<turbo-stream action="append" target="audio_clips_list"><template>
    <hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8865373-mortgage-rates-hit-5-99-fed-says-no-cuts-coming"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43493193/75x75/c 75w, https://audioboom.com/i/43493193/150x150/c 150w, https://audioboom.com/i/43493193/300x300/c 300w, https://audioboom.com/i/43493193/600x600/c 600w, https://audioboom.com/i/43493193/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #daf3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43493193/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Mortgage Rates Hit 5.99% — Fed Says No Cuts Coming
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Mortgage rates just dropped to 5.99% — the lowest level in nearly three years.

HOME.COM   Article
https://www.homes.com/news/daily-mortgage-rates-dip-to-5-99/1356105419/

But here’s the twist:

The Federal Reserve says no rate cuts are coming because inflation is still too high.

President Donald Trump is calling for rate cuts.

Inflation remains sticky.
Tariffs are creating uncertainty.
The S...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771953395" data-format="short_date">Feb 24</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
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<a class="text-decoration-none" href="/posts/8864739-presidential-power-check-supreme-court-limits-trump-on-tariffs"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43490159/75x75/c 75w, https://audioboom.com/i/43490159/150x150/c 150w, https://audioboom.com/i/43490159/300x300/c 300w, https://audioboom.com/i/43490159/600x600/c 600w, https://audioboom.com/i/43490159/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43490159/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Presidential Power Check | Supreme Court Limits Trump on Tariffs
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
BREAKING: The Supreme Court rules against tariffs under IEEPA — now what?

Was this about executive overreach? Revenue strategy? Inflation risk? Or political narrative?

Today we break down:
• What IEEPA actually is
• Why the Court ruled the way it did
• How this impacts the $37 trillion deficit
• Whether tariffs raise inflation
• What this means for Treasury yields &amp; mortgage rates
• What happ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
13m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771857884" data-format="short_date">Feb 23</span></span>
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</div>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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13m
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<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8863863-fed-s-preferred-inflation-gauge-ticks-up-as-gdp-crashes-mortgage-rates-react"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43485839/75x75/c 75w, https://audioboom.com/i/43485839/150x150/c 150w, https://audioboom.com/i/43485839/300x300/c 300w, https://audioboom.com/i/43485839/600x600/c 600w, https://audioboom.com/i/43485839/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43485839/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Fed’s Preferred Inflation Gauge Ticks Up as GDP Crashes — Mortgage Rates React
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Today’s report delivered a mixed signal that markets don’t like:

📉 Economic growth just fell sharply
📈 Core PCE — the Fed’s preferred inflation gauge — moved higher

That combination matters.

When growth slows but inflation stays sticky, bond markets reprice fast.
And when the 10-Year Treasury and MBS move… mortgage rates follow.

In this episode, we break down:

• What the GDP print actually...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771599686" data-format="short_date">Feb 20</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
12m
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863616-advertised-5-75-real-rate-6-75-what-just-happened-part-3"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43484608/75x75/c 75w, https://audioboom.com/i/43484608/150x150/c 150w, https://audioboom.com/i/43484608/300x300/c 300w, https://audioboom.com/i/43484608/600x600/c 600w, https://audioboom.com/i/43484608/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43484608/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 3
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
What Mortgage Rate Do You Actually Qualify For in 2026?

If you&#39;re shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.

Most mortgage rate websites show marketing rates.
We show real lender pricing from 30+ lenders.

In this live mortgage rate breakdown, we cover:

• How ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771538630" data-format="short_date">Feb 19</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863615-advertised-5-75-real-rate-6-75-what-just-happened-part-2"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43484605/75x75/c 75w, https://audioboom.com/i/43484605/150x150/c 150w, https://audioboom.com/i/43484605/300x300/c 300w, https://audioboom.com/i/43484605/600x600/c 600w, https://audioboom.com/i/43484605/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43484605/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 2
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
What Mortgage Rate Do You Actually Qualify For in 2026?

If you&#39;re shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.

Most mortgage rate websites show marketing rates.
We show real lender pricing from 30+ lenders.

In this live mortgage rate breakdown, we cover:

• How ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771538566" data-format="short_date">Feb 19</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863603-advertised-5-75-real-rate-6-75-what-just-happened-part-1"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43484074/75x75/c 75w, https://audioboom.com/i/43484074/150x150/c 150w, https://audioboom.com/i/43484074/300x300/c 300w, https://audioboom.com/i/43484074/600x600/c 600w, https://audioboom.com/i/43484074/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43484074/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 1
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
What Mortgage Rate Do You Actually Qualify For in 2026?

