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211: Is it time to panic?
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This week, we’re tackling the growing list of topics keeping investors up at night — from the 10% drop in the stock market to the constant stream of tariff updates and government layoffs. Join us as we break down these pressing issues, provide historical context, and offer practical ideas to help you navigate your next financial moves.
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<span><span class="js-time" data-epochtime="1742773691" data-format="short_date">Mar 23, 2025</span></span>
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<a class="text-decoration-none" href="/posts/8672859-generational-wealth-part-1-the-hardware"><div class="Episode-list-grid card-body pan">
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210: Generational Wealth Part 1 – The Hardware
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Have you ever wondered how families like the Hermès, Kennedy, and Walton dynasties build wealth that spans generations? We find that generational wealth is a common aspiration, yet many of us are unsure of how to achieve it. In today’s episode, we&#39;ll delve into the strategies used by these famous families, highlight inspiring examples from the Black community, and share actionable advice on how...
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<span><span class="js-time" data-epochtime="1742129560" data-format="short_date">Mar 16, 2025</span></span>
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209: What Women Want
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In honor of International Women’s Day and Women’s history month, we are dedicating this week’s show to all of the ladies! Join us as we quiz Allan’s knowledge with some intriguing statistics about women and provide advice that’s specially tailored for the better half of the population!
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<span><span class="js-time" data-epochtime="1741539055" data-format="short_date">Mar 09, 2025</span></span>
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<a class="text-decoration-none" href="/posts/8662811-it-could-all-be-so-simple-the-plight-and-joy-of-black-financial-advisors"><div class="Episode-list-grid card-body pan">
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208: It could all be so simple (the plight and joy of Black financial advisors)
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As we conclude Black History Month, we&#39;re diving into the experience of being financial advisors (who happen to be Black). Join us as we explore the joy and pain of the profession, and discuss why you might consider working with—or even becoming—one of us.
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<a class="text-decoration-none" href="/posts/8658196-your-age-and-your-money"><div class="Episode-list-grid card-body pan">
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207: Your Age and Your Money
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Generational divides aren&#39;t just about music and fashion – they extend to money. This episode dives into the distinct financial perspectives of Baby Boomers, Gen X, Millennials, and Gen Z, revealing their blind spots and key traits. Plus, we&#39;ll provide tailored financial advice for each generation.
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<span><span class="js-time" data-epochtime="1740340130" data-format="short_date">Feb 23, 2025</span></span>
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206: Buckle up: Financial Market Update 
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This week, we&#39;re tackling the pressing question: How will the new administration&#39;s actions shape the economy and financial markets? Tune in as we offer actionable insights and strategies to adapt your portfolio amidst expected market turbulence. With volatility on the horizon, brace yourself for a bumpy ride ahead. Buckle up!
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<span><span class="js-time" data-epochtime="1739716113" data-format="short_date">Feb 16, 2025</span></span>
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<a class="text-decoration-none" href="/posts/8651282-if-only-we-knew-boycotting-the-government"><div class="Episode-list-grid card-body pan">
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205: If only we knew / Boycotting the government 
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With boycotts sweeping the nation in response to recent government and corporate actions, how can everyday citizens make their voices heard? In this episode, we delve into the power of historical boycotts and discover the potential each of us holds to use our wallets and investments to incite change.
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<span><span class="js-time" data-epochtime="1739107648" data-format="short_date">Feb 09, 2025</span></span>
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<a class="text-decoration-none" href="/posts/8647487-america-is-on-fire"><div class="Episode-list-grid card-body pan">
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204: America is on Fire
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We are only a few weeks into 2025 and we are already facing intense wildfires and multiple plane crashes. But what truly captured our focus this week is the attack on our fundamental values through the war on Diversity, Equity, and Inclusion (DEI). In this episode, we explore the ramifications of the President&#39;s executive orders on our lifestyle and financial well-being. We also discuss how you...
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<span><span class="js-time" data-epochtime="1738518215" data-format="short_date">Feb 02, 2025</span></span>
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<a class="text-decoration-none" href="/posts/8639917-fading-heroes-2-diapers-to-diapers"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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203: Fading Heroes 2: Diapers to Diapers 
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In the circle of life, we transition from being cared for as babies to needing assistance as seniors. In this second episode of our series, we dive into the essential steps you should consider implementing in your parents&#39; lives today. From updating beneficiary forms to canceling unnecessary subscriptions and safeguarding against romance scams—we provide a comprehensive game plan for managing y...
