelers Should Download

WSJ Your Money Matters — Fri, 04 Aug 2023 07:00:00 +0000

Tracking inclement weather that might impact air travel or knowing where to book a last-minute hotel room can improve the overall experience for some travelers. WSJ columnist Dawn Gilbertson joins host J.R. Whalen to discuss popular apps among frequent flyers.

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Four-Day Workweek Experiment Results in More Efficient Employees

WSJ Your Money Matters — Thu, 03 Aug 2023 07:00:00 +0000

An 18-month study of the viability of a four-day workweek found that employees worked more efficiently in less time. WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss whether companies are likely to adopt a shorter workweek.

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How to Avoid Drama When Passing On Family Heirlooms

WSJ Your Money Matters — Wed, 02 Aug 2023 07:00:00 +0000

Families often make mistakes when planning the transfer of heirlooms, resulting in unnecessary costs and family infighting. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss actions families should consider to make the process smoother.

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Where Savers Could Put Their Cash After the Fed’s Interest-Rate Increase

WSJ Your Money Matters — Tue, 01 Aug 2023 07:00:00 +0000

As the Federal Reserve has raised interest rates to their highest level in 22 years, traditional saving methods have become more attractive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss where savers could store their cash.

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How Weight Bias Can Hurt a Career

WSJ Your Money Matters — Mon, 31 Jul 2023 07:00:00 +0000

Studies show that heavier people are paid and promoted less than their thinner colleagues. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss the financial impact that can have on overweight workers, and what companies and lawmakers are doing to address weight bias at work.

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Can ‘Lazy-Girl Jobs’ Hurt Your Career?

WSJ Your Money Matters — Fri, 28 Jul 2023 07:00:00 +0000

Bragging about having remote jobs with comfortable salaries and 5:00 p.m. end times has become trendy among many younger female workers on TikTok. WSJ’s Katie Mogg joins host J.R. Whalen to discuss the pros and cons of promoting laid-back jobs that pay for basic comforts without requiring overtime.

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How Spending Limits Help Partners Avoid Money Conflicts

WSJ Your Money Matters — Thu, 27 Jul 2023 07:00:00 +0000

Many couples hoping to stay within a budget impose spending limits for each other. Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter and by a woman who set (and exceeded) a spending limit with her fiancé.

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Robinhood Now Offers Retirement Accounts

WSJ Your Money Matters — Wed, 26 Jul 2023 07:00:00 +0000

The online broker Robinhood, popular among younger investors, has begun offering traditional and Roth individual retirement accounts. WSJ “Heard on the Street” columnist Telis Demos joins host J.R. Whalen to discuss how retirement investing represents a different strategy for Robinhood’s clientele.

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The ‘Sibling Discount’ for College Financial-Aid Is Ending

WSJ Your Money Matters — Tue, 25 Jul 2023 07:00:00 +0000

Families with two or more children in college may lose some financial aid under new government rules. WSJ’s Oyin Adedoyin joins host J.R. Whalen to explain how college expenses are likely to change for families.

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Why Credit Scores Tend to Decline in Retirement

WSJ Your Money Matters — Mon, 24 Jul 2023 07:00:00 +0000

Retirees often see their credit scores decline following their working years. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss why maintaining a high credit score still matters to many older Americans.

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Why More Travelers Are Taking the Bus

WSJ Your Money Matters — Fri, 21 Jul 2023 07:00:00 +0000

More Americans are bypassing the airport and instead taking a bus to get to their destination. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the shift and how bus travel compares to taking a flight.

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A Popular 401(k) Tax Break Is Going Away

WSJ Your Money Matters — Thu, 20 Jul 2023 07:00:00 +0000

Retirement savers who make “catch-up” contributions to their 401(k) account will lose an often-used tax deduction under new rules coming next year. WSJ’s Anne Tergesen joins host J.R. Whalen to discuss.

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Pay Raises Are Finally Beating Inflation

WSJ Your Money Matters — Wed, 19 Jul 2023 07:00:00 +0000

Americans’ hourly wages rose an average of 4% in June, outpacing the current 3% rate of inflation. WSJ economics reporter Amara Omeokwe joins host J.R. Whalen to discuss why that doesn’t necessarily mean more spending power for consumers.

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Financial Mistakes to Avoid When Sending Kids Off to College

WSJ Your Money Matters — Tue, 18 Jul 2023 07:00:00 +0000

Funding a child’s education is typically one of the largest expenses a family takes on, yet they often make errors that can add to their costs. WSJ’s Cheryl Winokur Munk joins host J.R. Whalen to discuss the most common missteps and how to avoid them.

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The Battle Over Mondays in the Office

WSJ Your Money Matters — Mon, 17 Jul 2023 07:00:00 +0000

Even as many companies allow employees to continue to work a hybrid schedule, some managers are insisting that workers come into the office on Mondays. WSJ contributor Anne-Marie Chaker joins host J.R. Whalen to discuss the pushback from workers.

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Airline Credit Cards: Know the Perks, the Points and the Pitfalls

WSJ Your Money Matters — Fri, 14 Jul 2023 07:00:00 +0000

Airline-branded credit cards typically offer numerous travel benefits like points and miles. WSJ travel reporter Jacob Passy tells host J.R. Whalen why some travelers might find it’s not worth it financially to sign up.

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Why You Should Challenge Those Self-Imposed Career and Life Deadlines

WSJ Your Money Matters — Thu, 13 Jul 2023 07:00:00 +0000

Many people have an internal timeline that sets deadlines for career and life milestones. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why it may be time for those timelines to evolve.

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Some Retirees Are Full of Regret. Here’s How to Retire Better.

WSJ Your Money Matters — Wed, 12 Jul 2023 07:00:00 +0000

Many retirees say they regret not focusing on more than just saving money to live out their post-working years. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss.

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From Pause to Pay: Student-Loan Borrowers Prepare to Resume Payments

WSJ Your Money Matters — Tue, 11 Jul 2023 07:00:00 +0000

Many borrowers fear they may have to defer financial goals when they resume making student-loan payments. Host J.R. Whalen is joined by borrower Trey Watson and WSJ personal-finance reporter Joe Pinsker.

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For Stock Investing, Older Americans Are Thinking Young

WSJ Your Money Matters — Mon, 10 Jul 2023 07:00:00 +0000

Many older Americans are investing like younger people, putting more of their retirement savings in volatile assets such as stocks. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss.

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More Americans Are Losing Their Home Insurance

WSJ Your Money Matters — Fri, 07 Jul 2023 07:00:00 +0000

More people in the U.S. are losing their home-insurance coverage due to storms, lawsuits and rebuilding costs. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss how homeowners can prevent their insurance from being canceled and what they can do if it is.

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Unlimited Flights for a Flat Fee: Is It Worth It?

WSJ Your Money Matters — Thu, 06 Jul 2023 07:00:00 +0000

Frontier Airlines offers passengers an “all-you-can-fly” program for a flat fee. Wall Street Journal “Carry On” columnist Dawn Gilbertson joins host J.R. Whalen to discuss whether the pass, which includes domestic and international flights, is worth your time and money.

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More Wealthy Americans Are Shopping at the Dollar Stores

WSJ Your Money Matters — Wed, 05 Jul 2023 07:00:00 +0000

High-earning Americans who previously shunned discount stores like the Dollar Tree and Five Below are spending time in the aisles looking for bargains. WSJ personal-finance reporter Rachel Wolfe joins host J.R. Whalen to discuss why they’ve changed their shopping habits.

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How to Prepare for the Resumption of Student Loan Payments

WSJ Your Money Matters — Mon, 03 Jul 2023 07:00:00 +0000

Americans holding federal student loans will be required to resume making payments after the Supreme Court struck down President Biden’s forgiveness plan. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss how the nation’s 40 million borrowers should prepare to resume making payments.

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Why Your Bank Wants to Know How Much You Make

WSJ Your Money Matters — Fri, 30 Jun 2023 07:00:00 +0000

Banks are sending out more requests to customers for their annual salary information. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss why, a nd whether customers are obligated to reveal their earnings.

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Why Fixer-Upper Homes Are So Unpopular Now

WSJ Your Money Matters — Thu, 29 Jun 2023 07:00:00 +0000

Homebuyers are shunning fixer-uppers, even though they often come with a reduced purchase price. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why prospective buyers are looking elsewhere.

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How to Appeal When Your Health Insurer Rejects a Claim

WSJ Your Money Matters — Wed, 28 Jun 2023 07:00:00 +0000

Rejection of a claim by a health insurer isn’t uncommon, but many consumers aren’t aware of the process to fight back. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss the most effective ways to launch an appeal.

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Consumers Hate Fees, But Are Willing to Pay Them Anyway

WSJ Your Money Matters — Tue, 27 Jun 2023 07:00:00 +0000

Research shows that even when consumers know that taxes and fees will be tacked on to a product’s cost at checkout, they’re more likely to pay the bill instead of researching a better price. WSJ columnist Josh Zumbrun joins host J.R. Whalen to discuss.

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How to Deal With the Office Jerk

WSJ Your Money Matters — Mon, 26 Jun 2023 07:00:00 +0000

A co-worker seen by others as an “office jerk” can be annoying, but also stand in the way of productivity. New York University psychology professor Tessa West joins host J.R. Whalen to discuss how workers can overcome the fear of approaching an office-mate conducting themselves inappropriately.

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Teen Accounts on Payment Apps Offer Lessons on Saving, Stock Trading

WSJ Your Money Matters — Fri, 23 Jun 2023 07:00:00 +0000

Teens are getting a head start in understanding personal finance through apps designed to help them manage money, with parental supervision. Host J.R. Whalen is joined by WSJ personal-finance reporter Oyin Adedoyin as well as a mother of twin 15-year olds who are active on several apps.

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Why You Shouldn’t Check Your 401(k) During a Bull Market

WSJ Your Money Matters — Thu, 22 Jun 2023 07:00:00 +0000

Watching your 401(k) balance rise as stock markets trend higher might give savers a sense of comfort, but WSJ reporter Anne Tergesen tells host J.R. Whalen why financial experts say that could do long-term damage to your retirement portfolio .

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How Companies Are Addressing Worker Frustration

WSJ Your Money Matters — Wed, 21 Jun 2023 07:00:00 +0000

As more workers say they’re less engaged on the job, some companies are taking steps to improve the day-to-day experience for employees. WSJ’s Russell Adams joins host J.R. Whalen to discuss why the changes don’t always include pay raises.

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Hiring the Class of 2023 Includes Trainings on Soft Skills

WSJ Your Money Matters — Tue, 20 Jun 2023 07:00:00 +0000

Many schools, businesses and recruiters are launching programs to address gaps in recent college grads’ face-to-face social skills to help them succeed in the workplace. WSJ’s Lindsay Ellis joins host J.R. Whalen to explain why.

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New-Lease Rents Are Declining for the First Time in Years

WSJ Your Money Matters — Fri, 16 Jun 2023 07:00:00 +0000

After several years of double-digit percentage increases, apartment-rent growth is falling for only the second time since the 2008 financial crisis. WSJ’s Will Parker joins host J.R. Whalen to discuss why rents are declining, and what could drive them higher again.

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Worker Frustration Is On the Rise

WSJ Your Money Matters — Thu, 15 Jun 2023 07:00:00 +0000

Increased frustration among employees is impacting workplace productivity and employee retention. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss what’s fueling the shift among workers.

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When Tipping Gets Awkward

WSJ Your Money Matters — Wed, 14 Jun 2023 10:19:00 +0000

Tip screens at a checkout counter where people typically make small purchases can make for some awkward moments between consumers and store workers. The WSJ’s Oyin Adedoyin joins host J.R. Whalen to discuss expectations when it comes to tipping.

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Tax Rules for Sports Betting

WSJ Your Money Matters — Tue, 13 Jun 2023 07:00:00 +0000

In 2022, legal sports wagers on sites like FanDuel and DraftKings totaled $93.2 billion. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss tax rules that sports bettors sometimes overlook.

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How to Fit More ‘Me Time’ Into Your Schedule

WSJ Your Money Matters — Mon, 12 Jun 2023 07:00:00 +0000

Carving out time for yourself can have positive effects on your career and relationships.

WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why many people, especially women, struggle to include “me time” into their daily schedule.

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Summer Travel: Be Prepared for Higher Prices. And Higher Fees.

WSJ Your Money Matters — Fri, 09 Jun 2023 07:00:00 +0000

Travelers are likely to run into fees tacked onto the higher costs of airline tickets, hotel rooms and rental cars this summer. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss ways to avoid these charges.

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Bond Investing: How a Robo Adviser Makes it Easy

WSJ Your Money Matters — Thu, 08 Jun 2023 07:00:00 +0000

In response to the growing popularity of bond investing, Wealthfront has introduced a robo-advisory tool to pick investments. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it works.

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How Workers Are Using Generative AI Tools to Increase Productivity

WSJ Your Money Matters — Wed, 07 Jun 2023 07:00:00 +0000

Freelancers and small-business owners are using artificial intelligence to boost output and their incomes. WSJ reporter Te-Ping Chen joins host J.R. Whalen to discuss the benefits and risks associated with using generative AI tools in the workplace.

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Why You Should Consider Having Both a 401(k) and an IRA

WSJ Your Money Matters — Tue, 06 Jun 2023 07:00:00 +0000

Having both a 401(k) and an IRA can boost your annual retirement contributions by 30%. WSJ contributor Michael Pollock joins host J.R. Whalen to discuss what savers should know about each type of account.

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Student-Loan Repayment Freeze Is Ending. Are Your Finances Ready?

WSJ Your Money Matters — Mon, 05 Jun 2023 07:00:00 +0000

After a three-year pause, federal student-loan borrowers are scheduled to resume making monthly payments starting August 30th. WSJ reporter Julia Carpenter joins host J.R. Whalen with steps borrowers can take to lessen the impact on their finances.

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Inheriting the Family House? Consider These Financial Questions

WSJ Your Money Matters — Fri, 02 Jun 2023 07:00:00 +0000

The family home is one of the most expensive assets parents pass down to their children when they die. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss financial and emotional questions adult children should consider.

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‘Baby Bonds’ Could Help End Poverty in America

WSJ Your Money Matters — Thu, 01 Jun 2023 07:00:00 +0000

A program under consideration by several states would pay thousands of dollars into trust accounts for children to help close the widening wealth gap. WSJ reporter Brenda León joins host J.R. Whalen to discuss how the program would work.

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How Retailers and Businesses Can Capitalize on the Hybrid Workforce

WSJ Your Money Matters — Wed, 31 May 2023 13:28:00 +0000

As much as 40% of the nation’s workforce is splitting time between the office and working from home. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss how retailers could tailor their business models to engage hybrid workers.

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Pandemic Whiplash Is Causing Young Americans to Ignore Their Bills

WSJ Your Money Matters — Tue, 30 May 2023 07:00:00 +0000

Many young Americans overwhelmed by financial stress brought on by the pandemic and inflation are avoiding their expenses. Host J.R. Whalen is joined by WSJ reporter Oyin Adedoyin and a 22-year-old man who struggled with his spending.

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Summer Vacation: How to Avoid Skyrocketing Costs

WSJ Your Money Matters — Fri, 26 May 2023 07:00:00 +0000

Hotel prices and airfares up substantially compared to a year ago might cause some people to reconsider their summer vacation plans. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss the trade-offs some travelers are making .

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How Writing Paper Checks Can Expose You to Fraud and Theft

WSJ Your Money Matters — Thu, 25 May 2023 07:00:00 +0000

Writing out paper checks raises the chances of being the target of fraud and theft. The WSJ personal-finance team’s Oyin Adedoyin joins host J.R. Whalen to discuss ways to reduce those risks.

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How Paperwork Errors Cost Families Life-Insurance Payouts

WSJ Your Money Matters — Wed, 24 May 2023 07:00:00 +0000

Hundreds of families who paid life-insurance premiums were denied millions of dollars in death benefits because of missteps by both their employer and their insurance company. WSJ reporter Leslie Scism joins host J.R. Whalen to explain how it happened.

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Why Companies Are Raising Prices Even as Consumer Confidence Wanes

WSJ Your Money Matters — Tue, 23 May 2023 07:00:00 +0000

Amid moderating inflation and signs that the economy may be headed toward a recession, many companies continue to raise prices. WSJ’s Suzanne Kapner joins host J.R. Whalen to discuss how consumers are responding.

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Why Health Savings Accounts Are Both Misunderstood and Underused

WSJ Your Money Matters — Mon, 22 May 2023 07:00:00 +0000

The amount Americans can contribute to a health savings account will rise to the largest-ever increase on record next year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what you should know about HSAs.

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Forget Florida. Many Retirees Are Settling Down in Alabama.

WSJ Your Money Matters — Fri, 19 May 2023 07:00:00 +0000

The rising cost of living in Florida has caused many seniors to seek more affordable locations to spend their retirement years. WSJ contributor Cecilie Rohwedder joins host J.R. Whalen to discuss why more Americans are choosing to live in Baldwin County, Alabama.

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More Wives Who Outearn Their Husbands, Now Less Likely to Divorce

WSJ Your Money Matters — Thu, 18 May 2023 07:00:00 +0000

The share of marriage with women earning more than their husbands has tripled over the past 50 years. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss what has changed and why those marriages are less likely to end in divorce.

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How to Get Insurers to Pay for Ozempic and Other Weight-Loss Drugs

WSJ Your Money Matters — Wed, 17 May 2023 07:18:00 +0000

Ozempic and other weight-loss drugs can list at $900 or more per month. WSJ’s Anne Wilde Mathews joins host J.R. Whalen to discuss how to get your health insurance plan to cover these prescriptions.

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Some Buy Now, Pay Later Customers Are Facing Rejection

WSJ Your Money Matters — Tue, 16 May 2023 07:00:00 +0000

Some users of Buy Now, Pay Later programs like Klarna and Affirm say they have faced unexpected denials or lower spending limits when they try to make purchases. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain why the companies are tightening credit standards.

