1156: 5 Tips to Improve Your Credit Score Right Now - Episode 1156
My general philosophy when it comes to real estate investing is that the credit score isn’t as big of a deal as people make it out to be. If you’re holding back on reaching your real estate goals because of a credit score, I think that’s a huge mistake. There are so many ways to work around a low credit score. However, it’s true that a higher credit score can benefit you in a number of ways. T...
10m May 15, 2025
10m
1155: Q&A: How Much Equity Should I Tap Into? - Episode 1155
If you have access to a big chunk of equity, how much should you tap into to grow your real estate portfolio? And what is the best product to help you reach your goals? That's the first question I'm answering on this encore Q&A edition of Investing in Real Estate! On today's show, I'm answering three of your real estate investing questions spanning topics like using home equity to invest, the ...
11m May 12, 2025
11m
1154: How to Leverage Your Home to Buy a Rental Property - Episode 1154
Thanks to skyrocketing home prices, American homeowners are flush with equity in their homes. It was reported that over 47% of mortgaged homes across the United States are considered equity rich. Today, we're going to talk about what this amount of equity could mean for the American homeowner. You're going to learn why now is a great time to leverage your home to buy a rental property, and how...
8m May 08, 2025
8m
1153: Q&A: How Do I Make Mortgage Payments with My Self-Directed IRA? - Episode 1153
If you have a mortgage on a rental property that's owned by your self-directed IRA, how does the mortgage need to be paid? On today's show, we're going to answer this question — and more! This encore Q&A episode of Investing in Real Estate features three listener questions on self-directed IRA payments, how to choose a landlord friendly state to buy investment properties, and what investors sh...
18m May 05, 2025
18m
1152: 5 Ways to Fund Your Down Payment for Real Estate Investing - Episode 1152
One of the best parts about buying real estate is that you don’t need gobs of cash to get started. In fact, I would argue that your creativity and your determination are more important factors than your savings account balance. All you need to do to get started is to secure a down payment on your first rental property and let the bank finance the rest. There’s no other asset type that you can ...
10m May 01, 2025
10m
1151: Can I Take a Loan from My Self-Directed IRA? - Episode 1151
Smart investors know that utilizing a self-directed IRA is an incredible way to build wealth and maximize your retirement. But is there a way to take a loan from your self-directed IRA in order to take advantage of further tax benefits? That's the first question I'm answering on today's show! This encore episode of Investing in Real Estate features three of your questions on self-directed IRA ...
14m Apr 28, 2025
14m
1150: Stop Waiting for Retirement to Actually Retire - Episode 1150
A lot of people spend their lives hard at work, dreaming of the day that retirement comes around. If you’re lucky, you can claim Social Security benefits at the age of 62, and you can tap into your 401k or IRA without penalty at 59 ½. But what if you didn’t have to wait until you’re 60 years old to give up the daily grind and the dreary commute? What if you could travel when you wanted, withou...
8m Apr 24, 2025
8m
1149: Q&A: Should I Buy or Rent a Home? - Episode 1149
My general advice is to rent the home you live in. But what about using the equity in your primary residence to buy rental properties? Today we're going to walk through the pros and cons of owning your home. On this episode of Investing in Real Estate, I'm answering three listener questions about owning vs. renting, using business credit, and how to best utilize your savings when investing in ...
15m Apr 21, 2025
15m
1148: Top Tips to Build Wealth Through Real Estate Investing - Episode 1148
If you’ve ever wondered about how to actually build wealth through real estate investing, this one is for you. On today’s show, we’re going to dive into the main mechanisms that can help you build your net worth, accumulate cash flow, and live financially free. We’re going to cover the ultimate formula you need to build your roadmap to financial freedom, the one principle you need to know in o...
10m Apr 17, 2025
10m
1147: Q&A: Should I Use My Equity to Pay Off My Rental Property? - Episode 1147
Today's first caller has $200k in equity in his primary home. He's thinking about leveraging his equity in order to pay off a rental property. Is that a good idea? That's the first question I'm answering on today's show! This encore Q&A episode of Investing in Real Estate features three great listener questions on using equity to pay off debt, what to consider before you sell a rental property...