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<span><span class="js-time" data-epochtime="1737290403" data-format="short_date">Jan 19, 2025</span></span>
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<a class="text-decoration-none" href="/posts/8635922-when-our-heroes-start-to-fade"><div class="Episode-list-grid card-body pan">
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202: When Our Heroes Start to Fade
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As adult children increasingly reach out with concerns about their parents&#39; and grandparents&#39; finances, a troubling trend emerges: despite having sufficient resources, aging loved ones are struggling to stay on top of their financial responsibilities due to memory decline. Unpaid bills, service disconnections, and collection calls are becoming all too common.

In this first episode of a two-par...
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<span><span class="js-time" data-epochtime="1736688600" data-format="short_date">Jan 12, 2025</span></span>
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<a class="text-decoration-none" href="/posts/8632444-new-year-old-you-budget-baby-steps-bbs"><div class="Episode-list-grid card-body pan">
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201: New Year - OLD You + Budget Baby Steps (bbS)
</h5>
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Welcome to 2025! As we ring in the new year, many of us are eager to reinvent ourselves. But let’s face it—the “old you” is the one doing all the heavy lifting! Join us this week as we offer advice to help your current self pave the way for a fresh start. Plus, we&#39;ll provide you with a micro-dose of easy financial tweaks that can lead to significant rewards throughout the year. Get ready to emb...
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1hr 2m
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<span><span class="js-time" data-epochtime="1736094187" data-format="short_date">Jan 05, 2025</span></span>
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<a class="text-decoration-none" href="/posts/8630313-recap-2024"><div class="Episode-list-grid card-body pan">
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200: Recap 2024
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Allan and Andrea recap 2024’s top episodes, covering investing, generational wealth, and financial freedom. Tune in for key lessons and prepare for a prosperous 2025!
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<span><span class="js-time" data-epochtime="1735504116" data-format="short_date">Dec 29, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8627975-shopping-addiction-it-just-keeps-calling-me"><div class="Episode-list-grid card-body pan">
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199: Shopping Addiction: “It Just Keeps Calling Me”
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
America is a nation of consumers. Two-thirds of our economy relies on us buying stuff. And thanks to technology – from Buy Now, Pay Later to the endless stream of ads – shopping has never been easier. But for many, this ease comes at a cost. In this episode, we delve into tips and strategies on how to recognize whether you have a problem and how to fix it.
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59m
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<span><span class="js-time" data-epochtime="1734873708" data-format="short_date">Dec 22, 2024</span></span>
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59m
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<a class="text-decoration-none" href="/posts/8624180-the-american-dream"><div class="Episode-list-grid card-body pan">
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198: The American Dream?
</h5>
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Many young people today struggle financially, often feeling like they must abandon traditional goals such as homeownership and retirement. This week, we unpack what it truly means to achieve a better financial life than your parents and how you can navigate your way to your piece of the American Dream.
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49m
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<span><span class="js-time" data-epochtime="1734290348" data-format="short_date">Dec 15, 2024</span></span>
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49m
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<a class="text-decoration-none" href="/posts/8620715-inflation-situation"><div class="Episode-list-grid card-body pan">
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197: Inflation Situation
</h5>
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Inflation numbers are currently under control. However, the long-term cumulative effects of inflation will be felt for years to come. Plus, the upcoming presidential administration could trigger a resurgence in higher prices. This week, we discuss practical strategies and ideas for what to do IF inflation were to make a comeback.
</div>
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<span><span class="js-time" data-epochtime="1733664946" data-format="short_date">Dec 08, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8616525-stocks-for-christmas-the-gift-that-keeps-on-giving"><div class="Episode-list-grid card-body pan">
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196: Stocks for Christmas; The Gift That Keeps on Giving
</h5>
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Exposing kids to investments early in life helps prepare them for successful financial lives. As we enter the holiday season, we break down ways to give stocks and cryptocurrency as gifts to the young people in your life.
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57m
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<span><span class="js-time" data-epochtime="1733067042" data-format="short_date">Dec 01, 2024</span></span>
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57m
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<a class="text-decoration-none" href="/posts/8613456-cryptomania"><div class="Episode-list-grid card-body pan">
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195: Cryptomania
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This week, Bitcoin approached an all time high of $100,000 after trading below $20k just 2 years ago. While the wind is at the back of crypto enthusiasts, we want to take a minute to walk thru the pros and cons of digital currencies.
