226: Tapping That (Home Equity)
Homeowners have access to a record-breaking $35 trillion in home equity. With interest rates uncomfortably high, tapping into that wealth has become complicated. Traditional options like HELOCs and second mortgages are expensive, and new companies are pushing "Home Equity Investments" (HEIs)—deals that often seem too good to be true. On this episode, we break down all your options for accessin...
57m Jul 13, 2025
57m
225: The Quest for a Perfect Credit Score; The Credit Quiz
A perfect 850 FICO score is a rare feat, held by just 1.54% of credit-holding Americans. This aspirational target is becoming even harder to attain as the credit landscape continuously evolves. Join us this week as we break down upcoming changes in credit calculations and put Andrea's credit expertise to the test.
55m Jul 06, 2025
55m
224: Advice for Newlyweds; Should We Jump the Broom or Slide the Paperwork (for a Domestic Partnership)
Wedding season is in full swing! With over 2 million marriages annually, summer and fall are peak times for couples to say 'I do.' Beyond traditional nuptials, many same-sex couples are exploring civil unions and domestic partnerships. Join us today as we delve into all your options and help you navigate taking your relationship to the next level!
59m Jun 29, 2025
59m
223: The True Cost of Mass Deportations
Despite unauthorized immigrants comprising less than 5% of the American workforce, the government is pursuing mass deportations. The stated goal is to open up jobs for citizens, but will it work? This week, we explore the complex social and financial implications of current immigration policies. We'll shed light on the vital role unauthorized workers play in our labor force and the potential ec...
1hr Jun 22, 2025
1hr
222: Marry the Home, Date the Rate: A Real Conversation About Real Estate (with Kim Primus)
Whether it's scaling down, moving up, or diving into the home-buying market for the very first time, people are navigating a wide range of housing journeys. In this episode, we sit down with real estate expert Kim Primus to break down the issues, challenges, and opportunities in the real estate market today. If you are an aspiring investor, buyer or homeowner, you don’t want to miss this one! ...
59m Jun 15, 2025
59m
221: America’s Big (not so beautiful) Budget Bill / Recovering from “Maycember”
Congress is weighing major tax cuts and small yet concerning budget reductions. In this episode, we break down how these shifts might impact you personally. Plus, with summer fast approaching, we offer practical tips to help recalibrate your household budget after the overspending you probably experienced in May.
54m Jun 08, 2025
54m
220: Parenting Advice This Summer
Every parent wants their child to grow into a responsible, happy and hardworking adult—but how do you make that happen? With summer around the corner, we’ll explore ways to instill these values through meaningful experiences. Special guest Storm Reaves joins us for an insightful conversation on how summer employment, household chores and enrichment activities can shape lifelong habits.
1hr 3m Jun 01, 2025
1hr 3m
219: Prom day, graduation day and liberation day - Our quarterly review of current events and the market
We’re witnessing a time of swift change, with government policies evolving rapidly and economic uncertainty increasing. As consumer confidence declines and financial worries grow, join us this week as we offer our insights on what’s ahead for investors.
56m May 25, 2025
56m
218: It’s Killing Us—Calculating the Cost of DOGE in Our Communities
Government waste, fraud, and abuse make headlines, and tightening the belt sounds like common sense. But what's the real cost in Black and Brown communities and vulnerable populations? We go beyond the bullet points to uncover the hidden impacts and, most importantly, explore how we can protect and prepare. This episode features a special guest – Lawrence Hibbert of BCT Partners, one of the lar...
1hr 6m May 18, 2025
1hr 6m
217: ETA: Entrepreneurship through Acquisition
The next generation of entrepreneurs isn’t starting from scratch—they’re taking over thriving businesses. As baby boomers retire, a massive opportunity is unfolding for ambitious buyers ready to step in and build on existing success. This week, we dive into the tips, strategies, and financing tools that can help you acquire a business and buy yourself a job. We are also introducing an innovativ...
57m May 12, 2025
57m
216: Budget Vampires (In Honor of ‘Sinners’)
Sink your teeth into a conversation where we expose the companies and personal habits that quietly drain your budget. Without spoiling the movie Sinners, we’ll guide you through the hidden costs lurking in your daily life—helping you dodge the bite. Join us as we highlight the film, step on some toes, and illuminate the dark corners of financial pitfalls.
