{"type":"rich","version":"1.0","title":"Iran Strikes A Ship... And The Fed Meets TODAY","description":"Mortgage rates are on edge today as oil prices spike and the Federal Reserve meets to decide what happens next with interest rates. I'm breaking down what's driving today's move and what it means for your rate.\n\nToday isn't a normal day. Iran struck another ship, oil jumped 6%, and the Federal Reserve is meeting this afternoon to figure out where the federal funds rate goes from here. I walk through the bond market, the inflation data, the jobs numbers, and exactly what I'm telling my own clients to do right now if they're under contract, sitting on the sidelines, or thinking about refinancing.\n\nIn this video I cover: • Why oil prices jumping 6% in one day is hitting the mortgage bond market • What the Federal Reserve actually controls and how it ripples into your rate • The real CPI, PPI, and jobs numbers the Fed is watching this week • Why inflation is dropping when you strip out oil and energy • What I'm advising clients to do today: lock, wait, or hold\n\nRead the full breakdown on my blog: Fed Rate Call During a Global Crisis: Mortgage Rate Snapshot Today — https://www.therateupdate.com/blog/fed-rate-call-global-crisis-mortgage-rate-snapshot-today\n\nAnd for more on where rates could head next: CPI Drops, Jobs Cool: Is a Fed Rate Cut Finally Coming? — https://www.therateupdate.com/blog/cpi-drops-jobs-cool-is-a-fed-rate-cut-finally-coming\n\nCHAPTERS\n0:00 Oil spikes, Iran conflict, and today's Fed meeting 1:30 How the Federal Reserve actually controls rates 3:15 CPI, PPI, and the inflation data the Fed is watching 5:45 Jobs numbers and where the cracks are showing 7:30 What I'm telling my clients to do right now\n\n🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register\n\n📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05\n\n✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact\n\nWelcome to The Rate Update with Dan Frio.\n\nThis channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.\n\nMy goal is simple: No hype. Just real data, clear explanations, and practical next steps.\n\nHere, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.\n\nWHAT YOU'LL FIND ON THIS CHANNEL\n\n🏠 Mortgage rate updates 📉 Housing market news 📊 Inflation and Federal Reserve analysis 📈 10-Year Treasury and bond market movement 💰 Refinance opportunities 🏡 Homebuyer education 🔁 RateWatch and mortgage monitoring tools 🧮 Mortgage calculators and payment tools 🎥 Live market updates and housing commentary\n\nWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.\n\nTOP RESOURCES\n\n📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/\n\n🏠 TRU Mortgage Command Center https://command.therateupdate.com/\n\n💳 TRU Debt Optimizer https://debtrelief.therateupdate.com/\n\n🧮 Mortgage Calculators & Tools https://stan.store/TRU-Foundations\n\nFOLLOW THE RATE UPDATE\n\nYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram: https://instagram.com/therateupdate TikTok: https://tiktok.com/@therateupdate\n\nDISCLAIMER\n\nI am a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.\n\nThis channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.\n\nAll opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.\n\nNothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.\n\n#MortgageRates #FederalReserve #HousingMarket","author_name":"Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio","author_url":"https://audioboom.com/channels/5005820-mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio","provider_name":"Audioboom","provider_url":"https://audioboom.com","width":480,"height":95,"thumbnail_url":"https://audioboom.com/i/43765422/600x600/c","thumbnail_width":600,"thumbnail_height":600,"html":""}