12m Apr 14, 2025
12m
1146: The Foundations of Building Financial Intelligence - Episode 1146
Today you’re going to learn about the main tenets of financial intelligence. This is the stuff you didn’t learn in school, and your kids won’t learn either, unless you take the initiative to teach them the value of financial education. I hope you’re ready to take notes, because I’m going to share ten foundations to financial intelligence that you need to know to build a better future for your f...
12m Apr 10, 2025
12m
1145: Q&A: What Is the Path to My First Rental Property? - Episode 1145
Today's first caller has started making great returns by investing in real estate notes and he's paying down his student loan debt. What should he do in order to reach his ultimate goal of investing in real estate? That's the first question I'm answering on today's show! This encore Q&A episode features three of your great questions on planning for financial freedom, accessing the equity of a ...
19m Apr 07, 2025
19m
1144: Here's What Happens When You Follow the American Dream - Episode 1144
The best way to go broke is by following the American Dream, and here’s why: the American Dream is all about putting your family’s future in the hands of companies that don’t have your best interests in mind. For decades, Americans have been sold the same old song and dance: work hard, buy a house, and put money into a 401k until you retire -- but this system doesn't work On this episode of In...
9m Apr 03, 2025
9m
1143: Q&A: Should I Invest in Single-Family Homes or a Multifamily Unit? - Episode 1143
Today's first caller has a good chunk of money to invest. Should he continue investing in his established rental market or buy a multifamily property in NYC? That's the first question I'm answering on this encore episode! This episode features three of your real estate investing questions on single-family vs multifamily, getting started with bad credit, and moving money from a 401k to self-dir...
11m Mar 31, 2025
11m
1142: How to Invest in Today's Crazy Market - Episode 1142
There’s a lot of anxieties and hesitation surrounding investing in real estate in this current market. Today’s financial climate offers a lot of negativity – inflation, elevated prices, high interest rates, and more…But here’s what a lot of people forget: real estate is a tangible asset that offers protection against inflation. On today's show, you're going to learn about why real estate is an...
9m Mar 27, 2025
9m
1141: Q&A: How Can I Buy My First Rental Property? - Episode 1141
Today's first caller has a decent chunk of home equity available and a decent credit score. He's interested in buying his first rental property close to home. What's my advice for this scenario? On this encore Q&A edition of Investing in Real Estate, I'm taking three of your questions on buying rental properties in your own backyard, finding lenders for new construction investments, and calcul...
14m Mar 24, 2025
14m
1140: The American Dream Is Totally Dead - Episode 1140
At one point in time, the American Dream was synonymous with homeownership. Today, there are many hurdles that are holding Americans back from homeownership – including the affordable housing crisis, housing prices, interest rates, inflation, and so much more. On today's show, we're going to discuss the reality of homeownership in the United States and why the cost of owning a home has risen e...
8m Mar 20, 2025
8m
1139: Q&A: Can I Own Rental Real Estate Inside a Self-Directed 401k? - Episode 1139
Can you own rental real estate inside a retirement account like a self-directed 401k? On this episode of Investing in Real Estate, I'm answering this question—and more! Today's Q&A episode features three of your great questions on buying real estate inside a self-directed 401k, how to determine how much money you need to buy real estate investments, and how to decide between using cash or leve...
9m Mar 17, 2025
9m
1138: Brace for Impact: It's the Total Collapse of the US Dollar - Episode 1138
There are so many targets on the back of the US Dollar, and it’s time to get prepared. Today we’re going to talk about the multiple factors that are threatening the dollar, and what you can do to secure your money and your future. On this episode, we're going to talk about the recent decline of the US dollar and the threats it is facing. We're also going to discuss the importance of buying tan...
12m Mar 13, 2025
12m
1137: Q&A: How Can You Use Multiple Contracts on One Property? - Episode 1137
Is it possible to use multiple rental contracts in a single-family home? What are some factors to consider before you convert a home into a multifamily residence? That's the first question I'm answering on today's show! On this episode of Investing in Real Estate, I'm taking three of your great questions on using multiple contracts, how to buy real estate in the US as an international investor...