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Social Security Payments Could Be Affected if U.S. Hits Debt Limit

WSJ Your Money Matters — Mon, 15 May 2023 07:00:00 +0000

Concerns have risen about how Social Security payments, among other programs, would be affected if the U.S. reaches its debt ceiling and defaults on its loans. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what retirees can expect.

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Work-Life Balance: For Younger Workers, It’s Easier Said Than Done

WSJ Your Money Matters — Fri, 12 May 2023 07:00:00 +0000

Many millennials and Gen Z workers say their jobs are important to their own sense of identity. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss how they struggle to balance that with scheduling personal time.

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Traveling Internationally? How to Avoid Long Delays for a Passport

WSJ Your Money Matters — Thu, 11 May 2023 07:00:00 +0000

Wait times for ordering a new passport are running as long as 13 weeks. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss ways to expedite the process, and the costs involved.

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Want a Good Job by Age 30? Take These Steps in Your 20s.

WSJ Your Money Matters — Wed, 10 May 2023 07:00:00 +0000

Having a good job by age 30 can unlock the path to a successful career. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss research that examined choices people in their 20s made and how it affected their career by age 30.

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Do You Leave a Tip at Self-Checkout Machines? Shoppers Are Confused.

WSJ Your Money Matters — Tue, 09 May 2023 07:00:00 +0000

Customers routinely tip service workers, but many shoppers are perplexed and even angry to find some self-checkout machines prompting them to leave upwards of 20%. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss so-called tip creep and where, exactly, those tips are going .

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What Happens If You Die Without a Will? Depends on Where You Live.

WSJ Your Money Matters — Mon, 08 May 2023 07:00:00 +0000

Dying without a will can put the future of your assets at risk. Wall Street Journal personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss why most Americans don’t have one.

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What the Class of 2023 Wants From Future Employers

WSJ Your Money Matters — Fri, 05 May 2023 07:00:00 +0000

As more college seniors accept job offers in advance of graduation, companies may have to work harder to find top candidates. WSJ contributor and LaSalle Network CEO Tom Gimbel joins host J.R. Whalen to discuss what future grads say they’re looking for in a potential employer.

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Expecting a Big Raise in 2023? Don’t Bet On It.

WSJ Your Money Matters — Thu, 04 May 2023 07:00:00 +0000

The red-hot labor market created opportunities over the past several years for workers to ask for and receive sizable raises. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to explain why companies are budgeting for lower salary increases.

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Raises Offered to Workers to Switch Jobs Are Shrinking

WSJ Your Money Matters — Wed, 03 May 2023 07:00:00 +0000

After several years of workers scoring sizable pay bumps to switch jobs, companies are reining in the amount they’re offering new hires. WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss what this means for the broader labor market.

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How to Fight Rising Subscription Fees Without Going Cold Turkey

WSJ Your Money Matters — Tue, 02 May 2023 07:00:00 +0000

Subscription price creep is real, and new data show that more consumers are rejecting higher prices on some of their favored subscription streaming and delivery services. But it doesn’t have to be all or nothing. WSJ personal tech columnist Nicole Nyguyen joins guest host Dion Rabouin to discuss ways to push back against price creeps.

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How CD Ladders Can Help Investors Get More From Their Savings

WSJ Your Money Matters — Mon, 01 May 2023 07:00:00 +0000

With today’s high interest rates and inflation, certificates of deposit are becoming an attractive way to grow savings over time. WSJ’s Oyin Adedoyin joins guest host Danny Lewis to discuss how staggering your investments can make the most out of these assets.

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The Psychology of Homebuying

WSJ Your Money Matters — Fri, 28 Apr 2023 07:00:00 +0000

On the fifth and final installment of the WSJ’s special series “Under Contract: Your Guide to Home Buying,” financial psychologist Bradley Klontz and real-estate professional Tracy McLaughlin join host J.R. Whalen to discuss how FOMO and other emotional hurdles make it difficult to think rationally when searching for a home.

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Employers Trying New Ways To Push Workers Back To The Office

WSJ Your Money Matters — Thu, 27 Apr 2023 07:00:00 +0000

Bosses have tried many different tactics to get employees back into the office. Nationally, a number of offices remain sparsely populated, particularly on Mondays and Fridays. WSJ reporter Chip Cutter joins guest host Mohsin Ali to discuss how one company is tying pay to attendance.

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Music Fans Are Spending Big on Concert Tickets – And Nothing Else

WSJ Your Money Matters — Wed, 26 Apr 2023 07:00:00 +0000

As the cost of concert tickets skyrockets, fans are finding ways to stretch their budgets. WSJ’s Rachel Wolfe joins guest host Danny Lewis to talk about how people are struggling with the splurge.

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Retire? More Americans Over 60 Are Saying Never

WSJ Your Money Matters — Tue, 25 Apr 2023 07:00:00 +0000

While some workers are literally counting the days until they can call it a career, there’s a growing segment of Americans who can’t think of anything they want to do less. They say they never want to retire. Demetria Gallegos from WSJ’s Journal Reports joins guest host Dion Rabouin to discuss the growing number of people who say they’d rather keep on working.

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Here’s How to Negotiate a Better College Financial Aid Package

WSJ Your Money Matters — Mon, 24 Apr 2023 07:00:00 +0000

Financial experts say the May 1st enrollment decision deadline is an ideal time for students and families to negotiate a better financial aid package. WSJ’s Oyin Adedoyin joins host J.R. Whalen to discuss the best ways to request more aid.

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How to Avoid the Most Common Mistakes Made by Homebuyers

WSJ Your Money Matters — Fri, 21 Apr 2023 07:00:00 +0000

From not having your finances in order to rushing through the inspection process, common mistakes made by homebuyers can derail the path to owning your dream home. On the fourth installment of WSJ’s special series “Under Contract: Your Guide to Home Buying,” Sam Chandan of New York University’s Chen Institute for Real Estate Finance joins host J.R. Whalen to discuss.

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Companies Boost Days Off to Help Employees Manage Stress

WSJ Your Money Matters — Thu, 20 Apr 2023 07:00:00 +0000

More companies are increasing their focus on workers’ mental health by, among other things, offeri ng additional personal days off. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss the benefits of timeout days.

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After a disastrous 2022, the 60-40 Investment Strategy Is Coming Back

WSJ Your Money Matters — Wed, 19 Apr 2023 07:00:00 +0000

Many financial advisers are once again recommending the 60% stocks, 40% bonds investment strategy to capitalize on the stock market in 2023. WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain why.

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Ambitious Gen Z Workers Are Pushing Back Against Stereotypes

WSJ Your Money Matters — Tue, 18 Apr 2023 07:00:00 +0000

Ambitious 20-somethings are trying to knock down preconceived judgments that they are lazy and not into hard work. Host J.R. Whalen is joined by WSJ’s Lindsay Ellis and a 25-year-old CEO of a supply-chain software company.

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Americans in Their 30s Are Racking Up Debt at Historic Rates

WSJ Your Money Matters — Mon, 17 Apr 2023 07:00:00 +0000

Total debt for millennials in their 30s hit more than $3.8 trillion in the fourth quarter, a 27% jump from late 2019, and the steepest increase of any age group. Host J.R. Whalen is joined by WSJ reporter Gina Heeb as well as 31-year-old Stacey Coquelin, who is struggling to contain rising debt as well as her daily expenses.

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Ways to Find the Most Affordable Mortgage Rate

WSJ Your Money Matters — Fri, 14 Apr 2023 07:00:00 +0000

Securing the right mortgage rate can be the key to a home being affordable for a prospective buyer. On the third installment of WSJ’s special series “Under Contract: Your Guide to Home Buying,” NerdWallet’s Holden Lewis joins host J.R. Whalen to discuss ways to find the most attractive mortgage rates. New episodes every Friday in April.

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Meeting Someone for the First Time? Don’t Ask About Their Job

WSJ Your Money Matters — Thu, 13 Apr 2023 07:00:00 +0000

Discussing your job is a common question when meeting someone for the first time. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the benefits of giving work questions less priority and instead focusing on other areas of your life.

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Consumers Are Clicking ‘Cancel’ on Subscriptions

WSJ Your Money Matters — Wed, 12 Apr 2023 09:30:00 +0000

After signing up for numerous monthly subscriptions during the pandemic, many Americans are canceling those services to save money. WSJ’s Rachel Wolfe joins host J.R. Whalen with more.

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What’s in Your Wallet? Financial Experts Say Probably Too Much

WSJ Your Money Matters — Tue, 11 Apr 2023 07:00:00 +0000

Although people are doing more financial transactions on their phones, experts say they still have too many items in their wallet, which could expose them to a greater risk of identity theft. WSJ’s Oyin Adedoyin joins host J.R. Whalen with more.

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Ways to Reduce Your Tax Bill Next Year

WSJ Your Money Matters — Mon, 10 Apr 2023 07:00:00 +0000

Owe taxes this year? WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss steps taxpayers can take to reduce next year’s tax bill.

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Navigating the Spring Housing Market

WSJ Your Money Matters — Fri, 07 Apr 2023 07:00:00 +0000

With interest rates trending higher and housing inventory stubbornly low, the spring housing market is off to a slow start. On the second installment of the WSJ’s special series “Under Contract: Your Guide to Home Buying,” Zillow senior economist Orphe Divounguy tells host J.R. Whalen how those factors have reshuffled the balance of power between buyers and sellers. New episodes of the series drop every Friday in April.

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Weekend Work Is on the Rise

WSJ Your Money Matters — Thu, 06 Apr 2023 07:00:00 +0000

The number of hours put in by workers on the weekend has risen 5% since 2021. WSJ’s Anne-Marie Chaker joins host J.R. Whalen to discuss how working on the weekend became the norm and what it means for work-life balance.

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Is Working Less Hours the Key to a Better Life?

WSJ Your Money Matters — Wed, 05 Apr 2023 07:00:00 +0000

More Americans are experimenting with working part-time to achieve a more desirable work-life balance. WSJ’s Rachel Feintzeig joins host J.R. Whalen to discuss.

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Finding Hidden, Free Stuff on Your Next Hotel Stay

WSJ Your Money Matters — Tue, 04 Apr 2023 07:00:00 +0000

A network of social media groups promote the exchange of free items among travelers who stay at hotels and resorts. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen with details.

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How Money, Even a Lot of it, Can Test a Marriage

WSJ Your Money Matters — Mon, 03 Apr 2023 07:00:00 +0000

Researchers have found that both a shortfall of money or an influx of money can have detrimental effects on a relationship. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to explain.

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Buying a Home? Here’s What to Do Before Starting Your Search

WSJ Your Money Matters — Fri, 31 Mar 2023 07:00:00 +0000

The process of buying a home is often filled with excitement, but also confusion and sometimes disappointment. The WSJ’s special series “Under Contract: Your Guide to Home Buying” aims to help buyers on their journey to securing a new home. In the first installment, “The Money Coach” CEO Lynnette Khalfani-Cox joins host J.R. Whalen to discuss getting your personal finances in order before beginning your search.

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Study: Pay Transparency Laws Motivate Workers

WSJ Your Money Matters — Thu, 30 Mar 2023 07:00:00 +0000

Research on how workers are reacting to new laws mandating the publication of employee salaries yielded surprising results. WSJ contributor Courtney Vinopal joins host J.R. Whalen with details.

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How Companies Decide Which Employees Will Be Laid Off

WSJ Your Money Matters — Wed, 29 Mar 2023 07:00:00 +0000

Companies typically carry out layoffs to reduce costs, but compiling the list of workers to be let go is often less simple, and can involve weeks of debate. WSJ’s Chip Cutter joins host J.R. Whalen with more.

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Getting By on Less Than $1 Million in Retirement Savings

WSJ Your Money Matters — Tue, 28 Mar 2023 07:00:00 +0000

While many people often aspire to accumulate around a million dollars in retirement savings, most people wind up with far less than that. WSJ retirement reporter Anne Tergesen spoke to retirees on how they’re making do, and she joins host J.R. Whalen.

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Job-Loss Fears Trigger Use of Homebuying Escape Clauses

WSJ Your Money Matters — Mon, 27 Mar 2023 07:00:00 +0000

A contingency clause is often written into the contract between a home buyer and seller if either party suspects significant financial changes could force them to back out of the deal. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with more.

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Some Companies Now View Remote Work as a Liability

WSJ Your Money Matters — Fri, 24 Mar 2023 07:00:00 +0000

After embracing remote and hybrid work schedules, some companies now find flexible work schedules as cutting down on productivity. WSJ ‘On the Cock’ columnist Callum Borchers joins host J.R. Whalen with more.

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Why Taking Out a Loan Is About to Get Harder

WSJ Your Money Matters — Thu, 23 Mar 2023 07:00:00 +0000

The Federal Reserve raised interest rates another 0.25 percentage point on Wednesday. That is on the lower end of the Fed's recent rate hikes, but analysts say consumers could find it harder to get a loan anyway. The WSJ's Oyin Adedoyin joins host J.R. Whalen to discuss why, and how you can get your personal finances in order.

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How to Put Your Personal Finances Through a Stress Test

WSJ Your Money Matters — Wed, 22 Mar 2023 07:00:00 +0000

The collapse of Silicon Valley Bank has raised concerns about the banking sector and stress tests that often gauge banks’ abilities to weather financial emergencies. WSJ’s Geoffrey Rogow joins host J.R. Whalen to discuss steps you can take to test the strength of your own finances.

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More Students Are Forgoing College for Apprenticeships

WSJ Your Money Matters — Tue, 21 Mar 2023 07:00:00 +0000

Some apprenticeships are boasting acceptance rates as competitive as Ivy League universities. WSJ repo rter Doug Belkin joins host Erin Delmore to explain why students are rethinking the cost-benefit analysis of a four-year college education.

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CDs and Cashlike Investments Shine Amid Stock Market Slump

WSJ Your Money Matters — Mon, 20 Mar 2023 07:00:00 +0000

Demand for CDs is at its highest level since the 2008 financial crisis, according to dat a from CUSIP Global Services. WSJ markets reporter Hardika Singh joins host Erin Delmore to explain why CDs are considered among the safest investments.

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You Can Use Large Medical Expenses as a Tax Deduction, But There’s a Catch

WSJ Your Money Matters — Fri, 17 Mar 2023 09:30:00 +0000

Many large-scale medical expenses like breast pumps, guide dogs, and contact lenses can be used as tax deductions, though many Americans aren’t familiar with this method of reducing their tax bill. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss which types of expenses are eligible.

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Many Borrowers Aren’t Ready to Resume Student-Loan Payments

WSJ Your Money Matters — Thu, 16 Mar 2023 13:15:00 +0000

After several years of extensions, student-loan repayments are expected to resume later this year. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to discuss the pressure that could place on younger people, many of whom are struggling financially.

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Inflation Sparks Skewed Memories of Lower Prices

WSJ Your Money Matters — Wed, 15 Mar 2023 07:00:00 +0000

Although February’s inflation rate cooled to 6%, prices still continue to rise. That may cause people to harken back to the recent past when prices were significantly lower. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker and Georgetown University professor Francesco D’Acunto to discuss “price nostalgia,” and why we remember prices being lower than they actually were.

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How the FDIC Protects Bank Depositors’ Cash

WSJ Your Money Matters — Tue, 14 Mar 2023 07:00:00 +0000

The government says depositors with Silicon Valley Bank and other banks that have failed this past week will still be able to access their cash through the FDIC. WSJ’s Imani Moise joins host J.R. Whalen to explain how the FDIC works and the limits on its ability to protect depositors’ cash.

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Why Gen Zers’ 401(k)s Didn’t Lose Money in 2022

WSJ Your Money Matters — Mon, 13 Mar 2023 07:00:00 +0000

While the average retirement nest egg shrunk by 23% last year, Gen Z workers’ balances grew by 14%, according to new data from Fidelity Investments. WSJ financial reporting fellow Oyin Adedoyin joins host J.R. Whalen to discuss how Gen Z grew its savings despite a rough market.

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Airbnb Ratings: Do Five Stars Tell the Whole Story?

WSJ Your Money Matters — Fri, 10 Mar 2023 08:00:00 +0000

Ratings for Airbnb properties are as important to travelers as they are to property owners. WSJ travel reporter Allison Pohle tells J.R. Whalen how some guests feel pressured to give five stars, and why a perfect rating might not fully convey a guest’s experience.

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Why Stocks Have Lost Their Luster With Some Investors

WSJ Your Money Matters — Thu, 09 Mar 2023 08:00:00 +0000

After years of stocks being the centerpiece of investments, many on Wall Street are now focusing on o ther money making opportunities. WSJ markets reporter Akane Otani joins host J.R. Whalen to discuss these alternative investments.

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When Does It Make Sense to Hire a Tax Pro?

WSJ Your Money Matters — Wed, 08 Mar 2023 08:00:00 +0000

Tax software companies often promote paid tax professionals to help taxpayers file their returns. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss when spending extra money on a tax pro makes financial sense.

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Why Some Married Couples File Taxes Separately

WSJ Your Money Matters — Tue, 07 Mar 2023 08:00:00 +0000

Instead of filing one tax return, a growing number of married couples are choosing “married, filing separately” status. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss.

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How to Avoid Making Impulsive Money Moves

WSJ Your Money Matters — Mon, 06 Mar 2023 08:00:00 +0000

More people are adding software to their financial apps as a way to curb impulsive behavior with their money. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits, and how the programs allow people to take a digital break.

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How to Lower Your Property Tax Bill

WSJ Your Money Matters — Fri, 03 Mar 2023 08:00:00 +0000

The median property tax bill increased more than 8% in 2021, and they are expe cted to rise this year. WSJ personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss how homeowners can save money, including when to appeal their property tax assessment.

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Apartment Rents Fall By 3.5%

WSJ Your Money Matters — Thu, 02 Mar 2023 08:00:00 +0000

After a sharp run-up during the pandemic, monthly rents for new apartment leases are beginning to come down. WSJ housing reporter Will Parker joins host J.R. Whalen to discuss what’s driving the declines, and what it means for the rental market.

