How Much Cash Should You Keep at Home in Case of an Emergency?
Financial advisors recommend keeping physical cash at home in the event of an emergency or natural disaster. Wall Street Journal personal finance bureau chief Jeremy Olshan joins host J.R. Whalen to discuss how much cash should be put aside. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Oct 04, 2023
8m
Why the IRS Wants to Know About Your Eras Tour Tickets
A new tax law requires ticketing platforms like Ticketmaster and StubHub to give the IRS information about ticket sales over $600. After a year of expensive tours and live events, resellers could be in for a surprise come tax season. WSJ music industry reporter Anne Steele joins Ariana Aspuru to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices
10m Oct 03, 2023
10m
Child Care Faces Threat as Funding for Centers Expires
Federal funding for an estimated 70,000 child-care centers nationwide ran out on September 30. Wall Street Journal “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss what families can expect going forward. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Oct 02, 2023
7m
It May Be Time to Rethink Your Perfect Career Plan
Many people envision an employment path with clearly defined steps up the career ladder. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why being open to detours and unexpected obstacles can be a key to getting ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Sep 29, 2023
7m
Your Student Loan Payments Could Be Cut in Half Under New Program
A new income-based, college-loan repayment program could significantly reduce borrowers’ loan balances. WSJ reporters Julia Carpenter and Gabriel T. Rubin join host J.R. Whalen to discuss how the “SAVE” program works. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Sep 28, 2023
9m
How to Avoid Burnout in a 60-Year Career
Younger workers who might be forced to work through their 70s or later before retiring might find the strategy of taking periodic career breaks could help them avoid burning out. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, as well as the head of a career re-entry program, who will discuss how workers should plan their career breaks, and how they can overcome chal...
12m Sep 27, 2023
12m
Is Your Boss Monitoring Your In-Office Attendance?
More companies are reviewing data showing when workers swiped their ID badges to enter the office, and how long they stayed. Wall Street Journal reporter Chip Cutter joins host J.R. Whalen to discuss penalties some employees face who are not adhering to return-to-office policies. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Sep 26, 2023
8m
How to Get a 3% Mortgage Rate in a 7% World
Assumable loans allow home sellers to transfer the more attractive rate they secured in the past to buyers. Wall Street Journal reporter Ben Eisen joins host J.R. Whalen to explain how they work, as well as the pros and cons.  Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Sep 25, 2023
7m
Why an Office Friday Just Isn’t the Vibe Anymore
In the post-Covid workplace, where many companies have taken exhaustive steps to create hybrid work schedules, employers and workers are still at odds over how to approach Fridays. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss the effect it has on business and morale. Learn more about your ad choices. Visit megaphone.fm/adchoices
10m Sep 22, 2023
10m
How to Borrow Money and Avoid Higher Interest Rates
Consumers who are wary of current high interest rates have several options allowing them to borrow at lower-interest levels. WSJ reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Sep 21, 2023
9m
How to Save Enough to Retire After a 60-Year Career
 People currently in their 20s are likely facing a 60-year career because of longevity and rising living costs. In the second episode of our series, we explore the importance of beginning the retirement-saving process early, and how accounts like a 401(k) and an IRA can help people maximize their saving efforts. Learn more about your ad choices. Visit megaphone.fm/adchoices
14m Sep 20, 2023
14m
When a Sale Price Isn’t a Discount: How Deceptive Pricing Tricks Shoppers
Several retailers have been sued for posting sale prices on items that aren’t actually discounted prices. WSJ reporter Patrick Coffee joins host J.R. Whalen to discuss how the process works, and what consumers can do. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Sep 19, 2023
7m
UAW Strike: How Car Buyers Could Be Affected
Walkouts by United Auto Workers at several GM, Ford and Stellantis factories come as the auto industry was beginning to stabilize following the pandemic. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to explain how consumers shopping for cars, new or used, are likely to be impacted by the strike. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Sep 18, 2023
7m
Why You Might Get ‘Feedforward’ From Your Boss Instead of Feedback
More companies are phasing out feedback that bosses give workers, and replacing it with “feedforward.” Wall Street Journal reporter Alexandra Bruell joins host J.R. Whalen to explain the difference, and why companies feel the change is needed. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Sep 15, 2023
8m
The Money Date: Couples Making Financial Plans Over Candlelit Dinners
More couples are choosing to have conversations about their financial goals on “money dates.” WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss the benefits of mixing romance and finance. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Sep 14, 2023
8m
Are You Prepared for a 60-Year Career?
As Americans live longer, healthier lives, the traditional 40-year career will become a thing of the past. Our three-part series explores how to navigate a longer career and what it could mean for the future of work and your finances. This first episode examines what exactly a 60-year career might entail and how you can start mentally preparing yourself for one. Learn more about your ad choice...
