{"type":"rich","version":"1.0","title":"Mortgage Rates Just Got CPI Relief—but Will It Last?","description":"Mortgage rates jumped to 7% this week after hot inflation data, and the Federal Reserve now has a 70% chance of raising rates at next week's meeting. I break down this week's CPI and PPI reports, what the bond market is doing right now, and why oil prices are the number to watch next.\n\n📊 This week's CPI and PPI inflation numbers, and where they missed (or hit) expectations\n 📈 Why the bond market moved the way it did, plus where it's sitting right now\n 🛢️ How oil, tariffs, and diesel prices near $6/gallon fed into this rate spike\n 🏦 Why there's a 70% chance the Fed hikes rates at next week's meeting\n 🔑 What I'm telling my own clients under contract right now: lock or float\n\n📝 Full breakdown on the blog: https://www.therateupdate.com/blog\n\n⏱️ CHAPTERS\n 0:00 Rates hit 7%: how we got here\n 1:45 This week's PPI and CPI numbers explained\n 4:15 Oil, tariffs, and the inflation chain reaction\n 6:45 Fed meeting outlook: 70% odds of a hike\n 8:45 My advice for buyers, realtors, and clients right now\n\n🏠 APPLY NOW — One Application, One Credit Pull, 30+ Lenders Compared\n https://257781.my1003app.com/246527/register\n\n📅 REQUEST A FREE CONSULTATION\n https://go.oncehub.com/solvitmortgagealan\n\n🔍 FREE LE REVIEW — Already have a quote? Send me your Loan Estimate and I'll compare it against 30+ lenders\n https://www.therateupdate.com/loan-estimate-review\n\n📉 JOIN RATE WATCH — FREE Rate Monitoring\n https://rw2.therateupdate.com/\n\nWelcome to The Rate Update with Dan Frio.\n\nThis channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.\n\nHere we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.\n\nWHAT YOU'LL FIND ON THIS CHANNEL\n 🏠 Daily mortgage rate updates\n 📉 Housing market news and home price trends\n 📊 Inflation, CPI, and Federal Reserve analysis\n 📈 10-Year Treasury and mortgage bond movement\n 💰 Refinance and debt consolidation opportunities\n 🏡 First-time homebuyer education\n 🔁 Rate Watch mortgage monitoring tools\n 🧮 Mortgage calculators and payment tools\n\nWHERE TO START\n\n🏡 Buying a home — FHA, VA, USDA, conventional, jumbo and down payment assistance\n https://www.therateupdate.com/first-time-home-buyer\n\n🔁 Refinancing or accessing equity — cash-out, FHA Streamline, VA IRRRL, HELOC and reverse\n https://www.therateupdate.com/homeowner-options\n\n🏢 Buying rentals — DSCR on 1 to 8 units, bank statement and no-income options\n https://www.therateupdate.com/investment-property-loans\n\n🎁 Down payment assistance — 3.5% to 5%, including grants you never repay\n https://www.therateupdate.com/down-payment-assistance\n\nTOP RESOURCES\n\n📊 TRU Mortgage Command Center — Live Rate Dashboard\n https://command.therateupdate.com/\n\n💳 TRU Debt Optimizer\n https://debtrelief.therateupdate.com/\n\n🧮 Mortgage Calculators & Tools\n https://www.therateupdate.com/mortgage-calculators\n\n✉️ Ask Dan a Question\n https://www.therateupdate.com/contact\n\nFOLLOW THE RATE UPDATE\n\nYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio\n Instagram: https://instagram.com/therateupdate\n TikTok: https://tiktok.com/@therateupdate\n\nIf this helped you understand mortgage rates a little better, subscribe and turn on notifications so you catch the next update.\n\nDISCLAIMER\n\nDan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender\n 524 Main St, Hazard, KY 41701\n NMLS Consumer Access: https://www.nmlsconsumeraccess.org/\n\nDan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.\n\nThis channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.\n\nAll opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.\n\nNothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.","author_name":"Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio","author_url":"https://audioboom.com/channels/5005820-mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio","provider_name":"Audioboom","provider_url":"https://audioboom.com","width":480,"height":95,"thumbnail_url":"https://audioboom.com/i/43834264/600x600/c","thumbnail_width":600,"thumbnail_height":600,"html":""}