If you&#39;re shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.

Most mortgage rate websites show marketing rates.
 We show real lender pricing from 30+ lenders.

In this live mortgage rate breakdown, we cover:

• How...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771537264" data-format="short_date">Feb 19</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863243-fed-rate-cuts-vs-mortgage-rates-why-they-re-moving-different-directions"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43482400/75x75/c 75w, https://audioboom.com/i/43482400/150x150/c 150w, https://audioboom.com/i/43482400/300x300/c 300w, https://audioboom.com/i/43482400/600x600/c 600w, https://audioboom.com/i/43482400/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #404040; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43482400/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Fed Rate Cuts vs. Mortgage Rates: Why They&#39;re Moving Different Directions
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS &amp; the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Start Here

📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call
👉 https://shorturl.at/SCIGL

📝 Apply — One App • One Credit...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771512586" data-format="short_date">Feb 19</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8862773-fed-rate-cuts-are-coming-here-s-the-data-you-need-to-watch"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43479697/75x75/c 75w, https://audioboom.com/i/43479697/150x150/c 150w, https://audioboom.com/i/43479697/300x300/c 300w, https://audioboom.com/i/43479697/600x600/c 600w, https://audioboom.com/i/43479697/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43479697/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Fed Rate Cuts Are Coming — Here&#39;s the Data You Need to Watch
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Chicago Fed President Austan Goolsbee signaled that more rate cuts could be possible if inflation keeps cooling — but here’s the crucial point:

👉 The Fed doesn’t cut rates based on commentary.
👉 They cut based on incoming data.

In this episode, we break down exactly what the Fed and bond markets are watching — and how that flows directly into mortgage rates.

We cover:

• CPI (Consumer Price ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771431484" data-format="short_date">Feb 18</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8862420-february-builder-sentiment-hit-new-lows-and-it-makes-no-sense"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43477848/75x75/c 75w, https://audioboom.com/i/43477848/150x150/c 150w, https://audioboom.com/i/43477848/300x300/c 300w, https://audioboom.com/i/43477848/600x600/c 600w, https://audioboom.com/i/43477848/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43477848/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
February Builder Sentiment Hit New Lows—And It Makes No Sense
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771362934" data-format="short_date">Feb 17</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8862285-rate-forecast-what-s-priced-in-for-tomorrow"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43477208/75x75/c 75w, https://audioboom.com/i/43477208/150x150/c 150w, https://audioboom.com/i/43477208/300x300/c 300w, https://audioboom.com/i/43477208/600x600/c 600w, https://audioboom.com/i/43477208/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f30d; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43477208/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Rate Forecast: What&#39;s Priced In for Tomorrow?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
📉 Rate Forecast: What’s Priced In for Tomorrow?

Inflation is cooling.
Jobs are holding strong.
The bond market is moving.

So the real question is:

👉 What’s already priced into mortgage rates for tomorrow?
👉 Did the market move ahead of the data?
👉 Should you lock or float right now?

Today we break down:

• CPI (Consumer Price Index) dropping
• Strong jobs report and unemployment trends
• Bo...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771343106" data-format="short_date">Feb 17</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8861826-foreclosures-skyrocketing-here-s-how-2026-compares-to-the-2008-crash"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43474753/75x75/c 75w, https://audioboom.com/i/43474753/150x150/c 150w, https://audioboom.com/i/43474753/300x300/c 300w, https://audioboom.com/i/43474753/600x600/c 600w, https://audioboom.com/i/43474753/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #daf3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43474753/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Foreclosures “skyrocketing”? Housing Crash 2026?

That’s what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash?

In today’s breakdown, we separate emotion from data and compare:

• 2008–2010 foreclosure peak
• 2025–2026 foreclosure filings
• Percentage of housing units affected
• What “up 30%” really means
• COVID foreclosure moratorium impact
• Mortgage fo...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771257212" data-format="short_date">Feb 16</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8861149-mortgage-rates-just-got-a-boost-here-s-what-s-coming-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43470291/75x75/c 75w, https://audioboom.com/i/43470291/150x150/c 150w, https://audioboom.com/i/43470291/300x300/c 300w, https://audioboom.com/i/43470291/600x600/c 600w, https://audioboom.com/i/43470291/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43470291/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Mortgage Rates Just Got a Boost — Here&#39;s What&#39;s Coming Next
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771011145" data-format="short_date">Feb 13</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8860969-the-inflation-surprise-that-s-about-to-hit-your-rate"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43469425/75x75/c 75w, https://audioboom.com/i/43469425/150x150/c 150w, https://audioboom.com/i/43469425/300x300/c 300w, https://audioboom.com/i/43469425/600x600/c 600w, https://audioboom.com/i/43469425/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43469425/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
The Inflation Surprise That&#39;s About to Hit Your Rate
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Inflation just shocked the market.

