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<a class="text-decoration-none" href="/posts/8077527-tomas-rusnak-petra-sobotka-jak-jsme-pro-nej-vybojovali-hypoteku"><div class="Episode-list-grid card-body pan">
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122: Tomáš Rusňák: Petra Sobotka - jak jsme pro něj vybojovali hypotéku
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V dnešní epizodě Hypotécastu jsem si pozval svého klienta Petra Sobotku. Petr Sobotka je zakladatel společnosti HEADIM, jež se zabývá interim a krizovým managementem.

Jaké problémy společně řešili? Co potřeboval zafinancovat? Co se mu při rozhovorech o hypotékách honilo hlavou? Proč také spolupracoval s advokátem? Jakou měl zkušenost s odhadcem? Co mu v rámci vyřizování hypoték přišlo nejsloži...
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<span class="numeric-tabular d-sm-none">
32m
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<span><span class="js-time" data-epochtime="1652144400" data-format="short_date">May 10, 2022</span></span>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
32m
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<a class="text-decoration-none" href="/posts/8074306-tomas-rusnak-s-kolegyni-adelou-o-eurove-hypotece"><div class="Episode-list-grid card-body pan">
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121: Tomáš Rusňák s kolegyní Adélou o eurové hypotéce
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V dnešní epizodě Hypotécastu jsem se v dnešním díle pobavil s kolegyní Adélou Zaderlíkovou o eurové hypotéce.

Co je to eurová hypotéka? Jak se eurová hypotéka splácí? Pro koho se dá využít? Kde je možné ji získat? Za jakých okolností je možné sjednat eurovou hypotéku v České republice? Záleží na tom, kde člověk pracuje a jaké má příjmy? Má eurová hypotéka nějaké speciální parametry?

Více info...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
19m
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<span><span class="js-time" data-epochtime="1651539600" data-format="short_date">May 03, 2022</span></span>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
19m
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<a class="text-decoration-none" href="/posts/8049733-tomas-rusnak-miroslav-linhart-o-realitnim-trhu-z-pohledu-deloitte"><div class="Episode-list-grid card-body pan">
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120: Tomáš Rusňák: Miroslav Linhart o realitním trhu z pohledu Deloitte
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V dnešní epizodě Hypotécastu jsem přivítal Miroslava Linharta ze společnosti Deloitte. Nemovitostem a realitnímu trhu se věnuje poslední dvě desítky let. 

Jaký vývoj může mít současná situace na realitním trhu v důsledku nejenom covidu a vysokých úrokových sazeb a předražených nemovitostí, ale i války? Co se dělo na realitním trhu v posledním roce a v posledních pěti letech? Jsme v Evropě výji...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
55m
</span>
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&bull;
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<span><span class="js-time" data-epochtime="1651194000" data-format="short_date">Apr 29, 2022</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
55m
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<a class="text-decoration-none" href="/posts/8051590-tomas-rusnak-o-zastave-nemovitosti"><div class="Episode-list-grid card-body pan">
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119: Tomáš Rusňák: O zástavě nemovitostí
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V dnešní epizodě Hypotécastu jsem se zaměřil na zástavy nemovitostí. 

Co je to zástava? Jaké nemovitosti jsou do zástavy vhodné? Jaké naopak vhodné nejsou? S jakými věcnými břemeny se na zástavách můžete setkat? Lze dát do zástavy i nemovitost rodinných příslušníků, nebo jen vlastní? Co vše se uvádí v zástavních smlouvách?