15m Mar 10, 2025
15m
1136: Inflation Anxiety Is Real and It's Crushing Americans - Episode 1136
A post-pandemic study found that more than three-quarters of working age Americans have experienced inflation-related stress in recent years. And despite lowering rates of inflation, stress levels continue to rise. On today's show, we're going to unpack what's going on with inflation anxiety. We're going to talk about how rising prices and mental health, the future of the economy, and how to w...
10m Mar 06, 2025
10m
1135: Q&A: How Can You Prepare for the Crash of the Dollar? - Episode 1135
Smart investors are always thinking about building and protecting their wealth. In today's economy, what's the best way to protect yourself from the fluctuating value of the US dollar? On this Q&A episode of Investing in Real Estate, I'm answering this question — and more! Today's encore episode features three of your great questions on preparing for a crash of the dollar, what kind of credit ...
15m Mar 03, 2025
15m
1134: Stop Saving Your Money Right Now - Episode 1134
Today we’re going to talk about why saving money is a horrible strategy. In fact, saving up piles of cash might be the least financially intelligent thing you could do with your money in 2025. You're going to learn about the major downfalls of saving money. We're going to discuss smarter strategies for investing cash, and how to make more financially intelligent decisions instead of following ...
11m Feb 27, 2025
11m
1133: Q&A: What Does It Cost to Work with Morris Invest? - Episode 1133
What does it cost to work with Morris Invest? Are there fees or subscriptions associated with using our service? On today's show, I'm answering this question—and more! This encore Q&A episode of Investing in Real Estate features three great listener questions on getting started in real estate, finding a law firm to set up LLCs, and how our process works at Morris Invest.a
17m Feb 24, 2025
17m
1132: How to Make Four Streams of Income with One Investment - Episode 1132
If you really want to live financially free, the best thing you can do is to start developing multiple streams of income. There are many ways to go about this. You could start a business, set up a side hustle, or my personal favorite, invest in rental properties. Rental properties are an incredible passive income strategy because of this: real estate investing offers not one, but FOUR streams ...
9m Feb 20, 2025
9m
1131: Q&A: What's the Best Advice for Young Investors? - Episode 1131
What does a young (or new) investor need to know about getting started in real estate investing? What are the best resources to build your financial intelligence? That's the first question I'm answering on today's show! On this encore Q&A episode of Investing in Real Estate, I'm answering three of your questions. We'll cover topics like getting started investing with no money, how to invest wi...
11m Feb 17, 2025
11m
1130: Don't Buy a House, Do This Instead - Episode 1130
As rates continue to drop, more and more homebuyers are trying to enter the housing market. And there’s nothing inherently wrong with buying a home to live in, but there is one thing a lot of homebuyers seem to overlook: a primary residence is not a performing asset. Today, we're going to have an important conversation on performing assets -- and where buying a home fits into the equation. You...
10m Feb 13, 2025
10m
1129: Q&A: How Can I Get Started Investing with $10k? - Episode 1129
Today's first caller has $10k in reserves. What's the best way to get started investing with that amount of capital? On today's show, I'm answering this question, and more! This encore episode of Investing in Real Estate features three great listener questions on getting started investing with $10k, how to stay focused when your goal is to build wealth, and how to nurture your portfolio by wee...
20m Feb 10, 2025
20m
1128: A Shockwave of Bank Collapses Are Coming - Episode 1128
With multiple US regional banks failing in the last two years, and more on the horizon, it’s important to understand how this happened. On today's show, we're going to talk about the context surrounding bank collapses. Most importantly, you'll learn how to protect yourself from more impending bank collapses in 2025 and beyond.
8m Feb 06, 2025
8m
1127: Q&A: Can You Get a HELOC on an Investment Property? - Episode 1127
Is it possible to get a home equity line of credit on a rental property? If so, what's the best way to find and utilize a HELOC? That's the first question I'm answering on today's Q&A episode! This encore episode of Investing in Real Estate features three listener questions on topics like finding a HELOC, how to start investing with bad credit, and how to learn more about using VA financing to...
