<turbo-stream action="append" target="audio_clips_list"><template>
    <hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7778248-deset-nejcastejsich-otazek-kolem-hypoteky"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
22: Deset nejčastějších otázek kolem hypotéky
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Kolik potřebujete vlastních peněz? Dosáhnete na hypotéku? Jaká bude úroková sazba a RPSN? S pojištěním schopnosti splácet nebo bez? Jaké budou poplatky okolo hypotéky? Co dělat, když vám nevyjde odhad nemovitosti? Pokud máte partnera, je lepší brát si hypotéku společně? Je lepší být být manželé? Co všechno musíte doložit? Jak dlouho trvá schválení? Můžete dávat mimořádné splátky?
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
13m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1614564000" data-format="short_date">Mar 01, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
13m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7778243-koupe-bytu-ci-domu-z-developerskeho-projektu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
21: Koupě bytu či domu z developerského projektu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Jaké jsou výhody a nevýhody koupě bytu či domu z developerského projektu? Na co si dát pozor? Kdy platíte určité části kupní ceny? Co když developer má také zástavního věřitele? Jak to celé funguje?
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1613354400" data-format="short_date">Feb 15, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7778247-jak-to-vidim-s-dalsim-vyvojem-cen-nemovitosti-v-cr"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
20: Jak to vidím s dalším vývojem cen nemovitostí v ČR
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Kam půjdou ceny nemovitostí v budoucnosti? Proč teď ceny nemovitostí tolik rostou? Jak cena reaguje na nabídku a poptávku? Je vhodná doba pro investici do nemovitosti? Jaké jsou pro to určující faktory?
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1612144800" data-format="short_date">Feb 01, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7768872-hypoteka-pro-osvc-a-majitele-s-r-o"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
19: Hypotéka pro OSVČ a majitele s.r.o.
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Co je specifické na hypotéce pro podnikatele? Kolik daňových přiznání musíte dokládat? Jak banka vypočítává váš příjem? Jak to funguje, když jste podnikatel, majitel firmy nebo obojí? Na co se připravit, pokud si chcete brát hypotéku?
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1610330400" data-format="short_date">Jan 11, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7727937-pojisteni-strechy-nad-hlavou-a-pojistka-na-blbost"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
18: Pojištění střechy nad hlavou a pojistka na blbost
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Co je na pojistce střechy nad hlavou nejdůležitější? Na co všechno jsem pojištěný? Jaké jsou příklady toho, co se může stát? Na kolik bych se měl pojistit? Kolik to bude stát? K čemu je pojistka na blbost?
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
16m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1607565600" data-format="short_date">Dec 10, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
16m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7727929-hypoteka-na-rekonstrukci"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
17: Hypotéka na rekonstrukci
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V čem je hypotéka na rekonstrukci jiná než klasická hypotéka na koupi? Jak to funguje? Jak moc přesný musí být rozpočet? Co dělat, když si chcete pořídit další úvěr? Jaké stavební spořitelny existují? Na co si můžete vzít hypotéku? Na co si můžete pořídit stavební spoření? Jak banka pozná, že jste si za půjčené peníze pořídili opravdu to, na co jste si půjčovali? Jak o úvěru přemýšlet?
www.luka...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1606096800" data-format="short_date">Nov 23, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7727928-proc-a-jak-podnikam-ve-financich"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
16: Proč a jak podnikám ve financích
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Jak a kam se posunul finanční trh? Jaká je profese finančního poradce? Jaká je moje specializace? Co řeším nejčastěji? Kde beru klienty? Jak jsem začal dělat svůj podcast? Hledám někoho do týmu?
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
18m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1605146400" data-format="short_date">Nov 12, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
18m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7716478-jak-na-refinancovani-hypoteky"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
15: Jak na refinancování hypotéky
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
K čemu je dobré refinancování hypotéky? Jakým způsobem refinancování hypotéky probíhá a za jakých podmínek se vyplatí? Kdy můžete hypotéku refinancovat? Na co si dát pozor? A jaké mýty o refinancování panují?