Více informací o hypotékách najdete na www.tomasrusnak.cz (http://www....
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
16m
</span>
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<span><span class="js-time" data-epochtime="1650330000" data-format="short_date">Apr 19, 2022</span></span>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
16m
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<a class="text-decoration-none" href="/posts/8051494-tomas-rusnak-bonita-aneb-jak-moc-jste-pro-banku-dobry-klient"><div class="Episode-list-grid card-body pan">
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118: Tomáš Rusňák: Bonita aneb jak moc jste pro banku dobrý klient
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Tématem tohoto podcastu je BONITA KLIENTA, tedy jak budete schopni v budoucnu splácet své závazky. Jak moc dobrý klient pro banku jste. Ve chvíli, kdy žádáte o hypotéku, je bonita velmi důležitým měřítkem a jedním ze tří základních parametrů, které každá hypotéka obsahuje. Občas se stává, že přestože máte dostatek peněz na svém účtu, nejste pro banku dostatečně “bonitní”. 

Situace je jiná pro ...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
18m
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<span><span class="js-time" data-epochtime="1649725200" data-format="short_date">Apr 12, 2022</span></span>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
18m
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<a class="text-decoration-none" href="/posts/8056902-tomas-rusnak-radovan-vavra-plno-tricetiletych-s-nadstandardnim-prijmem-na-hypoteky-nedosahne"><div class="Episode-list-grid card-body pan">
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117: Tomáš Rusňák: Radovan Vávra - Plno třicetiletých s nadstandardním příjmem na hypotéky nedosáhne!
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V dnešní epizodě Hypotécastu jsem přivítal ekonoma Radovana Vávru.

Jak vnímá současnou situaci na realitním trhu? Proč je v některých případech bydlení v nájmu lepší? Proč lidé spíše končí u hypotéky než u nějakého aktivně spravovaného fondu? Zlepšuje se v Česku finanční gramotnost? Jak vnímá situaci kolem Sberbank? Jak nás ovlivní válka na Ukrajině?