21m Feb 03, 2025
21m
1126: Mortgage Payoff Strategies You Need to Know - Episode 1126
Over the last several years, more and more homeowners have become interested in paying off debt, including their home mortgage. This is one of my favorite topics to discuss, and in this video, I'm sharing everything I know. You’re going to learn about different strategies you can use, which one is the most effective if you’re serious about making progress, and what you should consider before y...
9m Jan 30, 2025
9m
1125: Q&A: Should I Invest in Assisted Living Properties? - Episode 1125
Can investing in assisted living properties be profitable? And if so, what are some things to consider before buying senior housing? That's the first question I'm answering on today's show! This encore episode of Investing in Real Estate features three great listener questions on investing in assisted living properties, using private money to buy new construction rental properties, and how to ...
18m Jan 27, 2025
18m
1124: The Truth About The Retirement Crisis - Episode 1124
Many people have an idealized vision of retirement – just like you see on the commercials. You’ve been sold a lie of the American Dream, the 401k, and a cushy retirement by the beach. But this is not the reality of what retirement looks like for most Americans. On today's show, we're going to discuss the current state of retirement in the United States. We're going to talk about 401ks plans, i...
10m Jan 23, 2025
10m
1123: Q&A: Can You Use Annuity Funds to Buy Real Estate? - Episode 1123
Using retirement funds to buy real estate is a popular way to invest. Can you use annuity funds to buy rental properties? That's the first question I'm answering on this encore Q&A episode! On this episode of Investing in Real Estate, I'm taking three of your intelligent real estate questions. We're going to talk about buying real estate with annuity funds, fitting refinancing rental propertie...
13m Jan 20, 2025
13m
1122: America Is Becoming a Renter Nation - Episode 1122
It’s happening right before our eyes; America is becoming a renter nation. Gone are the days of the American Dream with the white picket fence. Buying a house has become out of reach for many Americans. On this episode, we're going to discuss what's going on with the housing market, why so many people are turning to renting, and what this means for real estate investors.
7m Jan 16, 2025
7m
1121: Q&A: How Can I Get Funding for My Real Estate LLC? - Episode 1121
As you might know, business banking has different standards than personal lending. Today's first caller asked, "what's the best way to get funding within an LLC? That's the first question I'm answering on this encore Q&A episode! Today's episode covers three of your great questions on getting funding in an LLC, buying turnkey rentals out of state, and using a VA loan to buy rental properties. ...
16m Jan 13, 2025
16m
1120: Americans Are Throwing in the Towel on Credit Card Debt - Episode 1120
Americans’ credit scores have fallen for the first time in a decade. As always, the mainstream media is putting a positive spin on this – saying the economy is strong, or that these trends aren’t severe enough to signal financial distress. The truth is, this credit situation is destroying Americans' financial well-being. On today's show, you're going to hear the latest statistics on credit sco...
8m Jan 09, 2025
8m
1119: Q&A: What's the Difference Between Roth & Traditional IRAs for Investors? - Episode 1119
Today's first caller wants to set up a self-directed IRA to buy real estate. What's the difference between Roth and traditional IRAs? That's the first question I'm answering on today's Q&A edition of Investing in Real Estate! On this encore episode, I'm answering your great questions on types of IRAs for investors, the best way to utilize $35k in cash, and strategies for buying new assets with...
23m Jan 06, 2025
23m
1118: Say Goodbye to the US Dollar As We Know It - Episode 1118
The US dollar as we know it, is about to change forever. There are many ways in which the dollar is losing its value, strength, and dominance as the world's principal reserve currency. And all these factors are combining to make way for a digital currency. On today's show, we're going to discuss the future of a central bank digital currency, why it poses a threat to the dollar, and what you sh...
12m Jan 02, 2025
12m
1117: Q&A: Should I Rent Out My Primary Residence? - Episode 1117
Today's first caller asked a popular question. If you're looking to move out of your primary residence, is it a good idea to rent it out? Or is it better to cut ties completely and sell the property? On this Q&A episode, I'm giving my take on this common dilemma! This episode feature three of your great real estate questions. We're going to cover topics like renting out your primary home, usin...