The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low.

So now the big question:

👉 Is the Federal Reserve finally ready to cut rates?
👉 What does this mean for mortgage rates?
👉 Should you lock or float right now?

Every day, we pull real pricing from 30+ lenders to show you what you actu...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770994509" data-format="short_date">Feb 13</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8860264-retail-vs-wholesale-the-mortgage-spread-banks-don-t-want-you-to-see"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43465831/75x75/c 75w, https://audioboom.com/i/43465831/150x150/c 150w, https://audioboom.com/i/43465831/300x300/c 300w, https://audioboom.com/i/43465831/600x600/c 600w, https://audioboom.com/i/43465831/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43465831/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Retail vs. Wholesale: The Mortgage Spread Banks Don&#39;t Want You to See
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Join us LIVE as we compare wholesale mortgage pricing from 30+ lenders in real time.

We’ll break down:
• MBS &amp; 10-Year Treasury movement
• 30-Year Fixed, FHA, VA &amp; Conventional pricing
• Retail vs Wholesale differences
• What rate you may actually qualify for

🏠 Homeowners
🏡 Homebuyers
🏢 Realtors
🏦 Loan Officers

If you want to see how mortgage pricing really works — and how to avoid overpayin...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
28m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770855774" data-format="short_date">Feb 12</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
28m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8859960-hot-jobs-report-130-000-new-jobs-bad-news-for-mortgage-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43464439/75x75/c 75w, https://audioboom.com/i/43464439/150x150/c 150w, https://audioboom.com/i/43464439/300x300/c 300w, https://audioboom.com/i/43464439/600x600/c 600w, https://audioboom.com/i/43464439/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43464439/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Hot Jobs Report! 130,000 New Jobs — Bad News for Mortgage Rates?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770821812" data-format="short_date">Feb 11</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8859414-mortgage-rates-just-hit-an-inflection-point-here-s-what-comes-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43461708/75x75/c 75w, https://audioboom.com/i/43461708/150x150/c 150w, https://audioboom.com/i/43461708/300x300/c 300w, https://audioboom.com/i/43461708/600x600/c 600w, https://audioboom.com/i/43461708/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43461708/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Mortgage Rates Just Hit an Inflection Point — Here&#39;s What Comes Next
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770734058" data-format="short_date">Feb 10</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8858896-will-the-fed-cut-rates-again-mortgage-market-update"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43459215/75x75/c 75w, https://audioboom.com/i/43459215/150x150/c 150w, https://audioboom.com/i/43459215/300x300/c 300w, https://audioboom.com/i/43459215/600x600/c 600w, https://audioboom.com/i/43459215/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43459215/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Will the Fed Cut Rates Again? Mortgage Market Update
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770648080" data-format="short_date">Feb 09</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8858311-market-shock-this-week-how-to-position-for-what-s-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43455933/75x75/c 75w, https://audioboom.com/i/43455933/150x150/c 150w, https://audioboom.com/i/43455933/300x300/c 300w, https://audioboom.com/i/43455933/600x600/c 600w, https://audioboom.com/i/43455933/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43455933/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
✅ Market Shock This Week — How to Position for What’s Next
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Market Shock This Week — How to Position for What’s Next

What just happened in the markets — and what does it mean for your mortgage, home buying plans, and financial strategy?