Více informací o hypotékách najdete na www...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
56m
</span>
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&bull;
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<span><span class="js-time" data-epochtime="1649120400" data-format="short_date">Apr 05, 2022</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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56m
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</a></div>
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<a class="text-decoration-none" href="/posts/8049732-tomas-rusnak-dominik-stroukal-jak-muze-valka-na-ukrajine-ovlivnit-realitni-trh"><div class="Episode-list-grid card-body pan">
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116: Tomáš Rusňák: Dominik Stroukal - Jak může válka na Ukrajině ovlivnit realitní trh?
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V dnešní epizodě Hypotécastu jsem přivítal hlavního ekonoma Platební instituce Roger Dominika Stroukala.
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57m
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<span><span class="js-time" data-epochtime="1648515600" data-format="short_date">Mar 29, 2022</span></span>
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57m
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<a class="text-decoration-none" href="/posts/8047591-tomas-rusnak-s-michalem-skorepou-o-situaci-na-realitnim-a-hypotecnim-trhu"><div class="Episode-list-grid card-body pan">
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115: Tomáš Rusňák: S Michalem Skořepou o situaci na realitním a hypotečním trhu
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V dnešní epizodě Hypotécastu jsem přivítal ekonoma České spořitelny Michala Skořepu.
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
53m
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<span><span class="js-time" data-epochtime="1647914400" data-format="short_date">Mar 22, 2022</span></span>
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53m
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<a class="text-decoration-none" href="/posts/8043004-tomas-rusnak-vyvoj-urokovych-sazeb"><div class="Episode-list-grid card-body pan">
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114: Tomáš Rusňák: Vývoj úrokových sazeb
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V dnešní epizodě Hypotécastu jsem se zaměřil na vývoj úrokových sazeb.
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21m
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<span><span class="js-time" data-epochtime="1647309600" data-format="short_date">Mar 15, 2022</span></span>
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21m
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<a class="text-decoration-none" href="/posts/8039680-tomas-rusnak-aktuality-na-hypotecnim-trhu"><div class="Episode-list-grid card-body pan">
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113: Tomáš Rusňák: Aktuality na hypotečním trhu
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V dnešní epizodě Hypotécastu jsem se zaměřil na aktuality na hypotečním trhu. 
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18m
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<span><span class="js-time" data-epochtime="1646704800" data-format="short_date">Mar 08, 2022</span></span>
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18m
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<a class="text-decoration-none" href="/posts/8028967-tomas-rusnak-vzit-si-hypoteku-sam-nebo-pres-hypotecniho-specialistu"><div class="Episode-list-grid card-body pan">
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112: Tomáš Rusňák: Vzít si hypotéku sám nebo přes hypotečního specialistu?
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V dnešní epizodě Hypotécastu jsem se zaměřil na rozdíl mezi tím, když si člověk řeší hypotéku sám nebo když ji řeší přes finančního poradce či nezávislého hypotečního specialistu. 
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
15m
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<span><span class="js-time" data-epochtime="1646100180" data-format="short_date">Mar 01, 2022</span></span>
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15m
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<a class="text-decoration-none" href="/posts/8033245-tomas-rusnak-viceguverner-cnb-tomas-nidetzky-na-tema-aktualni-situace-na-hypotecnim-trhu"><div class="Episode-list-grid card-body pan">
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111: Tomáš Rusňák: Viceguvernér ČNB Tomáš Nidetzký na téma aktuální situace na hypotečním trhu
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V dnešní epizodě Hypotécastu jsem se setkal s vicegurvernérem ČNB Tomášem Nidetzkým. Ten se ve finanční branži pohybuje řadu let a tak je schopný předat své bohaté zkušenosti vám, posluchačům. Tomáš je také žhavým kandidátem na post guvernéra ČNB.
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55m
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<span><span class="js-time" data-epochtime="1645495320" data-format="short_date">Feb 22, 2022</span></span>
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55m
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<a class="text-decoration-none" href="/posts/8028973-tomas-rusnak-problemy-bonitnich-podnikatelu"><div class="Episode-list-grid card-body pan">
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110: Tomáš Rusňák: Problémy bonitních podnikatelů
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V dnešní epizodě Hypotécastu jsem se zaměřil na problémy bonitních podnikatelů při vyřizování hypotéky. Nejde o OSVČ, ale o majitele firem, které mají velmi vysoké obraty. 
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<span class="numeric-tabular d-sm-none">
16m
</span>
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</span>
<span><span class="js-time" data-epochtime="1644890400" data-format="short_date">Feb 15, 2022</span></span>
</div>
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16m
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</a></div>
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<a class="text-decoration-none" href="/posts/8024426-tomas-rusnak-mate-sanci-ziskat-hypoteku-aneb-nova-pravidla-pro-poskytovani-hypotek-od-dubna-2022"><div class="Episode-list-grid card-body pan">
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109: Tomáš Rusňák: Máte šanci získat hypotéku? Aneb nová pravidla pro poskytování hypoték od dubna 2022
</h5>
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V této epizodě Hypotécastu jsem se zaměřil na velmi aktuální téma - nová pravidla, která nastavila Česká národní banka od 1.4.2022. Poslouchám totiž příběhy reálných lidí a vidím, že je to trápí, že se toho bojí a že to chtějí nějak řešit, ideálně do dubna, aby měli vůbec šanci hypotéku získat.

</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
13m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1644285600" data-format="short_date">Feb 08, 2022</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
13m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8022009-tomas-rusnak-lukas-kovanda-nejen-o-vlivu-inflace-na-soucasny-realitni-trh"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
108: Tomáš Rusňák: Lukáš Kovanda nejen o vlivu inflace na současný realitní trh 
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Do dnešní epizody Hypotecastu jsem si pozval vzácného hosta. Lukáš Kovanda je hlavní ekonom Trinity bank. Zároveň působí v Národní ekonomické radě vlády, která se zaměřuje především na ekonomické dopady covidové pandemie.

Jaký vliv má inflace na současný trh s nemovitostmi? Jak nás vidí zahraniční investoři? Jaký trend budou mít úrokové sazby? A jak dlouhou fixaci si teď sjednat?