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1603936800" data-format="short_date">Oct 29, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
12m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7708316-jak-bezpecne-koupit-nemovitost-se-zastavou-banky"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
14: Jak bezpečně koupit nemovitost se zástavou banky?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Jak správně využít advokátní úschovu? Jakých chyb se lidé často dopouštění v případě, že chtějí nakoupit nemovitost se zástavou banky? Jak bezpečně nakoupit nemovitost se zástavou banky?
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
5m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1603069200" data-format="short_date">Oct 19, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
5m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7655578-bankovni-a-nebankovni-registry-mam-se-bat"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
13: Bankovní a nebankovní registry, mám se bát? 
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Co to jsou bankovní registry? K čemu je banka používá? Na co byste si měli dát pozor? A co dělat v případě, že máte nějaký negativní záznam - jde ho smazat? Poslechněte si tuto epizodu, ať se dozvíte to hlavní o bankovních a nebankovních registrech. 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1602118800" data-format="short_date">Oct 08, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7655574-penzijko-jako-financni-priprava-na-stari-cim-drive-tim-lepe"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
12: Penzijko jako finanční příprava na stáří - čím dříve, tím lépe
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V tomto podcastu se dozvíte důvody, proč byste si měli zřídit penzijko. Co penzijko obnáší? Kolik byste si na něj měli přispívat? Hrozí, že vám peníze sebere stát? Poslechněte si tuto epizodu, protože čím dříve s penzijkem začnete, tím lépe - tím levnější to bude.
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1601254800" data-format="short_date">Sep 28, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7655572-hypoteka-na-stavbu-domu-na-co-se-pripravit"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
11: Hypotéka na stavbu domu – na co se připravit?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V tomto podcastu se dozvíte, jak byste se měli připravit na hypotéku v případě, že plánujete stavbu domu. Jak se dělá odhad něčeho, co ještě nestojí? Jaký je postup, co všechno vás čeká? Co když něco nejde podle plánu? A co když ještě nemáte vlastní pozemek? 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1600650000" data-format="short_date">Sep 21, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
7m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7635146-hypoteka-a-urokova-sazba-rpsn-poplatky-co-je-dobre-o-nich-vedet"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
10: Hypotéka a úroková sazba, RPSN, poplatky - co je dobré o nich vědět? 
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Podle čeho můžete zjistit, zda je nabídka na hypotéku výhodná, nebo ne? Co vyčtete z úrokové sazby? A co znamená RPSN? V čem spočívá pojištění schopnosti splácet a na jaké další poplatky byste si měli dát pozor? To vše se dozvíte v této epizodě. 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1600045200" data-format="short_date">Sep 14, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7655570-zaklady-investovani-a-zhodnoceni-uspor"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
9: Základy investování a zhodnocení úspor
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V této epizodě se dozvíte, jaké dnes existují možnosti zhodnocení vašich naspořených peněz. O jaké možnosti se jedná? Jaké jsou jejich výhody a nevýhody? A podle čeho byste si měli nejlépe vybrat, do čeho investovat? 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
20m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1599440400" data-format="short_date">Sep 07, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
20m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7635128-hypoteka-na-pronajem-neboli-hypoteka-jako-investice"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
8: Hypotéka na pronájem – neboli hypotéka jako investice
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V čem je specifická hypotéka na pronájem? Můžete mít dvě nebo i třeba deset hypoték? Na základě čeho se banka rozhoduje, jestli vám hypotéku poskytne? A na co byste si raději měli dát sami pozor, když si berete hypotéku na pronájem? 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
5m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1598835600" data-format="short_date">Aug 31, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
5m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7655564-mortgage-for-foreigners-living-in-the-czech-republic"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
7: Mortgage for foreigners living in the Czech Republic
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
