Traveling Internationally? How to Avoid Long Delays for a Passport
Wait times for ordering a new passport are running as long as 13 weeks. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss ways to expedite the process, and the costs involved. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m May 11, 2023
7m
Want a Good Job by Age 30? Take These Steps in Your 20s.
Having a good job by age 30 can unlock the path to a successful career. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss research that examined choices people in their 20s made and how it affected their career by age 30.   Learn more about your ad choices. Visit megaphone.fm/adchoices
9m May 10, 2023
9m
Do You Leave a Tip at Self-Checkout Machines? Shoppers Are Confused.
Customers routinely tip service workers, but many shoppers are perplexed and even angry to find some self-checkout machines prompting them to leave upwards of 20%. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss so-called tip creep and where, exactly, those tips are going . Learn more about your ad choices. Visit megaphone.fm/adchoices
6m May 09, 2023
6m
What Happens If You Die Without a Will? Depends on Where You Live.
Dying without a will can put the future of your assets at risk. Wall Street Journal personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss why most Americans don’t have one. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m May 08, 2023
9m
What the Class of 2023 Wants From Future Employers
As more college seniors accept job offers in advance of graduation, companies may have to work harder to find top candidates. WSJ contributor and LaSalle Network CEO Tom Gimbel joins host J.R. Whalen to discuss what future grads say they’re looking for in a potential employer. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m May 05, 2023
8m
Expecting a Big Raise in 2023? Don’t Bet On It.
The red-hot labor market created opportunities over the past several years for workers to ask for and receive sizable raises. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to explain why companies are budgeting for lower salary increases. Learn more about your ad choices. Visit megaphone.fm/adchoices
6m May 04, 2023
6m
Raises Offered to Workers to Switch Jobs Are Shrinking
After several years of workers scoring sizable pay bumps to switch jobs, companies are reining in the amount they’re offering new hires. WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss what this means for the broader labor market. Learn more about your ad choices. Visit megaphone.fm/adchoices
6m May 03, 2023
6m
How to Fight Rising Subscription Fees Without Going Cold Turkey
Subscription price creep is real, and new data show that more consumers are rejecting higher prices on some of their favored subscription streaming and delivery services. But it doesn’t have to be all or nothing. WSJ personal tech columnist Nicole Nyguyen joins guest host Dion Rabouin to discuss ways to push back against price creeps. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m May 02, 2023
9m
How CD Ladders Can Help Investors Get More From Their Savings
With today’s high interest rates and inflation, certificates of deposit are becoming an attractive way to grow savings over time. WSJ’s Oyin Adedoyin joins guest host Danny Lewis to discuss how staggering your investments can make the most out of these assets. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m May 01, 2023
7m
The Psychology of Homebuying
On the fifth and final installment of the WSJ’s special series “Under Contract: Your Guide to Home Buying,” financial psychologist Bradley Klontz and real-estate professional Tracy McLaughlin join host J.R. Whalen to discuss how FOMO and other emotional hurdles make it difficult to think rationally when searching for a home. Learn more about your ad choices. Visit megaphone.fm/adchoices
15m Apr 28, 2023
15m
Employers Trying New Ways To Push Workers Back To The Office
Bosses have tried many different tactics to get employees back into the office. Nationally, a number of offices remain sparsely populated, particularly on Mondays and Fridays. WSJ reporter Chip Cutter joins guest host Mohsin Ali to discuss how one company is tying pay to attendance. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Apr 27, 2023
9m
Music Fans Are Spending Big on Concert Tickets – And Nothing Else
As the cost of concert tickets skyrockets, fans are finding ways to stretch their budgets. WSJ’s Rachel Wolfe joins guest host Danny Lewis to talk about how people are struggling with the splurge. Learn more about your ad choices. Visit megaphone.fm/adchoices
6m Apr 26, 2023
6m
Retire? More Americans Over 60 Are Saying Never
While some workers are literally counting the days until they can call it a career, there’s a growing segment of Americans who can’t think of anything they want to do less. They say they never want to retire. Demetria Gallegos from WSJ’s Journal Reports joins guest host Dion Rabouin to discuss the growing number of people who say they’d rather keep on working. Learn more about your ad choices....
9m Apr 25, 2023
9m
Here’s How to Negotiate a Better College Financial Aid Package
Financial experts say the May 1st enrollment decision deadline is an ideal time for students and families to negotiate a better financial aid package. WSJ’s Oyin Adedoyin joins host J.R. Whalen to discuss the best ways to request more aid. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Apr 24, 2023
7m
How to Avoid the Most Common Mistakes Made by Homebuyers
From not having your finances in order to rushing through the inspection process, common mistakes made by homebuyers can derail the path to owning your dream home. On the fourth installment of WSJ’s special series “Under Contract: Your Guide to Home Buying,” Sam Chandan of New York University’s Chen Institute for Real Estate Finance joins host J.R. Whalen to discuss. Learn more about your ad c...
