Jobs Report Surprise Rocks Bond Market | Rate Update
Today’s February jobs report shocked the markets, and when employment data surprises economists, the ripple effects can move mortgage rates, bond yields, and the housing market almost immediately. In today’s episode of The Rate Update, we break down the unexpected payroll numbers, what the data actually means for the economy, and how it could impact mortgage rates moving forward. Because the ...
13m Mar 12
13m
Will 2.4% Inflation Finally Trigger Rate Cuts?
Today’s Consumer Price Index (CPI) report came in at 2.4% inflation, right in line with expectations. On the surface that sounds like good news — inflation appears to be cooling. But now the Federal Reserve faces a major dilemma. • Inflation is moving closer to the Fed’s 2% target • The jobs market is starting to weaken • The bond market is reacting • Mortgage rates are still elevated So the...
13m Mar 11
13m
Critical mortgage rate level hit | Here's what comes next
Mortgage Rates, Housing Market News & Daily Interest Rate Forecasts Welcome to The Rate Update with Dan Frio, where we break down mortgage rates, the housing market, Federal Reserve policy, inflation data, and the bond market to help you understand where interest rates are heading. Every day we analyze the 10-Year Treasury yield, mortgage-backed securities (MBS), CPI inflation, jobs reports, ...
14m Mar 10
14m
Oil Prices Spiked and Mortgage Rates Followed—What Happens Next?
Oil Prices Spiked and Mortgage Rates Followed — What Happens Next? This week the financial markets were hit with a perfect storm. • Oil prices surged toward $100 per barrel • The stock market tumbled • Inflation fears returned • And the bond market reacted immediately Whenever oil spikes due to geopolitical conflict in the Middle East, the ripple effects move quickly through the global ec...
10m Mar 09
10m
LIVE: Mortgage Rates, Jobs Report Shock & Oil Spike — What Happens Next? PART 3
 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage Rates The latest economic data just shocked the markets. The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat. Now the Federal Reserve is ...
7m Mar 06
7m
LIVE: Mortgage Rates, Jobs Report Shock & Oil Spike — What Happens Next? PART 2
 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage Rates The latest economic data just shocked the markets. The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat. Now the Federal Reserve is ...
9m Mar 06
9m
LIVE: Mortgage Rates, Jobs Report Shock & Oil Spike — What Happens Next? PART 1
 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage Rates The latest economic data just shocked the markets. The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat. Now the Federal Reserve is ...
8m Mar 06
8m
LIVE: Mortgage Rates, Jobs Report Shock & Oil Spike — What Happens Next?
This week delivered major shocks across the global economy. • Oil prices surged sharply amid escalating tensions in the Middle East • The latest jobs report came in negative, with nearly 100,000 jobs lost • The unemployment rate jumped higher • Stock markets fell sharply as investors reacted to the news Now the big question is: What happens next? In this LIVE episode of The Rate Update, we’...
12m Mar 06
12m
Will You Afford a Home in 2026? Live Financial Analysis---PART 3
Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates. In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026. We’ll analyze: • Mortgage rate ...
7m Mar 05
7m
Will You Afford a Home in 2026? Live Financial Analysis---PART 2
Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates. In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026. We’ll analyze: • Mortgage rate ...
10m Mar 05
10m
Will You Afford a Home in 2026? Live Financial Analysis--Part 1
Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates. In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026. We’ll analyze: • Mortgage rate ...
11m Mar 05
11m
30-Year Rates Just Hit Critical Levels | Lock or Float?
30-Year Mortgage Rates Just Hit a Critical Level — Should You Lock or Float? Mortgage markets are sending mixed signals right now. Oil prices are rising due to geopolitical tensions, which could push inflation higher, yet the U.S. jobs market remains strong, making it harder for the Federal Reserve to justify cutting interest rates. Meanwhile: • The 10-Year Treasury is moving • The MBS mar...
12m Mar 05
12m
Mortgage Rates SKYROCKETING After Stock Market Plunge
Mortgage rates aren’t just moving… they’re skyrocketing — and today we break down why this is happening right now: • Stock markets plunged • Geopolitical unrest (Middle East + Iran risks) • Inflation pressures still lingering • MBS & Treasury yields jumping • What you should do now if you’re buying or refinancing We follow the data — not the headlines — and show you exactly how markets are re...
10m Mar 03
10m
Middle East Escalation Sending Mortgage RATES Soaring—Here's The Real Reason
Middle East escalation. Oil surging. Inflation fears reigniting. And mortgage rates are jumping. Today we break down: • Why conflict involving Iran is sending oil prices higher  • How rising oil feeds directly into inflation expectations  • Why the bond market is selling off instead of rallying  • What this means for the 10-Year Treasury  • And how all of it impacts YOUR mortgage rate Normal...
10m Mar 02
10m
Wait… Good News Is Bad for Mortgage Rates?
