S1 Ep190: January 25, 2025 - Automate Your Path to Lasting Prosperity (Full Episode)
The January 25, 2025 episode of The Roy Matlock, Jr. Money and Business Hour focused on financial planning fundamentals and strategies to automate financial independence.
41m Jan 27, 2025
41m
S1 Ep189: January 18, 2025 - Financial Planning Fundamentals (Full Episode)
Brief Summary of Main Points: Roy Matlock emphasized the importance of a balanced financial strategy, starting with a strong defense (managing debt, emergency funds, and insurance) and moving to an offensive approach (paying yourself first, consistent investing, and leveraging compound interest). He introduced the Financial Independence Number (FIN) to calculate retirement needs, stressing the ...
43m Jan 24, 2025
43m
S1 Ep188: January 11, 2025 - Full Episode - "Back to the Basics"
Roy emphasized the importance of a financial GPS: setting clear Goals, creating a Plan, and following a Schedule to achieve long-term financial success. Key defense strategies included creating a budget to generate a savings gap, establishing a 3–6 month emergency fund, and managing debt by eliminating high-interest "bad debt" tied to depreciating assets. Roy advised securing appropriate insur...
41m Jan 13, 2025
41m
S1 Ep187: December 21, 2024 - Full Episode - Create a Robust Financial Offense
1. Financial Planning Overview Emphasis on structuring finances with a defense and offense approach: Defense: Protecting against financial setbacks (e.g., insurance, emergency funds). Offense: Wealth accumulation and growing net worth. A three-step framework: Advice and Education: Understand finances and seek expert guidance. Goal Setting: Define financial goals with inflation-adjusted target...
41m Jan 09, 2025
41m
S1 Ep188: January 4, 2025 - Start the New Year with a Robust Financial Plan
The Five Components of Financial Independence: Education and advice. Defensive strategies: avoiding bad decisions and preparing for financial risks. Offensive strategies: growing wealth through investments. Choosing the right financial products. Periodic reviews and updates. Budgeting Fundamentals: Establish a detailed budget to manage recurring and nonrecurring expenses. Begin with income eva...
41m Jan 06, 2025
41m
S1 Ep186: December 14, 2024 - Full Episode: "Building Financial Independence: Year-End Review and Planning"
Key takeaways include: Creating a Financial GPS: Establish a "Goal, Plan, Schedule" to chart a clear path toward financial independence. Calculate the required annual income for retirement and determine the total savings needed to achieve it, accounting for inflation and Social Security. Financial Defense: Start with a comprehensive review of assets, liabilities, and cash flow to address opp...
42m Dec 16, 2024
42m
S1 Ep184: November 23, 2024 Segment 4: Blending defensive and offensive strategies for financial success
In this segment 4 from the November 23, 2024 episode of the Roy Matlock, Jr. Money and Business Hour, Roy discusses building a comprehensive financial plan, blending defensive and offensive strategies for financial success.
13m Dec 04, 2024
13m
S1 Ep183: November 23, 2024 - Segment 3: Key Defensive Strategies
In this segment 3 of the November 23, 2024 episode, Roy Matlock Jr. discusses key defensive strategies to establish financial security, emphasizing the importance of setting a strong foundation before pursuing aggressive financial goals. He outlines a structured approach to budgeting, managing debt, and building an emergency fund, all while highlighting the benefits of automating financial habits.
10m Dec 04, 2024
10m
S1 Ep182: November 23, 2024 - Segment 2: Strategies to ensure financial stability and growth
This episode of Roy Matlock Jr.’s Money and Business Hours comes from the November 23, 2024 radio show, Segment 2. It focuses on conducting a year-end financial review and highlights strategies to ensure financial stability and growth. Roy walks listeners through a comprehensive process of assessing their financial position and building a balanced financial strategy.
10m Dec 04, 2024
10m
S1 Ep185: November 30, 2024 - Full Episode "Automatic Financial Independence"
Key topics discussed include: Defense Strategies: Setting up budgets and prioritizing expenses. Establishing emergency funds and addressing debt reduction. Exploring insurance options, liability protection, and estate planning. Offense Strategies: Leveraging investments for growth using compound interest and diversification. Maximizing retirement contributions and utilizing tax-advantaged acc...