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<span class="numeric-tabular d-sm-none">
48m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1732452599" data-format="short_date">Nov 24, 2024</span></span>
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48m
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<a class="text-decoration-none" href="/posts/8609677-protecting-your-legacy-introducing-asset-protection-trusts"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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194: Protecting Your Legacy… Introducing Asset Protection Trusts 
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You are working hard to build your net worth, but how do you ensure everything you’ve built gets passed on to your heirs? This week we are breaking down some basic estate planning terms and also introducing you to a special type of Trust that is designed to protect your home and bank accounts from creditors.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
53m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1731842909" data-format="short_date">Nov 17, 2024</span></span>
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</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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53m
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<a class="text-decoration-none" href="/posts/8605984-the-election-is-over-now-what"><div class="Episode-list-grid card-body pan">
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193: The election is over. Now what?
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We are all either disappointed or elated after the election. The incoming President has made a bunch of bold predictions and his voters expect a much brighter future. This week, we&#39;ll dissect his campaign promises and explore what they could mean for your wallet and the economy.
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
59m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1731274626" data-format="short_date">Nov 10, 2024</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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59m
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<a class="text-decoration-none" href="/posts/8600925-think-long-think-right"><div class="Episode-list-grid card-body pan">
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192: Think Long Think Right
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Every day we are bombarded with important decisions to make. Some are of little consequence, like where to eat lunch. But other decisions really matter – like which job offer to take or home to purchase. In this episode, we break down the psychology behind decision making and the pitfalls to avoid. We also introduce you to two frameworks for making better decisions in your personal and financia...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
54m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1730636145" data-format="short_date">Nov 03, 2024</span></span>
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</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
54m
</div>
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<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8597207-are-we-better-off"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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191: Are We Better Off?
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Three years of high inflation has many households stretched, especially lower-income families.  A popular question being asked of voters right now as we head into the election – Am I better off today than I was 5 years ago? On today’s show, we will discuss the state of the US economy and, more importantly, our collective PERSONAL economy.  And if you are doing worse than you were in the past, w...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
53m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1730035277" data-format="short_date">Oct 27, 2024</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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53m
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<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8592400-the-search-for-income-yield"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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190: The Search for (Income) Yield
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The last 2 years have been great for folks with “extra money” because there have been a lot of opportunities to earn high yields on cash. However, with the Fed cutting interest rates, those opportunities are going to start to dry up over time. On today’s show, we break down a range of ways to earn income/yield on your money. We break down everything from High Yield Savings accounts to Dividend ...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
58m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1729437319" data-format="short_date">Oct 20, 2024</span></span>
</div>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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58m
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<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8588937-financial-regrets-you-can-t-kiss-all-the-girls"><div class="Episode-list-grid card-body pan">
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189: Financial Regrets; You can’t kiss all the girls
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Seventy four percent of Americans have a financial regret. The biggest source of regret is inaction. When we don’t do something, we romanticize how much better our lives would have been had we chosen that direction. On today’s show, we will break down what causes (financial) regret and how to avoid this counterfactual emotion.
</div>
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<span class="numeric-tabular d-sm-none">
54m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1728829287" data-format="short_date">Oct 13, 2024</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
54m
</div>
</div>
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8584242-climate-change-and-your-pocketbook"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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188: Climate change and your pocketbook
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It is becoming more and more apparent that global warming is causing a rise in weather-related disasters. Less than a week after Climate Week, the annual gathering of experts discussing climate action, Hurricane Helene wreaked havoc all over the South. In the 1990s and 2000s, the US averaged just 8 storms per year that caused more than a billion dollars in damage(adjusted for inflation). Last y...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
49m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1728210559" data-format="short_date">Oct 06, 2024</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
49m
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<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8579143-financial-advice-for-n-i-l-millionaires-featuring-will-platt"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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187: Financial Advice for “N.I.L. Millionaires” (Featuring Will Platt)
</h5>
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We are in the 3rd year of college (and high school) athletes being able to cash in on their Name, Image and Likeness (NIL) for endorsement deals. Total compensation to amateur athletes is currently around $1.67 billion and is expected to exceed $2.5 billion by 2026. Many student athletes are earning six and seven figure compensation as teenagers. On today’s show, we school you on the trends in ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
55m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1727625075" data-format="short_date">Sep 29, 2024</span></span>
</div>
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55m
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<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8575443-bad-business"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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186: Bad Business
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Sometimes the best laid plans in business simply don’t work out. Today, we tell the story of a family whose entrepreneurial journey isn’t going the way they expected and discuss ideas for turning the situation around. We will review ways to safeguard your business deals from the beginning and break down your options for moving on from a bad business.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
58m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1727041797" data-format="short_date">Sep 22, 2024</span></span>
</div>
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58m
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<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8571235-kamalanomics"><div class="Episode-list-grid card-body pan">
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185: Kamalanomics
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....