Strong jobs.  Cooling inflation.  Stocks rallying. So why aren’t mortgage rates falling? In this video, we break down why a healthy economy actually reduces the likelihood of Federal Reserve rate cuts — and how that directly impacts mortgage rates. We’ll cover: • What the latest Jobs report signals  • Why inflation cooling isn’t the same as inflation collapsing  • How the 10-Year Treasury i...
10m Feb 26
10m
Mortgage Rate Update — Lock Now Before Rates Climb?
President Donald Trump just delivered the State of the Union — and markets are reacting. So what does this mean for mortgage rates? Should you LOCK now… or FLOAT and risk it? Today we break down: • Inflation expectations • The 10-Year Treasury reaction • MBS pricing movement • Federal Reserve implications • What this means for YOUR mortgage strategy If you’re buying, refinancing, or waiting...
12m Feb 25
12m
Mortgage Rates Hit 5.99% — Fed Says No Cuts Coming
Mortgage rates just dropped to 5.99% — the lowest level in nearly three years. HOME.COM   Article https://www.homes.com/news/daily-mortgage-rates-dip-to-5-99/1356105419/ But here’s the twist: The Federal Reserve says no rate cuts are coming because inflation is still too high. President Donald Trump is calling for rate cuts. Inflation remains sticky. Tariffs are creating uncertainty. The S...
10m Feb 24
10m
Presidential Power Check | Supreme Court Limits Trump on Tariffs
BREAKING: The Supreme Court rules against tariffs under IEEPA — now what? Was this about executive overreach? Revenue strategy? Inflation risk? Or political narrative? Today we break down: • What IEEPA actually is • Why the Court ruled the way it did • How this impacts the $37 trillion deficit • Whether tariffs raise inflation • What this means for Treasury yields & mortgage rates • What happ...
13m Feb 23
13m
Fed’s Preferred Inflation Gauge Ticks Up as GDP Crashes — Mortgage Rates React
Today’s report delivered a mixed signal that markets don’t like: 📉 Economic growth just fell sharply 📈 Core PCE — the Fed’s preferred inflation gauge — moved higher That combination matters. When growth slows but inflation stays sticky, bond markets reprice fast. And when the 10-Year Treasury and MBS move… mortgage rates follow. In this episode, we break down: • What the GDP print actually...
12m Feb 20
12m
Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 3
What Mortgage Rate Do You Actually Qualify For in 2026? If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing. Most mortgage rate websites show marketing rates. We show real lender pricing from 30+ lenders. In this live mortgage rate breakdown, we cover: • How ...
10m Feb 19
10m
Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 2
What Mortgage Rate Do You Actually Qualify For in 2026? If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing. Most mortgage rate websites show marketing rates. We show real lender pricing from 30+ lenders. In this live mortgage rate breakdown, we cover: • How ...
11m Feb 19
11m
Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 1
What Mortgage Rate Do You Actually Qualify For in 2026? If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing. Most mortgage rate websites show marketing rates.  We show real lender pricing from 30+ lenders. In this live mortgage rate breakdown, we cover: • How...
10m Feb 19
10m
Fed Rate Cuts vs. Mortgage Rates: Why They're Moving Different Directions
Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Start Here 📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target 👉 https://TheRateUpdate.com/ratewatch 📞 Free Strategy Call 👉 https://shorturl.at/SCIGL 📝 Apply — One App • One Credit...
11m Feb 19
11m
Fed Rate Cuts Are Coming — Here's the Data You Need to Watch
Chicago Fed President Austan Goolsbee signaled that more rate cuts could be possible if inflation keeps cooling — but here’s the crucial point: 👉 The Fed doesn’t cut rates based on commentary. 👉 They cut based on incoming data. In this episode, we break down exactly what the Fed and bond markets are watching — and how that flows directly into mortgage rates. We cover: • CPI (Consumer Price ...
9m Feb 18
9m
February Builder Sentiment Hit New Lows—And It Makes No Sense
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
9m Feb 17
9m
Rate Forecast: What's Priced In for Tomorrow?
📉 Rate Forecast: What’s Priced In for Tomorrow? Inflation is cooling. Jobs are holding strong. The bond market is moving. So the real question is: 👉 What’s already priced into mortgage rates for tomorrow? 👉 Did the market move ahead of the data? 👉 Should you lock or float right now? Today we break down: • CPI (Consumer Price Index) dropping • Strong jobs report and unemployment trends • Bo...
10m Feb 17
10m
Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash
Foreclosures “skyrocketing”? Housing Crash 2026? That’s what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash? In today’s breakdown, we separate emotion from data and compare: • 2008–2010 foreclosure peak • 2025–2026 foreclosure filings • Percentage of housing units affected • What “up 30%” really means • COVID foreclosure moratorium impact • Mortgage fo...