41m Dec 02, 2024
41m
S1 Ep181: November 23, 2024 - Segment 1: Making a Plan
Legacy preservation and making a strong financial plan to go into the new year with.
8m Nov 25, 2024
8m
S1 Ep180: Nov. 23, 2024 - Full Episode - A 2024 Year-End Financial Review: A Check-Up for Your Future
In this episode of the Roy Matlock, Jr. Money and Business hour, Roy offers guidance on closing with a strong year by conducting a thorough year-end check-up, you can ensure that you’re ending the year in a strong financial position and entering the new year with a clear, actionable plan for continued success.
42m Nov 25, 2024
42m
S1 Ep179: Part 4: Offensive Strategy: Setting Up Automated Plans for Retirement Success - September 7, 2024
Offensive Strategy: Setting Up Automated Plans for Retirement Success
13m Nov 25, 2024
13m
S1 Ep178: Part 3: Next-Level Protection: Building a Stronger Financial Defense - September 7, 2024
Pain-Free Finances: Recognizing and Avoiding Financial Pitfalls. Learn how to further setup your defensive plan with a strong health plan.
10m Nov 25, 2024
10m
S1 Ep177: Part 2: Beyond the Basics: Strengthening Your Financial Defense - September 7, 2024
Pain-Free Finances: Recognizing and Avoiding Financial Pitfalls. Learn how to setup move through the basics of the defensive plan into a strong offensive plan.
10m Nov 25, 2024
10m
S1 Ep176: Part 1: Pain-Free Finances: Recognizing and Avoiding Financial Pitfalls - September 7, 2024
Pain-Free Finances: Recognizing and Avoiding Financial Pitfalls. Learn how to setup your defensive plan.
8m Nov 25, 2024
8m
S1 Ep175: A Financial Game Plan. The Full-Spectrum Guide to Financial Success. - Sept. 7, 2024
This episode from September 7, 2024 covers the Financial Game Plan. Listen in for the Full-Spectrum Guide to Financial Success.
41m Sep 14, 2024
41m
S1 Ep174: Part 4 - Securing and Protecting a Comfortable, Long-Term Retirement
13m May 21, 2024
13m
S1 Ep174: Part 3 - Securing and Protecting a Comfortable, Long-Term Retirement
10m May 21, 2024
10m
S1 Ep174: Part 2 - Securing and Protecting a Comfortable, Long-Term Retirement
10m May 21, 2024
10m
S1 Ep174: Part 1 - Securing and Protecting a Comfortable, Long-Term Retirement
8m May 21, 2024
8m
S1 Ep173: The 3 Stages of Your Financial Life - Stage 3 Withdrawal and Transfer
This episode, segment 4 includes the 3rd stage of your financial life: Withdraw and Transfer of assets.
13m Nov 10, 2023
13m
S1 Ep172: The 3 Stages of Your Financial Life - Stage 2 Accumlation
This episode, segment 3 includes the second stage: Accumulation.
10m Nov 10, 2023
10m
S1 Ep171: The 3 Stages of Your Financial Life - Stage 1 Continued
This episode, segment 2 includes the continuation of the first stage of Getting Started in a secure financial future.
10m Nov 10, 2023
10m
S1 Ep170: The 3 Stages of Your Financial Life - Stage 1
This episode, segment 1 includes the first stage of Getting Started in a secure financial future.
8m Nov 10, 2023
8m
S1 Ep169: 169- Part 4 Interview w/Nick Neonakis: Author of The Franchise MBA
Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 4) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!
13m Oct 06, 2023
13m
S1 Ep168: 168- Part 3 Interview w/Nick Neonakis: Author of The Franchise MBA
Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 3) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!
10m Oct 05, 2023
10m
S1 Ep167: 167- Part 2 Interview w/Nick Neonakis: Author of The Franchise MBA
Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 2) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!
10m Oct 04, 2023
10m
S1 Ep166: 166- Part 1 Interview w/Nick Neonakis: Author of The Franchise MBA
Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 1) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!