Více informa...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
1hr 5m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1643680800" data-format="short_date">Feb 01, 2022</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
1hr 5m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8006501-tomas-rusnak-mystery-shopping-jak-funguji-hypotecni-kalkulacky-a-srovnavace"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
107: Tomáš Rusňák: Mystery shopping - Jak fungují hypoteční kalkulačky a srovnávače
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na služby, které poskytují různé hypoteční srovnávače, hypoteční kalkulačky, různé hypoteční weby. Dalo by se to shrnout pod spojení &quot;lead generátory&quot;. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
18m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1643075340" data-format="short_date">Jan 25, 2022</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
18m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7995105-tomas-rusnak-s-filipem-soukupem-nejen-o-retailu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
106: Tomáš Rusňák: S Filipem Soukupem nejen o retailu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Do dnešní epizody Hypotécastu jsem si opět pozval svého kamaráda Filipa Soukupa ze společnosti Keramika Soukup. Zde má na starosti celou developerskou divizi. Pobavili jsme se o retailu - výstavbě rodinného domu, případně rekonstrukci rodinného domu či bytu.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
28m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1642470720" data-format="short_date">Jan 18, 2022</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
28m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8006539-tomas-rusnak-bydleni-pro-mlade"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
105: Tomáš Rusňák: Bydlení pro mladé
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem hovořil o bydlení pro mladé lidi.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
27m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1641868200" data-format="short_date">Jan 11, 2022</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
27m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8001690-tomas-rusnak-petr-barton-hovori-o-ekonomicke-situaci-a-nemovitostnim-trhu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
104: Tomáš Rusňák: Petr Bartoň hovoří o ekonomické situaci a nemovitostním trhu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Do dnešní epizodě Hypotécastu jsem si pozval hosta - hlavního ekonoma investiční skupiny Natland Petra Bartoně.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
51m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1641261660" data-format="short_date">Jan 04, 2022</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
51m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7997328-tomas-rusnak-osvc-a-pausalni-dan-mate-sanci-dostat-hypoteku"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
103: Tomáš Rusňák: OSVČ a paušální daň. Máte šanci dostat hypotéku?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem hovořil o OSVČ a uplatňování institutu paušální daně. A o tom, jakou mají následně tito podnikatelé šanci na hypotéku.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
13m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1640659620" data-format="short_date">Dec 28, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
13m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7991258-tomas-rusnak-urokove-sazby-a-jejich-vyvoj"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
102: Tomáš Rusňák: Úrokové sazby a jejich vývoj
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem hovořil o úrokových sazbách a jejich vývoji. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
24m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1640053920" data-format="short_date">Dec 21, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
24m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7986211-tomas-rusnak-s-filipem-soukupem-o-developerskych-projektech"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
101: Tomáš Rusňák: S Filipem Soukupem o developerských projektech
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Do dnešní epizody Hypotécastu jsem si pozval svého kamaráda Filipa Soukupa ze společnosti Keramika Soukup. Zde má na starosti celou developerskou divizi. Budeme se tak bavit o developerských projektech, o standardech, nadstandardech atd.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
30m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1639448460" data-format="short_date">Dec 14, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
30m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7991370-tomas-rusnak-a-jubilejni-100-epizoda-aneb-to-nejlepsi-co-jste-v-podcastu-slyseli"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
100: Tomáš Rusňák a jubilejní 100. epizoda aneb To nejlepší, co jste v podcastu slyšeli
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní 100. epizodě Hypotécastu jsem se rozhodl vybrat to nejlepší, co jste mohli kdy v našem podcastu slyšet. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
45m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1638842820" data-format="short_date">Dec 07, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
45m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7984983-tomas-rusnak-jakou-nemovitost-koupit-novostavbu-ruinu-nebo-po-rekonstrukci"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
99: Tomáš Rusňák: Jakou nemovitost koupit? Novostavbu, ruinu nebo po rekonstrukci?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na to, jakou nemovitost je nejlepší koupit.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