10m Sep 13, 2023
10m
Renters Face Additional Fees on Top of Record-High Rent
Many landlords are adding fees to monthly rent that they charge tenants. WSJ reporter Will Parker joins host J.R. Whalen to discuss the reasons behind the fees and how some tenants are fighting back. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Sep 12, 2023
8m
How to Take Advantage of High Interest Rates to Reach Financial Goals
Rising interest rates create opportunities for consumers to accelerate growth on their money to save for things like cars, vacations and emergency funds. WSJ reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways consumers with varying levels of extra cash on hand can use higher rates to their advantage. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Sep 11, 2023
8m
Health-Insurance Costs to Rise 6.5% or More Next Year
The cost of health insurance is expected to rise by the largest amount in years. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss why costs are rising, and who’ll pay more.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Sep 08, 2023
8m
Salary Plays a Big Role in WSJ/College Pulse 2024 Rankings
The Wall Street Journal/College Pulse 2024 rankings measure several higher-education categories includin g graduation rates, students’ salaries after graduation, and the length of time it takes someone to pay off the full cost of attendance. Host J.R. Whalen speaks with WSJ’s Chastity Pratt, Harry Carr and Tom Corrigan about the findings. Learn more about your ad choices. Visit megaphone.fm/ad...
11m Sep 07, 2023
11m
Your Student Loans Are Due Next Month. Are You Ready?
Interest on student loans began accruing on Sept. 1 and payments are due next month. WSJ’s Julia Carpenter joins host J.R. Whalen to discuss how borrowers should prepare to resume making payments. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Sep 06, 2023
7m
Why Your Phone Carrier Wants to Connect to Your Bank Account
Verizon, AT&T and T-Mobile are asking customers to move their monthly bill payments from their credit cards to their bank accounts. WSJ personal-technology editor Shara Tibken joins host J.R. Whalen to discuss why the carriers want the change, the privacy concerns that have been raised about it and the financial trade-offs to consider before you make the switch. Learn more about your ad choic...
7m Sep 05, 2023
7m
Quiet Cutting: Workers Are Being Reassigned Instead of Let Go
As some companies restructure their workforces, many are reassigning employees to new positions rather than letting them go. WSJ’s Ray A. Smith joins host J.R. Whalen to discuss how that can end up putting employees into positions that don’t fit their career path or expertise, and what workers can do about it. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Sep 01, 2023
7m
Mixed Feelings Over ‘Round Up for Charity’ Requests
Consumers are getting frustrated with all those requests for charitable donations at checkout counters. WSJ’s Rachel Wolfe joins host J.R. Whalen to explain why they continue to contribute anyway. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Aug 31, 2023
8m
Switching Jobs for Better Pay Is Getting Harder
After years of luring new workers with hefty pay increases and bonuses, many companies are reversing that trend. WSJ’s Te-Ping Chen joins host J.R. Whalen to discuss why employers are reducing salaries for new recruits and what it means for job seekers. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Aug 30, 2023
8m
The Best Years for Making Smart Financial Decisions
Many Americans start making serious financial decisions in their early 20s when they enter the workforce and start living on their own. WSJ’s Clare Ansberry joins host J.R. Whalen to discuss recent studies that explain the age when adults actually make the best financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Aug 29, 2023
7m
Common Money Mistakes College Students Make
Students heading off to college have a lot on their plate, including making some big financial decisions for the first time. To avoid breaking the bank, students have to be careful with their money. WSJ contributor Cheryl Winokur Munk joins host Ariana Aspuru to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Aug 28, 2023
9m
Saving Money on Extracurricular Activities
It’s back-to-school time, and many parents are adding another expense to their budget: their children’s extracurricular activities. With nonacademic credent ials becoming more important in college admissions, parents are going all in on their kids’ interests. WSJ’s Oyin Adedoyin joins host Ariana Aspuru to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Aug 25, 2023
7m
Rebates Could Save Homeowners Thousands on Energy-Efficient Upgrades
Homeowners planning energy-efficient renovations could save substantial amounts of money through rebates the government plans to roll out this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what types of work the rebates do, and don’t, cover. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Aug 24, 2023
8m
The Key To Pay Satisfaction Isn’t a Bigger Salary
 A recent survey indicates the happiest workers aren’t necessarily those with regular paychecks and benefits. WSJ’s Katie Mogg joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices
6m Aug 23, 2023
6m
Couples Take On CFO, COO Roles to Handle Household Tasks
More couples are taking a page from the corporate playbook to complete household tasks like scheduling grocery-store runs and paying the bills. WSJ personal-finance reporter Julia Carpenter joins J.R. Whalen to discuss challenges some couples face in dividing up the to-do list.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Aug 22, 2023
8m
Turning a Midlife Crisis into a Second Act
 As Americans live longer, some are seeking more fulfilling activities during the traditional midlife period. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Aug 21, 2023
7m
What Home Buyers Should Know Now That Mortgage Rates Are Above 7%
The average 30-year fixed mortgage rate hit 7% this week, its highest point in 20 years. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what homebuyers should know. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Aug 18, 2023
9m
Why TSA Wait Times Are Longer This Summer
Travelers are reporting longer wait times in TSA lines at airports where the agency has installed new scanners designed to improve security and keep people moving. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what passengers can do to move through the line more quickly. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Aug 17, 2023
8m
Should You Buy Travel Insurance for Your Next Trip?
