Apartment Rents Fall By 3.5%
After a sharp run-up during the pandemic, monthly rents for new apartment leases are beginning to come down. WSJ housing reporter Will Parker joins host J.R. Whalen to discuss what’s driving the declines, and what it means for the rental market. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Mar 02, 2023
7m
Companies Shedding Workers, but Avoiding ‘Layoffs’
More companies are finding ways to trim their staff without classifying them as layoffs. WSJ careers and management reporter Chip Cutter joins host J.R. Whalen to explain why, and the tactics companies are using to shed workers. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Mar 01, 2023
8m
These Last-Minute Moves Can Help Lower Your Tax Bill
With tax refunds expected to be lower this year, an often overlooked move can help lower your overall tax bill. WSJ personal-finance reporter Ashlea Ebeling discusses with host J.R. Whalen. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Feb 28, 2023
9m
Tax Season: What You Need to Know Before Filing
The deadline to file income taxes this year is April 18. Wall Street Journal reporter Laura Saunders joins Your Money Briefing host J.R. Whalen to discuss how the WSJ’s annual Tax Guide can help you avoid confusion and pitfalls. Learn more about your ad choices. Visit megaphone.fm/adchoices
11m Feb 27, 2023
11m
Some Investors Still Think Crypto Will Make Them Rich
Despite cryptocurrencies like Bitcoin losing more than a trillion dollars in value last year, some investors didn’t sell and are likely to buy more. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss why they are unswayed by the high risk.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Feb 24, 2023
8m
Could a Four-Day Workweek Become a Reality?
In one of the largest trials of a four-day week to date, British businesses gave their 2,900 workers a paid day off a week to see whether they could get just as much done while working less, but more effectively. WSJ writer and editor Vanessa Furhmans joins host J.R. Whalen to discuss the results of the study, and whether businesses are likely to adapt the plan going forward.  Learn more about...
9m Feb 23, 2023
9m
Are you Ready to Work for 60 Years?
As people live longer and healthier lives, younger age groups will likely have to plan to work for 60 years. WSJ contributor Carol Hymowitz joins host J.R. Whalen to discuss how workers can prepare for an extra-long career timeline. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Feb 22, 2023
8m
More People Are Paying Car Loans Late, Raising Concerns About Credit
People with low credit scores are having more trouble paying their auto loans than at any time since 2010. Wall Street Journal consumer finance reporter Gina Heeb joins Danny Lewis to discuss what this means for consumers and the economy at large. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Feb 21, 2023
7m
‘Food As Medicine’: Medicaid Funds Used to Fight Food Insecurity
Several U.S. states have gotten the green light from the Biden Administration to tap into Medicaid funds to give residents access to sufficient food. WSJ’s Stephanie Armour joins host J.R. Whalen to discuss the program.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Feb 17, 2023
8m
Can Washington Crack Down on ‘Junk Fees?’
President Biden has called for the rolling back of what he calls “junk fees,” that often get tacked on to things like airline tickets or hotel room charges. WSJ’s Allison Pohle joins host J.R. Whalen to discuss how regulation of these fees would affect consumers. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Feb 16, 2023
8m
Did You Make Under $600 in a Side Gig? You Might Owe Taxes.
The IRS delayed by one year a law requiring e-commerce platforms such as eBay and Etsy to supply it with information on users with more than $600 in revenue. WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen to explain why some people in that category are still expected to pay taxes on the income. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Feb 15, 2023
7m
Some Investors Don’t Trust This Stock Rally
Even though the S&P 500 has risen about 7% since the start of 2023, many investors are pulling money out of funds that track U.S. stocks. WSJ markets reporter Hannah Miao joins host J.R. Whalen to discuss where they’re placing their bets, and why they’re unsettled by curr ent market conditions. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Feb 14, 2023
9m
Student-Debt Cancellation in Question Due to End of Pandemic Emergency
Arguments regarding President Biden’s plan to cancel $20,000 in debt for some student loan borrowers will be heard by the Supreme Court later this month. WSJ reporter Gabriel T. Rubin tells host J.R. Whalen the upcoming cancellation of the Covid-19 national emergency declaration could cast doubt on the fate of the debt cancellation plan. Learn more about your ad choices. Visit megaphone.fm/adc...