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<span class="numeric-tabular d-sm-none">
53m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1726430400" data-format="short_date">Sep 15, 2024</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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53m
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<a class="text-decoration-none" href="/posts/8567606-what-s-in-the-bag"><div class="Episode-list-grid card-body pan">
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184: What&#39;s in the Bag?
</h5>
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The truth about target date funds and other funds in your portfolio.
When most people hear the word “fund,” they have no idea what it means. Is it safe? Is it risky? A fund is nothing more than an empty brown paper bag. What matters most is what’s inside. On this week’s show we will teach you how to analyze funds and also introduce you to a new financial product called custom direct indexing.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
1hr
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1725802116" data-format="short_date">Sep 08, 2024</span></span>
</div>
</div>
</div>
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1hr
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<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8564359-financial-self-esteem-and-the-psychology-of-over-spending"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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183: Financial Self-Esteem and the Psychology of (Over)spending
</h5>
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We define financial self-esteem as the intersection between financial literacy and self-image. This concept impacts how you spend money and work towards your financial goals. On today’s show, we are breaking down this important construct and giving tips on how to improve your financial confidence.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
58m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1725195877" data-format="short_date">Sep 01, 2024</span></span>
</div>
</div>
</div>
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58m
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8557879-financial-lessons-from-the-paris-olympics"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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182: Financial Lessons from the Paris Olympics
</h5>
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We all loved watching the games. But what can we learn from the biggest competitive sporting event in the world? On today’s show, we will discuss the history of the Olympic Games, and break down some lessons in life, and money, that might get you your own gold medal one day.
</div>
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<span class="numeric-tabular d-sm-none">
58m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1723986813" data-format="short_date">Aug 18, 2024</span></span>
</div>
</div>
</div>
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58m
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<a class="text-decoration-none" href="/posts/8554397-all-eyes-on-jerome"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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181: All Eyes on Jerome
</h5>
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Federal Reserve Chairman Jerome Powell is in the hot seat. The labor market is slowing down, the stock market is stumbling and interest rates are uncomfortably high. On this week’s show, we will break down why the Fed hasn’t cut interest rates just yet and preview why lower rates may be around the corner.

Also in this episode: Who is Jerome? What is the Fed? And how do they impact the economy.
</div>
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58m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1723385228" data-format="short_date">Aug 11, 2024</span></span>
</div>
</div>
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58m
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<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8551296-what-are-my-options-when-leaving-a-job-the-fiduciary-movement"><div class="Episode-list-grid card-body pan">
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180: What Are My Options When Leaving A Job / The Fiduciary Movement
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
With Americans changing jobs frequently, a staggering $1 trillion in 401(k) funds is rolled over each year. This week, we&#39;ll delve into strategies for managing your old 401(k) after job changes and what to do if you inherit a retirement account. We&#39;ll also discuss the crucial role of a fiduciary financial advisor and the upcoming rule change that will strengthen protections for clients with ret...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
57m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1722779286" data-format="short_date">Aug 04, 2024</span></span>
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57m
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<a class="text-decoration-none" href="/posts/8548107-prediction-markets-the-presidency-and-the-privilege-wheel"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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179: Prediction Markets, The Presidency and The Privilege Wheel
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We all know what the polls and the pundits are saying about the election. But what does Wall Street think? This week, we break down a growing but obscure corner of the financial market – the prediction market. We discuss what the prediction markets are forecasting (newsflash its different than the polls) and the “privilege wheel” of political power.
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59m
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<span><span class="js-time" data-epochtime="1722175666" data-format="short_date">Jul 28, 2024</span></span>
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59m
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<a class="text-decoration-none" href="/posts/8544584-lessons-from-microsoft-s-single-point-of-failure"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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178: Lessons from Microsoft’s Single Point of Failure
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This week, Microsoft and CrowdStrike caused the world to temporarily grind to a halt. Flights were grounded, hospitals struggled, and emergency services faced disruptions - all because of a tech glitch. Now, closer to home, what if your bank suddenly went silent? This week&#39;s episode dives deep into the recent technology outage, then zooms in on your personal finances. We&#39;ll discuss Single Point...