8m Oct 03, 2023
8m
S1 Ep165: 165- Where Should I Invest My Money?
With the markets and economy continuing on an unstable path, many are unsure about which investment option is right for the times. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down various asset allocation options. Tune in to better understand what options are available and to get better educated before you make your next investment decision.
40m Jun 24, 2023
40m
S1 Ep164: 164- Why You Shouldn't Throw Extra Money at Your House Payment
If you have a home loan, a car loan, or a loan on any asset, you've probably been told that you should use your extra cash each month to pay those debts down. In this episode of The Money and Business Hour, Roy Matlock Jr. explains why it's not always a good idea to do this. Tune in to get Roy's advice on the dos and don'ts of where to put your money so it's growing in the fastest way possible.
40m Jun 10, 2023
40m
S1 Ep163: 163- Fundamentals of Investing
The past 2 years have been a rollercoaster on many levels. The market has been dangling on a hot and cold yo-yo, yet many investors have thrived through it all. What is the key to thriving in volatile markets? In this episode, Roy Matlock Jr. shares the fundamentals of investing that he has learned over 35 years of working as a financial advisor. Tune in to learn more.
40m May 27, 2023
40m
S1 Ep162: 162- The Benefits of Working With a Professional Money Manager
There are many options when it comes to choosing a financial professional. However, it's important to understand why you need one in order to select the right one for you and your personal needs. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the massive benefits of hiring a financial pro and how to chose one that feels right for your financial goals.
40m May 13, 2023
40m
S1 Ep161: 161- How to Build Wealth and Confidence
Being broke, worried and afraid is not the optimal way to live your life, to say the least. Saving and investing the right way can provide you security, eliminate financial anxiety, and build up self confidence. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how it is possible to build wealth and confidence at the same time. Anyone can win at the money game with the ri...
41m Apr 01, 2023
41m
S1 Ep160: 160- Build a Strong Financial Game Plan
We've all heard the term "over night success". What most don't realize is that there is no such thing as an overnight success. On average, it takes 10-15 years to achieve success, especially when it comes to finances. In this episode of The Money and Business Hour, Roy Matlock Jr. walks through the different stages in life, based on age, and explains where you should be financially at each stag...
41m Mar 26, 2023
41m
S1 Ep159: 159- The Foundation for a Winning Financial Plan
No matter what you earn, you're not immune to money problems. It makes no difference with how wealthy or poor you are, everyone needs a good financial plan. Once a solid plan is in place, the next step is investing wisely so one day you might just wake up with an abundance of "Do Nothing Money". In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to build the foundation...
41m Mar 04, 2023
41m
S1 Ep158: 158- A Financial Plan if You Started Saving Late
If you live forever but run out of money when you're 80, you've got a serious problem. This is why retirement planning should be of the utmost importance to everyone that's over 18. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to evaluate your assets and liabilities balance sheet along with the financial position that you're in, so you can get on the right track ...
45m Feb 19, 2023
45m
S1 Ep157: 157- The Scariest Money Facts You Must Know About
In today's episode of The Money and Business Hour, Roy Matlock Jr. shares the scariest facts when it comes to money and finance. The first step in ensuring that you're not affected by these alarming statistics, is to get educated. If you don't know what to watch out for, how can you make a change or get the help you need? Tune in as Roy shares the scariest money facts you must know about and ho...
45m Feb 04, 2023
45m
S1 Ep156: 156- How to Become Financially Bulletproof
We've all faced some very interesting times in recent months and years. Finances are a topic of major stress in many households across the country. In today's episode of The Money and Business Hour, Roy Matlock Jr. lays down a plan that just might help you to reach, and potentially surpass, your financial goals- even during trying economic times. Do you want to be financially bulletproof? If so...
43m Jan 21, 2023
43m
S1 Ep155: 155- Flip the Script on Your Financial Future
Is your retirement savings less than it should be? Are you currently in an uncomfortable financial position? In this episode of The Money and Business Hour, Roy Matlock Jr. shares his own story of how he went from broke to financially set for life in just 10 years. Whether you're just getting started, you're behind on saving, or you're already financially well off, Roy's tips in this episode ju...