6m Feb 13, 2023
6m
Mass Hiring, Mass Layoffs Create a Jobs Market Puzzle
While many companies hired more than a million workers over the past several months, others have been laying off thousands of employees. WSJ’s Sarah Chaney Cambon joins host J.R. Whalen to discuss the state of the U.S. labor market and what it means for the broader economy. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Feb 10, 2023
8m
Medical Debt Under $500 Will Be Removed From Credit Reports
The next phase of the Biden Administration’s program that changes the way medical debt is recorded on credit reports is underway. NerdWallet personal finance expert Sara Rathner joins host J.R. Whalen to discuss what this could mean for many Ameircans’ credit scores. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Feb 09, 2023
9m
Worker Pay Is Rising, But Their Piece of the Pie Is Shrinking
The Federal Reserve says worker pay in the U.S. is rising too fast for it to bring inflation down to 2%. WSJ Heard on the Street columnist Justin Lahart joins host J.R. Whalen to explain how workers’ share of the economy continues to shrink, despite rising hourly wages. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Feb 08, 2023
8m
Sticker Shock Keeping Car Buyers on the Sidelines
As car dealers rebuild their inventories, prospective buyers are putting off purchases because of high prices coupled with rising interest rates. WSJ reporter Sean McLain joins host J.R. Whalen to discuss how dealers plan to entice buyers, and how consumers can avoid rising rates.  Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Feb 07, 2023
9m
Housing Market Rebounds as Mortgage Rates Fall
Mortgage rates have fallen a full percentage point since last fall, and that has stirred up activity in the housing market which fell into a slump last year. WSJ’s Ben Eisen joins host J.R. Whalen with an outlook for the housing market in 2023. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Feb 06, 2023
8m
Americans Are Drawing From Their 401(k)s to Cover Expenses
Growing financial strain and looser regulations are driving more Americans to make early withdrawals from their 401(k) retirement accounts. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss the risks people should consider before taking money out.  Learn more about your ad choices. Visit megaphone.fm/adchoices
10m Feb 03, 2023
10m
Grocery Prices May Soon Reflect Lower Inflation
Grocery Prices May Soon Reflect Lower Inflation Whole Foods recently asked its suppliers to rein in the costs it passes on to the grocery chain. WSJ reporter Jaewon Kang joins host J.R. Whalen to discuss what that means for consumers’ grocery bills. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Feb 02, 2023
7m
How Your IRA and 401(k) Are Affected by New Rule Changes
Congress recently passed a broad set of rule changes that affect Americans’ 401(k) and retirement accounts, to make it easier for people to sign up. WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen with details.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Feb 01, 2023
8m
Why the Consumer Confidence Engine Is Sputtering
Despite a still-strong labor market, retail purchases have fallen in three of the past four months, and sales of autos and existing homes have fallen to their lowest levels in several years. WSJ economics reporter Harriet Torry joins host J.R. Whalen to discuss the substantial dropoff in consumer spending, and whether it likely means a recession is imminent.  Learn more about your ad choices...
11m Jan 31, 2023
11m
How Investing in Time, Like Money, Can Build Wealth
Researchers suggest that time is something we should invest, rather than spend, to accumulate wealth, fulfillment and meaning that our future selves can draw on. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss how it can help us understand investing money as well.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Jan 30, 2023
8m
Americans Have Inflation Fatigue, and They’re Splurging
As more Americans grow weary of inflation, some are cutting back on everyday goods so they can splurge on expensive items. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe, and Atlanta resident Lamont Johnson, who’s treated himself to several luxury items.  Learn more about your ad choices. Visit megaphone.fm/adchoices
13m Jan 27, 2023
13m
When Cash Delivers Better Returns Than Stocks
Investors added cash to global money-market funds over the past four weeks at levels not seen since May of 2020. WSJ markets reporter Hardika Singh joins host J.R. Whalen to discuss how cash delivers better returns than many stocks in the current market. Learn more about your ad choices. Visit megaphone.fm/adchoices
11m Jan 26, 2023
11m
Black Workers, Young People Received Biggest Pay Hikes Last Quarter
While workers across all groups saw a median 7.4% pay increase in 2022, Black workers as well as young people and low-wage earners received the largest pay increases in the fourth quarter. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to discuss what the 2023 jobs picture looks like for those groups.  Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Jan 25, 2023
9m
Why Having a Gas Stove Can Increase Your Home’s Value
Despite recent controversy about gas stoves, home buyers say they prefer them over electric units. WSJ’ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why.  Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Jan 24, 2023
9m
There Are More Open Jobs Than Ever Before. Why Are Job Hunts Longer?