18m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1638237600" data-format="short_date">Nov 30, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
18m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7981893-tomas-rusnak-hypoteka-a-urokove-sazby-aktuality-na-trhu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
98: Tomáš Rusňák: Hypotéka a úrokové sazby - Aktuality na trhu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na současný vývoj na hypotečním a realitním trhu.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
22m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1637632800" data-format="short_date">Nov 23, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
22m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7977781-tomas-rusnak-nakup-nemovitosti-od-developera"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
97: Tomáš Rusňák: Nákup nemovitosti od developera
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na téma nákupu nemovitosti od developera.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
18m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1637029980" data-format="short_date">Nov 16, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
18m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7973456-tomas-rusnak-hypoteka-pro-cizince"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
96: Tomáš Rusňák: Hypotéka pro cizince
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na téma hypoték pro cizince.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
14m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1636423200" data-format="short_date">Nov 09, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
14m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7968818-tomas-rusnak-refinancovani-hypoteky"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
95: Tomáš Rusňák: Refinancování hypotéky
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na refinancování hypotéky. ČNB totiž zvýšila úrokovou sazbu o 0,75 procentního bodu.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
22m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1635818400" data-format="short_date">Nov 02, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
22m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7964093-tomas-rusnak-dozajisteni-hypoteky-jinou-nemovitosti"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
94: Tomáš Rusňák: Dozajištění hypotéky jinou nemovitostí
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na dozajištění hypotéky jinou nemovitostí. Ručení nemovitostí je jedním ze základních parametrů u každé hypotéky. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
16m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1635210000" data-format="short_date">Oct 26, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
16m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7959468-tomas-rusnak-hypoteka-krok-za-krokem"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
93: Tomáš Rusňák: Hypotéka krok za krokem
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na to, jakým způsobem funguje vyřízení hypotéky. Krok za krokem tedy projdeme jednotlivé body. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
15m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1634605200" data-format="short_date">Oct 19, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
15m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7956580-tomas-rusnak-jak-dlouho-trva-si-sjednat-hypoteku"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
92: Tomáš Rusňák: Jak dlouho trvá si sjednat hypotéku
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na to, jak nastavit time management při vyřizování hypotéky.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
17m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1634000400" data-format="short_date">Oct 12, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
17m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7952243-tomas-rusnak-problematika-urokovych-sazeb"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
91: Tomáš Rusňák: Problematika úrokových sazeb
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V dnešní epizodě Hypotécastu jsem se zaměřil na to, jak pracovat s úrokovými sazbami, jak je posuzovat mezi sebou i jak díky úrokovým sazbám vybrat výhodnou hypotéku. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
19m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1633395600" data-format="short_date">Oct 05, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
19m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7947025-adela-zaderlikova-o-bonite-neboli-platebni-schopnosti"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
90: Adéla Zaderlíková: O bonitě neboli platební schopnosti
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák v dnešní epizodě Hypotécastu probral s kolegyní Adélou, co je bonita a jak se s ní dá pracovat. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
21m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1632790800" data-format="short_date">Sep 28, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
21m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7926849-tomas-rusnak-7-dobrych-rad-pri-reseni-hypoteky"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
89: Tomáš Rusňák: 7 dobrých rad při řešení hypotéky
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák v tomto podcastu shrnul předchozí díly - vybral perličky a odkázal na to, co si mohou posluchači poslechnout dalšího.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
18m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1632186000" data-format="short_date">Sep 21, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