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Companies Shedding Workers, but Avoiding ‘Layoffs’

WSJ Your Money Matters — Wed, 01 Mar 2023 08:00:00 +0000

More companies are finding ways to trim their staff without classifying them as layoffs. WSJ careers and management reporter Chip Cutter joins host J.R. Whalen to explain why, and the tactics companies are using to shed workers.

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These Last-Minute Moves Can Help Lower Your Tax Bill

WSJ Your Money Matters — Tue, 28 Feb 2023 08:00:00 +0000

With tax refunds expected to be lower this year, an often overlooked move can help lower your overall tax bill. WSJ personal-finance reporter Ashlea Ebeling discusses with host J.R. Whalen.

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Tax Season: What You Need to Know Before Filing

WSJ Your Money Matters — Mon, 27 Feb 2023 08:00:00 +0000

The deadline to file income taxes this year is April 18. Wall Street Journal reporter Laura Saunders joins Your Money Briefing host J.R. Whalen to discuss how the WSJ’s annual Tax Guide can help you avoid confusion and pitfalls.

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Some Investors Still Think Crypto Will Make Them Rich

WSJ Your Money Matters — Fri, 24 Feb 2023 08:00:00 +0000

Despite cryptocurrencies like Bitcoin losing more than a trillion dollars in value last year, some investors didn’t sell and are likely to buy more. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss why they are unswayed by the high risk.

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Could a Four-Day Workweek Become a Reality?

WSJ Your Money Matters — Thu, 23 Feb 2023 08:00:00 +0000

In one of the largest trials of a four-day week to date, British businesses gave their 2,900 workers a paid day off a week to see whether they could get just as much done while working less, but more effectively. WSJ writer and editor Vanessa Furhmans joins host J.R. Whalen to discuss the results of the study, and whether businesses are likely to adapt the plan going forward.

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Are you Ready to Work for 60 Years?

WSJ Your Money Matters — Wed, 22 Feb 2023 08:00:00 +0000

As people live longer and healthier lives, younger age groups will likely have to plan to work for 60 years. WSJ contributor Carol Hymowitz joins host J.R. Whalen to discuss how workers can prepare for an extra-long career timeline.

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More People Are Paying Car Loans Late, Raising Concerns About Credit

WSJ Your Money Matters — Tue, 21 Feb 2023 08:00:00 +0000

People with low credit scores are having more trouble paying their auto loans than at any time since 2010. Wall Street Journal consumer finance reporter Gina Heeb joins Danny Lewis to discuss what this means for consumers and the economy at large.

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‘Food As Medicine’: Medicaid Funds Used to Fight Food Insecurity

WSJ Your Money Matters — Fri, 17 Feb 2023 08:00:00 +0000

Several U.S. states have gotten the green light from the Biden Administration to tap into Medicaid funds to give residents access to sufficient food. WSJ’s Stephanie Armour joins host J.R. Whalen to discuss the program.

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Can Washington Crack Down on ‘Junk Fees?’

WSJ Your Money Matters — Thu, 16 Feb 2023 08:00:00 +0000

President Biden has called for the rolling back of what he calls “junk fees,” that often get tacked on to things like airline tickets or hotel room charges. WSJ’s Allison Pohle joins host J.R. Whalen to discuss how regulation of these fees would affect consumers.

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Did You Make Under $600 in a Side Gig? You Might Owe Taxes.

WSJ Your Money Matters — Wed, 15 Feb 2023 08:00:00 +0000

The IRS delayed by one year a law requiring e-commerce platforms such as eBay and Etsy to supply it with information on users with more than $600 in revenue. WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen to explain why some people in that category are still expected to pay taxes on the income.

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Some Investors Don’t Trust This Stock Rally

WSJ Your Money Matters — Tue, 14 Feb 2023 08:00:00 +0000

Even though the S&P 500 has risen about 7% since the start of 2023, many investors are pulling money out of funds that track U.S. stocks. WSJ markets reporter Hannah Miao joins host J.R. Whalen to discuss where they’re placing their bets, and why they’re unsettled by curr ent market conditions.

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Student-Debt Cancellation in Question Due to End of Pandemic Emergency

WSJ Your Money Matters — Mon, 13 Feb 2023 08:00:00 +0000

Arguments regarding President Biden’s plan to cancel $20,000 in debt for some student loan borrowers will be heard by the Supreme Court later this month. WSJ reporter Gabriel T. Rubin tells host J.R. Whalen the upcoming cancellation of the Covid-19 national emergency declaration could cast doubt on the fate of the debt cancellation plan.

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Mass Hiring, Mass Layoffs Create a Jobs Market Puzzle

WSJ Your Money Matters — Fri, 10 Feb 2023 08:00:00 +0000

While many companies hired more than a million workers over the past several months, others have been laying off thousands of employees. WSJ’s Sarah Chaney Cambon joins host J.R. Whalen to discuss the state of the U.S. labor market and what it means for the broader economy.

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Medical Debt Under $500 Will Be Removed From Credit Reports

WSJ Your Money Matters — Thu, 09 Feb 2023 08:00:00 +0000

The next phase of the Biden Administration’s program that changes the way medical debt is recorded on credit reports is underway. NerdWallet personal finance expert Sara Rathner joins host J.R. Whalen to discuss what this could mean for many Ameircans’ credit scores.

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Worker Pay Is Rising, But Their Piece of the Pie Is Shrinking

WSJ Your Money Matters — Wed, 08 Feb 2023 08:00:00 +0000

The Federal Reserve says worker pay in the U.S. is rising too fast for it to bring inflation down to 2%. WSJ Heard on the Street columnist Justin Lahart joins host J.R. Whalen to explain how workers’ share of the economy continues to shrink, despite rising hourly wages.

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Sticker Shock Keeping Car Buyers on the Sidelines

WSJ Your Money Matters — Tue, 07 Feb 2023 08:00:00 +0000

As car dealers rebuild their inventories, prospective buyers are putting off purchases because of high prices coupled with rising interest rates. WSJ reporter Sean McLain joins host J.R. Whalen to discuss how dealers plan to entice buyers, and how consumers can avoid rising rates.

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Housing Market Rebounds as Mortgage Rates Fall

WSJ Your Money Matters — Mon, 06 Feb 2023 10:30:00 +0000

Mortgage rates have fallen a full percentage point since last fall, and that has stirred up activity in the housing market which fell into a slump last year. WSJ’s Ben Eisen joins host J.R. Whalen with an outlook for the housing market in 2023.

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Americans Are Drawing From Their 401(k)s to Cover Expenses

WSJ Your Money Matters — Fri, 03 Feb 2023 08:00:00 +0000

Growing financial strain and looser regulations are driving more Americans to make early withdrawals from their 401(k) retirement accounts. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss the risks people should consider before taking money out.

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Grocery Prices May Soon Reflect Lower Inflation

WSJ Your Money Matters — Thu, 02 Feb 2023 08:00:00 +0000

Grocery Prices May Soon Reflect Lower Inflation

Whole Foods recently asked its suppliers to rein in the costs it passes on to the grocery chain. WSJ reporter Jaewon Kang joins host J.R. Whalen to discuss what that means for consumers’ grocery bills.

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How Your IRA and 401(k) Are Affected by New Rule Changes

WSJ Your Money Matters — Wed, 01 Feb 2023 08:00:00 +0000

Congress recently passed a broad set of rule changes that affect Americans’ 401(k) and retirement accounts, to make it easier for people to sign up. WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen with details.

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Why the Consumer Confidence Engine Is Sputtering

WSJ Your Money Matters — Tue, 31 Jan 2023 08:00:00 +0000

Despite a still-strong labor market, retail purchases have fallen in three of the past four months, and sales of autos and existing homes have fallen to their lowest levels in several years. WSJ economics reporter Harriet Torry joins host J.R. Whalen to discuss the substantial dropoff in consumer spending, and whether it likely means a recession is imminent.

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How Investing in Time, Like Money, Can Build Wealth

WSJ Your Money Matters — Mon, 30 Jan 2023 08:00:00 +0000

Researchers suggest that time is something we should invest, rather than spend, to accumulate wealth, fulfillment and meaning that our future selves can draw on. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss how it can help us understand investing money as well.

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Americans Have Inflation Fatigue, and They’re Splurging

WSJ Your Money Matters — Fri, 27 Jan 2023 08:00:00 +0000

As more Americans grow weary of inflation, some are cutting back on everyday goods so they can splurge on expensive items. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe, and Atlanta resident Lamont Johnson, who’s treated himself to several luxury items.

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When Cash Delivers Better Returns Than Stocks

WSJ Your Money Matters — Thu, 26 Jan 2023 08:00:00 +0000

Investors added cash to global money-market funds over the past four weeks at levels not seen since May of 2020. WSJ markets reporter Hardika Singh joins host J.R. Whalen to discuss how cash delivers better returns than many stocks in the current market.

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Black Workers, Young People Received Biggest Pay Hikes Last Quarter

WSJ Your Money Matters — Wed, 25 Jan 2023 08:00:00 +0000

While workers across all groups saw a median 7.4% pay increase in 2022, Black workers as well as young people and low-wage earners received the largest pay increases in the fourth quarter. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to discuss what the 2023 jobs picture looks like for those groups.

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Why Having a Gas Stove Can Increase Your Home’s Value

WSJ Your Money Matters — Tue, 24 Jan 2023 08:00:00 +0000

Despite recent controversy about gas stoves, home buyers say they prefer them over electric units. WSJ’ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why.

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There Are More Open Jobs Than Ever Before. Why Are Job Hunts Longer?

WSJ Your Money Matters — Mon, 23 Jan 2023 08:00:00 +0000

After several years of red-hot hiring during the pandemic, many companies are slowing down hiring amid economic uncertainty. So what does that mean for finding a new job? Wall Street Journal economics reporter Sarah Chaney Cambon joins Your Money Briefing host Danny Lewis to break down what’s going on in the job market.

Unemployed Americans Find Job Searches Take Longer as Labor Market Cools - WSJ

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Job Seekers Deal With Scammers Posing as Recruiters

WSJ Your Money Matters — Wed, 18 Jan 2023 08:00:00 +0000

Fraudsters posing as job recruiters have duped U.S. jobseekers out of hundreds of millions of dollars. Host J.R. Whalen is joined by WSJ reporter Imani Moise, who explains how the scammers operate, and by a California woman who was nearly taken in by a fraudster.

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Closing America’s Racial Wealth Gap

WSJ Your Money Matters — Fri, 13 Jan 2023 08:00:00 +0000

The Black-White wealth gap in the U.S. has prevented many people from passing down substantial wealth to future generations. Chelsea Ransom-Cooper, managing partner of Zenith Wealth Partners, joins host J.R. Whalen to discuss why the wealth gap persists and how independent financial firms are reaching out to communities of color to help them build wealth.

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New Student-Debt Plan Would Benefit Lower-Income Borrowers

WSJ Your Money Matters — Thu, 12 Jan 2023 08:00:00 +0000

A Biden administration plan unveiled this week would allow lower-income borrowers to pay less and make it easier for them to wipe away their student debt if they are enrolled in income-driven repayment plans. WSJ reporter Gabriel T. Rubin joins host J.R. Whalen with details.

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Why Your Tax Refund May Be Lower This Year

WSJ Your Money Matters — Wed, 11 Jan 2023 08:00:00 +0000

After average tax refunds reached nearly $3,200 last year, changes to key tax breaks could significantly reduce many Americans’ refunds this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to run through the tax breaks that have been affected.

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How Students’ Future Earnings Could Be Hit by Remote Learning

WSJ Your Money Matters — Tue, 10 Jan 2023 08:00:00 +0000

A Stanford University study suggests the learning lost as a result of lockdowns during the pandemic could have a long-term financial effect on students. WSJ reporter Ben Chapman joins host J.R. Whalen to review the findings.

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Stock Market in 2023: What to Expect

WSJ Your Money Matters — Mon, 09 Jan 2023 08:00:00 +0000

Many investors’ portfolios and retirement accounts suffered steep declines last year. Sébastien Page, head of global multi-asset and chief investment officer at T. Rowe Price and author of “Beyond Diversification: What Every Investor Needs to Know About Asset Allocation,” joins host J.R. Whalen to discuss what investors can expect in the market in 2023.

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‘Pick Your Pay’: More Companies Let Workers Customize Compensation

WSJ Your Money Matters — Fri, 06 Jan 2023 08:00:00 +0000

To compete for workers, more companies are offering new hires a customizable pay package. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss how the process works and questions workers should ask themselves before accepting a pay package.

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Buying a Car? Some Credit Unions’ Interest Rates Beat the Banks’

WSJ Your Money Matters — Thu, 05 Jan 2023 08:00:00 +0000

Rising prices and interest rates are making it harder to afford buying a car. But many prospective buyers are financing through credit unions, which offer rates significantly lower than banks. WSJ banking reporter Ben Eisen joins host J.R. Whalen with the details.

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2023 Job Market: Pay, Work From Home, Who’s Hiring and More

WSJ Your Money Matters — Wed, 04 Jan 2023 08:00:00 +0000

The U.S. labor market enters 2023 facing an unsettled economy and a jittery stock market. LaSalle Network staffing firm founder and CEO Tom Gimbel joins host J.R. Whalen to discuss business leaders’ hiring plans for the new year.

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Which Debt Is Actually Good to Hold Onto?

WSJ Your Money Matters — Tue, 03 Jan 2023 08:00:00 +0000

While many people rush to pay down as much debt as they can, sometimes holding onto debt can help your overall financial picture. WSJ and Barron’s contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how people should approach good and bad debt.

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Why Personal Bankruptcy Is a Last Resort to Getting Rid of Debt

WSJ Your Money Matters — Fri, 30 Dec 2022 08:00:00 +0000

Some people struggling to pay down past debt might consider personal bankruptcy as a last resort after all other options have been exhausted. Host J.R. Whalen is joined by Natalia Brown of National Debt Relief and the American Fair Credit Council to discuss how the process works and the major risks it poses to your credit profile.

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How Debt Consolidation Works and Downsides to Watch Out For

WSJ Your Money Matters — Thu, 29 Dec 2022 08:00:00 +0000

Many people choose to consolidate their debt and package it into one loan, often at a lower interest rate. NerdWallet personal-finance expert Sara Rathner joins host J.R. Whalen to discuss how people qualify for consolidation and some risks to be aware of.

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How a Credit Counselor Can Help Get Your Debt Under Control

WSJ Your Money Matters — Wed, 28 Dec 2022 08:00:00 +0000

Trying to wipe away large amounts of past debt is sometimes too big a task to handle alone. Money Management International CEO Jim Triggs joins host J.R. Whalen to explain how a credit counselor can help and how to spot scams by disreputable companies that overpromise.

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Getting Out of Debt: First Steps You Can Take Yourself

WSJ Your Money Matters — Tue, 27 Dec 2022 08:00:00 +0000

Trying to manage and pay down past debt can be intimidating, but there are some simple steps you can take to get the process started. Your Money Briefing’s week-long series on getting yourself out of debt kicks off with My Financial Planner founder Stephanie Genkin, who joins host J.R. Whalen to discuss ways of approaching the process while still paying your current bills and even setting aside some money for savings.

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How to Get Out of Debt

WSJ Your Money Matters — Mon, 26 Dec 2022 08:00:00 +0000

Having too much debt can stand in the way of reaching important financial goals. This week, Your Money Briefing features a special series on ways you can manage your debt and eventually get yourself on solid financial footing. Host J.R. Whalen has a preview.

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How to Fix Your Personal Finances for 2023

WSJ Your Money Matters — Fri, 23 Dec 2022 10:29:00 +0000

As inflation continues to weigh on people’s finances, there are moves you can make now to streamline your expenses and put your portfolio in a stronger position in 2023. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen with some suggestions.

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What Giant Red Bows May Tell Us About Holiday-Season Car Sales

WSJ Your Money Matters — Thu, 22 Dec 2022 08:00:00 +0000

The big, red bows we often see on cars during holiday season TV commercials might give some insight into December auto sales. WSJ personal finance reporter Joe Pinsker joins host J.R. Whalen with more.

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Stock Pickers Find Success Navigating 2022’s Turbulent Market

WSJ Your Money Matters — Wed, 21 Dec 2022 08:00:00 +0000

Amid this year’s stock market volatility, stock picking is making a comeback as one way to see positive returns. WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain how it works, and whether that success is expected to continue in 2023.

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Some Homebuyers Turning to Buydowns for Lower Mortgage Rates

WSJ Your Money Matters — Tue, 20 Dec 2022 08:00:00 +0000

Many prospective homebuyers have been priced out of the current housing market, but temporary buydowns offer steep but short-term savings on mortgage rates. WSJ housing reporter Nicole Friedman joins host J.R. Whalen to explain how temporary buydowns work and how buyers qualify for the program.

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Want to Become a Landlord? Beware the Headaches and Expenses.

WSJ Your Money Matters — Mon, 19 Dec 2022 10:30:00 +0000

The changing housing market and wavering economy have created more challenges for anyone interested in owning rental property. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of becoming a landlord and how to prepare for the expected (and unexpected) costs that can come with it.

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Want to Become a Landlord? Beware the Headaches and Expenses

WSJ Your Money Matters — Mon, 19 Dec 2022 08:00:00 +0000

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Consumers Paying Billions in Fees on Their Utility Bills to Cover Repairs

WSJ Your Money Matters — Fri, 16 Dec 2022 08:00:00 +0000

As severe weather systems and natural disasters become more frequent, utility companies are passing the cost of repairing their systems on to customers. And because of how those repairs are financed, customers could be on the hook for decades. WSJ’s Jennifer Hiller joins host J.R. Whalen with details.