More people are buying travel insurance to protect against threats posed by severe weather and other elements. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the pros and cons of taking out a policy before traveling. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Aug 16, 2023
9m
Why Some Financial Advisers Focus on More Than Just Building Wealth
Some financial planners are taking an approach to their work that focuses on clients’ personal goals and well-being, and not just about growing wealth. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Aug 15, 2023
7m
Some Workers Are Having Trouble Getting Things Done at the Office
After several years of working from home, some people find it difficult to complete tasks at the office. WSJ reporter Ray A. Smith joins host J.R. Whalen to discuss ways people can be more productive in the office.  Learn more about your ad choices. Visit megaphone.fm/adchoices
5m Aug 14, 2023
5m
Digital Payment Apps Offer Perks, Convenience… and Security Risks
Credit cards and digital payment apps make checking out convenient for shoppers. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks of these payment options.  Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Aug 11, 2023
7m
What People Have Learned From Their Biggest Career Mistakes
Mistakes are common as people navigate a career path, but they can result in valuable lessons. WSJ editor Demetria Gallegos joins host J.R. Whalen to discuss what workers have learned from their biggest mistakes.  Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Aug 10, 2023
9m
The Pros and Cons of Renting Out Your Car for Extra Cash
More Americans are making money off their cars by renting them out. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss how the p rocess works, and the risks some renters face. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Aug 09, 2023
7m
Why Buying a Car Has Drastically Changed
Sticker shock was among the many changes in the auto industry that car buyers saw as a result of the pandemic. WSJ reporter Ryan Felton joins host J.R. Whalen to discuss which pandemic-era changes are likely to be permanent. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Aug 08, 2023
9m
Why Being Too Nice Can Damage Your Career Path
Workers who want to get ahead but also be respected face a tricky balance of being too nice or too aggressive. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss ways employees can navigate that challenge. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Aug 07, 2023
8m
Popular Apps Travelers Should Download
Tracking inclement weather that might impact air travel or knowing where to book a last-minute hotel room can improve the overall experience for some travelers. WSJ columnist Dawn Gilbertson joins host J.R. Whalen to discuss popular apps among frequent flyers.  Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Aug 04, 2023
7m
Four-Day Workweek Experiment Results in More Efficient Employees
An 18-month study of the viability of a four-day workweek found that employees worked more efficiently in less time. WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss whether companies are likely to adopt a shorter workweek. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Aug 03, 2023
8m
How to Avoid Drama When Passing On Family Heirlooms
Families often make mistakes when planning the transfer of heirlooms, resulting in unnecessary costs and family infighting. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss actions families should consider to make the process smoother.  Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Aug 02, 2023
8m
Where Savers Could Put Their Cash After the Fed’s Interest-Rate Increase
As the Federal Reserve has raised interest rates to their highest level in 22 years, traditional saving methods have become more attractive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss where savers could store their cash. Learn more about your ad choices. Visit megaphone.fm/adchoices
6m Aug 01, 2023
6m
How Weight Bias Can Hurt a Career
Studies show that heavier people are paid and promoted less than their thinner colleagues. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss the financial impact that can have on overweight workers, and what companies and lawmakers are doing to address weight bias at work. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Jul 31, 2023
7m
Can ‘Lazy-Girl Jobs’ Hurt Your Career?
Bragging about having remote jobs with comfortable salaries and 5:00 p.m. end times has become trendy among many younger female workers on TikTok. WSJ’s Katie Mogg joins host J.R. Whalen to discuss the pros and cons of promoting laid-back jobs that pay for basic comforts without requiring overtime. Learn more about your ad choices. Visit megaphone.fm/adchoices
7m Jul 28, 2023
7m
How Spending Limits Help Partners Avoid Money Conflicts
Many couples hoping to stay within a budget impose spending limits for each other. Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter and by a woman who set (and exceeded) a spending limit with her fiancé. Learn more about your ad choices. Visit megaphone.fm/adchoices
9m Jul 27, 2023
9m
Robinhood Now Offers Retirement Accounts
The online broker Robinhood, popular among younger investors, has begun offering traditional and Roth individual retirement accounts. WSJ “Heard on the Street” columnist Telis Demos joins host J.R. Whalen to discuss how retirement investing represents a different strategy for Robinhood’s clientele. Learn more about your ad choices. Visit megaphone.fm/adchoices
8m Jul 26, 2023
8m