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59m
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<span><span class="js-time" data-epochtime="1721566694" data-format="short_date">Jul 21, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8541178-what-s-on-your-bucket-list"><div class="Episode-list-grid card-body pan">
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177: What’s on your bucket list?
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Most people have a “bucket list” - a list of things they want to do before they die. When’s the last time you thought about yours? Are there any financial goals on the list? On this week’s show, we discuss the bucket list concept and the importance of not waiting too late to start living your best life.
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1hr 1m
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<span><span class="js-time" data-epochtime="1720962161" data-format="short_date">Jul 14, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8535569-black-jobs-and-other-distractions-from-the-5-alarm-fire-in-the-supreme-court"><div class="Episode-list-grid card-body pan">
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176: Black Jobs and Other Distractions from the 5-Alarm Fire in the Supreme Court
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Check your social media and you will find endless stories about everything BUT the Supreme Court’s decision to grant full immunity for criminal acts committed by past and future presidents. This week, we are discussing politics, the economy and how we are defining what Black jobs ACTUALLY are.
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<span><span class="js-time" data-epochtime="1720361154" data-format="short_date">Jul 07, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8532550-keep-that-same-energy-the-summer-contract"><div class="Episode-list-grid card-body pan">
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175: Keep That Same Energy / The Summer Contract
</h5>
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With electric vehicles gaining popularity, have you ever run the math to see if they are really worth it? Have you considered adding solar panels or buying your home electricity from a third party? Today, we are answering all of these questions and more! We also describe a contract parents can sign with their kids this summer.
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<span><span class="js-time" data-epochtime="1719756767" data-format="short_date">Jun 30, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8528591-the-old-jokers-running-for-president-and-their-impact-on-your-pockets-the-fun-sponge"><div class="Episode-list-grid card-body pan">
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174: The old Jokers running for president and their impact on your pockets + The fun sponge. 
</h5>
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It’s election season. We have two elderly men running neck and neck in the presidential race and one candidate is gaining ground with Black men. Today we will discuss the impact of politics on your bottom line, and Biden’s report card for Black America. But most importantly you will learn why Andrea was accused by her son of being “the fun sponge!”
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<span><span class="js-time" data-epochtime="1719153769" data-format="short_date">Jun 23, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8525175-the-war-against-dei-put-your-money-where-your-mouth-is"><div class="Episode-list-grid card-body pan">
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173: The War Against DEI; Put Your Money Where Your Mouth Is
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Diversity, Equity and Inclusion is under attack in America. This month, the Supreme Court stopped the Fearless Fund from making grants to black-women entrepreneurs. Colleges are moving away from race based admissions and several states are banning DEI initiatives. While you may not have control of any of these issues – one thing you have complete control over is how you spend and invest your mo...
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53m
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<span><span class="js-time" data-epochtime="1718630962" data-format="short_date">Jun 17, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8520562-cost-of-getting-sick-getting-old-and-giving-your-dog-indian-food"><div class="Episode-list-grid card-body pan">
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172: Cost of Getting Sick, Getting Old and giving your dog Indian food
</h5>
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Last week’s episode discussed the costs associated with a major illness like cancer and how your medical insurance works. This week, we are talking about disability insurance, long-term care and somehow Allan’s dog (who has an interesting palette). Second episode of a very special series
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<span><span class="js-time" data-epochtime="1717934400" data-format="short_date">Jun 09, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8517157-cogs-cost-of-getting-sick"><div class="Episode-list-grid card-body pan">
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171: COGS - Cost of Getting Sick
</h5>
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We recently heard several stories of people whose financial situations got turned upside down due to illness. Often you hear of these situations where people have no insurance. What was unique about these stories - they all had jobs with employer provided health insurance. And yet they all wound up filing for bankruptcy. On today&#39;s show, we will discuss the cost of getting sick (hint: it&#39;s more...
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51m
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<span><span class="js-time" data-epochtime="1717343619" data-format="short_date">Jun 02, 2024</span></span>
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51m
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<a class="text-decoration-none" href="/posts/8511617-stop-trippin"><div class="Episode-list-grid card-body pan">
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170: Stop Trippin’
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Three quarters of Americans are stressed about their personal finances. Many of us should be. But there are also many people with significant financial resources who are stressing themselves out for no reason. On this week’s show, we will walk through the steps of easing your financial stress so that you can stop “tripping!”