46m Jan 08, 2023
46m
S1 Ep154: 154- How to Catch up on Retirement Saving
The rising cost of inflation and the down turned markets have taken a toll on retirement savings across our nation. Don't fear. There is hope to get back on track. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on meeting retirement goals, even if you're currently behind.
45m Dec 18, 2022
45m
S1 Ep153: 153- Will You Have Enough Money to Retire?
Over the past several months, retirement fund panic has undoubtably set in as this country has watched 401Ks and IRAs dwindle down. After the financial house wrecking ball is done swinging, will you have enough money to retire? In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on how you still should have plenty of opportunities to build up a nest egg and retire with...
40m Dec 08, 2022
40m
S1 Ep152: 152- How to Create Wealth in a Recession
In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to create wealth in a recession. Tune in and Roy will walk you through the downsides and the upsides of when the market is going the wrong way. Roy has helped 1000s reach financial goals over the past 35 years. His passion during this volatile time is to help others avoid making mistakes that could cost you your retirement.
42m Dec 03, 2022
42m
S1 Ep151: 151 - Financial Mistakes to Avoid in a Down Market
In this episode of The Money and Business Hour, Roy Matlock Jr. shares the most common financial mistakes people make in a down market. Making wise choices in this financial climate could translate into hundreds of thousands, if not millions, of dollars. If you're concerned about your current investment portfolio and considering a move of your assets, this episode is a "must listen".
13m Nov 24, 2022
13m
S1 Ep150: 150 - Should You Stay, or Sell Your Investments?
Roy Matlock Jr. has been in the financial industry for over 35 years and has his "finger on the pulse" of the market. Many are asking if they should bail on what's left of their stock investments and move to fixed index annuities or other options. And others are asking if they should pull all of their investments, and convert to cash until things change. Whether you have investments and aren't ...
10m Nov 21, 2022
10m
S1 Ep149: 149 - Now Might be the Time to Invest- Don't Miss Out!
In every downturned market, we see people ditching their investments out of fear, only to wind up loosing hundreds of thousands, and sometimes millions of dollars trying to time the market perfectly. What if you knew that right now could be the one chance you have to make big money in the market? Tune in to today's Money and Business Hour radio show with Roy Matlock Jr. to learn how this moment...
10m Nov 18, 2022
10m
S1 Ep148: 148 - What to Do With Your Money in This Market
Are you struggling with anxiety and fear over your decreasing retirement funds and the weight of massive inflation? If you're pinching pennies like never before and absorbing this "world is caving in" mentality flowing from the media outlets, you don't want to miss this episode of The Money and Business Hour radio show. In today's episode, Roy Matlock Jr. shares his perspective on the climate o...
9m Nov 16, 2022
9m
S1 Ep147: 147 - Roy Matlock Jr. on Dr. Bill Dorfman's "Meet the Mentors" podcast
The Money and Business Hour radio show host, Roy Matlock Jr, recently had the privilege of being a guest on the Dr. Bill Dorfman podcast, "Meet the Mentors". Dr. Dorfman is a world famous cosmetic dentist, a star on Extreme Makeover and The Doctors tv shows, and a best selling author. Tune in to listen to this informative podcast, where Roy explains how to win financially, even in this downturn...
30m Nov 14, 2022
30m
S1 Ep146: 146 - 4 Keys to Financial Independence
At The Money and Business Hour, Roy Matlock Jr. has a passion to educate listeners with proven advice on how to navigate investing, saving, choosing the right insurance, and debt. In this episode, Roy will take you on the financial defense and offense, and equip you with the 4 keys to financial independence. Tune in to avoid decisions that could create financial disaster, and learn the secrets ...
40m Sep 23, 2021
40m
S1 Ep145: 145 - Everything You Need to Consider When it Comes to Investing
There are many different routes you can take when you're deciding on the best investment options. It's so important to be well educated in this area, so you don't get taken advantage of, and so you meet your retirement goals on time. In this episode of The Money and Business Hour, Roy Matlock Jr. explains everything you need to consider when it comes to investing. 
12m Sep 22, 2021
12m