TRU Rate Updeate-Why Mortgage Rates Aren't Even the Problem—The Real Reason Homes Are Unaffordable
10m Apr 17
10m
The Rate Update —Mortgage Rates Just Hit a Critical Level—Here's What Happens Next
► ► Get Pre-Approved With My Team → https://257781.my1003app.com/246527/register ► ► Schedule a Consultation → https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ► ► Contact / Ask Dan → https://www.therateupdate.com/contact TOP RESOURCES 📉 Track Mortgage Rates Automatically → https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center → https://command.therateupdate.com/ 💳 TRU De...
11m Apr 16
11m
The Rate Update —Mortgage Rates Just Hit a Critical Level—Here's What Happens Next
0:00 Should You Use Your Home to Pay Off Debt? 0:42 Your High-Interest Debt Problem 1:32 Why Credit Card Interest Crushes You 2:28 Can Home Equity Save You Money? 3:24 Payment Relief Breakdown 4:20 What This Really Costs Over Time 5:18 The Biggest Risks to Watch 6:22 Who This Strategy Fits Best 7:24 When You Should Avoid It 8:26 How to Compare the Math 9:24 My Final Advice
11m Apr 16
11m
Behind the Scenes: One Application, One Credit Pull, 30+ Lenders
**Today’s Live Event: Behind the Scenes of How We Shop Your Mortgage** Join me live today as I pull back the curtain and show you exactly how we help homebuyers and homeowners find the best loan option without having to apply over and over again. We’ll walk through how our process works: ✅ **One application** ✅ **One credit pull** ✅ **30+ lenders compared** Most people don’t realize how muc...
19m Apr 15
19m
The Rate Update —Military & Veteran Homeowners: What You Need to Know About Refinancing
Welcome to **The Rate Update with Dan Frio**. Here, I break down **mortgage rates, housing, inflation, the Federal Reserve, Treasury yields, and the economic news that impacts homebuyers, homeowners, and anyone thinking about refinancing**. My goal is simple: help you understand **what’s happening, why it matters, and what it could mean for your next move**. Whether you’re buying your first ...
26m Apr 14
26m
The Rate Update — Mortgage Rates About To Move? Here's The Economic Signal To Watch
Welcome to **The Rate Update with Dan Frio**. Here, I break down **mortgage rates, housing, inflation, the Federal Reserve, Treasury yields, and the economic news that impacts homebuyers, homeowners, and anyone thinking about refinancing**. My goal is simple: help you understand **what’s happening, why it matters, and what it could mean for your next move**. Whether you’re buying your first ...
13m Apr 14
13m
The Rate Update-Your Mortgage Rate Just Changed | Iran Conflict Driving Inflation
Consumer prices just came in at 3.3%, and the driver is clear — energy. Oil surged from $60 to $110 amid rising tensions tied to the Iran conflict. But here’s the real question… 👉 What does this mean for mortgage rates NEXT? In today’s video, I break down: Why oil shocks feed directly into inflation How inflation pressures the bond market (10-year Treasury) The chain reaction most people mis...
13m Apr 10
13m
The Rate Update-Your Mortgage Rate Just Changed | Iran Conflict Driving Inflation
Consumer prices just came in at 3.3%, and the driver is clear — energy. Oil surged from $60 to $110 amid rising tensions tied to the Iran conflict. But here’s the real question… 👉 What does this mean for mortgage rates NEXT? In today’s video, I break down: Why oil shocks feed directly into inflation How inflation pressures the bond market (10-year Treasury) The chain reaction most people mis...
8m Apr 10
8m
LIVE: Should You Use Your Home to Pay Off Debt? (See The Math) Part 2
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. 🚨 Start Here — My Most Powerful Tools 📊 Track Mortgage Rates Automatically (RateWatch 2.2) 👉 https://www.therateupdate.com/rate-watch 🏠 TRU Mortgage Command Center (Live Market Dashboard) 👉 https:...
10m Apr 09
10m
LIVE: Should You Use Your Home to Pay Off Debt? (See The Math) Part 1
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. 🚨 Start Here — My Most Powerful Tools 📊 Track Mortgage Rates Automatically (RateWatch 2.2) 👉 https://www.therateupdate.com/rate-watch 🏠 TRU Mortgage Command Center (Live Market Dashboard) 👉 https:...
10m Apr 09
10m
The Rate Update: Iran Ceasefire Breakdown — Lower Rates Incoming?