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53m
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<span><span class="js-time" data-epochtime="1716731632" data-format="short_date">May 26, 2024</span></span>
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53m
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<a class="text-decoration-none" href="/posts/8507781-financial-literacy-to-financial-fluency"><div class="Episode-list-grid card-body pan">
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169: Financial Literacy to Financial Fluency
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Studies show that people with low levels of financial literacy are 5x more likely to have insufficient emergency savings, 6x more likely to live check-to-check and 3x more likely to lack confidence in their retirement income prospects. On this show, we will quiz you on the “P-Fin” test to ensure you have what it takes to go from financial literacy to financial fluency!
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59m
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<span><span class="js-time" data-epochtime="1716125400" data-format="short_date">May 19, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8504029-all-the-treadmills"><div class="Episode-list-grid card-body pan">
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168: All The Treadmills
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Last week we discussed “the tuition treadmill” which is the idea of running on an endless treadmill of paying tuition for multiple kids. We are finishing that conversation today, but we are also going to talk about two other treadmills: the work treadmill as well as the health treadmill. This show talks about managing tuition, saving for retirement (especially for business owners) and getting h...
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<span><span class="js-time" data-epochtime="1715522413" data-format="short_date">May 12, 2024</span></span>
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1hr 1m
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<a class="text-decoration-none" href="/posts/8500624-the-tuition-treadmill-the-new-fafsa"><div class="Episode-list-grid card-body pan">
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167: The Tuition Treadmill + The New FAFSA
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There are more than 1 million families with multiple kids in college at the same time. For many of us, paying tuition feels like a treadmill that will never end. In this week’s show, we give you strategies for managing college costs, and we also break down how the new and improved FAFSA works. Spoiler alert — goodbye to the sibling discount.
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<span><span class="js-time" data-epochtime="1714918190" data-format="short_date">May 05, 2024</span></span>
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<a class="text-decoration-none" href="/posts/8497223-the-questions"><div class="Episode-list-grid card-body pan">
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166: The Questions
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As financial advisors, we get a lot of questions… Is the economy heading towards a recession? When will the Fed cut interest rates? What’s happening in the stock market?  On this episode, we will answer those questions. But more importantly, we will give YOU a list of questions that you must answer in your OWN financial life. Some of these questions, you can figure out with your financial advis...
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56m
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<span><span class="js-time" data-epochtime="1714311420" data-format="short_date">Apr 28, 2024</span></span>
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56m
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<a class="text-decoration-none" href="/posts/8493696-the-sista-tax"><div class="Episode-list-grid card-body pan">
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165: The Sista Tax
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After a long break, we are back! There has been lots of talk this week about the pay disparity between WNBA players and NBA players. Despite dazzling the country in the NCAA Women’s Basketball Championship, Caitlin Clark will earn less than $80,000 per year, while NBA players will earn more than 200x that amount. While there is a huge pay gap in professional sports, there is also a pay gap in C...
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<span><span class="js-time" data-epochtime="1713702329" data-format="short_date">Apr 21, 2024</span></span>
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1hr 5m
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<a class="text-decoration-none" href="/posts/8467703-mortgage-madness"><div class="Episode-list-grid card-body pan">
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164: Mortgage Madness
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Most people are getting excited about &quot;March Madness&quot; but what we&#39;re seeing and hearing about even more is mortgage madness. Reports shows that a lot people are out here refinancing mortgages right now even though they&#39;re going to end up with a considerably higher interest rate. On this episode, we talk about all things mortgage including when it is--and is not--a good idea to refinance.
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56m
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<span><span class="js-time" data-epochtime="1709479273" data-format="short_date">Mar 03, 2024</span></span>
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56m
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163: It&#39;s a Miracle... I Hit the Jackpot!
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Have you heard the story about the Uber driver who won the lottery and was still driving Uber? Well, we have and we know it firsthand. On this episode we talk about what happens when you actually hit the lottery, the Powerball, the MegaMillion? How much money do you get, when do you get it, who should you know, and how should you be thinking to make this miracle a long-term blessing.
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1hr 1m
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<span><span class="js-time" data-epochtime="1708873742" data-format="short_date">Feb 25, 2024</span></span>
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1hr 1m
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162: Allan was Wrong!
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In the past 30 days, Allan and Tiffany have bought 2 cars: one for their business and one for Allan’s family. In times past, Allan was adamant about the &quot;proper&quot; way to buy a vehicle, even though his thoughts were very different from Tiffany&#39;s. It turns out, after these two new car purchases, Allan is ready to admit his wrongs. Tune in to this episode to learn all about buying a car in today&#39;s ...
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55m
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<span><span class="js-time" data-epochtime="1708266232" data-format="short_date">Feb 18, 2024</span></span>
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55m
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