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What Interest Rate Hikes Mean For Your 2023 Financial Plan

WSJ Your Money Matters — Thu, 15 Dec 2022 08:00:00 +0000

2022 has been a year of higher prices and rising interest rates aimed at tamping down inflation. This week, the Federal Reserve approved another interest-rate hike, and officials say rates will likely keep rising next year. But what does this mean for your finances? WSJ personal-finance reporter Julia Carpenter joins host Danny Lewis to discussgetting the most out of your money in 2023.

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Can Videogame Currencies Like ‘Robux’ Teach Kids Financial Skills?

WSJ Your Money Matters — Wed, 14 Dec 2022 08:00:00 +0000

Instead of physical toys or cash, many children are asking for virtual currency to spend on items in their favorite videogam es. It might sound strange to parents, but can online currencies teach kids valuable financial skills? WSJ reporter Sarah E. Needleman joins host Danny Lewis to discuss the lessons (intended or not) that kids can learn from virtual currencies.

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‘Credit Washing’: How Some Credit-Repair Firms Inflate Credit Scores

WSJ Your Money Matters — Tue, 13 Dec 2022 08:00:00 +0000

For years, the Federal Trade Commission has tried to make it easier for identity-theft victims to file claims and fix their credit scores. But it may have inadvertently opened the door for fraudsters and unscrupulous credit-repair firms to file false identity-theft claims on behalf of unknowing consumers. WSJ reporter AnnaMaria Andriotis joins host Danny Lewis to discuss what this kind of “credit washing” means for you.

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Priced Out of Buying, Some Renters Pay to Renovate

WSJ Your Money Matters — Fri, 09 Dec 2022 08:00:00 +0000

With U.S. housing affordability at its lowest in decades, renters are staying in their properties longer, and now some are investing in wallpaper, doorknobs and even floor tiles to make their rentals more livable. WSJ personal economics reporter Imani Moise joins host Daniella Cheslow to explain why and how renters are spending like they own the place.

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For Couples, Sharing Money Offers Financial and Emotional Gains

WSJ Your Money Matters — Thu, 08 Dec 2022 08:00:00 +0000

Pooling money together is one reason why married couples have as much as four times the wealth as unmarried couples who live together. Personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why that is, and why more couples don’t do it.

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How to Lower Your Home Insurance Premiums

WSJ Your Money Matters — Tue, 06 Dec 2022 08:00:00 +0000

Homeowners’ insurance rates have risen by nearly 10% since early last year. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with some ways homeowners can potentially shave several percentage points off their monthly insurance costs.

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Banks in Talks to Reimburse Zelle Customers Who Were Scammed

WSJ Your Money Matters — Mon, 05 Dec 2022 08:00:00 +0000

Big banks including JPMorgan Chase and Wells Fargo are drawing up plans to issue refunds to users of the Zelle peer-to-peer payment platform who were victimized by fraudsters. WSJ’s David Benoit joins host J.R. Whalen with details of the refund plan, and how users can protect themselves against scammers.

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Cheap Dates Are In: How High Inflation Is Changing Dating Norms

WSJ Your Money Matters — Fri, 02 Dec 2022 08:00:00 +0000

The rising cost of dinner and drinks is making dating an expensive activity for singles. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss how they are adjusting, and by 24-year-old Rachel Horowitz, who shares some awkward dating moments she’s had after money entered the picture.

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How Not Having Student Loans Affects Your Financial Future

WSJ Your Money Matters — Thu, 01 Dec 2022 08:00:00 +0000

The effects of holding student loans on people’s personal finances can be measured against the financial outcomes of those who didn’t take them out in the first place. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker to discuss what the data shows, and by Colorado resident Skyler McKinley, who graduated from college without taking on debt.

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Many Health Services Hang in Balance Amid ACA Legal Challenge

WSJ Your Money Matters — Wed, 30 Nov 2022 08:00:00 +0000

A lawsuit challenging key provisions of the Affordable Care Act could result in millions losing access to no-cost preventive screenings. WSJ reporter Stephanie Armour joins host J.R. Whalen to discuss where the litigation stands and how it could affect people with emplo yer-provided health coverage.

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Big Tax Breaks Await Those Who Plan Ahead This Year

WSJ Your Money Matters — Tue, 29 Nov 2022 08:00:00 +0000

The deadline to file your tax return is still several months away, but there are steps you can take now to score tax breaks and stay ahead of some tax changes that are coming next year. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss.

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Why a Price Ending in ‘99’ Doesn’t Mean You’re Getting a Deal

WSJ Your Money Matters — Mon, 28 Nov 2022 08:00:00 +0000

Retailers have been posting prices ending in “99” for decades, but what does it say about the value consumers are getting for their dollar? WSJ “Numbers” columnist Josh Zumbrun joins host J.R. Whalen with some surprising findings about retailers’ pricing strategies.

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Black Friday and Holiday Season Shopping: How Not to Overspend

WSJ Your Money Matters — Fri, 25 Nov 2022 08:00:00 +0000

High inflation and rising interest rates might make it easy to overspend this holiday season. WSJ personal finance reporter Imani Moise joins host J.R. Whalen tips for easing the strain on your bank account.

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The Nation’s Best, and Worst, Airports

WSJ Your Money Matters — Wed, 23 Nov 2022 08:00:00 +0000

After a summer of chronic delays and passenger frustrations, the nation’s airports face a crucial test this holiday season. Travel columnist Dawn Gilbertson joins host J.R. Whalen with the WSJ’s rankings of the nation’s best and worst airports .

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U.S. Stocks Are in a Bear Market, So Why Are Investors Buying?

WSJ Your Money Matters — Tue, 22 Nov 2022 08:00:00 +0000

Despite an unsettled economy and rising interest rates that have rattled Wall Street, investors continue to favor U.S. stocks over foreign equities. WSJ markets reporter Eric Wallerstein joins host J.R. Whalen to explain why, and what it means for your portfolio.

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Scammers Rush In as Student Loan Forgiveness Stalls

WSJ Your Money Matters — Mon, 21 Nov 2022 08:00:00 +0000

The Biden administration’s plan to cancel up to $20,000 in student loans is in limbo after a federal judge in Texas ruled it was unconstitutional. Now the issue is tied up in the courts, but scammers aren’t waiting for a final decision . WSJ personal finance reporter Julia Carpenter joins host Daniella Cheslow to talk about how fraudsters are trying to cash in on the confusion, and how borrowers can avoid their schemes.

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What the Midterm Elections Mean for Your Finances

WSJ Your Money Matters — Fri, 18 Nov 2022 08:00:00 +0000

Republicans taking control of the House of Representatives this week means divided government for at least the next two years. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what that likely means for major legislation affecting your personal finances, and steps you can take to save money while Washington is divided.

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Why Are So Many Older Gen Z Workers Not Seeking Jobs?

WSJ Your Money Matters — Thu, 17 Nov 2022 08:00:00 +0000

While most workers displaced by the pandemic have returned to the workforce, many in their early 20s have not. WSJ reporter Bryan Mena joins host J.R. Whalen to explain how this has puzzled economists and how these workers’ absence affects employers.

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Early Black Friday Deals: Where to Find Savings

WSJ Your Money Matters — Wed, 16 Nov 2022 08:00:00 +0000

Retailers have rolled out Black Friday deals early this year to attract shoppers returning to stores en masse for the first time in two years. WSJ reporter Suzanne Kapner joins host J.R. Whalen to discuss which retailers are discounting the most and how long the deals will last.

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Tax Savings for Crypto Investors: How to Offset Steep Losses

WSJ Your Money Matters — Tue, 15 Nov 2022 08:00:00 +0000

Last week’s collapse of the cryptocurrency exchange FTX deepened this year’s losses for many crypto investors. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss how investors can turn their crypto losses into tax benefits, and how the IRS plans to crack down on people flouting tax laws.

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Why Holding Onto Elite Airline Status Is Getting Harder

WSJ Your Money Matters — Mon, 14 Nov 2022 08:00:00 +0000

It takes a lot to earn status with airlines. Some rungs on the elite ladder require spending up to $250,000 on a carrier-branded credit card. Those rules were relaxed during the pandemic, but now they are tightening up again. WSJ travel reporter Jacob Passy joins host Daniella Cheslow to explain what’s new in elite status and how to plan for the changes.

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College ‘Direct Admission’: Skip the Application and Get a Scholarship

WSJ Your Money Matters — Fri, 11 Nov 2022 08:00:00 +0000

More colleges are accepting students through a process called “direct admission” that lets them skip many of the traditional application steps and even get a scholarship along the way. Sound too good to be true? Wall Street Journal higher-education reporter Melissa Korn joins WSJ Your Money Briefing host J.R. Whalen to discuss how it works and what students need to keep in mind.

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Why Bitcoin Plummeted When a Binance-FTX Deal Collapsed

WSJ Your Money Matters — Thu, 10 Nov 2022 08:00:00 +0000

As cryptocurrency exchange Binance proposed and then pulled out of an acquisition of rival FTX, bitcoin and other cryptocurrencies suffered sharp declines. WSJ reporter Vicky Ge Huang joins host J.R. Whalen to explain how these exchanges function and why Binance’s action triggered a crypto selloff.

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The Rising Cost of Getting a Divorce

WSJ Your Money Matters — Wed, 09 Nov 2022 10:30:00 +0000

Inflation has made getting a divorce a lot more expensive. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the rising costs and how some former couples are finding ways to rein in expenses.

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Pay Transparency: Broad Salary Ranges Leave Some Job Seekers Puzzled

WSJ Your Money Matters — Tue, 08 Nov 2022 08:00:00 +0000

More employers are including salary ranges in job postings as states and cities pass pay-transparency laws. But some posted salary ranges are so wide, they can leave applicants with more questions than answers. WSJ reporter Theo Francis joins host J.R. Whalen to discuss.

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Cryptocurrency as a 401(k) Investment Option: Pros and Cons

WSJ Your Money Matters — Mon, 07 Nov 2022 08:00:00 +0000

Fidelity, the nation’s largest 401(k) plan provider, has begun offering bitcoin in its investment menus. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what people should consider before investing in crypto, and how their employers are approaching the investment option.

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Why You Could Lose Your FSA Savings at the End of December

WSJ Your Money Matters — Fri, 04 Nov 2022 07:00:00 +0000

FSA enrollees have been able to carry over their balances for the past several years. But many will have to spend that money by Dec. 31 or risk forfeiting the funds. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen with more.

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Why People Choose Not to Invest in the Stock Market

WSJ Your Money Matters — Wed, 02 Nov 2022 20:50:00 +0000

A recent Gallup survey indicated more than 40% of Americans do not have any money invested in stocks. Host J.R. Whalen is joined by WSJ personal-finance reporter Joe Pinsker who discusses the trend, and by Florida resident Arlene LaHera who has never had money invested in the market.

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Why People in Their 20s and 30s Are Joining AARP

WSJ Your Money Matters — Wed, 02 Nov 2022 07:00:00 +0000

Many people still decades from retirement age have discovered they can join AARP and reap the financial benefits. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why people in their 20s and 30s are signing up for an organization geared towards their grandparents.

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Tech Stocks Are Way Down. Why Rising Interest Rates Are the Culprit.

WSJ Your Money Matters — Tue, 01 Nov 2022 07:00:00 +0000

The tech-focused Nasdaq Composite Index’s value has dropped this year by about $8 trillion. WSJ markets reporter Hannah Miao joins host J.R. Whalen to explainthe correlation between rising interest rates and tech stocks’ declining values, and whether analysts see a recovery on the horizon.

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‘Cheap’ Flights Aren’t That Cheap Anymore: How to Save on Airfare

WSJ Your Money Matters — Mon, 31 Oct 2022 07:00:00 +0000

Leisure airfares were up more than 40% in September from a year ago, and fares on budget carriers are rising as well. WSJ “Carry On” travel columnist Dawn Gilbertson joins host J.R. Whalen with ways travelers can save on airfares and those annoying fees.

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High Mortgage Rates? High Prices? Some Home Buyers Say ‘No Problem.’

WSJ Your Money Matters — Fri, 28 Oct 2022 07:00:00 +0000

Mortgage rates topped 7% for the first time in 20 years this week, and home prices remain near the high levels they hit last year. But some people see the current market as providing the perfect opportunity to buy a house. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss the new math for prospective home buyers.

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Class of 2023: Companies Plan to Ramp Up Hiring of College Grads

WSJ Your Money Matters — Thu, 27 Oct 2022 07:00:00 +0000

A recent survey of hundreds of employers shows that many plan to hire more college graduates next spring than they did this year. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss what kinds of companies are planning to ramp up hiring and how college grads can prepare.

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‘Brokered CDs’ Offer Interest Rates Well Above Regular CDs

WSJ Your Money Matters — Wed, 26 Oct 2022 20:31:00 +0000

While many banks offer interest rates around 2% for standard certificates of deposit, or CDs, they offer substantially higher rates on “brokered CDs.” Wall Street Journal reporter Rachel Louise Ensign joins WSJ Your Money Briefing host J.R. Whalen to discuss how consumers can buy them.

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‘Brokered CDs’ Offer Interest Rates Well Above Regular CDs

WSJ Your Money Matters — Wed, 26 Oct 2022 07:00:00 +0000

While many banks offer interest rates around 2% for standard certificates of deposit, or CDs, they offer substantially higher rates on “brokered CDs.” WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to discuss how consumers can buy them.

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Student-Loan Forgiveness Plan on Hold: How the Lawsuits Affect You

WSJ Your Money Matters — Tue, 25 Oct 2022 07:00:00 +0000

About 22 million people have signed up for President Biden’s student-loan forgiveness program. But several lawsuits filed against the government have raised questions about when or whether borrowers will be relieved of their debt. WSJ reporter Gabriel T. Rubin joins host J.R. Whalen with some answers.

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How Pay Transparency Is Changing the Job Search

WSJ Your Money Matters — Mon, 24 Oct 2022 07:00:00 +0000

More states are requiring companies to post salary information as part of job listings. Host J.R. Whalen is joined by reporter Ray A. Smith to discuss the questions that job candidates should still be asking about pay, and by California resident and current job seeker Paris Clarke to discuss how the additional information is helping her search for a job.

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Why ‘Buy Now, Pay Later’ Data Isn’t in Your Credit Report

WSJ Your Money Matters — Fri, 21 Oct 2022 07:00:00 +0000

Despite a push to have consumers’ info from “buy now, pay later” purchases included in their credit reports, companies like Klarna, Affirm and Afterpay have been reluctant to supply the data over fears it could hurt consumers’ credit scores. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen with more.

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Health Savings Accounts: Don’t Overlook the Tax Benefits

WSJ Your Money Matters — Wed, 19 Oct 2022 07:00:00 +0000

Health Savings Accounts, or HSAs, can ease the financial burden of medical costs but also feature little-known tax benefits. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss.

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How to Preserve a Down Payment While Waiting for Home Prices to Fall

WSJ Your Money Matters — Tue, 18 Oct 2022 07:00:00 +0000

Many Americans who spent years socking away enough for a down payment to buy a house are now waiting on the sidelines until mortgage rates or home prices drop. In the meantime, there may be better ways to preserve the value of those savings besides leaving them in a low-yield account. WSJ personal finance reporter Veronica Dagher joins host Daniella Cheslow to talk through the best options.

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Social Security Benefits to Rise 8.7%; How It Affects Medicare, Taxes

WSJ Your Money Matters — Mon, 17 Oct 2022 07:00:00 +0000

Social Security recipients will see a bigger-than-usual cost-of-living adjustment, or COLA, in their monthly benefits beginning in January. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how inflation factors into it and how the increase could impact retirees’ taxes.

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I Bonds: Why One of the Highest-Return Investments Around Will Fade

WSJ Your Money Matters — Fri, 14 Oct 2022 07:00:00 +0000

Interest rates on Series I savings bonds, also known as I Bonds, have approached 10% as inflation has risen throughout 2022. WSJ financial editor Charles Forelle joins host J.R. Whalen to discuss why rates for I Bonds are about to fall, and how investors can capitalize on them before they decline.

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How to Make Retirement Withdrawals and Not Miss Market Gains

WSJ Your Money Matters — Thu, 13 Oct 2022 07:00:00 +0000

Seniors with retirement savings accounts have to make required minimum distributions this year for the first time since 2019. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how retirees can make withdrawals in a down market but still capitalize on eventual market gains.

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Strong Dollar Means Big Discounts for Americans Traveling Overseas

WSJ Your Money Matters — Wed, 12 Oct 2022 07:00:00 +0000

The strength of the U.S. dollar against currencies like the euro and Japanese yen has boosted the spending power of Americans traveling internationally. WSJ travel reporter Allison Pohle joins host J.R. Whalen with more.

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Will the Midterm Elections Trigger a Stock-Market Rally?

WSJ Your Money Matters — Tue, 11 Oct 2022 07:00:00 +0000

U.S. stocks have a history of rising in the year following midterm elections. WSJ markets reporter Hannah Miao joins host J.R. Whalen to discuss what the current economic climate is likely to mean for stocks following this November’s elections.

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Why Inflation-Protected Bonds Aren’t Keeping Up With Inflation

WSJ Your Money Matters — Mon, 10 Oct 2022 07:00:00 +0000

Treasury Inflation-Protected Securities, or TIPS, are bonds that traditionally pay higher yields to investors as inflation rises. WSJ markets reporter Matt Grossman joins host J.R. Whalen to discuss why yields haven’t kept pace with inflation in 2022, and steps TIPS investors can take to boost their returns.

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Why Gas Prices Are Climbing Again After Months of Declines

WSJ Your Money Matters — Fri, 07 Oct 2022 07:00:00 +0000

Gas prices in the U.S. have risen an average of about 5% in just the past two weeks. WSJ reporter Benoît Morenne joins host J.R. Whalen to discuss what is pushing the price of gas higher and how far motorists can expect it to rise.

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Want Higher Rates on Your Savings? It’s Best to Shop Around.