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage Plan 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 📝 Apply for a Mortgage...
11m Apr 08
11m
Trump vs Iran: Armageddon or Deal? What It Means for Mortgage Rates (LIVE)
We’re breaking down the rising tension between the U.S. and Iran—and what it could mean for the global economy, oil prices, and most importantly… mortgage rates. Is this heading toward escalation, or a deal? Because what happens next could trigger a chain reaction: 👉 Oil prices 👉 Inflation 👉 Bond markets 👉 And ultimately… your mortgage rate If you’re a homeowner, buyer, or thinking about ref...
14m Apr 07
14m
The Rate Update —Mortgage Rates Stuck? Here's What's REALLY Happening
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage P...
10m Apr 06
10m
🚨 SPECIAL REPORT: Real Estate 2026 — Buy, Refinance… or WAIT? (April Update) PART 2
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage P...
13m Apr 03
13m
🚨 SPECIAL REPORT: Real Estate 2026 — Buy, Refinance… or WAIT? (April Update) PART 1
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage P...
12m Apr 03
12m
🚨 LIVE: Mortgage Rates Are Moving FAST — Week in Review + What’s Next PART 2
Join me LIVE today as we break down what just happened in the mortgage and financial markets this week — and more importantly, what to expect next week. If you're buying, refinancing, or waiting… this is a must-watch.
10m Apr 02
10m
🚨 LIVE: Mortgage Rates Are Moving FAST — Week in Review + What’s Next PART 1
Join me LIVE today as we break down what just happened in the mortgage and financial markets this week — and more importantly, what to expect next week. If you're buying, refinancing, or waiting… this is a must-watch.
12m Apr 02
12m
🚨 LIVE: Mortgage Rates Moving NOW — Jobs, Retail Sales & Markets React PART 2
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. Today’s market is on the move. We just got fresh economic data — including ADP payroll numbers, retail sales, and manufacturing reports — and the markets are reacting in real time. Stocks are shifting. Bonds are moving. And mortgage rates? They’re responding fast. So the big question is:  👉 Should you LOCK ...
7m Apr 01
7m
🚨 LIVE: Mortgage Rates Moving NOW — Jobs, Retail Sales & Markets React PART 1
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. Today’s market is on the move. We just got fresh economic data — including ADP payroll numbers, retail sales, and manufacturing reports — and the markets are reacting in real time. Stocks are shifting. Bonds are moving. And mortgage rates? They’re responding fast. So the big question is:  👉 Should you LOCK ...
9m Apr 01
9m
🏠 Tru Mortgage Update LIVE: Rates, Housing Market & Your Next Move Part 2
🚨 LIVE: Mortgage Rates Are Moving — What Should YOU Do Right Now? Mortgage rates are shifting again — and the housing market is reacting fast. So the real question is…  👉 Do you buy now, refinance, or wait this out? In today’s live stream, we break down:  What’s happening with mortgage rates RIGHT NOW  What’s driving the market (bonds, inflation, Fed, global events)  What I’m watching next ...
7m Mar 31
7m
🏠 Tru Mortgage Update LIVE: Rates, Housing Market & Your Next MovePART 1
🚨 LIVE: Mortgage Rates Are Moving — What Should YOU Do Right Now? Mortgage rates are shifting again — and the housing market is reacting fast. So the real question is…  👉 Do you buy now, refinance, or wait this out? In today’s live stream, we break down:  What’s happening with mortgage rates RIGHT NOW  What’s driving the market (bonds, inflation, Fed, global events)  What I’m watching next ...
10m Mar 31
10m
The Rate Update —Economic Indicators Show Trouble for Mortgage Rates — Here's Why
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today, we’re breaking down a critical shift in the market: 👉 Economic indicators are flashing warning signs for mortgage rates From rising oil prices… to persistent inflation concerns… to a Federa...
14m Mar 30
14m
TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 1
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage P...
12m Mar 27
12m
TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 3
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage P...
11m Mar 27
11m
TACO? Trump Delays Again as Oil Surges — Mortgage Rates Jump | Week in Review & What’s Next PART 2
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage P...
11m Mar 27
11m
The Rate Update —Oil Prices Pushing Mortgage Rates Higher — What's Next?
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. 🚨 Oil Prices Just Hit $100+ — What This Means for Mortgage Rates Oil is spiking. Geopolitical tensions are rising. And mortgage rates are reacting — fast. In today’s update, we break down: 👉 Why ...