18m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7939357-adela-zaderlikova-jak-si-zajistit-co-nejvyhodnejsi-hypoteku"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
88: Adéla Zaderlíková: Jak si zajistit co nejvýhodnější hypotéku
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák v dnešní epizodě Hypotécastu probral s kolegyní Adélou, jak si zajistit co nejvýhodnější hypotéku. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
19m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1631581200" data-format="short_date">Sep 14, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
19m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7926807-tomas-rusnak-vyvoj-cen-nemovitosti-a-urokovych-sazeb"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
87: Tomáš Rusňák: Vývoj cen nemovitostí a úrokových sazeb
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák se ve své dnešní epizodě zaměřil na vývoj cen nemovitostí a vývoj úrokových sazeb.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
23m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1630976400" data-format="short_date">Sep 07, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
23m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7931197-adela-zaderlikova-jak-se-pripravit-na-hypoteku"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
86: Adéla Zaderlíková: Jak se připravit na hypotéku
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák si pro dnešní epizodu připravil informace, na co vše by si člověk měl dát pozor, když bude vyřizovat hypotéku. Spolu s ním do studia usedla i jeho kolegyně Adéla Zaderlíková. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
24m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1630371600" data-format="short_date">Aug 31, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
24m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7913439-jan-stepanek-na-co-si-dat-pozor-pri-koupi-rodinneho-domu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
85: Jan Štěpánek: Na co si dát pozor při koupi rodinného domu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák si do dnešního dílu pozval svého kamaráda a společníka, šéfa realitní kanceláře Jana Štěpánka. Posluchačům poradí, na co si dát pozor při koupi rodinného domu. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
29m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1629766800" data-format="short_date">Aug 24, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
29m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7923279-tomas-rusnak-o-rostoucich-urokovych-sazbach"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
84: Tomáš Rusňák: O rostoucích úrokových sazbách
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák se v dnešním podcastu zaměřil na růst úrokových sazeb. Od začátku roku stouply sazby v průměru o půl procentního bodu. Tomáš Rusňák se rozhodl popsat vývoj, zaměřil se však i na fixace.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
20m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1629162000" data-format="short_date">Aug 17, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
20m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7920333-josef-soumar-o-propojeni-hypoteky-s-celym-financnim-planem"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
83: Josef Soumar o propojení hypotéky s celým finančním plánem
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Josef Soumar je šéf firmy Finančníci. Zabývá se tím, že pomáhá s wealth managementem - správou rodinných financí. Hlavně se zaměřuje na investice. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
39m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1628557200" data-format="short_date">Aug 10, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
39m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7913438-jan-stepanek-lide-povazuji-nemovitosti-za-neco-jisteho-a-bezpecneho"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
82: Jan Štěpánek: Lidé považují nemovitosti za něco jistého a bezpečného
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák si do dnešního dílu pozval svého kamaráda a společníka, šéfa realitní kanceláře Jana Štěpánka. Tématem rozhovoru bylo hledání nemovitosti. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
29m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1627952400" data-format="short_date">Aug 03, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
29m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7909686-tomas-rusnak-o-americke-hypotece-a-jejich-vyhodach-ci-nevyhodach"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
81: Tomáš Rusňák: O americké hypotéce a jejích výhodách či nevýhodách
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák se v dnešním podcastu zaměřil na americkou hypotéku - její výhody a nevýhody. V životě každého totiž může nastat situace, kdy potřebuje více peněz, než aktuálně má. A ten účel nechce vždy zveřejňovat. Právě k tomu by americká hypotéka mohla sloužit. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
15m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1627347600" data-format="short_date">Jul 27, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
15m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7905821-tomas-rusnak-o-bankovnich-nebankovnich-registrech-a-solusu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
80: Tomáš Rusňák: O bankovních, nebankovních registrech a SOLUSu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák se v dnešním podcastu zaměřil na bankovní a nebankovní registr a SOLUS. Žadatelé o půjčku, spotřebitelé, se totiž typicky setkávají s tím, že banky nebo nebankovní společnosti chtějí při žádosti o úvěr souhlas s prověřením Registru dlužníků. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