WSJ Your Money Matters — Thu, 06 Oct 2022 07:00:00 +0000

Even though the Federal Reserve has raised interest rates several times this year, the rates that banks pay for savings accounts have barely budged. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to explain why and discuss other options that can earn you more interest on your cash.

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It’s Not Too Early to Book Your Holiday Flights

WSJ Your Money Matters — Wed, 05 Oct 2022 07:00:00 +0000

Travel experts say booking holiday-season flights now can help save on airfare and avoid frustration later in the year. WSJ travel reporter Allison Pohle joins host J.R. Whalen with more.

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Cosigning a Mortgage: What Children and Parents Need to Know

WSJ Your Money Matters — Tue, 04 Oct 2022 07:00:00 +0000

As more young prospective homebuyers are priced out of the housing market, many may turn to their parents to cosign their mortgage to help secure approval. Wall Street Journal contributor Robyn A. Friedman joins WSJ Your Money Briefing host J.R. Whalen to discuss the benefits and risks parents and children should consider before cosigning.

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Why Some Prices Are ‘Sticky’ at High Levels, While Others Fall

WSJ Your Money Matters — Mon, 03 Oct 2022 07:00:00 +0000

While some prices have ticked down slightly from recent highs, others continue to rise and are unlikely to come down anytime soon. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss why some prices remain “sticky” and how they are causing consumers to adjust their household finances.

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How to Bring Down Your Car-Insurance Premiums

WSJ Your Money Matters — Fri, 30 Sep 2022 14:00:00 +0000

Auto-insurance rates have risen an average of 8.3% from a year ago. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what is pushing rates higher and how drivers can reduce their monthly premiums.

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These Bear-Market Stock Strategies Aren’t Working This Time Around

WSJ Your Money Matters — Thu, 29 Sep 2022 07:00:00 +0000

So-called “quality” stocks, or profitable companies whose shares typically weather market downturns, haven’t performed as reliably this year as in past bear markets. WSJ’s “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to explain why and discuss some changes investors can make to their portfolios to minimize losses.

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Why Your Year-End Tax Strategies Should Be Underway Now

WSJ Your Money Matters — Wed, 28 Sep 2022 07:00:00 +0000

Reviewing traditional tax strategies now could mean more money in your pocket when you prepare your tax return next spring. WSJ contributor Tom Herman joins host J.R. Whalen with steps taxpayers should consider to lessen the amount they may have to hand over to Uncle Sam.

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How High Food Prices Are Changing Consumers’ Shopping Habits

WSJ Your Money Matters — Tue, 27 Sep 2022 07:00:00 +0000

Grocery prices rose more than 13% in August from a year earlier, the highest 12-month increase since 1979. Host J.R. Whalen is joined by reporter Rachel Wolfe to discuss how consumers are making ends meet, and by Louisiana resident Jamaica Bonvillian, who has struggled to balance food costs with her family’s overall household finances.

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Donating to a Political Cause? Know the Tax and Privacy Rules First.

WSJ Your Money Matters — Mon, 26 Sep 2022 07:00:00 +0000

Making donations to a political candidate or cause isn’t always tax deductible, and it can come with privacy implications. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what consumers should know before making a donation.

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Higher Mortgage Rates Vexing Homeowners Who Want to Sell

WSJ Your Money Matters — Fri, 23 Sep 2022 07:00:00 +0000

Homeowners who previously locked in low mortgage rates face the dilemma of whether to sell and take on a significantly higher rate, or stay put and keep their low rate locked in. WSJ housing market reporter Nicole Friedman joins host J.R. Whalen to discuss the issue and the potential effect on home prices.

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Performance Reviews Are Back. Are You Ready?

WSJ Your Money Matters — Thu, 22 Sep 2022 07:00:00 +0000

As workers return to the office, many companies are reinstating performance reviews. WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss their relevance in the post-pandemic workplace, and how workers can prepare for their meeting with the boss.

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Power Bills Expected to Continue Climbing This Winter

WSJ Your Money Matters — Wed, 21 Sep 2022 07:00:00 +0000

Americans’ electricity and natural-gas bills have risen an average of more than 15% over the past year. WSJ energy and utilities reporter Katherine Blunt joins host J.R. Whalen to discuss why prices are rising and how consumers can prepare.

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More Homeowners Are Renting Out Their Homes Instead of Selling Them

WSJ Your Money Matters — Tue, 20 Sep 2022 07:00:00 +0000

Some homeowners who are ready to sell are finding that more buyers are waiting on the sidelines, and many are choosing to rent out their homes instead, in the hopes of freeing up cash so they can buy a new place to live. WSJ housing-market reporter Will Parker joins host J.R. Whalen to discuss the pros and cons of renting out your home instead of selling it.

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How to Cut the Cost of a New Smartphone

WSJ Your Money Matters — Mon, 19 Sep 2022 07:00:00 +0000

New premium models of phones from Apple and Samsung can cost as much as a month’s rent. WSJ personal-finance reporter Veronica Dagher joins host Daniella Cheslow to discuss ways oflowering the sticker price and getting deals on wireless service .

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Colleges Slip on Pledge to Enroll Lower-Income Students

WSJ Your Money Matters — Fri, 16 Sep 2022 07:00:00 +0000

More than 125 U.S. colleges and universities promised in 2016 to raise the enrollment of lower-income students by 50,000 by 2025. But a progress report from the initiative shows the schools have added fewer than 8,000 so far. Higher-education reporter Melissa Korn joins host Daniella Cheslow to discuss why federal Pell Grants are reaching so few potential students .

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Vacation Homes Offer Holiday Dream But Carry House-Sized Risks

WSJ Your Money Matters — Thu, 15 Sep 2022 07:00:00 +0000

The largest share of second-home purchases closes from fall to early in the new year. But along with the dream of family memories and rental incomes, vacation homes carry financial and emotional risks. WSJ personal-finance reporter Veronica Dagher joins host Daniella Cheslow to discuss the highs and lows of buying a second home, and how to lay the foundation for a good buy.

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The Extended Tax Deadline Is Coming. Why You Shouldn’t Miss It.

WSJ Your Money Matters — Wed, 14 Sep 2022 07:00:00 +0000

A record 19 million taxpayers asked the IRS for more time to file . Wall Street Journal personal finance reporter Ashlea Ebeling joins host Daniella Cheslow to discuss why so many taxpayers are filing late, and how to avoid steep penalties for missing the Oct. 17 deadline.

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Impulse Buying Is Up. Does It Make Any Financial Sense?

WSJ Your Money Matters — Tue, 13 Sep 2022 07:00:00 +0000

Americans’ credit-card balances are way up, and inflation is only part of the reason. WSJ personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why impulse buying (including her own) is up, and whether splurging might actually be worthwhile.

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Will Prizes and Digital Coins Encourage Americans to Save?

WSJ Your Money Matters — Mon, 12 Sep 2022 07:00:00 +0000

With the U.S. savings rate on the decline, some financial apps are offeringprizes and other incentives to encourage consumers to put money away. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how the incentives work, and what financial experts have to say about their role in a savings plan.

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How to Get Your Home Ready to Sell

WSJ Your Money Matters — Fri, 09 Sep 2022 07:00:00 +0000

The competition among home sellers has increased this year as mortgage rates have risen to nearly 6%. WSJ “Mansion” section senior editor Kerry Barger joins host J.R. Whalen to discuss a new series of stories focused on helping homeowners prepare their house for a sale.

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How ‘Buffer Funds’ Protect Against Market Volatility

WSJ Your Money Matters — Thu, 08 Sep 2022 07:00:00 +0000

As stocks have flirted with bear-market territory this year, many people have invested in a type of exchange-traded fund known as a “buffer fund” to protect against potential steep declines. WSJ markets reporter Eric Wallerstein joins host J.R. Whalen to explain how buffer funds work and how well they have performed.

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Higher Mortgage Rates Cause Would-Be Homebuyers to Reconsider Renting

WSJ Your Money Matters — Wed, 07 Sep 2022 07:00:00 +0000

Mortgage rates are roughly double where they were a year ago, and that is leading some people who are ready to buy a house to consider renting instead. WSJ economics reporter Ben Eisen joins host J.R. Whalen to discuss the tradeoffs of buying versus renting in the current housing market.

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Bosses Want Workers Back in the Office. Can They Force You to Return?

WSJ Your Money Matters — Tue, 06 Sep 2022 07:00:00 +0000

After several failed attempts over the past year to bring workers back to the office, companies are making a stronger push for a return to in-person work. WSJ workplace reporter Chip Cutter joins host J.R. Whalen to discuss what is different this time, and how workers can make the most of a return to their office desk.

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How to Spot and Avoid Spam Texts

WSJ Your Money Matters — Fri, 02 Sep 2022 07:00:00 +0000

Fraudsters send out about 12 billion robotexts a month in the hopes of scamming unsuspecting consumers. WSJ personal-technology columnist Nicole Nguyen joins host J.R. Whalen to discuss how you can avoid being victimized.

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Why the Upper Middle Class is Feeling the Economic Squeeze

WSJ Your Money Matters — Thu, 01 Sep 2022 07:00:00 +0000

Americans in the upper middle class are feeling the effects of the economic downturn more acutely than those in other income groups. Host J.R. Whalen is joined by WSJ reporter Dion Rabouin to discuss the economic factors behind the trend, and by 33-year-old Texas resident Mark Yu, who explains how the economic instability has caused him to change his financial habits.

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Pay-Transparency Bill in California Could Impact Workers Nationwide

WSJ Your Money Matters — Wed, 31 Aug 2022 07:00:00 +0000

A bill in California would require some of the country’s largest employers to include salary ranges in job postings. WSJ workplace and management reporter Chip Cutter joins host J.R. Whalen to explain how the measure also could affect workers and companies in other parts of the country.

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How Retirees Are Making Life Changes Because of Inflation

WSJ Your Money Matters — Tue, 30 Aug 2022 07:00:00 +0000

Inflation and stock-market instability are causing many seniors to make changes to how they treat their retirement savings as well as other aspects of their lives. Age Wave co-founder Maddy Dychtwald joins host J.R. Whalen to discuss the findings from a survey the group conducted with thousands of retirees.

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Cost of Raising Kids Swells to $300,000

WSJ Your Money Matters — Mon, 29 Aug 2022 07:00:00 +0000

A recent study found that the average cost of raising a child through age 17 is now $300,000. WSJ “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss the factors that are driving costs up the most, and how families can keep them under control.

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Quiet Quitting: Is the Criticism Fair?

WSJ Your Money Matters — Fri, 26 Aug 2022 07:00:00 +0000

Workers who are rejecting the idea of going above and beyond in their job have attracted a significant amount of backlash. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen to discuss the reasons for the backlash, and options workers could pursue to find career success.

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Student-Loan Forgiveness: What You Need to Know

WSJ Your Money Matters — Thu, 25 Aug 2022 07:00:00 +0000

Millions of federal student-loan borrowers will see all or part of their student debt forgiven under a plan announced by President Biden on Wednesday. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss forgiveness eligibility requirements, what borrowers need to do, and the potential challenges the plan could face.

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Where to Find Big Sales and Get a Jump on Holiday Shopping

WSJ Your Money Matters — Wed, 24 Aug 2022 07:00:00 +0000

Retailers are slashing prices in hopes that cost-conscious shoppers will help reduce their big backlogs of unsold inventory. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss which discounted products consumers can get at a deep discount now, and which they might want to wait to buy until later in th e year.

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The EV Tax Credit: How to Make the Most of It

WSJ Your Money Matters — Tue, 23 Aug 2022 07:00:00 +0000

The Inflation Reduction Act includes tax credits for electric-vehicle buyers, but it also tightens eligibility rules. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how consumers can work around those rules and put more tax-credit money in their pocket.

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How to Extend Your Phone’s Life and Save Money by Not Buying a New One

WSJ Your Money Matters — Mon, 22 Aug 2022 07:00:00 +0000

As smartphone makers roll out their newest models, the best phone to use may be the one you already have. Wall Street Journal personal tech columnist Nicole Nguyen joins WSJ Your Money Briefing host Daniella Cheslow to discuss how to get the most from your current phone and put off the cost of replacing it.

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What the IRS’s Plan to Hire 87,000 Workers Means for Taxpayers

WSJ Your Money Matters — Fri, 19 Aug 2022 07:00:00 +0000

Now that the Inflation Reduction Act has become law, the IRS will get $80 billion in additional funding over the next decade. WSJ tax reporter Laura Saunders joins host Daniella Cheslow to discuss what the IRS is expected to do with its new funding, and what it means for taxpayers.

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What’s Extra Legroom on a Flight Worth? Check the Perks Package

WSJ Your Money Matters — Thu, 18 Aug 2022 07:00:00 +0000

Airlines are aggressively trying to sell travelers on seats with extra legroom. WSJ travel columnist Dawn Gilbertson joins Daniella Cheslow to run down what travelers need to know about pricing and perks for premium seating.

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States Expand Sales-Tax Holidays to Soften Inflation’s Blow

WSJ Your Money Matters — Wed, 17 Aug 2022 07:00:00 +0000

From school supplies to gun safes, 20 states have announced temporary tax breaks to help shoppers cope with this year’s record inflation. WSJ reporter Lauryn Azu joins host Daniella Cheslow to discuss how shoppers can make the most of state tax holidays and where they fall short.

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Married Couples’ Financial Lead Over Singles Is Getting Wider

WSJ Your Money Matters — Tue, 16 Aug 2022 07:00:00 +0000

Rising prices and two years of pandemic-induced tumult have increased the financial stress on people without shared assets. WSJ personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why single people’s finances are getting left further behind.

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How ‘Quiet Quitting’ Is Changing the Workplace

WSJ Your Money Matters — Mon, 15 Aug 2022 07:00:00 +0000

More Gen Z and younger workers are rejecting the idea of going above and beyond in their careers in order to focus on time spent outside of the office. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss the potential benefits and risks of “quiet quitting.”

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Why Some Crypto Investors Are Holding On Amid Steep Declines

WSJ Your Money Matters — Fri, 12 Aug 2022 07:00:00 +0000

While some cryptocurrency investors have sold their positions in the face of harsh declines this year, others have held on and even added to their positions. Host J.R. Whalen is joined by the WSJ’s Pia Singh, who explains the split in investment strategies, and 25-year-old Zachary Bertucci, who recently added to his crypto holdings.

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High Inflation Means Benefits Increase for Social Security Recipients

WSJ Your Money Matters — Thu, 11 Aug 2022 07:00:00 +0000

People receiving Social Security benefits are likely to see the largest cost-of-living increase in 40 years after July’s annual inflation rate came in at 8.5%. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how large an increase retirees should expect.

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Homeowners Would Get $1,200 Climate Tax Credits in New Spending Bill

WSJ Your Money Matters — Wed, 10 Aug 2022 07:00:00 +0000

The Inflation Reduction Act would provide billions of dollars in tax credits to homeowners who make energy-efficient improvements to their homes. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss.

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Gender Pay Gap Begins Shortly After College Graduation, Data Shows

WSJ Your Money Matters — Tue, 09 Aug 2022 07:00:00 +0000

Data from the Department of Education analyzed by The Wall Street Journal indicates gender disparities in pay begin as early as three years after men and women enter the workforce. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to discuss why it is happening and in which fields the pay gap is the widest.

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How Much Are Mortgage Rates Affecting Home Prices?

WSJ Your Money Matters — Mon, 08 Aug 2022 07:00:00 +0000

Mortgage rates ticked down to 4.99% last week but are still two full percentage points higher than a year ago, giving home buyers more leverage. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain how the cooling housing market is causing sellers to revisit their playbook.

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Why Are Companies Still Hiring in an Unsettled Economy?

WSJ Your Money Matters — Fri, 05 Aug 2022 07:00:00 +0000

Even as businesses see a decline in consumer demand for goods and services, many continue to hire and aren’t considering layoffs. WSJ economics reporter Sarah Chaney Cambon joins host J.R. Whalen to explain why.

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Loan Applications Rejected After Equifax Misreports Credit Scores

WSJ Your Money Matters — Thu, 04 Aug 2022 07:00:00 +0000

Millions of Americans’ applications for mortgages, credit cards and other loans were jeopardized after Equifax misreported their credit scores to lenders. WSJ reporter Andrew Ackerman joins host J.R. Whalen with tips on clearing up errors in your own credit report .

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Cost-Conscious Shoppers Should Expect These Changes at Stores

WSJ Your Money Matters — Wed, 03 Aug 2022 07:00:00 +0000

As the economy enters a downturn, makers of household products are reevaluating how they will attract already-cautious shoppers. WSJ reporter Saabira Chaudhuri joins host J.R. Whalen to discuss what shoppers should expect.

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Crypto Lenders’ Investors Wait Out Bankruptcy to Recoup Their Cash

WSJ Your Money Matters — Tue, 02 Aug 2022 07:00:00 +0000

The collapse of cryptocurrency brokerages Celsius and Voyager has left many individual investors without access to their cash, after being promised their investments were safe. Host J.R. Whalen is joined by WSJ reporter Rachel Louise Ensign as well as individual investor Dave Jachelski, whose money is tied up during Voyager’s bankruptcy process.

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Solving the U.S. Energy Crisis and Lowering Your Bills

WSJ Your Money Matters — Mon, 01 Aug 2022 07:00:00 +0000

After a decade of cheap, plentiful energy in the U.S., Americans are paying substantially more for everything from gasoline to electricity to natural gas. WSJ energy reporter Katherine Blunt joins host J.R. Whalen to explain why higher costs could be the new normal, and what’s being done to hold energy costs in check.

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How to Navigate Flight Delays

WSJ Your Money Matters — Fri, 29 Jul 2022 07:00:00 +0000

The Wall Street Journal tracked flight delays at hundreds of airports worldwide in June and July. Host J.R. Whalen is joined by WSJ travel reporter Jacob Passy, who explains what’s causing the delays and how passengers can work around them.

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What Borrowers Need to Know about the Fed’s Latest Interest Rate Hike

WSJ Your Money Matters — Thu, 28 Jul 2022 07:00:00 +0000

As the Federal Reserve continues to raise interest rates, WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss alternate ways consumers should consider to borrow in order to keep interest payments in check.