1hr May 04, 2025
1hr
215: Know When to Hold ‘Em
Seeing red in your stock portfolio? You are not alone. The crucial question is: when do you hold, and when do you fold? In today’s episode, we tackle this vital decision. We'll guide you through the proper steps from picking a stock to buy to understanding the often-difficult decision of when to sell. We also cover the week's most important market news.
1hr 6m Apr 27, 2025
1hr 6m
214: America’s “Slip is Showing”
While many people and the stock market celebrated Trump’s 90 day pause on tariffs, we saw a different story unfolding in the bond market and with the dollar. America’s global position as a safe haven in times of economic trouble may be slipping away. Today, we discuss how policy mistakes could push the country into a recession and what to do in your own portfolio and financial life to prepare f...
59m Apr 13, 2025
59m
213: Money Conversations with Jack and Jill
We hosted a special live event at the Jack and Jill of America Eastern Region Children’s and Middle School Cluster at American Dream Mall in NJ.  The initial plan was to lead a conversation with mothers around navigating wealth inequities.  However, with tariffs announced, and a historic sell-off in the stock market, we pivoted to take questions on protecting and preserving wealth in times of u...
1hr 11m Apr 06, 2025
1hr 11m
Preview Episode
The Momentum Advisors podcast is all about wealth building, investing and entrepreneurship. In this special preview episode, Allan Boomer and Andrea Gray share what’s ahead for the show, including fresh topics, new perspectives, and what listeners can expect in upcoming episodes.
3m Mar 30, 2025
3m
212: Generational Wealth Part 2 — The Software
n the second installment of our series, we explore the leadership aspects of establishing generational wealth. This includes strategies for guiding the next generation through financial education and involving them in the legacy planning process. We also shine a spotlight on inspiring examples of Black families, outside of sports and entertainment, who are successfully cultivating enduring wealth.
1hr Mar 30, 2025
1hr
211: Is it time to panic?
This week, we’re tackling the growing list of topics keeping investors up at night — from the 10% drop in the stock market to the constant stream of tariff updates and government layoffs. Join us as we break down these pressing issues, provide historical context, and offer practical ideas to help you navigate your next financial moves.
1hr 5m Mar 23, 2025
1hr 5m
210: Generational Wealth Part 1 – The Hardware
Have you ever wondered how families like the Hermès, Kennedy, and Walton dynasties build wealth that spans generations? We find that generational wealth is a common aspiration, yet many of us are unsure of how to achieve it. In today’s episode, we'll delve into the strategies used by these famous families, highlight inspiring examples from the Black community, and share actionable advice on how...
58m Mar 16, 2025
58m
209: What Women Want
In honor of International Women’s Day and Women’s history month, we are dedicating this week’s show to all of the ladies! Join us as we quiz Allan’s knowledge with some intriguing statistics about women and provide advice that’s specially tailored for the better half of the population!
57m Mar 09, 2025
57m
208: It could all be so simple (the plight and joy of Black financial advisors)
As we conclude Black History Month, we're diving into the experience of being financial advisors (who happen to be Black). Join us as we explore the joy and pain of the profession, and discuss why you might consider working with—or even becoming—one of us.
1hr 3m Mar 02, 2025
1hr 3m
207: Your Age and Your Money
Generational divides aren't just about music and fashion – they extend to money. This episode dives into the distinct financial perspectives of Baby Boomers, Gen X, Millennials, and Gen Z, revealing their blind spots and key traits. Plus, we'll provide tailored financial advice for each generation.
1hr 3m Feb 23, 2025
1hr 3m
206: Buckle up: Financial Market Update
This week, we're tackling the pressing question: How will the new administration's actions shape the economy and financial markets? Tune in as we offer actionable insights and strategies to adapt your portfolio amidst expected market turbulence. With volatility on the horizon, brace yourself for a bumpy ride ahead. Buckle up!
1hr 7m Feb 16, 2025
1hr 7m
205: If only we knew / Boycotting the government
With boycotts sweeping the nation in response to recent government and corporate actions, how can everyday citizens make their voices heard? In this episode, we delve into the power of historical boycotts and discover the potential each of us holds to use our wallets and investments to incite change.
57m Feb 09, 2025
57m
204: America is on Fire
We are only a few weeks into 2025 and we are already facing intense wildfires and multiple plane crashes. But what truly captured our focus this week is the attack on our fundamental values through the war on Diversity, Equity, and Inclusion (DEI). In this episode, we explore the ramifications of the President's executive orders on our lifestyle and financial well-being. We also discuss how you...