What is the difference between mortgage for Czech residents and for someone who is from another country? What should you be prepared for when applying for mortgage in the Czech Republic? What are the steps throughout the process? And how much of your own money do you need to have ready? 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1598230800" data-format="short_date">Aug 24, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7655553-k-cemu-slouzi-advokatni-uschova-a-proc-byste-ji-meli-vyuzit-pri-nakupu-nemovitosti"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
6: K čemu slouží advokátní úschova a proč byste ji měli využít při nákupu nemovitosti?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Co je to advokátní úschova a na jakém principu spočívá? Není zbytečné ji mít, proč neposlat peníze přímo? Kolik za advokátní úschovu zaplatíte? A na co je třeba si dát pozor? To vše se dozvíte v této epizodě. 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1597626000" data-format="short_date">Aug 17, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7635138-predschvalena-hypoteka-vam-umozni-podepsat-rezervacni-smlouvu-ihned"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
5: Předschválená hypotéka vám umožní podepsat rezervační smlouvu ihned   
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Jak funguje předschválená hypotéka a jakým situacím vám pomůže se vyhnout? Kdo ji nejčastěji využije a jak dlouho trvá ji vyřídit? V jakém okamžiku je nejvhodnější kontaktovat finančního poradce a s čím vám může pomoct? 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1597021200" data-format="short_date">Aug 10, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7635102-zivotni-pojisteni-potrebujete-nejpozdeji-jakmile-zalozite-rodinu"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
4: Životní pojištění potřebujete nejpozději jakmile založíte rodinu
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
V této epizodě se budeme bavit o životním pojištění. S čím si ho lidé často zaměňují? Kdo životní pojištění potřebuje? Jak byste si ho měli nastavit a na co byste si měli dát pozor? Poskytnu vám odpovědi na tyto i další otázky ohledně specifik životního pojištění.
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
20m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1596416400" data-format="short_date">Aug 03, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
20m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7635112-koupe-nemovitosti-koupit-hned-nebo-cekat-a-na-co-vlastne"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
3: Koupě nemovitosti – koupit hned, nebo čekat? A na co vlastně?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Mnoho lidí dnes řeší, zda je dobrá doba pro koupi nemovitosti, nebo jestli by měli raději ještě počkat. Jaké jsou dva hlavní důvody, kvůli kterým by se mohli rozhodnout čekat? Vyplatí se to vůbec? A jak vlastně vypadá trh s nemovitostmi teď, v době koronaviru? 
www.lukasfrank.cz
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1595811600" data-format="short_date">Jul 27, 2020</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
7m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7635094-co-vas-ceka-pri-zadosti-o-hypoteku-a-jakou-roli-hraje-financni-poradce"><div class="Episode-list-grid card-body pan">
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2: Co vás čeká při žádosti o hypotéku? A jakou roli hraje finanční poradce?
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V této epizodě se dozvíte, co Vás čeká, když začínáte řešit hypotéku. Co to vlastně hypotéka je? Co znamenají další pojmy, se kterými se nejspíše setkáte? A jaké jsou příklady toho, jak vlastně žádání o hypotéku může vypadat? 
www.lukasfrank.cz
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24m
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<span><span class="js-time" data-epochtime="1595466000" data-format="short_date">Jul 23, 2020</span></span>
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24m
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<a class="text-decoration-none" href="/posts/7630456-tento-podcast-je-mistem-kde-zjistite-jak-poznat-vyhodne-a-pro-vas-vhodne-financni-produkty"><div class="Episode-list-grid card-body pan">
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<img srcset="https://audioboom.com/i/38314877/75x75/c 75w, https://audioboom.com/i/38314877/150x150/c 150w, https://audioboom.com/i/38314877/300x300/c 300w, https://audioboom.com/i/38314877/600x600/c 600w, https://audioboom.com/i/38314877/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #da9494; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/38314877/1400x1400/c" />
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1: Tento podcast je místem, kde zjistíte, jak poznat výhodné a pro vás vhodné finanční produkty
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V první epizodě Frankieho finančích podcastů se vám představí finanční poradce Lukáš Frank a přiblíží, co přesně dělá a jakým způsobem. Jaká je jeho přidaná hodnota? Proč se rozhodl natáčet podcasty? Dozvíte se také, co můžete čekat od dalších epizod. 
www.lukasfrank.cz
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16m
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<span><span class="js-time" data-epochtime="1594579200" data-format="short_date">Jul 12, 2020</span></span>
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16m
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