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Student-Loan Repayment Pause May Be Extended

WSJ Your Money Matters — Wed, 27 Jul 2022 07:00:00 +0000

The government has told federal student-loan servicing contractors to hold off on sending out billing statements to borrowers. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to explain why that could mean another extension to the moratorium on student-loan repayments could be imminent.

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Job Switchers: Is the Pay Bump Worth It?

WSJ Your Money Matters — Tue, 26 Jul 2022 07:00:00 +0000

People who have switched jobs for higher pay got bigger raises than those who stayed. Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter, who discusses the differences in pay, risks job switchers face, and potential benefits of staying put.

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Employers Go Back to In-Person Interviews to Find Workers

WSJ Your Money Matters — Mon, 25 Jul 2022 07:00:00 +0000

Companies frustrated over not finding qualified workers are reverting to in-person meetings with job applicants. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss how job seekers can use live interviews to highlight skills that don’t necessarily come through on a resume.

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Fake Amazon Reviews: How to Spot Them

WSJ Your Money Matters — Fri, 22 Jul 2022 07:00:00 +0000

Amazon is suing the administrators of more than 10,000 Facebook groups that it says coordinated fake reviews on the online shopping site. WSJ personal tech columnist Nicole Nguyen joins host J.R. Whalen with tips for distinguishing real online product reviews from fake ones.

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Annuities Gain Favor Amid Stock Turmoil

WSJ Your Money Matters — Thu, 21 Jul 2022 07:00:00 +0000

Fixed-rate annuities have seen a significant influx of cash as investors seek out stability in the current volatile market. WSJ reporter Leslie Scism joins host J.R. Whalen to discuss why annuities are seen as stable investments, and the risks they could pose to investors anyway.

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People Are Missing Monthly Payments…Because They Forgot

WSJ Your Money Matters — Wed, 20 Jul 2022 07:00:00 +0000

Although most people know when their financial commitments, like loan payments, are due each month, many are missing their payments because they simply forgot. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why behavioral economists say this is happening, and steps people can take to get back on track.

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Holding Onto Cash? Fintechs Offer High Yields—and Higher Risk.

WSJ Your Money Matters — Tue, 19 Jul 2022 07:00:00 +0000

Some financial-technology startups offer savings rates far above those from traditional banks. WSJ “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to discuss the risks consumers need to watch out for when stashing their cash with fintech startups.

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Single-Stock ETFs Let Investors Double Down on Certain Companies

WSJ Your Money Matters — Mon, 18 Jul 2022 07:00:00 +0000

Exchange-traded funds that track a single stock entered the U.S. market last week. WSJ markets reporter Karen Langley joins host J.R. Whalen to discuss how they work and the risks that investors in those ETFs could face.

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WSJ Inflation Tracker Helps You Budget for Shopping

WSJ Your Money Matters — Fri, 15 Jul 2022 07:00:00 +0000

A new interactive tool from The Wall Street Journal helps consumers track price changes on thousands of products. The WSJ’s Brian Whitton joins host J.R. Whalen to discuss how it works.

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Why Higher Hotel Rates Aren’t Translating to Better Service

WSJ Your Money Matters — Thu, 14 Jul 2022 07:00:00 +0000

The average cost of a hotel room in the U.S. is up more than 30% from a year ago. WSJ travel reporter Allison Pohle joins host J.R. Whalen to explain why customer satisfaction has declined, and whether hotel prices could come down in the near future.

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Many Workers Are Enjoying a Summer of Pay Increases

WSJ Your Money Matters — Wed, 13 Jul 2022 07:00:00 +0000

More employers are giving out company-wide pay raises and issuing special bonuses to retain workers and help them deal with high inflation. WSJ workplace and management reporter Chip Cutter joins host J.R. Whalen to discuss what this means for the balance of power between workers and their bosses.

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With Housing So Unaffordable, Do Sellers Still Have the Upper Hand?

WSJ Your Money Matters — Tue, 12 Jul 2022 07:00:00 +0000

Record home prices and higher mortgage rates have created the most expensive U.S. housing market in more than 15 years. WSJ housing reporter Nicole Friedman joins host J.R. Whalen to discuss what that means for prospective home buyers, and signs that the balance of power could be starting to shift away from sellers .

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IRS Hikes Mileage Deduction to Ease Impact of High Gas Prices

WSJ Your Money Matters — Mon, 11 Jul 2022 07:00:00 +0000

In an unusual midyear move, the IRS has raised the standard mileage rate for the self-employed to 62.5 cents. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss other ways that self-employed workers who rely on their car can save money.

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Should You Consider an Adjustable-Rate Mortgage?

WSJ Your Money Matters — Fri, 08 Jul 2022 07:00:00 +0000

Mortgage rates above 5% coupled with higher housing prices have caused some prospective homebuyers to consider an adjustable-rate mortgage, instead of a fixed-rate loan, to help reduce costs. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of adjustable mortgages.

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Why Checking Your 401(k) Too Often Can Jeopardize Your Savings

WSJ Your Money Matters — Thu, 07 Jul 2022 07:00:00 +0000

Retirement savers might get the urge to peek at their 401(k) balance often during market volatility. But WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain why researchers say that could lead to bad decisions and long-term losses.

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Inflation Pushes More Americans to Dip Into Savings

WSJ Your Money Matters — Wed, 06 Jul 2022 07:00:00 +0000

After building up record levels of savings over the first two years of the pandemic, many Americans are spending down that cash cushion to deal with inflation. WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to explain what that means for people’s finances.

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Stock Market: What to Expect in the Second Half of 2022

WSJ Your Money Matters — Tue, 05 Jul 2022 07:00:00 +0000

MJP Wealth Advisors President Brian Vendig joins host J.R. Whalen to explain how economic and global events are likely to shape stock-market performance in the last six months of the year.

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How to Save Money at the Gas Pump

WSJ Your Money Matters — Fri, 01 Jul 2022 07:00:00 +0000

Choosing the right credit-card rewards program or making sure your car has gotten the proper maintenance can save drivers as much as 30 cents off the price of a gallon of gas. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss ways drivers can save money at the pump.

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Need to Call the Airline? Don’t Use the Phone.

WSJ Your Money Matters — Thu, 30 Jun 2022 07:00:00 +0000

Airlines have been plagued by delays and canceled flights this year, causing many passengers frustration when they try to reach customer service. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss what passengers should expect, and options to consider aside from sitting on hold.

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Inflation Devouring Your Paycheck? Here’s How to Ask for a Raise

WSJ Your Money Matters — Wed, 29 Jun 2022 09:30:00 +0000

Finance and career experts say high inflation and a hot job market make this an ideal time to ask for a raise. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with tips on what workers should, and should not, include in their argument when negotiating with the boss for a pay bump.

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How a $40 Gas Purchase Can Turn into a $175 Hold on Your Credit Card

WSJ Your Money Matters — Tue, 28 Jun 2022 07:00:00 +0000

Banks and gas stations are increasing the hold they place on consumers’ credit and debit cards to $175. WSJ reporter Ayse Kelce joins host J.R. Whalen to discuss why it’s being done and how consumers can avoid the risks.

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Should You Convert Your IRA Retirement Savings to a Roth IRA?

WSJ Your Money Matters — Mon, 27 Jun 2022 07:00:00 +0000

An often overlooked option to stem retirement savings losses is to convert traditional IRA money into a Roth IRA. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain the benefits and potential tax liabilities of making that move.

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Why Gas Money Is the Latest Worker Benefit

WSJ Your Money Matters — Fri, 24 Jun 2022 07:00:00 +0000

Some companies are helping employees deal with sky-high gas prices as a way to retain them and encourage a return to the office. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen with more.

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Why Companies Are Rescinding Job Offers

WSJ Your Money Matters — Thu, 23 Jun 2022 07:00:00 +0000

Even though the labor market remains hot, some companies are rescinding job offers after candidates have signed on the dotted line. Host J.R. Whalen is joined by reporter Angela Yang, who spoke with several people whose job offers were pulled back.

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Protecting Your Stocks Against a Bear Market - Based on Your Age

WSJ Your Money Matters — Wed, 22 Jun 2022 07:00:00 +0000

The stock market declines in 2022 have taken their toll on stock portfolios and 401(k)s. WSJ “Intelligent Investor” columnist Jason Zweig joins host J.R. Whalen to explain why bear markets affect investors in different generations in different ways.

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401(k) Plans Offering Pension-Like Benefits to Ensure Steady Payments

WSJ Your Money Matters — Tue, 21 Jun 2022 07:00:00 +0000

Many retirees mismanage their 401(k) savings once they leave the workforce, resulting in a shortfall of funds. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss how more 401(k) providers are including features similar to pension funds to ensure retirement savings last as long as possible.

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Which Stocks Perform Best Amid High Inflation?

WSJ Your Money Matters — Fri, 17 Jun 2022 07:00:00 +0000

Although stocks have suffered a series of broad selloffs as inflation continues to climb, history shows certain sectors tend to buck the trend and move higher in times of high inflation. George Mason University finance professor Derek Horstmeyer joins host J.R. Whalen to discuss his recent research pinpointing sectors that tend to outperform during periods of rapidly rising prices.

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Protecting Your Finances Amid Rising Interest Rates

WSJ Your Money Matters — Thu, 16 Jun 2022 07:00:00 +0000

The Federal Reserve announced plans to raise interest rates by 0.75 percentage point, and is likely to raise them rapidly for the rest of the year. The moves are meant to counter high inflation but could lead to some hard financial decisions for many people. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with steps you can take to protect your holdings, and financial decisions to put off amid rising rates.

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How to Lower Your Summer Air-Conditioning Bill

WSJ Your Money Matters — Wed, 15 Jun 2022 07:00:00 +0000

U.S. households are likely to pay a lot more for electricity this summer due to inflation. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen with tips for reinin g in your air conditioner’s electricity usage and lowering your monthly energy bill.

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How Homebuyers Scrape Together All-Cash Offers

WSJ Your Money Matters — Tue, 14 Jun 2022 07:00:00 +0000

Prospective homebuyers who don’t have funds on hand to make an all-cash offer are finding creative ways to solve the issue. WSJ reporter Orla McCaffrey joins host J.R. Whalen to discuss.

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How to Turn Your Stock or Crypto Losses into Tax Gains

WSJ Your Money Matters — Mon, 13 Jun 2022 07:00:00 +0000

Investors whose portfolios have suffered losses can turn those declines into gains when preparing their taxes next year. WSJ’s Laura Saunders joins host J.R. Whalen to explain how it works, and IRS rules to keep in mind.

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Why Consumers Are Willing to Pay More for Some Brands

WSJ Your Money Matters — Fri, 10 Jun 2022 07:00:00 +0000

Inflation is weighing on consumers’ finances, but some shoppers are still willing to pay rising prices on brands they like. But not all. The Drucker Institute’s Rick Wartzman joins host J.R. Whalen to discuss the challenges this poses to companies that often pass higher costs on to shoppers.

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Why the Four-Day Workweek Is Being Put to the Test

WSJ Your Money Matters — Thu, 09 Jun 2022 07:00:00 +0000

The U.K. launched a study this week with thousands of employees in many sectors to determine if working one less day during the week would affect production or morale. WSJ’s Kathryn Dill joins host J.R. Whalen to discuss the experiment and similar studies, and whether U.S. companies are likely to adopt a four-day workweek anytime soon.

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Some Airlines Charging $100 to Pick a Seat

WSJ Your Money Matters — Wed, 08 Jun 2022 07:00:00 +0000

In addition to extra charges for food and checked bags, some airlines are charging fees for passengers to select a seat - in some cases in excess of $100. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen on how passengers can avoid paying seat fees.

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Consumers’ Missed Payments Weighing on ‘Buy Now, Pay Later’ Programs

WSJ Your Money Matters — Tue, 07 Jun 2022 07:00:00 +0000

After a strong 2021, “buy now, pay later” companies like Klarna and Affirm are facing financial headwinds due to increased consumer delinquencies and the effects of higher interest rates. WSJ’s AnnaMaria Andriotis tells host J.R. Whalen what consumers who use those programs should expect going forward.

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Reverse Mortgages: Have They Beaten Their Bad Rep?

WSJ Your Money Matters — Mon, 06 Jun 2022 07:00:00 +0000

Some senior homeowners use a reverse mortgage to borrow a portion of the equity in their homes as funds to live on. WSJ contributor Lori Ioannou joins host J.R. Whalen to explain the nuts and bolts of reverse mortgages, and the risks that come with them.

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Gen Z Workers Seek to Balance Better Pay With Making a Difference

WSJ Your Money Matters — Fri, 03 Jun 2022 07:00:00 +0000

More people in their 20s, often called Gen Z, are shelving plans to pursue socially conscious jobs to take roles with better pay. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, who discusses the trend, and 25-year-old Monica Tuñez, who left her education non-profit job for a role at a large company.

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How Slack Can Help You Land Your Next Job

WSJ Your Money Matters — Thu, 02 Jun 2022 07:00:00 +0000

More people are using Slack to connect with professionals and recruiters outside their workplace to fast-track their job search. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to explain how it works.

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Credit-Report Errors Grab Congress’s Attention

WSJ Your Money Matters — Wed, 01 Jun 2022 07:00:00 +0000

House Democrats have asked the big three credit-reporting firms for answers on how they have handled consumer complaints about inaccuracies on credit reports. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss.

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Drivers Should Brace for Higher Car-Insurance Rates

WSJ Your Money Matters — Tue, 31 May 2022 07:00:00 +0000

Auto-insurance companies are set to raise rates by as much as 20% in some places. WSJ insurance-industry reporter Leslie Scism joins host J.R. Whalen to explain why, and when consumers can expect to see those higher bills kick in.

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Babysitters Are Charging $35 an Hour, and Parents Are Paying It

WSJ Your Money Matters — Fri, 27 May 2022 07:00:00 +0000

The tight labor market has driven rates for teenage babysitters to upwards of $35 an hour. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss the trend, and 15-ye ar-old babysitter Evelyn Loperfido talks about how she has been able to command higher pay.

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Dispatches From the IRS Customer-Service Line

WSJ Your Money Matters — Thu, 26 May 2022 07:00:00 +0000

The IRS is struggling with a lack of staff and funding, which is making it even harder than usual for taxpayers to get timely customer service. WSJ tax reporter Laura Saunders knows this firsthand. She joins host J.R. Whalen to discuss her experience of waiting several hours in line to get assistance at an IRS office.

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Why Your 401(k) May Be Riskier Than You Realize

WSJ Your Money Matters — Wed, 25 May 2022 07:00:00 +0000

Many people might not realize their 401(k) retirement account has taken on more risk in recent years. The reason: a shift in how target-date funds invest workers’ savings. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain how target-date funds work and whether they’re a safe investment in a volatile stock market.

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Inflation Is Wrecking Millennials’ 2022 Financial Goals

WSJ Your Money Matters — Tue, 24 May 2022 07:00:00 +0000

Inflation running at levels not seen in 40 years is causing millennials and younger people to rethink how they save and spend. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss the financial lessons learned from higher i nflation, and ways to stretch your dollars.

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Summer Jobs: What Teens Need to Know About Taxes

WSJ Your Money Matters — Mon, 23 May 2022 07:00:00 +0000

As teens gear up to start their summer jobs, many will have their first experience with the IRS when they get taxes and other deductions taken out of their paycheck. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what summer workers, and their families, need to know.

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How to Protect Your Home’s Value Now Against Future Declines

WSJ Your Money Matters — Fri, 20 May 2022 07:00:00 +0000

While homeowners ready to sell can benefit from prices that continue to hit record highs, those not ready to sell can use the equity in their home to hedge against future declines. WSJ contributor Brian O’Connor joins host J.R. Whalen to discuss the strategies, and risks, for locking in the steep rise in home values.

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Why More Subprime Borrowers Are Defaulting on Their Loans

WSJ Your Money Matters — Thu, 19 May 2022 09:30:00 +0000

After making their monthly payments through the first year and a half of the pandemic, more subprime borrowers are missing monthly payments on various types of loans. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to explain why, and what it could mean for people’s ability to take out loans in the future.

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Unlimited Vacation Time: The Latest Corporate Perk

WSJ Your Money Matters — Wed, 18 May 2022 07:00:00 +0000

More companies, such as the Wall Street bank Goldman Sachs, are offering employees an unlimited number of days off per year. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss why companies are offering the perk, and the tradeof fs workers face when using it.

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Have Used-Car Prices Peaked?

WSJ Your Money Matters — Tue, 17 May 2022 07:00:00 +0000

After steadily rising to record levels along with new-car prices during the pandemic, prices for pre-owned vehicles have been lower in recent months. WSJ autos reporter Ryan Felton joins host J.R. Whalen to discuss why prices are falling and how that is affecting buyers of both new and used cars.

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Why Old Travel Cost-Saving Tricks Might Not Work This Year

WSJ Your Money Matters — Mon, 16 May 2022 07:00:00 +0000

With prices for flights, lodging and car rentals on the rise, your summer trip may cost a lot more this year. What’s worse, previous tactics that travelers relied on to save money might not work as well right now. WSJ travel reporter Jacob Passy joins host Trenae Nuri to discuss why.

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Rent or Buy: With Home Prices Soaring, Which Is Better?

WSJ Your Money Matters — Fri, 13 May 2022 07:00:00 +0000

Owning a home has traditionally been seen as a good long-term financial move over renting. But with home prices climbing along with rent, is that still the case? WSJ housing reporter Will Parker joins host Trenae Nuri to discuss the new math on whether it makes more financial sense to rent or buy a home.

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Why It Pays to Automate Your Personal Finances

WSJ Your Money Matters — Thu, 12 May 2022 07:00:00 +0000

Prices are up. Stocks are down. And that’s leading a lot of households to rethink their budgets and investments. But there are various tools available that can automate your day-to-day financial decisions. WSJ personal-finance reporter J.J. McCorvey joins host Trenae Nuri to discuss how robo advisers powered by AI could protect you from making important financial moves based on emotion.