1hr Feb 02, 2025
1hr
203: Fading Heroes 2: Diapers to Diapers
In the circle of life, we transition from being cared for as babies to needing assistance as seniors. In this second episode of our series, we dive into the essential steps you should consider implementing in your parents' lives today. From updating beneficiary forms to canceling unnecessary subscriptions and safeguarding against romance scams—we provide a comprehensive game plan for managing y...
52m Jan 19, 2025
52m
202: When Our Heroes Start to Fade
As adult children increasingly reach out with concerns about their parents' and grandparents' finances, a troubling trend emerges: despite having sufficient resources, aging loved ones are struggling to stay on top of their financial responsibilities due to memory decline. Unpaid bills, service disconnections, and collection calls are becoming all too common. In this first episode of a two-par...
55m Jan 12, 2025
55m
201: New Year - OLD You + Budget Baby Steps (bbS)
Welcome to 2025! As we ring in the new year, many of us are eager to reinvent ourselves. But let’s face it—the “old you” is the one doing all the heavy lifting! Join us this week as we offer advice to help your current self pave the way for a fresh start. Plus, we'll provide you with a micro-dose of easy financial tweaks that can lead to significant rewards throughout the year. Get ready to emb...
1hr 2m Jan 05, 2025
1hr 2m
200: Recap 2024
Allan and Andrea recap 2024’s top episodes, covering investing, generational wealth, and financial freedom. Tune in for key lessons and prepare for a prosperous 2025!
1hr 4m Dec 29, 2024
1hr 4m
199: Shopping Addiction: “It Just Keeps Calling Me”
America is a nation of consumers. Two-thirds of our economy relies on us buying stuff. And thanks to technology – from Buy Now, Pay Later to the endless stream of ads – shopping has never been easier. But for many, this ease comes at a cost. In this episode, we delve into tips and strategies on how to recognize whether you have a problem and how to fix it.
1hr Dec 22, 2024
1hr
198: The American Dream?
Many young people today struggle financially, often feeling like they must abandon traditional goals such as homeownership and retirement. This week, we unpack what it truly means to achieve a better financial life than your parents and how you can navigate your way to your piece of the American Dream.
49m Dec 15, 2024
49m
197: Inflation Situation
Inflation numbers are currently under control. However, the long-term cumulative effects of inflation will be felt for years to come. Plus, the upcoming presidential administration could trigger a resurgence in higher prices. This week, we discuss practical strategies and ideas for what to do IF inflation were to make a comeback.
55m Dec 08, 2024
55m
196: Stocks for Christmas; The Gift That Keeps on Giving
Exposing kids to investments early in life helps prepare them for successful financial lives. As we enter the holiday season, we break down ways to give stocks and cryptocurrency as gifts to the young people in your life.
57m Dec 01, 2024
57m
195: Cryptomania
This week, Bitcoin approached an all time high of $100,000 after trading below $20k just 2 years ago. While the wind is at the back of crypto enthusiasts, we want to take a minute to walk thru the pros and cons of digital currencies.
48m Nov 24, 2024
48m
194: Protecting Your Legacy… Introducing Asset Protection Trusts
You are working hard to build your net worth, but how do you ensure everything you’ve built gets passed on to your heirs? This week we are breaking down some basic estate planning terms and also introducing you to a special type of Trust that is designed to protect your home and bank accounts from creditors.
53m Nov 17, 2024
53m
193: The election is over. Now what?
We are all either disappointed or elated after the election. The incoming President has made a bunch of bold predictions and his voters expect a much brighter future. This week, we'll dissect his campaign promises and explore what they could mean for your wallet and the economy.
59m Nov 10, 2024
59m
192: Think Long Think Right
Every day we are bombarded with important decisions to make. Some are of little consequence, like where to eat lunch. But other decisions really matter – like which job offer to take or home to purchase. In this episode, we break down the psychology behind decision making and the pitfalls to avoid. We also introduce you to two frameworks for making better decisions in your personal and financia...
54m Nov 03, 2024
54m
191: Are We Better Off?
Three years of high inflation has many households stretched, especially lower-income families.  A popular question being asked of voters right now as we head into the election – Am I better off today than I was 5 years ago? On today’s show, we will discuss the state of the US economy and, more importantly, our collective PERSONAL economy.  And if you are doing worse than you were in the past, w...