18m Dec 30, 2024
18m
1116: The Housing Crisis Is Devastating America - Episode 1116
Half of US homeowners and renters reported regularly struggling to make their housing payments, according to a recent Redfin survey. The cost of living over the past couple years is hurting Americans, and housing is a big factor in this equation. On today's show, we're going to discuss what's behind America's housing crisis. You're going to learn about building trends, interest rates, and poss...
8m Dec 26, 2024
8m
1115: Q&A: How Do I Get Money to Buy Real Estate? - Episode 1115
What's the best way to get funding for your real estate portfolio? Specifically, after you've reached the 10-mortgage limit with traditional banks, what other avenues exist for funding? That's the first question I'm answering on today's Q&A! On this encore episode of Investing in Real Estate, I'm answering three of your questions on how to get money for real estate, ways to invest a smaller am...
21m Dec 23, 2024
21m
1114: Americans Are Being Crushed by Credit Card Debt - Episode 1114
According to data from the Federal Reserve Bank of New York, credit card delinquencies reached 8.5% in the fourth quarter of 2023 – that’s up from 5.87% in 2022, and 4.1% in 2021. Within a span of two years, credit card delinquencies have more than doubled. We’re hearing again and again from the current administration the US economy is healthy – yet so many Americans are relying on credit card...
9m Dec 19, 2024
9m
1113: Q&A: Should I Hire a Property Manager? - Episode 1113
If you have a rental property but you don't live nearby, what's the best way to manage things on site? Is it a good idea to hire a property management company? On today's show, I'm answering this—plus two more of your voicemails! This encore Q&A episode features three of your real estate questions on property management, LLCs, and buying a mobile home. I'm sharing my best tips and experience, ...
13m Dec 16, 2024
13m
1112: The Future of Your 401k - Episode 1112
There are major challenges ahead for the future of the 401k. On today's show, you're going to learn the latest data behind why the 401k is headed for disaster. You're going to hear the latest statistics on retirement contribution, hardship loans, and more. We're also going to discuss why the 401k on its own, does not lead to a comfortable retirement. If you're ready to learn about the future o...
7m Dec 12, 2024
7m
1111: Q&A: Should I Buy a Primary Residence or a Duplex? - Episode 1111
Today's first caller is a Marine who'd like to use a VA loan wisely. Should he buy a primary residence, or hack house a duplex? That's the first question I'm answering on this encore episode! This episode of Investing in Real Estate features three great listener questions on utilizing a VA loan, pulling funds out of traditional retirement accounts to invest in real estate, and how to navigate ...
17m Dec 09, 2024
17m
1110: Americans Credit Scores Are Crashing - Episode 1110
Americans’ credit scores have fallen for the first time in a decade. According to a March 2024 report by FICO (https://www.fico.com/blogs/average-us-fico-score-717-more-consumers-face-financial-headwinds) , “the effects of high interest rates and persistent inflation may be starting to weigh on consumers, especially those already struggling to manage their finances.” The FICO report found that...
9m Dec 05, 2024
9m
1109: Q&A: How Can I Invest $5k? - Episode 1109
If you want to get started as a real estate investor, but you only have $5k to invest, what's the best recourse? On this Q&A episode, I'm giving three ideas for getting started investing with $5k! I'm also answering your questions on recovering a project gone wrong with a new builder, and how much it costs to get started investing with Morris Invest. As always, I appreciate your thoughtful que...
16m Dec 02, 2024
16m
1108: The US National Debt Crisis Is Spiraling Out of Control - Episode 1108
The national debt in the United States is steadily increasing year after year, finally reaching a historic level. This situation is concerning, with a fast-paced growth at a rate of a staggering $1 trillion accruing to the national debt every 100 days. On today’s show, we’re going to talk about some of the main factors brewing behind the scenes. This massive amount of looming debt proves a ser...
7m Nov 28, 2024
7m
1107: Q&A: Should I Use My Home Equity to Invest in Real Estate? - Episode 1107
Today's first caller asked an excellent question: "is now a good time to use home equity to invest for positive cash flow?" On this encore episode of Investing in Real Estate, I'm answering three of your questions on various real estate topics. We're going to cover using home equity for positive cash flow, how to maximize your returns on a smaller investment, and what to consider about setting...
13m Nov 25, 2024
13m