11m Mar 27
11m
Your TRUE Mortgage Rate — Live Demo + What You Qualify For (Part 2)
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage P...
17m Mar 26
17m
Your TRUE Mortgage Rate — Tool Launch + How It Works (Part 1)
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage P...
8m Mar 26
8m
The Rate Update —The Iran War Just Spiked Oil Prices — And Your Mortgage Rate
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. 🚨 Mortgage rates are no longer just about the Fed… they’re now tied to OIL. With rising tensions involving Iran and potential disruption in the Strait of Hormuz, oil prices are spiking — and that creates inflation pressure almost immediately. And when inflation rises… 👉 the bond market reacts 👉 the 10-Year ...
9m Mar 26
9m
The Rate Update —Mortgage Rates Hit This After Iran News — Lock or Float?
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 👇 Get notified the SECOND rates hit your target https://www.therateupdate.com/rate-watch 📞 Want a persona...
8m Mar 25
8m
The Rate Update —Mortgage Rates Spiked 51 Basis Points—Here's the Oil and Geopolitics Behind It
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. Mortgage rates just made a massive move — 5.99% to 6.5% in just DAYS… and it’s NOT random. Here’s what’s driving it: 👉 Oil prices surging 👉 Inflation fears rising 👉 Global tensions escalating (Strait of Hormuz risk) And now we have a 5-DAY WINDOW that could change everything. If oil spikes → inflation rise...
8m Mar 24
8m
The Rate Update — Mortgage Rates, Housing Market Updates & Real-Time Financial Analysis
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 👇 Get notified the SECOND rates hit your target https://www.therateupdate.com/rate-watch 📞 Want a persona...
6m Mar 23
6m
👉 🚨 LIVE: Ceasefire, Oil Crash & Mortgage Rates — What Happens NEXT?---PART 2
My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. 🚨 We’re LIVE today breaking down a major market shift: Ceasefire in the Middle East Oil prices moving fast Government shutdown developments 👉 What does this mean for mortgage rates — and should you LOCK or FLOAT right now? 👇 Get notified the SECOND rates hit your target https://www...
15m Mar 23
15m
👉 🚨 LIVE: Ceasefire, Oil Crash & Mortgage Rates — What Happens NEXT?---PART 2
My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. 🚨 We’re LIVE today breaking down a major market shift: Ceasefire in the Middle East Oil prices moving fast Government shutdown developments 👉 What does this mean for mortgage rates — and should you LOCK or FLOAT right now? 👇 Get notified the SECOND rates hit your target https://www...
11m Mar 23
11m
Fed Pauses… Now What? 🚨 War, Oil, Shutdown & Mortgage Rates Next Week--PART 2
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 👇 Get notified the SECOND rates hit your target https://www.therateupdate.com/rate-watch 📞 Want a persona...
13m Mar 20
13m
Fed Pauses… Now What? 🚨 War, Oil, Shutdown & Mortgage Rates Next Week PART 1
Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. Today we break down WHY and answer the big question: 👉 Should you LOCK or FLOAT right now? 👇 Get notified the SECOND rates hit your target https://www.therateupdate.com/rate-watch 📞 Want a persona...
11m Mar 20
11m
The Rate Update — The Mortgage Rate Forecast Nobody's Talking About
Mortgage Rates, Housing Market News & Daily Interest Rate Forecasts Welcome to The Rate Update with Dan Frio, where we break down mortgage rates, the housing market, Federal Reserve policy, inflation data, and the bond market to help you understand where interest rates are heading. Every day we analyze the 10-Year Treasury yield, mortgage-backed securities (MBS), CPI inflation, jobs reports, ...
10m Mar 20
10m
The Rate Update --Multi-DSCR (5-8 Units) Advantage: Qualify Based on What the Property Makes
If you're a real estate investor struggling to qualify for financing because your tax returns don’t show enough income… this is exactly what investors are using right now to scale. In this video, we break down DSCR loans for 5–8 unit properties—a powerful financing option where the property qualifies, not you. That means: • No traditional income verification • No tax returns required • No W2...
7m Mar 19
7m
The Rate Update — NO RATE CUT: Fed Warns on Inflation Spike — What Homebuyers Need to Know NOW
Mortgage Rates, Housing Market News & Daily Interest Rate Forecasts Welcome to The Rate Update with Dan Frio, where we break down mortgage rates, the housing market, Federal Reserve policy, inflation data, and the bond market to help you understand where interest rates are heading. Every day we analyze the 10-Year Treasury yield, mortgage-backed securities (MBS), CPI inflation, jobs reports, ...