In today’s live event, I break down:
📊 Stock market volatility (Dow, S&amp;P, Nasdaq)
📉 Bond yields and mortgage rate pressure
₿ Bitcoin and risk asset moves
🏡 What it means for homeowners and buyers
📈 How to position for ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
17m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770411420" data-format="short_date">Feb 06</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
17m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8858097-markets-just-flashed-a-warning-here-s-how-i-m-positioning-on-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43454898/75x75/c 75w, https://audioboom.com/i/43454898/150x150/c 150w, https://audioboom.com/i/43454898/300x300/c 300w, https://audioboom.com/i/43454898/600x600/c 600w, https://audioboom.com/i/43454898/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43454898/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Markets Just Flashed a Warning — Here’s How I’m Positioning on Rates
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770388105" data-format="short_date">Feb 06</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8857837-markets-crash-after-layoffs-surge-205-stocks-bitcoin-rates-wtf-just-happened"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43453583/75x75/c 75w, https://audioboom.com/i/43453583/150x150/c 150w, https://audioboom.com/i/43453583/300x300/c 300w, https://audioboom.com/i/43453583/600x600/c 600w, https://audioboom.com/i/43453583/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43453583/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Markets CRASH After Layoffs Surge 205% — Stocks, Bitcoin, Rates… WTF Just Happened?!
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
5m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770327222" data-format="short_date">Feb 05</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
5m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8857618-this-bad-jobs-report-is-good-news-for-buyers"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43452535/75x75/c 75w, https://audioboom.com/i/43452535/150x150/c 150w, https://audioboom.com/i/43452535/300x300/c 300w, https://audioboom.com/i/43452535/600x600/c 600w, https://audioboom.com/i/43452535/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43452535/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
This ‘Bad’ Jobs Report Is Good News for Buyers
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770306035" data-format="short_date">Feb 05</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8856599-the-shutdown-ended-then-this-happened-to-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43447456/75x75/c 75w, https://audioboom.com/i/43447456/150x150/c 150w, https://audioboom.com/i/43447456/300x300/c 300w, https://audioboom.com/i/43447456/600x600/c 600w, https://audioboom.com/i/43447456/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43447456/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
The Shutdown Ended… Then This Happened to Rates
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770157360" data-format="short_date">Feb 03</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
7m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8856310-your-mortgage-rate-just-got-worse-and-the-economy-is-why"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43446042/75x75/c 75w, https://audioboom.com/i/43446042/150x150/c 150w, https://audioboom.com/i/43446042/300x300/c 300w, https://audioboom.com/i/43446042/600x600/c 600w, https://audioboom.com/i/43446042/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43446042/1400x1400/c" />
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<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Your Mortgage Rate Just Got Worse (And the Economy Is Why)
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770128935" data-format="short_date">Feb 03</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8855986-something-shifted-in-today-s-mortgage-market-here-s-what"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43444403/75x75/c 75w, https://audioboom.com/i/43444403/150x150/c 150w, https://audioboom.com/i/43444403/300x300/c 300w, https://audioboom.com/i/43444403/600x600/c 600w, https://audioboom.com/i/43444403/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43444403/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Something shifted in today&#39;s mortgage market—here&#39;s what
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770065652" data-format="short_date">Feb 02</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8855782-breaking-government-shutdown-returns-what-this-means-for-mortgage-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43443446/75x75/c 75w, https://audioboom.com/i/43443446/150x150/c 150w, https://audioboom.com/i/43443446/300x300/c 300w, https://audioboom.com/i/43443446/600x600/c 600w, https://audioboom.com/i/43443446/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43443446/1400x1400/c" />
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<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
BREAKING: Government Shutdown Returns — What This Means for Mortgage Rates
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770044370" data-format="short_date">Feb 02</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8854929-producer-inflation-jumped-mortgage-rates-about-to-follow"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43438830/75x75/c 75w, https://audioboom.com/i/43438830/150x150/c 150w, https://audioboom.com/i/43438830/300x300/c 300w, https://audioboom.com/i/43438830/600x600/c 600w, https://audioboom.com/i/43438830/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #c0c0c0; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43438830/1400x1400/c" />
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<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
🚨 Producer Inflation Jumped — Mortgage Rates About to Follow?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769801101" data-format="short_date">Jan 30</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8854758-breaking-fed-news-trump-picks-warsh-to-replace-powell-what-this-means-for-mortgage-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43438029/75x75/c 75w, https://audioboom.com/i/43438029/150x150/c 150w, https://audioboom.com/i/43438029/300x300/c 300w, https://audioboom.com/i/43438029/600x600/c 600w, https://audioboom.com/i/43438029/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #260d0d; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43438029/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
BREAKING FED NEWS: Trump Picks Warsh to Replace Powell — What This Means for Mortgage Rates
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769781454" data-format="short_date">Jan 30</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
7m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8854391-the-housing-market-just-got-interesting-rate-update"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43436190/75x75/c 75w, https://audioboom.com/i/43436190/150x150/c 150w, https://audioboom.com/i/43436190/300x300/c 300w, https://audioboom.com/i/43436190/600x600/c 600w, https://audioboom.com/i/43436190/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43436190/1400x1400/c" />
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<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
The Housing Market Just Got Interesting (Rate Update)
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769723131" data-format="short_date">Jan 29</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8854380-why-today-s-good-news-means-worse-mortgage-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43436141/75x75/c 75w, https://audioboom.com/i/43436141/150x150/c 150w, https://audioboom.com/i/43436141/300x300/c 300w, https://audioboom.com/i/43436141/600x600/c 600w, https://audioboom.com/i/43436141/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43436141/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Why Today’s “Good News” Means Worse Mortgage Rates
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769722022" data-format="short_date">Jan 29</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8853171-live-from-the-fed-your-mortgage-rates-are-about-to-change"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43430101/75x75/c 75w, https://audioboom.com/i/43430101/150x150/c 150w, https://audioboom.com/i/43430101/300x300/c 300w, https://audioboom.com/i/43430101/600x600/c 600w, https://audioboom.com/i/43430101/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43430101/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Live from the Fed: Your Mortgage Rates Are About to Change
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Join Dan Frio for FED LIVE — instant reaction and expert analysis following the Federal Reserve’s latest rate decision.