14m Apr 21, 2023
14m
Companies Boost Days Off to Help Employees Manage Stress
More companies are increasing their focus on workers’ mental health by, among other things, offeri ng additional personal days off. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss the benefits of timeout days. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Apr 20, 2023
9m
After a disastrous 2022, the 60-40 Investment Strategy Is Coming Back
Many financial advisers are once again recommending the 60% stocks, 40% bonds investment strategy to capitalize on the stock market in 2023. WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain why. Learn more about your ad choices. Visit megaphone.fm/adchoices
6m Apr 19, 2023
6m
Ambitious Gen Z Workers Are Pushing Back Against Stereotypes
Ambitious 20-somethings are trying to knock down preconceived judgments that they are lazy and not into hard work. Host J.R. Whalen is joined by WSJ’s Lindsay Ellis and a 25-year-old CEO of a supply-chain software company. Learn more about your ad choices. Visit megaphone.fm/adchoices
10m Apr 18, 2023
10m
Americans in Their 30s Are Racking Up Debt at Historic Rates
Total debt for millennials in their 30s hit more than $3.8 trillion in the fourth quarter, a 27% jump from late 2019, and the steepest increase of any age group. Host J.R. Whalen is joined by WSJ reporter Gina Heeb as well as 31-year-old Stacey Coquelin, who is struggling to contain rising debt as well as her daily expenses. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Apr 17, 2023
8m
Ways to Find the Most Affordable Mortgage Rate
Securing the right mortgage rate can be the key to a home being affordable for a prospective buyer. On the third installment of WSJ’s special series “Under Contract: Your Guide to Home Buying,” NerdWallet’s Holden Lewis joins host J.R. Whalen to discuss ways to find the most attractive mortgage rates. New episodes every Friday in April. Learn more about your ad choices. Visit megaphone.fm/adch...
17m Apr 14, 2023
17m
Meeting Someone for the First Time? Don’t Ask About Their Job
Discussing your job is a common question when meeting someone for the first time. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the benefits of giving work questions less priority and instead focusing on other areas of your life. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Apr 13, 2023
8m
Consumers Are Clicking ‘Cancel’ on Subscriptions
After signing up for numerous monthly subscriptions during the pandemic, many Americans are canceling those services to save money. WSJ’s Rachel Wolfe joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Apr 12, 2023
8m
What’s in Your Wallet? Financial Experts Say Probably Too Much
Although people are doing more financial transactions on their phones, experts say they still have too many items in their wallet, which could expose them to a greater risk of identity theft. WSJ’s Oyin Adedoyin joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Apr 11, 2023
7m
Ways to Reduce Your Tax Bill Next Year
Owe taxes this year? WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss steps taxpayers can take to reduce next year’s tax bill. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Apr 10, 2023
8m
Navigating the Spring Housing Market
With interest rates trending higher and housing inventory stubbornly low, the spring housing market is off to a slow start. On the second installment of the WSJ’s special series “Under Contract: Your Guide to Home Buying,” Zillow senior economist Orphe Divounguy tells host J.R. Whalen how those factors have reshuffled the balance of power between buyers and sellers. New episodes of the series d...
14m Apr 07, 2023
14m
Weekend Work Is on the Rise
The number of hours put in by workers on the weekend has risen 5% since 2021. WSJ’s Anne-Marie Chaker joins host J.R. Whalen to discuss how working on the weekend became the norm and what it means for work-life balance.  Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Apr 06, 2023
7m
Is Working Less Hours the Key to a Better Life?
More Americans are experimenting with working part-time to achieve a more desirable work-life balance. WSJ’s Rachel Feintzeig joins host J.R. Whalen to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices
6m Apr 05, 2023
6m
Finding Hidden, Free Stuff on Your Next Hotel Stay
A network of social media groups promote the exchange of free items among travelers who stay at hotels and resorts. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen with details. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Apr 04, 2023
7m
How Money, Even a Lot of it, Can Test a Marriage
Researchers have found that both a shortfall of money or an influx of money can have detrimental effects on a relationship. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to explain.   Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Apr 03, 2023
8m
Buying a Home? Here’s What to Do Before Starting Your Search
The process of buying a home is often filled with excitement, but also confusion and sometimes disappointment. The WSJ’s special series “Under Contract: Your Guide to Home Buying” aims to help buyers on their journey to securing a new home. In the first installment, “The Money Coach” CEO Lynnette Khalfani-Cox joins host J.R. Whalen to discuss getting your personal finances in order before begin...