11m Mar 19
11m
FED DECISION LIVE: Powell Press Conference & Instant Market Reaction--PART 3
Join us LIVE as the Federal Reserve announces its decision and Chairman Powell answers questions. We’ll watch the press conference together, analyze the headlines, and break down the instant market reaction in stocks, bonds, oil, and mortgage rates. 📊 Mortgage Calculators & Tools https://www.therateupdate.com/calculators 🔔 Subscribe for Daily Mortgage Rate Updates https://www.youtube.com/@The...
14m Mar 18
14m
FED DECISION LIVE: Powell Press Conference & Instant Market Reaction--PART 2
Join us LIVE as the Federal Reserve announces its decision and Chairman Powell answers questions. We’ll watch the press conference together, analyze the headlines, and break down the instant market reaction in stocks, bonds, oil, and mortgage rates. 📊 Mortgage Calculators & Tools https://www.therateupdate.com/calculators 🔔 Subscribe for Daily Mortgage Rate Updates https://www.youtube.com/@The...
9m Mar 18
9m
FED DECISION LIVE: Powell Press Conference & Instant Market Reaction--PART 1
Join us LIVE as the Federal Reserve announces its decision and Chairman Powell answers questions. We’ll watch the press conference together, analyze the headlines, and break down the instant market reaction in stocks, bonds, oil, and mortgage rates. 📊 Mortgage Calculators & Tools https://www.therateupdate.com/calculators 🔔 Subscribe for Daily Mortgage Rate Updates https://www.youtube.com/@The...
9m Mar 18
9m
The Rate Update — 🚨 Inflation Just Spiked Above 3% — Fed Decision TODAY (Mortgage Rates Warning)
Mortgage Rates, Housing Market News & Daily Interest Rate Forecasts Welcome to The Rate Update with Dan Frio, where we break down mortgage rates, the housing market, Federal Reserve policy, inflation data, and the bond market to help you understand where interest rates are heading. Every day we analyze the 10-Year Treasury yield, mortgage-backed securities (MBS), CPI inflation, jobs reports, ...
14m Mar 18
14m
🚨 Fed Decision Tomorrow — No Rate Cuts… But Mortgage Rates Could Fall? (Here’s Why)
The Federal Reserve meets tomorrow — and all signs point to NO rate cuts. At the same time, oil prices are rising, inflation risks are back in focus, and the market is on edge. So… why are mortgage rates showing signs they could actually move LOWER? That’s exactly what we break down in today’s episode. 📊 What’s Happening Right Now • Fed expected to hold rates steady • Oil prices rising → p...
12m Mar 17
12m
The oil-mortgage rate link nobody's talking about --Part 2
Mortgage rates were near 5.99%… but are they heading back to 7%? With a Federal Reserve meeting just days away, rising oil prices, geopolitical tensions, and inflation still above target, the big question is: 👉 What happens to mortgage rates next — and what should YOU do about it? In today’s update, we break down exactly what’s happening in the markets and how it impacts homebuyers, homeowne...
12m Mar 16
12m
The oil-mortgage rate link nobody's talking about --Part 1
Mortgage rates were near 5.99%… but are they heading back to 7%? With a Federal Reserve meeting just days away, rising oil prices, geopolitical tensions, and inflation still above target, the big question is: 👉 What happens to mortgage rates next — and what should YOU do about it? In today’s update, we break down exactly what’s happening in the markets and how it impacts homebuyers, homeowne...
9m Mar 16
9m
Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 3
Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now. Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is: Will it actually help housing — or is it just another policy promise? At th...
3m Mar 13
3m
Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 2
Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now. Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is: Will it actually help housing — or is it just another policy promise? At th...
13m Mar 13
13m
Special Event LIVE: The Road to Housing Act, Iran Conflict & the Fed Week Ahead PART 1
Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now. Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is: Will it actually help housing — or is it just another policy promise? At th...
12m Mar 13
12m
Congress Passes Housing Bill While Mortgage Rates Hit New Highs—Here's Why
Mortgage rates just surged again this week, even as the latest inflation data came in largely in line with expectations. So what’s really driving mortgage rates higher? In today’s episode of The Rate Update, we break down the major forces moving the housing and mortgage markets right now: • Congress just passed a major housing bill — the 21st Century ROAD to Housing Act • Mortgage rates are s...
13m Mar 13
13m