After several years of red-hot hiring during the pandemic, many companies are slowing down hiring amid economic uncertainty. So what does that mean for finding a new job? Wall Street Journal economics reporter Sarah Chaney Cambon joins Your Money Briefing host Danny Lewis to break down what’s going on in the job market. Unemployed Americans Find Job Searches Take Longer as Labor Market Cools...
8m Jan 23, 2023
8m
Job Seekers Deal With Scammers Posing as Recruiters
Fraudsters posing as job recruiters have duped U.S. jobseekers out of hundreds of millions of dollars. Host J.R. Whalen is joined by WSJ reporter Imani Moise, who explains how the scammers operate, and by a California woman who was nearly taken in by a fraudster. Learn more about your ad choices. Visit megaphone.fm/adchoices
12m Jan 18, 2023
12m
Closing America’s Racial Wealth Gap
The Black-White wealth gap in the U.S. has prevented many people from passing down substantial wealth to future generations. Chelsea Ransom-Cooper, managing partner of Zenith Wealth Partners, joins host J.R. Whalen to discuss why the wealth gap persists and how independent financial firms are reaching out to communities of color to help them build wealth. Learn more about your ad choices. Vi...
11m Jan 13, 2023
11m
New Student-Debt Plan Would Benefit Lower-Income Borrowers
A Biden administration plan unveiled this week would allow lower-income borrowers to pay less and make it easier for them to wipe away their student debt if they are enrolled in income-driven repayment plans. WSJ reporter Gabriel T. Rubin joins host J.R. Whalen with details.  Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Jan 12, 2023
9m
Why Your Tax Refund May Be Lower This Year
After average tax refunds reached nearly $3,200 last year, changes to key tax breaks could significantly reduce many Americans’ refunds this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to run through the tax breaks that have been affected.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Jan 11, 2023
8m
How Students’ Future Earnings Could Be Hit by Remote Learning
A Stanford University study suggests the learning lost as a result of lockdowns during the pandemic could have a long-term financial effect on students. WSJ reporter Ben Chapman joins host J.R. Whalen to review the findings.  Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Jan 10, 2023
9m
Stock Market in 2023: What to Expect
Many investors’ portfolios and retirement accounts suffered steep declines last year. Sébastien Page, head of global multi-asset and chief investment officer at T. Rowe Price and author of “Beyond Diversification: What Every Investor Needs to Know About Asset Allocation,” joins host J.R. Whalen to discuss what investors can expect in the market in 2023. Learn more about your ad choices. Visi...
11m Jan 09, 2023
11m
‘Pick Your Pay’: More Companies Let Workers Customize Compensation
To compete for workers, more companies are offering new hires a customizable pay package. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss how the process works and questions workers should ask themselves before accepting a pay package. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Jan 06, 2023
9m
Buying a Car? Some Credit Unions’ Interest Rates Beat the Banks’
Rising prices and interest rates are making it harder to afford buying a car. But many prospective buyers are financing through credit unions, which offer rates significantly lower than banks. WSJ banking reporter Ben Eisen joins host J.R. Whalen with the details. Learn more about your ad choices. Visit megaphone.fm/adchoices
6m Jan 05, 2023
6m
2023 Job Market: Pay, Work From Home, Who’s Hiring and More
The U.S. labor market enters 2023 facing an unsettled economy and a jittery stock market. LaSalle Network staffing firm founder and CEO Tom Gimbel joins host J.R. Whalen to discuss business leaders’ hiring plans for the new year. Learn more about your ad choices. Visit megaphone.fm/adchoices
11m Jan 04, 2023
11m
Which Debt Is Actually Good to Hold Onto?