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Teen Workers Find They’re in High Demand

WSJ Your Money Matters — Wed, 11 May 2022 07:00:00 +0000

In the tight labor market, new workers are in high demand. And that’s good news for teenagers who want a job. Teen unemployment is near its lowest level in decades, as businesses look to them to help fill a record number of open positions. WSJ workforce reporter Kathryn Dill joins host Trenae Nuri to discuss how businesses are attracting and retaining teenage workers, and Houston restaurateur Itai Ben Eli discusses working with a young staff.

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Is Paying for Identity-Theft Protection Worth It?

WSJ Your Money Matters — Tue, 10 May 2022 07:00:00 +0000

The Federal Trade Commission received nearly 1.4 million reports of identity theft last year, double from 2019. Now more people are considering paying for identity-theft protection services. WSJ contributor Cheryl Winokur Munk joins host Trenae Nuri to discuss how consumers can decide if those services are worth it.

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How the Class of 2022 Can Fine-Tune Its Message for Recruiters

WSJ Your Money Matters — Mon, 09 May 2022 07:00:00 +0000

Students graduating from college this spring have made it clear they're seeking a sense of community and connection in their first job. But their message may not be resonating with recruiters and hiring managers. La Salle Network staffing company founder and CEO Tom Gimbel joins host J.R. Whalen to discuss how grads can sharpen their message to ease the path to their first job.

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Why Dividend Stocks Are Getting More Attention From Investors

WSJ Your Money Matters — Fri, 06 May 2022 07:00:00 +0000

Stocks that pay dividends have regained popularity this year. WSJ markets reporter Akane Otani joins host J.R. Whalen to explain why they are becoming more attractive to investors and how financial advisers suggest people select dividend stocks to include in their portfolio.

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Rising Interest Rates: How to Protect Your Finances

WSJ Your Money Matters — Thu, 05 May 2022 07:00:00 +0000

The Federal Reserve approved plans to raise interest rates by half a percentage point, and more rate hikes are expected later in the year. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss what higher interest rates mean for consumers’ credit-card balances, student loans and mortgages, and some steps they can take to protect their personal finances.

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Should You Add Bitcoin to Your 401(k) Retirement Plan?

WSJ Your Money Matters — Wed, 04 May 2022 07:00:00 +0000

Fidelity will soon allow companies whose 401(k) retirement plans it administers to include bitcoin as an investment option for employees. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what retirement savers should consider before adding a risky investment like bitcoin to their portfolio.

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Personal Loans Make a Comeback: What You Need to Know Before Borrowing

WSJ Your Money Matters — Tue, 03 May 2022 07:00:00 +0000

After a lull during the pandemic, lenders are offering personal loans to consumers once again. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss why the loans are becoming popular again, and what borrowers need to watch out for when applying.

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From the Great Resignation to Regret Over Jumping Ship

WSJ Your Money Matters — Mon, 02 May 2022 07:00:00 +0000

Many people who have resigned from their jobs during the pandemic in pursuit of bigger salaries have faced an unexpectedly frustrating path to a job they like. Host J.R. Whalen is joined by workplace reporter Kathryn Dill to discuss the trend, and California resident Faith Del Regno, who shares her experiences cycling through several jobs after quitting her old one.

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Repaying Student Loans: What Options Do You Have?

WSJ Your Money Matters — Fri, 29 Apr 2022 07:00:00 +0000

Although some student-loan forgiveness plans have been discussed in Washington, nothing concrete has emerged. WSJ reporter Rebecca Ballhaus joins host J.R. Whalen to discuss how borrowers can make a plan for paying back their student debt, and the various repayment options that are available.

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Graduate Degrees: Which Pay Off the Best?

WSJ Your Money Matters — Thu, 28 Apr 2022 07:00:00 +0000

A master’s or other advanced degree can come with a heavier financial burden than that for undergrads, and doesn’t necessarily guarantee a career with a higher salary. WSJ reporter Andrea Fuller joins host J.R. Whalen to discuss how students can prepare for that financial responsibility, and which graduate degrees offer the best return on investment.

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Applying for College Financial Aid: How It Works and Mistakes to Avoid

WSJ Your Money Matters — Wed, 27 Apr 2022 07:00:00 +0000

Filling out all the forms required to secure college loans, grants and scholarships can be an intimidating process. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to break down the key steps in the process and discuss common mistakes students and families make.

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Bringing Down Tuition: How to Look Past College’s High Sticker Price

WSJ Your Money Matters — Tue, 26 Apr 2022 07:00:00 +0000

The cost to attend some of the nation’s top private colleges and universities can scare many people away from even applying. WSJ reporter Andrea Fuller joins host J.R. Whalen to discuss how students and families can comparison shop and find the best value for their education.

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Paying for College: When Should Families Have ‘The Talk’?

WSJ Your Money Matters — Mon, 25 Apr 2022 07:00:00 +0000

Affording a college education can be a lot easier for students and families if they have important, though sometimes awkward, conversations about money as early as possible. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to kick off Your Money Briefing’s week-long series on managing student debt.

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Recruiters Go the Extra Mile to Woo College Grads

WSJ Your Money Matters — Fri, 22 Apr 2022 07:00:00 +0000

Amid continued fierce competition for workers, companies are stepping up their efforts to recruit college students. Some are going far beyond the traditional job fair to woo prospective job candidates. WSJ workplace reporter Lin dsay Ellis joins host J.R. Whalen to discuss.

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Why Crypto Stocks Are Performing Worse Than Cryptocurrencies

WSJ Your Money Matters — Thu, 21 Apr 2022 07:00:00 +0000

Bitcoin is down about 10% this year, but stocks of crypto-focused companies are doing much worse, falling as much as 60%, according to FactSet. Wall Street Journal cryptocurrency reporter Paul Vigna joins WSJ Your Money Briefing host J.R. Whalen to discuss the reasons why, and how professional and everyday investors are thinking about crypto.

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How to Protect Your Retirement Savings Amid Market Volatility

WSJ Your Money Matters — Wed, 20 Apr 2022 07:00:00 +0000

After years of strong gains, stock-market returns are expected to be significantly lower in the next few years. WSJ contributor Michael A. Pollock joins host J.R. Whalen to discuss what financial advisors say retirees an d anyone building a retirement nest egg can do to protect their holdings.

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Airfares Are Soaring. Can You Still Score Cheap Tickets?

WSJ Your Money Matters — Tue, 19 Apr 2022 07:00:00 +0000

Ticket prices for air travel rose an average of 11% in March from a month earlier. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what is behind the fare hikes, and what consumers can do to find cheaper tickets.

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Online Sellers to Face Stepped-Up Tax Collection

WSJ Your Money Matters — Mon, 18 Apr 2022 07:00:00 +0000

The IRS will have an easier time tracking sales on e-commerce sites like eBay and Etsy under a new rule aimed at ensuring sellers pay tax they are supposed to. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain how this could affect your tax preparation in 2023.

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How 5% Mortgage Rates Could Affect Your Home Search

WSJ Your Money Matters — Fri, 15 Apr 2022 07:00:00 +0000

The average rate on 30-year fixed mortgages has hit 5% for the first time since 2011 . WSJ reporter Matt Grossman joins host J.R. Whalen to explain why rates are going higher and what that could mean for the housing market.

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Asking for a Raise: How (and When) to Do It

WSJ Your Money Matters — Thu, 14 Apr 2022 07:00:00 +0000

Millions of employees are switching jobs in search of better pay, and many companies are willing to pay more to keep their workers on board. So what are the best ways of asking for a raise? At the recent Wall Street Journal Jobs Summit, Work & Life columnist Rachel Feintzeig di scussed how to get a salary bump with career coach and The Job Doctor founder Tessa White.

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Why Gas Prices Aren't Falling Along With Global Oil Prices

WSJ Your Money Matters — Wed, 13 Apr 2022 07:00:00 +0000

While global oil prices have fallen roughly 20% from recent highs, the price of gas remains near record levels. WSJ energy reporter Collin Eaton joins host J.R. Whalen to explain the relationship between oil prices and the cost of gas at the pump.

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High Inflation Ruined Your Price Radar. Here's How to Fix It.

WSJ Your Money Matters — Tue, 12 Apr 2022 07:00:00 +0000

As prices continue to rise, consumers may lose the ability to judge what is a "good" price and what isn't. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss the psychology behind inflation, and how thinking differently about prices can make you a smarter shopper.

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How Blue-Collar Workers Are Making the Leap Into Tech Jobs

WSJ Your Money Matters — Mon, 11 Apr 2022 07:00:00 +0000

Companies struggling to fill open tech-related positions are hiring more former blue-collar workers seeking a career change. WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss how these workers are preparing themselves to make the jump.

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MBA Students Pitch Themselves as the Next Great Investment

WSJ Your Money Matters — Fri, 08 Apr 2022 07:00:00 +0000

More business-school graduates are using “search funds” to seek out companies they can buy and lead. Host J.R. Whalen is joined by WSJ reporter Lindsay Ellis, who explains the process, as well as Jessica Patterson, who used a search fund to take charge of a health logistics company.

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Student-Loan Payments Are Now Paused Through August. But Then What?

WSJ Your Money Matters — Thu, 07 Apr 2022 07:00:00 +0000

The Biden administration says the Education Department will revamp the student-loan repayment system between now and the end of August. Wall Street Journal reporter Gabriel T. Rubin joins WSJ Your Money Briefing host J.R. Whalen to explain how that would affect borrowers, and whether another payment extension beyond August is likely.

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Why Women's Pay Is Growing Faster Than Men's

WSJ Your Money Matters — Wed, 06 Apr 2022 07:00:00 +0000

As the labor market recovers from the pandemic, women are getting bigger pay raises than men, a significant shift from just a few months ago. WSJ reporter Sarah Chaney Cambon joins host J.R. Whalen to discuss what it means for the overall gender pay gap.

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College-Related Tax Deductions: Are You Eligible?

WSJ Your Money Matters — Tue, 05 Apr 2022 07:00:00 +0000

Families of college students may be in line for tax deductions and credits on their 2021 taxes , but understanding the rules surrounding eligibility can be complex. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss.

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Lenders Loosening Mortgage Eligibility Requirements

WSJ Your Money Matters — Mon, 04 Apr 2022 07:00:00 +0000

Rising home prices and higher interest rates are keeping many would-be homebuyers on the sidelines and waiting on applying for mortgages. WSJ's Orla McCaffrey joins host J.R. Whalen to discuss what many lenders are doing to drum up business.

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Mind These Tax Changes to Stay Ahead in Next Year’s Tax Season

WSJ Your Money Matters — Fri, 01 Apr 2022 07:00:00 +0000

Understanding how new tax situations this year could affect your tax return in 2023 could put you a step ahead of the game. CPA Ed Slott joins host J.R. Whalen to discuss.

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How the IRS Is Cracking Down on Crypto Tax Cheats

WSJ Your Money Matters — Thu, 31 Mar 2022 07:00:00 +0000

The IRS has determined that cryptocurrency is investment property, much like stock or real estate. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what that means for people preparing their annual tax returns, and how the IRS is stepping up its enforcement of taxes due on crypto gains.

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Clearing Up Child Tax Credit Confusion

WSJ Your Money Matters — Wed, 30 Mar 2022 07:00:00 +0000

The expanded federal child tax credit has put more money in families' pockets, but it also has created confusion as Americans prepare their taxes. Tax reporter Richard Rubin joins host J.R. Whalen to discuss how people should approach the child tax credit to avoid making errors on their returns.

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How Working Remotely Could Affect Your Taxes

WSJ Your Money Matters — Tue, 29 Mar 2022 07:00:00 +0000

As more employees work remotely or take on a hybrid schedule, more states are implementing tax rules that address workers who live in one state or jurisdiction while their company's office is in another. Our week of special tax-focused episodes continues with WSJ tax reporter Laura Saunders joining host J.R. Whalen to discuss what taxpayers need to know as they prepare their tax returns.

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How High Inflation Affects Your Taxes

WSJ Your Money Matters — Mon, 28 Mar 2022 07:00:00 +0000

Inflation rising at a pace not seen in 40 years will affect myriad areas of your finances. But it will also factor into your tax return, including how much tax you pay and how much you can save in tax-friendly accounts like an IRA. Tax reporter Richard Rubin joins host J.R. Whalen to kick off our week-long series on important tax issues.

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Why Tippers Are Being Less Generous These Days

WSJ Your Money Matters — Fri, 25 Mar 2022 07:00:00 +0000

After boosting the tips they gave to service personnel during the early days of the pandemic, many Americans have pulled back on how much gratuity they add to their bill. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss why tipping has come down, as well as where tipping amounts are staying high.

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Trading In Your Old Phone? Here's How to Get the Best Value.

WSJ Your Money Matters — Thu, 24 Mar 2022 07:00:00 +0000

Mobile carriers, device makers and phone resellers will pay you for your retired smartphone. The WSJ's Shara Tibken joins host J.R. Whalen to discuss how to find the right deal and get the best trade-in value for your phone.

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Strategies for Getting Your Debt Under Control

WSJ Your Money Matters — Wed, 23 Mar 2022 07:00:00 +0000

Interest rates are expected to climb throughout this year and potentially into 2023. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss how consumers can get ahead of rising rates now by paying down their debt.

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Medical Debt Will No Longer Appear on Many Americans' Credit Reports

WSJ Your Money Matters — Mon, 21 Mar 2022 07:00:00 +0000

The nation's largest credit-reporting firms plan to strip tens of billions of dollars in medical debt from consumers’ credit reports. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss why they are doing it, and how the move will affect people's credit scores.

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Pushing Back on Inflation: Some Shoppers Reject Higher Prices

WSJ Your Money Matters — Fri, 18 Mar 2022 07:00:00 +0000

Inflation is at a 40-year high, and that has more consumers thinking twice before making big purchases. WSJ retail reporter Suzanne Kapner joins host Trenae Nuri to discuss the kinds of things consumers are (and aren’t) willing to pay more for.

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What the Fed's Interest-Rate Hike Means for Your Finances

WSJ Your Money Matters — Thu, 17 Mar 2022 07:00:00 +0000

The Federal Reserve said it plans to raise interest rates by 0.25%, the first such increase in four years. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss how the rate increase could affect consumers' finances, such as mortgage rates and student loans.

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Not Ready to Retire Yet? What About Semi-Retirement?

WSJ Your Money Matters — Wed, 16 Mar 2022 07:00:00 +0000

After more workers than expected retired during the pandemic, more companies are offering older workers the opportunity to phase into retirement while still remaining on the payroll. The WSJ's Anne Tergesen joins host J.R. Whalen to discuss the benefits of such programs for both companies and workers.

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Rising Rents Spur Cities to Consider Rent-Control Laws

WSJ Your Money Matters — Tue, 15 Mar 2022 07:00:00 +0000

The cost of rent has risen an average of 18% in the U.S. over the past two years, according to Redfin. WSJ reporter Will Parker joins host J.R. Whalen to discuss how more cities are considering rent-control measures to make monthly payments more affordable for tenants.

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Does Buying an Electric Vehicle Make Financial Sense for You?

WSJ Your Money Matters — Mon, 14 Mar 2022 08:00:00 +0000

Americans frustrated with near-record gas prices might be thinking about purchasing an electric vehicle. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss whether buying an EV is a practical way to save on gas expenses.

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Want to Avoid a Tax Audit by the IRS? Watch These Red Flags.

WSJ Your Money Matters — Fri, 11 Mar 2022 08:00:00 +0000

Pandemic-related grants and tax credits are contributing to a tax season that is more complex than usual. WSJ contributor Lori Ioannou joins host J.R. Whalen to discuss some common mistakes by taxpayers that could raise red flags and lead to an audit by the IRS.

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Why Shoppers Could Soon See Higher Fees for Credit-Card Purchases

WSJ Your Money Matters — Thu, 10 Mar 2022 08:00:00 +0000

Visa and Mastercard plan to raise the fees they charge merchants every time consumers pay with a credit card. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to explain what that could mean for consumers.

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How to Lock in a Low Mortgage Rate

WSJ Your Money Matters — Wed, 09 Mar 2022 08:00:00 +0000

After years of record lows, economists expect mortgage rates to rise in the coming weeks and months. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with tips for consumers on avoiding pitfalls in the mortgage process, and maintaining a strong credit rating in order to secure a more attractive interest rate.

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'As We Work': A New WSJ Podcast About Work and Careers Today

WSJ Your Money Matters — Tue, 08 Mar 2022 08:00:00 +0000

Veteran personal-finance journalist Tess Vigeland is host of the new Wall Street Journal podcast As We Work. She joins host J.R. Whalen to discuss how the new show will explore the changing dynamics of the workplace and how to navigate them.

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How to Inflation-Proof Your Retirement Savings

WSJ Your Money Matters — Mon, 07 Mar 2022 08:00:00 +0000

March 7

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Summer Intern Candidates Facing Bidding Wars

WSJ Your Money Matters — Fri, 04 Mar 2022 08:00:00 +0000

march 4

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How to Cut Digital Subscription Costs and Still Watch Your Shows

WSJ Your Money Matters — Thu, 03 Mar 2022 08:00:00 +0000

Costs for streaming services and digital platforms are going up like nearly everything else. WSJ personal-technology columnist Nicole Nguyen joins host J.R. Whalen with tips on trimming your monthly subscription costs without missing your favorite shows.

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They Made It Through 15% Inflation. Here's What They Learned.

WSJ Your Money Matters — Wed, 02 Mar 2022 08:00:00 +0000

Mar 2

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These Workers Are Quitting Because They Don't Have Enough Work

WSJ Your Money Matters — Tue, 01 Mar 2022 08:00:00 +0000

March 1

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How to Invest With Certainty in an Uncertain World

WSJ Your Money Matters — Mon, 28 Feb 2022 08:00:00 +0000

The Russian invasion of Ukraine has led to wild swings in stock markets as many big investors shuffle their holdings. Host J.R. Whalen is joined by WSJ “Intelligent Investor” columnist Jason Zweig, who explains why smaller investors shouldn't feel pressured to make similar moves.