We’ll break down:
• What the Fed just announced
• How markets are responding in real time
• What this means for mortgage rates and housing
• The short-term and long-term outlook for homebuyers and homeowners

If you want clear, no-hype guidance on how today’s Fed decision aff...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
21m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769632686" data-format="short_date">Jan 28</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
21m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8852975-countdown-to-the-fed-rate-cuts-inflation-tariffs-what-happens-to-mortgage-rates-today"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43429169/75x75/c 75w, https://audioboom.com/i/43429169/150x150/c 150w, https://audioboom.com/i/43429169/300x300/c 300w, https://audioboom.com/i/43429169/600x600/c 600w, https://audioboom.com/i/43429169/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #c0dada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43429169/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Countdown to the Fed: Rate Cuts, Inflation, Tariffs — What Happens to Mortgage Rates Today?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
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</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769609998" data-format="short_date">Jan 28</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
7m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8852707-mortgage-rates-just-dropped-government-shutdown-could-change-everything"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43415794/75x75/c 75w, https://audioboom.com/i/43415794/150x150/c 150w, https://audioboom.com/i/43415794/300x300/c 300w, https://audioboom.com/i/43415794/600x600/c 600w, https://audioboom.com/i/43415794/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43415794/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Mortgage Rates Just Dropped — Government Shutdown Could Change Everything
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

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</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769553049" data-format="short_date">Jan 27</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8846442-mortgage-rates-at-a-crossroads-97-chance-the-fed-makes-this-move"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43403071/75x75/c 75w, https://audioboom.com/i/43403071/150x150/c 150w, https://audioboom.com/i/43403071/300x300/c 300w, https://audioboom.com/i/43403071/600x600/c 600w, https://audioboom.com/i/43403071/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f30d; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43403071/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Mortgage Rates at a Crossroads: 97% Chance the Fed Makes This Move
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools

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</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769524333" data-format="short_date">Jan 27</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8846213-mortgage-rates-fell-today-even-with-inflation-still-high-here-s-why"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43401857/75x75/c 75w, https://audioboom.com/i/43401857/150x150/c 150w, https://audioboom.com/i/43401857/300x300/c 300w, https://audioboom.com/i/43401857/600x600/c 600w, https://audioboom.com/i/43401857/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43401857/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Mortgage Rates Fell Today… Even With Inflation Still High (Here’s Why)
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools

RateWatch 2.0
Get alerts when your target rate hits
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Free Strategy Call
Talk through your options — no ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769469490" data-format="short_date">Jan 26</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8846154-mortgage-rates-fell-today-even-with-inflation-still-high-here-s-why"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43401575/75x75/c 75w, https://audioboom.com/i/43401575/150x150/c 150w, https://audioboom.com/i/43401575/300x300/c 300w, https://audioboom.com/i/43401575/600x600/c 600w, https://audioboom.com/i/43401575/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43401575/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Mortgage Rates Fell Today… Even With Inflation Still High (Here’s Why)
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
Talk through your options — no ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769463839" data-format="short_date">Jan 26</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8845123-fed-week-rate-cuts-inflation-tariffs-what-this-means-for-mortgage-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43396409/75x75/c 75w, https://audioboom.com/i/43396409/150x150/c 150w, https://audioboom.com/i/43396409/300x300/c 300w, https://audioboom.com/i/43396409/600x600/c 600w, https://audioboom.com/i/43396409/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43396409/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
FED WEEK: Rate Cuts, Inflation, Tariffs — What This Means for Mortgage Rates
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
Talk through your options — no ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769439903" data-format="short_date">Jan 26</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8844725-the-true-cost-of-refinancing-most-people-get-this-wrong"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43394401/75x75/c 75w, https://audioboom.com/i/43394401/150x150/c 150w, https://audioboom.com/i/43394401/300x300/c 300w, https://audioboom.com/i/43394401/600x600/c 600w, https://audioboom.com/i/43394401/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43394401/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
The True Cost of Refinancing (Most People Get This Wrong)
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