13m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1626742800" data-format="short_date">Jul 20, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
13m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7900249-tomas-rusnak-o-situaci-na-hypotecnim-a-realitnim-trhu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
79: Tomáš Rusňák: O situaci na hypotečním a realitním trhu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák se v dnešním podcastu zaměřil na aktuální situaci na hypotečním a realitním trhu. Podle jeho slov totiž přestává být únosná.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
19m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1626138000" data-format="short_date">Jul 13, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
19m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7897433-tomas-rusnak-historie-hypotecniho-uveru"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
78: Tomáš Rusňák: Historie hypotečního úvěru
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák se v dnešním podcastu zaměřil na historii hypotečních úvěrů, na to, jakým způsobem promlouvaly do lidské společnosti. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
16m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1625533200" data-format="short_date">Jul 06, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
16m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7892407-david-eim-co-predvedl-hypotecni-trh-v-poslednich-mesicich-je-neuveritelne"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
77: David Eim: Co předvedl hypoteční trh v posledních měsících, je neuvěřitelné
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
David Eim je místopředseda představenstva v GEPARD FINANCE. Poslední roky se věnuje hypotékám - analytické činnosti a přípravě zázemí pro spolupracovníky GEPARD FINANCE. V minulosti pracoval 15 let v bankovnictví, má tedy skvělý přehled o finančním sektoru.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
46m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1624928400" data-format="short_date">Jun 29, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
46m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7889271-tomas-rusnak-kdo-je-hypotecni-specialista"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
76: Tomáš Rusňák: Kdo je hypoteční specialista? 
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák se v dnešním podcastu zaměřil na to, kdo je nezávislý hypoteční specialista (hypoteční poradce), co od něj klient může očekávat a v čem může doopravdy pomoci. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
19m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1624323600" data-format="short_date">Jun 22, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
19m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7884795-tomas-nidetzky-viceguverner-cnb-jde-nam-o-to-aby-bankovni-sektor-fungoval-bezpecne"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
75: Tomáš Nidetzký / viceguvernér ČNB: Jde nám o to, aby bankovní sektor fungoval bezpečně
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Tomáš Rusňák hovořil s ekonomem Tomášem Nidetzkým zejména o hypotékách, realitním trhu a cenách nemovitostí. Nidetzký je od července 2016 člen bankovní rady a od prosince 2018 viceguvernér České národní banky.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
50m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1623718800" data-format="short_date">Jun 15, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
50m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7881228-milan-rocek-cenova-mapa-a-jeji-pomoc-pri-porizovani-nemovitosti"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
74: Milan Roček: Cenová mapa a její pomoc při pořizování nemovitostí
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Milan Roček je zakladatelem a CEO projektu Cenová mapa. &quot;Nevěštím ceny nemovitostí z křišťálové koule, ale mám k tomu data,&quot; říká. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
43m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1623114000" data-format="short_date">Jun 08, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
43m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7874893-tomas-rusnak-financovani-vystavby-rodinneho-domu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38077282/75x75/c 75w, https://audioboom.com/i/38077282/150x150/c 150w, https://audioboom.com/i/38077282/300x300/c 300w, https://audioboom.com/i/38077282/600x600/c 600w, https://audioboom.com/i/38077282/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #e48647; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38077282/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
73: Tomáš Rusňák: Financovaní výstavby rodinného domu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Dnes se podíváme na financování výstavby rodinného domu. Co vše musíte předložit pro hypotéku pro stavbu rodinného domu? Jak si můžete zvýšit hodnotu zástavy? Co je klíčové pro žádost o hypotéku pro výstavbu rodinného domu? Jak si můžete o hypotéku zažádat? Jak se připravit na možné komplikace při stavbě?

Více informací o hypotékách najdete na www.tomasrusnak.cz (http://www.tomasrusnak.cz/)
</div>
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21m
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&bull;
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<span><span class="js-time" data-epochtime="1622509200" data-format="short_date">Jun 01, 2021</span></span>
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21m
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