18m Mar 31, 2023
18m
Study: Pay Transparency Laws Motivate Workers
Research on how workers are reacting to new laws mandating the publication of employee salaries yielded surprising results. WSJ contributor Courtney Vinopal joins host J.R. Whalen with details. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 30, 2023
9m
How Companies Decide Which Employees Will Be Laid Off
Companies typically carry out layoffs to reduce costs, but compiling the list of workers to be let go is often less simple, and can involve weeks of debate. WSJ’s Chip Cutter joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Mar 29, 2023
7m
Getting By on Less Than $1 Million in Retirement Savings
While many people often aspire to accumulate around a million dollars in retirement savings, most people wind up with far less than that. WSJ retirement reporter Anne Tergesen spoke to retirees on how they’re making do, and she joins host J.R. Whalen. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Mar 28, 2023
8m
Job-Loss Fears Trigger Use of Homebuying Escape Clauses
A contingency clause is often written into the contract between a home buyer and seller if either party suspects significant financial changes could force them to back out of the deal. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 27, 2023
9m
Some Companies Now View Remote Work as a Liability
After embracing remote and hybrid work schedules, some companies now find flexible work schedules as cutting down on productivity. WSJ ‘On the Cock’ columnist Callum Borchers joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 24, 2023
9m
Why Taking Out a Loan Is About to Get Harder
The Federal Reserve raised interest rates another 0.25 percentage point on Wednesday. That is on the lower end of the Fed's recent rate hikes, but analysts say consumers could find it harder to get a loan anyway. The WSJ's Oyin Adedoyin joins host J.R. Whalen to discuss why, and how you can get your personal finances in order. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 23, 2023
9m
How to Put Your Personal Finances Through a Stress Test
The collapse of Silicon Valley Bank has raised concerns about the banking sector and stress tests that often gauge banks’ abilities to weather financial emergencies. WSJ’s Geoffrey Rogow joins host J.R. Whalen to discuss steps you can take to test the strength of your own finances.  Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 22, 2023
9m
More Students Are Forgoing College for Apprenticeships
Some apprenticeships are boasting acceptance rates as competitive as Ivy League universities. WSJ repo rter Doug Belkin joins host Erin Delmore to explain why students are rethinking the cost-benefit analysis of a four-year college education. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 21, 2023
9m
CDs and Cashlike Investments Shine Amid Stock Market Slump
Demand for CDs is at its highest level since the 2008 financial crisis, according to dat a from CUSIP Global Services. WSJ markets reporter Hardika Singh joins host Erin Delmore to explain why CDs are considered among the safest investments. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 20, 2023
9m
You Can Use Large Medical Expenses as a Tax Deduction, But There’s a Catch
Many large-scale medical expenses like breast pumps, guide dogs, and contact lenses can be used as tax deductions, though many Americans aren’t familiar with this method of reducing their tax bill. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss which types of expenses are eligible. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 17, 2023
9m
Many Borrowers Aren’t Ready to Resume Student-Loan Payments
After several years of extensions, student-loan repayments are expected to resume later this year. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to discuss the pressure that could place on younger people, many of whom are struggling financially.  Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Mar 16, 2023
7m
Inflation Sparks Skewed Memories of Lower Prices
Although February’s inflation rate cooled to 6%, prices still continue to rise. That may cause people to harken back to the recent past when prices were significantly lower. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker and Georgetown University professor Francesco D’Acunto to discuss “price nostalgia,” and why we remember prices being lower than they actually were. Learn more about y...
11m Mar 15, 2023
11m
How the FDIC Protects Bank Depositors’ Cash
The government says depositors with Silicon Valley Bank and other banks that have failed this past week will still be able to access their cash through the FDIC. WSJ’s Imani Moise joins host J.R. Whalen to explain how the FDIC works and the limits on its ability to protect depositors’ cash. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Mar 14, 2023
7m
Why Gen Zers’ 401(k)s Didn’t Lose Money in 2022
While the average retirement nest egg shrunk by 23% last year, Gen Z workers’ balances grew by 14%, according to new data from Fidelity Investments. WSJ financial reporting fellow Oyin Adedoyin joins host J.R. Whalen to discuss how Gen Z grew its savings despite a rough market. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Mar 13, 2023
7m
Airbnb Ratings: Do Five Stars Tell the Whole Story?
Ratings for Airbnb properties are as important to travelers as they are to property owners. WSJ travel reporter Allison Pohle tells J.R. Whalen how some guests feel pressured to give five stars, and why a perfect rating might not fully convey a guest’s experience. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Mar 10, 2023
9m
Why Stocks Have Lost Their Luster With Some Investors
After years of stocks being the centerpiece of investments, many on Wall Street are now focusing on o ther money making opportunities. WSJ markets reporter Akane Otani joins host J.R. Whalen to discuss these alternative investments. Learn more about your ad choices. Visit megaphone.fm/adchoices
10m Mar 09, 2023
10m
When Does It Make Sense to Hire a Tax Pro?
Tax software companies often promote paid tax professionals to help taxpayers file their returns. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss when spending extra money on a tax pro makes financial sense. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Mar 08, 2023
8m
Why Some Married Couples File Taxes Separately
Instead of filing one tax return, a growing number of married couples are choosing “married, filing separately” status. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices
11m Mar 07, 2023
11m
How to Avoid Making Impulsive Money Moves
More people are adding software to their financial apps as a way to curb impulsive behavior with their money. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits, and how the programs allow people to take a digital break. Learn more about your ad choices. Visit megaphone.fm/adchoices
10m Mar 06, 2023
10m
How to Lower Your Property Tax Bill
The median property tax bill increased more than 8% in 2021, and they are expe cted to rise this year. WSJ personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss how homeowners can save money, including when to appeal their property tax assessment. Learn more about your ad choices. Visit megaphone.fm/adchoices
10m Mar 03, 2023
10m