10m Feb 16
10m
Mortgage Rates Just Got a Boost — Here's What's Coming Next
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
11m Feb 13
11m
The Inflation Surprise That's About to Hit Your Rate
Inflation just shocked the market. The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low. So now the big question: 👉 Is the Federal Reserve finally ready to cut rates? 👉 What does this mean for mortgage rates? 👉 Should you lock or float right now? Every day, we pull real pricing from 30+ lenders to show you what you actu...
8m Feb 13
8m
Retail vs. Wholesale: The Mortgage Spread Banks Don't Want You to See
Join us LIVE as we compare wholesale mortgage pricing from 30+ lenders in real time. We’ll break down: • MBS & 10-Year Treasury movement • 30-Year Fixed, FHA, VA & Conventional pricing • Retail vs Wholesale differences • What rate you may actually qualify for 🏠 Homeowners 🏡 Homebuyers 🏢 Realtors 🏦 Loan Officers If you want to see how mortgage pricing really works — and how to avoid overpayin...
28m Feb 12
28m
Hot Jobs Report! 130,000 New Jobs — Bad News for Mortgage Rates?
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
9m Feb 11
9m
Mortgage Rates Just Hit an Inflection Point — Here's What Comes Next
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
11m Feb 10
11m
Will the Fed Cut Rates Again? Mortgage Market Update
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
11m Feb 09
11m
✅ Market Shock This Week — How to Position for What’s Next
Market Shock This Week — How to Position for What’s Next What just happened in the markets — and what does it mean for your mortgage, home buying plans, and financial strategy? In today’s live event, I break down: 📊 Stock market volatility (Dow, S&P, Nasdaq) 📉 Bond yields and mortgage rate pressure ₿ Bitcoin and risk asset moves 🏡 What it means for homeowners and buyers 📈 How to position for ...
17m Feb 06
17m
Markets Just Flashed a Warning — Here’s How I’m Positioning on Rates
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
8m Feb 06
8m
Markets CRASH After Layoffs Surge 205% — Stocks, Bitcoin, Rates… WTF Just Happened?!
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
5m Feb 05
5m
This ‘Bad’ Jobs Report Is Good News for Buyers
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
9m Feb 05
9m
The Shutdown Ended… Then This Happened to Rates
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
7m Feb 03
7m
Your Mortgage Rate Just Got Worse (And the Economy Is Why)
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
8m Feb 03
8m
Something shifted in today's mortgage market—here's what
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
11m Feb 02
11m
BREAKING: Government Shutdown Returns — What This Means for Mortgage Rates
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
8m Feb 02
8m
🚨 Producer Inflation Jumped — Mortgage Rates About to Follow?
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
7m Jan 30
7m
BREAKING FED NEWS: Trump Picks Warsh to Replace Powell — What This Means for Mortgage Rates
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
7m Jan 30
7m
The Housing Market Just Got Interesting (Rate Update)
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
6m Jan 29
6m
Why Today’s “Good News” Means Worse Mortgage Rates
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools 📊 TRU Mortgage Calculator Toolkit (Best Value) Access all of my professional calculators in one place: 👉 https://friodan.gumroad.com/l/aejabs...
8m Jan 29
8m
Live from the Fed: Your Mortgage Rates Are About to Change
Join Dan Frio for FED LIVE — instant reaction and expert analysis following the Federal Reserve’s latest rate decision. We’ll break down: • What the Fed just announced • How markets are responding in real time • What this means for mortgage rates and housing • The short-term and long-term outlook for homebuyers and homeowners If you want clear, no-hype guidance on how today’s Fed decision aff...
21m Jan 28
21m
Countdown to the Fed: Rate Cuts, Inflation, Tariffs — What Happens to Mortgage Rates Today?
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools RateWatch 2.0 Get alerts when your target rate hits 👉 https://TheRateUpdate.com/ratewatch Free Strategy Call Talk through your options — no ...
7m Jan 28
7m
Mortgage Rates Just Dropped — Government Shutdown Could Change Everything
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools RateWatch 2.0 Get alerts when your target rate hits 👉 https://TheRateUpdate.com/ratewatch Free Strategy Call Talk through your options — no ...
8m Jan 27
8m
Mortgage Rates at a Crossroads: 97% Chance the Fed Makes This Move
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools RateWatch 2.0 Get alerts when your target rate hits 👉 https://TheRateUpdate.com/ratewatch Free Strategy Call Talk through your options — no ...
11m Jan 27
11m
Mortgage Rates Fell Today… Even With Inflation Still High (Here’s Why)
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury. Transparent. Data-driven. No hype. 🔔 Get Your Rate & Tools RateWatch 2.0 Get alerts when your target rate hits 👉 https://TheRateUpdate.com/ratewatch Free Strategy Call Talk through your options — no ...
8m Jan 26
8m