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How $100-a-Barrel Oil Affects Your Finances Beyond the Gas Pump

WSJ Your Money Matters — Fri, 25 Feb 2022 08:00:00 +0000

Russia's invasion of Ukraine resulted in oil prices reaching $100 a barrel for the first time since 2014. WSJ economics reporter Josh Mitchell joins host J.R. Whalen to explain how oil at these high prices is likely to affect many areas of consumers' personal finances.

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Want to Retire Early? Watch These Financial Risks.

WSJ Your Money Matters — Thu, 24 Feb 2022 08:00:00 +0000

Many Americans whose portfolios rose significantly during the pandemic have chosen to retire early. The WSJ's Anne Tergesen joins host J.R. Whalen to discuss what financial advisers say early retirees need to be aware of to ensure they don't outlive their money.

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Why Companies Are Reviewing Pay Raises More Than Once a Year

WSJ Your Money Matters — Wed, 23 Feb 2022 10:30:00 +0000

As the competition for workers continues, many companies are finding that conducting annual salary reviews isn't enough. WSJ workplace reporter Lauren Weber joins host J.R. Whalen to explain what more-frequent pay reviews could mean for new and long-time workers.

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Jumpstarting Your Career After Age 50

WSJ Your Money Matters — Tue, 22 Feb 2022 11:00:00 +0000

Job candidates over age 50 can face hurdles that younger workers don’t have to worry about, despite having decades of experience. WSJ reporter Ray Smith joins host Trenae Nuri to discuss how some more-experienced workers are overcoming age discrimination in the job search. Plus, 61-year-old Jennifer Kay Rouse of Wisconsin talks about how she jumpstarted her search for a new job.

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Why Some Used Cars Are Actually Gaining in Value

WSJ Your Money Matters — Fri, 18 Feb 2022 08:00:00 +0000

Prices for used cars are up as much as 40% from a year ago, undoing years of depreciation on some models and leaving some car owners with vehicles worth more now than when they bought them. WSJ auto-industry reporter Nora Eckert joins host J.R. Whalen to discuss why prices have continued to rise and when they could begin to level out.

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Cutting the Fat From Your Budget, With Trim CEO Thomas Smyth

WSJ Your Money Matters — Thu, 17 Feb 2022 08:00:00 +0000

The personal-finance app Trim is among a new wave of such apps that analyze users' spending habits and find areas to cut back. At The Wall Street Journal's recent Future of Money event, personal-finance reporter JJ McCorvey spoke with Trim CEO Thomas Smyth about how the app works and how privacy concerns are addressed.

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How Getting Paid Daily Can Change Your Spending Habits

WSJ Your Money Matters — Wed, 16 Feb 2022 08:00:00 +0000

More people are getting paid daily rather than every other week. Does that change the way they spend and manage their money? A study by the University of Pennsylvania’s Wharton School looked into that question. Prof. Wendy De La Rosa joins host J.R. Whalen to discuss the study's findings.

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How a New Cardless Payment Option From Discover Works

WSJ Your Money Matters — Tue, 15 Feb 2022 08:00:00 +0000

Discover plans to allow merchants to access customers' bank accounts without the use of a debit or credit card. WSJ consumer-credit reporter AnnaMaria Andriotis joins host J.R. Whalen to explain how the system will work, and how it could benefit consumers.

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Are Stocks Overvalued? Pro Investors Check This Number to Decide.

WSJ Your Money Matters — Mon, 14 Feb 2022 08:00:00 +0000

Gauging whether a stock will benefit your portfolio or 401(k) goes beyond just the share price. WSJ markets reporter Karen Langley joins host J.R. Whalen to explain how many professional investors consider a stock's price-to-earnings ratio for a glimpse into its growth potential.

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Hidden Inflation: How Companies Charge More Without Raising Prices

WSJ Your Money Matters — Fri, 11 Feb 2022 08:00:00 +0000

Companies are finding ways to charge consumers more without actually raising retail prices. WSJ economics reporter Gabriel T. Rubin joins host J.R. Whalen to discuss how extra fees and surcharges add up to "hidden inflation."

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Why Interest on Your Savings Probably Won't Go Up Anytime Soon

WSJ Your Money Matters — Thu, 10 Feb 2022 08:00:00 +0000

An interest-rate hike by the Federal Reserve typically means that a boost in interest on savings isn't far behind. But even if the Fed raises rates next month as expected, banks aren't likely to lift interest on savings. WSJ banking reporter Orla McCaffrey joins host J.R. Whalen to explain why.

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Why Car Dealers Are Charging as Much as $10,000 Over Sticker Price

WSJ Your Money Matters — Wed, 09 Feb 2022 08:00:00 +0000

Many auto dealers are raising prices well above the manufacturer's suggested retail price. WSJ automotive-industry reporter Nora Eckert joins host J.R. Whalen to explain why prices are rising so sharply, and how consumers and car makers are responding.

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Student-Loan Repayments Are Resuming Soon. Are You Ready?

WSJ Your Money Matters — Tue, 08 Feb 2022 08:00:00 +0000

The current student-loan repayment suspension period expires May 1. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss steps borrowers can take today to map out a game plan and ease the burden on their personal finances.

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Why Some Shoppers May See Prices Changing by the Day

WSJ Your Money Matters — Mon, 07 Feb 2022 08:00:00 +0000

More businesses are using a system called dynamic pricing, where they can quickly adjust prices in response to economic factors. WSJ reporter Charity L. Scott joins host J.R. Whalen to discuss how it works and what it means for consumers.

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How to Find a Mentor in a Virtual World

WSJ Your Money Matters — Fri, 04 Feb 2022 08:00:00 +0000

The pandemic has moved the process of finding a professional mentor almost entirely online. WSJ reporter Ray Smith joins host J.R. Whalen to discuss how experts suggest people should prepare before reaching out. Plus, New York resident Priya Jaisinghani explains how she found her mentor, a dean of a prestigious medical school, through social media.

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The Risks of Rushing Into a Tight Housing Market

WSJ Your Money Matters — Thu, 03 Feb 2022 08:00:00 +0000

Rising rents are leading some frustrated renters to jump into the tight housing market looking for a new home. Personal-finance reporter Julia Carpenter tells host J.R. Whalen why financial experts are raising concerns about the negative long-term effects a rush decision can have on your personal finances.

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Job Hunting in the Pandemic: Don't Overshare

WSJ Your Money Matters — Tue, 01 Feb 2022 08:00:00 +0000

The pandemic has changed the rules surrounding job hunting - including that questions of corporate culture are now front and center. But how much personal information should a job candidate share with a hiring manager? WSJ 'Work & Life' columnist Rachel Feintzeig joins host J.R. Whalen to discuss how to get more details about a future role - without jeopardize your chances of landing the job.

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Airline Rankings

WSJ Your Money Matters — Mon, 31 Jan 2022 08:00:00 +0000

Allison Pohle

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How to Measure and Reduce Risk in Your Stock Portfolio

WSJ Your Money Matters — Fri, 28 Jan 2022 08:00:00 +0000

The stock market downturn can put investors with high exposure to stocks in a tight spot. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss how financial planners suggest allocating your portfolio to reduce risk, and why so many older Americans have ignored that advice.

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What Hybrid Work Means for Your Pay and the Future Workplace

WSJ Your Money Matters — Thu, 27 Jan 2022 08:00:00 +0000

Working from home and hybrid work arrangements are popular with employees. WSJ reporter Katie Bindley joins host J.R. Whalen to discuss how they have changed workers' expectations for pay, and what the post-pandemic workplace could look like.

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Don't Have a Credit Report? Now You Can Make Your Own.

WSJ Your Money Matters — Wed, 26 Jan 2022 08:00:00 +0000

The Experian credit-reporting firm will soon allow millions of U.S. consumers without a credit report to create their own and start generating a credit score. The WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how it works and the types of financial opportunities it would help consumers access.

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Would You Trade Your Personal Data for Cheaper Insurance?

WSJ Your Money Matters — Tue, 25 Jan 2022 08:00:00 +0000

Insurance companies Allstate and John Hancock are partnering to track policyholders' eating and driving habits, and potentially offer them lower life insurance premiums. Insurance-industry reporter Leslie Scism joins host J.R. Whalen to discuss the trade-offs of saving money in exchange for sharing personal data.

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Americans Are Loaded With Cash, But With Nowhere to Spend It

WSJ Your Money Matters — Mon, 24 Jan 2022 08:00:00 +0000

After building up record levels of savings during the pandemic, Americans are ready to spend, but inflation and supply issues are throwing obstacles in their way. Host J.R. Whalen discusses the issue with WSJ personal-finance reporter Veronica Dagher, and is joined by Dr. Ann Kier-Schroeder, whose plans with her husband to build a house have been put on hold.

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Who's Getting Raises and Are They Beating Inflation?

WSJ Your Money Matters — Fri, 21 Jan 2022 10:30:00 +0000

Many employers are raising salaries as they struggle to fill open positions, but higher prices are taking a bigger bite out of weekly paychecks. WSJ economics reporter Sarah Chaney Cambon joins host J.R. Whalen to discuss which employees are finding jobs and whose wage hikes are most likely to beat inflation.

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How to Shop for Food and Not Get Squeezed by High Prices

WSJ Your Money Matters — Thu, 20 Jan 2022 08:00:00 +0000

As inflation continues to climb, Americans are spending more of their household budget on food. WSJ personal-finance reporter JJ McCorvey joins host J.R. Whalen to discuss ways of going grocery shopping without breaking the bank.

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Companies Boost 401(k) Benefits to Retain Workers

WSJ Your Money Matters — Wed, 19 Jan 2022 08:00:01 +0000

While some companies are increasing wages to lure new workers and retain existing staff, others are increasing contributions they make to employees' 401(k) retirement accounts. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss.

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From IRA to HSA: Decoding Personal Finance's Alphabet Soup

WSJ Your Money Matters — Tue, 18 Jan 2022 08:00:01 +0000

The finance world is filled with complex terminology, but shortening them to acronyms like HELOC or SPAC doesn't always make them easier to understand. The WSJ's Charles Forelle joins host J.R. Whalen to define some of the acronyms that are often used for investments that can play an important role in your personal finances.

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How College Enrollment Declines Can Affect Students' Finances

WSJ Your Money Matters — Fri, 14 Jan 2022 03:25:00 +0000

U.S. colleges and universities saw a 3.1% decline in undergraduate enrollment last fall, continuing a long-term downward trend. WSJ higher-education reporter Douglas Belkin joins host J.R. Whalen to discuss what is driving the numbers lower, and how the decline could affect tuition and students' finances.

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It's Almost Time to File Your Taxes. Should You Expect Delays?

WSJ Your Money Matters — Thu, 13 Jan 2022 08:00:01 +0000

The IRS will begin accepting returns for the 2021 tax year on Jan. 24. WSJ tax reporter Richard Rubin joins host J.R. Whalen to discuss why the agency is expecting processing delays, and how you can make sure your tax refund is handled is quickly.

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Your Most Valuable Investing Tool in 2022 Could Be Discipline

WSJ Your Money Matters — Wed, 12 Jan 2022 08:00:01 +0000

After the S&P 500 returned nearly 29% last year, some investors might be tempted to pour money into the stock market in the hopes of realizing similar gains in 2022. WSJ "Intelligent Investor" columnist Jason Zweig joins host J.R. Whalen to explain why, amid this year's market volatility, more restraint might help investors get ahead.

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Credit-Card Lenders Resume Courting Subprime Consumers

WSJ Your Money Matters — Tue, 11 Jan 2022 08:00:01 +0000

Two years after tightening their lending standards at the start of the pandemic, banks and lenders have loosened their requirements and are again embracing riskier borrowers. WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how interest rates play a role, and how access to credit can impact subprime consumers' credit scores.

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How Higher Inflation Will Boost Your Bank Account in 2022

WSJ Your Money Matters — Mon, 10 Jan 2022 08:00:01 +0000

The steep rise in inflation will mean less of an income-tax burden for many people. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss areas of your personal finances that will benefit.

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Burned Out at Work? Take a Sabbatical.

WSJ Your Money Matters — Fri, 07 Jan 2022 08:00:01 +0000

More companies are allowing employees to take several months off at a time to recover from stress and anxiety caused by their job. Host J.R. Whalen discusses the trend with WSJ's Katie Bindley, and 28-year-old Juraj Pal talks about the sabbatical he recently took from his startup job.

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To Find Your Dream Job in 2022, Know Your Goals

WSJ Your Money Matters — Thu, 06 Jan 2022 08:00:01 +0000

The tight labor market has opened up many more opportunities for job seekers than in previous years. WSJ's Kathryn Dill joins host J.R. Whalen to discuss how to get clarity about where you are - and where you want to be - before making a move.

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Employees Get Cost-of-Living Increases to Fight Inflation

WSJ Your Money Matters — Wed, 05 Jan 2022 08:00:01 +0000

As inflation rises, more companies are giving cost-of-living adjustments, or COLAs, to their employees. WSJ reporter David Harrison joins host J.R. Whalen to discuss the size of the increases and why they are raising red flags with some economists.

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Want a Raise From Your Boss? Here's How to Ask.

WSJ Your Money Matters — Tue, 04 Jan 2022 10:30:00 +0000

Companies are setting aside more money for wage increases than usual. So how can you be among the workers getting a raise this year? WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss what you should (and shouldn't) say when asking for a pay raise.

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Credit or Debit: Which Is Better for Your Financial Goals?

WSJ Your Money Matters — Mon, 03 Jan 2022 08:00:01 +0000

Credit cards and debit cards each have their pros and cons, but which is better for younger people seeking to chart out their financial future? WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss the uses for each.

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How Air Travel Has Changed Over the Years, For Better or Worse

WSJ Your Money Matters — Thu, 30 Dec 2021 08:00:01 +0000

As he prepares to retire his "Middle Seat" column after 20 years, the WSJ's Scott McCartney joins host J.R. Whalen to reflect on how developments in the airline industry have affected passengers for better and for worse, and some changes that could be coming to air travel in the future.

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Stock Market Outlook: What to Expect in 2022

WSJ Your Money Matters — Wed, 29 Dec 2021 08:00:01 +0000

U.S. stock markets trended higher throughout this past year until inflation and the Omicron Covid-19 variant triggered a series of selloffs. Vanguard Chief Investment Officer Gregory Davis joins host J.R. Whalen to discuss what investors should expect in 2022.

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How to Manage a Bigger Budget in 2022

WSJ Your Money Matters — Tue, 28 Dec 2021 08:00:01 +0000

Many Americans are approaching the new year on more solid financial footing. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with tips on allowing yourself to splurge while still keeping your finances on track.

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Will Workers Retain the Upper Hand Over Employers in 2022?

WSJ Your Money Matters — Mon, 27 Dec 2021 08:00:01 +0000

An unprecedented number of workers quit their jobs in search of higher pay in 2021, leaving employers with millions of unfilled positions. Tom Gimbel, CEO of the LaSalle Network staffing firm, joins Wall Street Journal Your Money Briefing host J.R. Whalen to discuss what the labor market could look like in 2022.

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Will Workers Retain the Upper Hand Over Employers in 2022?

WSJ Your Money Matters — Mon, 27 Dec 2021 08:00:01 +0000

An unprecedented number of workers quit their jobs in search of higher pay in 2021, leaving employers with millions of unfilled positions. Tom Gimbel, CEO of the LaSalle Network staffing firm, joins host J.R. Whalen to discuss what the labor market could look like in 2022.

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FDA Authorizes Merck's At-Home Covid-19 Pill

WSJ Your Money Matters — Thu, 23 Dec 2021 16:52:58 +0000

Plus: U.S. consumer spending rose at a cooler pace in November. Initial jobless claims hold near historic lows. Russian President Vladimir Putin blames the West for Ukraine tensions. J.R. Whalen reports.

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Using 'Buy Now, Pay Later' Will Soon Be on Your Credit Report

WSJ Your Money Matters — Thu, 23 Dec 2021 08:00:01 +0000

Early next year, the credit-reporting firm Equifax will begin figuring consumers' use of "buy now, pay later" programs into their credit reports. The WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how it could affect consumers' credit scores.

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How Much to Tip at the Holidays, Even if Money's Tight

WSJ Your Money Matters — Wed, 22 Dec 2021 08:00:01 +0000

People often give year-end gifts in the form of money to service workers they've done business with throughout the year. But this year, not everyone can give as much as they would like. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss the new unofficial rules of tipping.

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How the College Financial-Aid Process Will Be Different This Year

WSJ Your Money Matters — Tue, 21 Dec 2021 08:00:01 +0000

The continued impact of the pandemic on families' finances could add an extra layer of complexity as they and college-bound students complete the Free Application for Federal Student Aid, or Fafsa. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss some important changes in the application process for the upcoming school year.

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How Families Are Budgeting for This Year's Holiday Spending

WSJ Your Money Matters — Mon, 20 Dec 2021 08:00:00 +0000

For many people, the holiday season is a time for spending a bit more on gifts, parties and vacations. But with prices on the rise, many families are more focused than ever on their budgets. WSJ reporter Anne Tergesen joins host Trenae Nuri to discuss how families at all budget levels are planning out their holiday spending.

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Online Bitcoin Investment Clubs Aim to Fill Crypto Knowledge Gaps

WSJ Your Money Matters — Fri, 17 Dec 2021 08:00:01 +0000

Thousands of Americans interested in investing in cryptocurrencies have joined social media-based investment groups to learn the basics, including the sector's risks. Lamar Wilson, co-founder of the Black Bitcoin Billionaires group, joins host J.R. Whalen to discuss what members learn, and how the knowledge has paid off.

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