53m Oct 27, 2024
53m
190: The Search for (Income) Yield
The last 2 years have been great for folks with “extra money” because there have been a lot of opportunities to earn high yields on cash. However, with the Fed cutting interest rates, those opportunities are going to start to dry up over time. On today’s show, we break down a range of ways to earn income/yield on your money. We break down everything from High Yield Savings accounts to Dividend ...
58m Oct 20, 2024
58m
189: Financial Regrets; You can’t kiss all the girls
Seventy four percent of Americans have a financial regret. The biggest source of regret is inaction. When we don’t do something, we romanticize how much better our lives would have been had we chosen that direction. On today’s show, we will break down what causes (financial) regret and how to avoid this counterfactual emotion.
54m Oct 13, 2024
54m
188: Climate change and your pocketbook
It is becoming more and more apparent that global warming is causing a rise in weather-related disasters. Less than a week after Climate Week, the annual gathering of experts discussing climate action, Hurricane Helene wreaked havoc all over the South. In the 1990s and 2000s, the US averaged just 8 storms per year that caused more than a billion dollars in damage(adjusted for inflation). Last y...
49m Oct 06, 2024
49m
187: Financial Advice for “N.I.L. Millionaires” (Featuring Will Platt)
We are in the 3rd year of college (and high school) athletes being able to cash in on their Name, Image and Likeness (NIL) for endorsement deals. Total compensation to amateur athletes is currently around $1.67 billion and is expected to exceed $2.5 billion by 2026. Many student athletes are earning six and seven figure compensation as teenagers. On today’s show, we school you on the trends in ...
55m Sep 29, 2024
55m
186: Bad Business
Sometimes the best laid plans in business simply don’t work out. Today, we tell the story of a family whose entrepreneurial journey isn’t going the way they expected and discuss ideas for turning the situation around. We will review ways to safeguard your business deals from the beginning and break down your options for moving on from a bad business.
58m Sep 22, 2024
58m
185: Kamalanomics
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53m Sep 15, 2024
53m
184: What's in the Bag?
The truth about target date funds and other funds in your portfolio. When most people hear the word “fund,” they have no idea what it means. Is it safe? Is it risky? A fund is nothing more than an empty brown paper bag. What matters most is what’s inside. On this week’s show we will teach you how to analyze funds and also introduce you to a new financial product called custom direct indexing.
1hr 1m Sep 08, 2024
1hr 1m
183: Financial Self-Esteem and the Psychology of (Over)spending
We define financial self-esteem as the intersection between financial literacy and self-image. This concept impacts how you spend money and work towards your financial goals. On today’s show, we are breaking down this important construct and giving tips on how to improve your financial confidence.
58m Sep 01, 2024
58m
182: Financial Lessons from the Paris Olympics
We all loved watching the games. But what can we learn from the biggest competitive sporting event in the world? On today’s show, we will discuss the history of the Olympic Games, and break down some lessons in life, and money, that might get you your own gold medal one day.
58m Aug 18, 2024
58m
181: All Eyes on Jerome
Federal Reserve Chairman Jerome Powell is in the hot seat. The labor market is slowing down, the stock market is stumbling and interest rates are uncomfortably high. On this week’s show, we will break down why the Fed hasn’t cut interest rates just yet and preview why lower rates may be around the corner. Also in this episode: Who is Jerome? What is the Fed? And how do they impact the economy.
58m Aug 11, 2024
58m
180: What Are My Options When Leaving A Job / The Fiduciary Movement
With Americans changing jobs frequently, a staggering $1 trillion in 401(k) funds is rolled over each year. This week, we'll delve into strategies for managing your old 401(k) after job changes and what to do if you inherit a retirement account. We'll also discuss the crucial role of a fiduciary financial advisor and the upcoming rule change that will strengthen protections for clients with ret...
57m Aug 04, 2024
57m
179: Prediction Markets, The Presidency and The Privilege Wheel
We all know what the polls and the pundits are saying about the election. But what does Wall Street think? This week, we break down a growing but obscure corner of the financial market – the prediction market. We discuss what the prediction markets are forecasting (newsflash its different than the polls) and the “privilege wheel” of political power.
59m Jul 28, 2024
59m
178: Lessons from Microsoft’s Single Point of Failure
This week, Microsoft and CrowdStrike caused the world to temporarily grind to a halt. Flights were grounded, hospitals struggled, and emergency services faced disruptions - all because of a tech glitch. Now, closer to home, what if your bank suddenly went silent? This week's episode dives deep into the recent technology outage, then zooms in on your personal finances. We'll discuss Single Point...
59m Jul 21, 2024
59m