While many people rush to pay down as much debt as they can, sometimes holding onto debt can help your overall financial picture. WSJ and Barron’s contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how people should approach good and bad debt. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Jan 03, 2023
7m
Why Personal Bankruptcy Is a Last Resort to Getting Rid of Debt
Some people struggling to pay down past debt might consider personal bankruptcy as a last resort after all other options have been exhausted. Host J.R. Whalen is joined by Natalia Brown of National Debt Relief and the American Fair Credit Council to discuss how the process works and the major risks it poses to your credit profile. Learn more about your ad choices. Visit megaphone.fm/adchoices
11m Dec 30, 2022
11m
How Debt Consolidation Works and Downsides to Watch Out For
Many people choose to consolidate their debt and package it into one loan, often at a lower interest rate. NerdWallet personal-finance expert Sara Rathner joins host J.R. Whalen to discuss how people qualify for consolidation and some risks to be aware of. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Dec 29, 2022
9m
How a Credit Counselor Can Help Get Your Debt Under Control
Trying to wipe away large amounts of past debt is sometimes too big a task to handle alone. Money Management International CEO Jim Triggs joins host J.R. Whalen to explain how a credit counselor can help and how to spot scams by disreputable companies that overpromise. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Dec 28, 2022
9m
Getting Out of Debt: First Steps You Can Take Yourself
Trying to manage and pay down past debt can be intimidating, but there are some simple steps you can take to get the process started. Your Money Briefing’s week-long series on getting yourself out of debt kicks off with My Financial Planner founder Stephanie Genkin, who joins host J.R. Whalen to discuss ways of approaching the process while still paying your current bills and even setting aside...
10m Dec 27, 2022
10m
How to Get Out of Debt
Having too much debt can stand in the way of reaching important financial goals. This week, Your Money Briefing features a special series on ways you can manage your debt and eventually get yourself on solid financial footing. Host J.R. Whalen has a preview. Learn more about your ad choices. Visit megaphone.fm/adchoices
2m Dec 26, 2022
2m
How to Fix Your Personal Finances for 2023
As inflation continues to weigh on people’s finances, there are moves you can make now to streamline your expenses and put your portfolio in a stronger position in 2023. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen with some suggestions. Learn more about your ad choices. Visit megaphone.fm/adchoices
10m Dec 23, 2022
10m
What Giant Red Bows May Tell Us About Holiday-Season Car Sales
The big, red bows we often see on cars during holiday season TV commercials might give some insight into December auto sales. WSJ personal finance reporter Joe Pinsker joins host J.R. Whalen with more.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Dec 22, 2022
8m
Stock Pickers Find Success Navigating 2022’s Turbulent Market
Amid this year’s stock market volatility, stock picking is making a comeback as one way to see positive returns. WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain how it works, and whether that success is expected to continue in 2023. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Dec 21, 2022
7m
Some Homebuyers Turning to Buydowns for Lower Mortgage Rates
Many prospective homebuyers have been priced out of the current housing market, but temporary buydowns offer steep but short-term savings on mortgage rates. WSJ housing reporter Nicole Friedman joins host J.R. Whalen to explain how temporary buydowns work and how buyers qualify for the program. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Dec 20, 2022
8m
Want to Become a Landlord? Beware the Headaches and Expenses.
The changing housing market and wavering economy have created more challenges for anyone interested in owning rental property. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of becoming a landlord and how to prepare for the expected (and unexpected) costs that can come with it. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Dec 19, 2022
8m
Want to Become a Landlord? Beware the Headaches and Expenses
The changing housing market and wavering economy have created more challenges for anyone interested in owning rental property. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of becoming a landlord and how to prepare for the expected (and unexpected) costs that can come with it. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Dec 19, 2022
8m
Consumers Paying Billions in Fees on Their Utility Bills to Cover Repairs
As severe weather systems and natural disasters become more frequent, utility companies are passing the cost of repairing their systems on to customers. And because of how those repairs are financed, customers could be on the hook for decades. WSJ’s Jennifer Hiller joins host J.R. Whalen with details. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Dec 16, 2022
7m