In this video, I show you how to run the real math behind refinancing and mortgage decisions, including:

✔ Your true refinance costs
✔ Your break-even point
✔ How lo...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769364282" data-format="short_date">Jan 25</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8844034-fed-decision-coming-lock-or-float-your-rate"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43390689/75x75/c 75w, https://audioboom.com/i/43390689/150x150/c 150w, https://audioboom.com/i/43390689/300x300/c 300w, https://audioboom.com/i/43390689/600x600/c 600w, https://audioboom.com/i/43390689/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43390689/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Fed Decision Coming — Lock or Float Your Rate?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
Talk through your options — no ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769178361" data-format="short_date">Jan 23</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8838136-your-mortgage-rate-just-changed-here-s-what-s-driving-it"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43361068/75x75/c 75w, https://audioboom.com/i/43361068/150x150/c 150w, https://audioboom.com/i/43361068/300x300/c 300w, https://audioboom.com/i/43361068/600x600/c 600w, https://audioboom.com/i/43361068/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43361068/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Your Mortgage Rate Just Changed – Here&#39;s What&#39;s Driving It
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
Talk through your options — no ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769093339" data-format="short_date">Jan 22</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8837654-mortgage-rates-just-spiked-here-s-what-happens-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43358616/75x75/c 75w, https://audioboom.com/i/43358616/150x150/c 150w, https://audioboom.com/i/43358616/300x300/c 300w, https://audioboom.com/i/43358616/600x600/c 600w, https://audioboom.com/i/43358616/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43358616/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Mortgage Rates Just SPIKED — Here&#39;s What Happens Next
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
The Rate Update — Live Mortgage Rates &amp; Market Breakdown

Stop guessing from headlines.
Every day we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
RateWatch 2.0 (alerts when your target rate hits)
👉 https:/...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769010306" data-format="short_date">Jan 21</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8837310-rates-just-jumped-and-it-has-nothing-to-do-with-tariffs"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43356899/75x75/c 75w, https://audioboom.com/i/43356899/150x150/c 150w, https://audioboom.com/i/43356899/300x300/c 300w, https://audioboom.com/i/43356899/600x600/c 600w, https://audioboom.com/i/43356899/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43356899/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
Rates Just Jumped — And It Has Nothing To Do With Tariffs
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
The Rate Update — Live Mortgage Rates &amp; Market Breakdown

Stop guessing from headlines.
Every day we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
RateWatch 2.0 (alerts when your target rate hits)
👉 https:/...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768945617" data-format="short_date">Jan 20</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
7m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8837098-the-rate-update-trump-tariffs-and-housing-markets"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43355890/75x75/c 75w, https://audioboom.com/i/43355890/150x150/c 150w, https://audioboom.com/i/43355890/300x300/c 300w, https://audioboom.com/i/43355890/600x600/c 600w, https://audioboom.com/i/43355890/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43355890/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
The Rate Update — Trump Tariffs and Housing Markets
</h5>
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The Rate Update — Live Mortgage Rates &amp; Market Breakdown

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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768921362" data-format="short_date">Jan 20</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768839414" data-format="short_date">Jan 19</span></span>
</div>
</div>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
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Transparent. Data-driven. No hype.

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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768589287" data-format="short_date">Jan 16</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768576226" data-format="short_date">Jan 16</span></span>
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11m
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768511568" data-format="short_date">Jan 15</span></span>
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12m
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768490623" data-format="short_date">Jan 15</span></span>
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10m
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<span class="numeric-tabular d-sm-none">
8m
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<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768426242" data-format="short_date">Jan 14</span></span>
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768405210" data-format="short_date">Jan 14</span></span>
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12m
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
26m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1768336587" data-format="short_date">Jan 13</span></span>
</div>
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26m
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