rich 1.0 Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico. My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening. 📉 Track Mortgage Rates (FREE) 👉 https://www.therateupdate.com/rate-watch 📞 Get a Personalized Mortgage Plan 👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull) 👉 https://257781.my1003app.com/246527/register 🧮 Mortgage Calculators & Tools 👉 https://stan.store/TRU-Foundations 🧰 TRU Tools & Resources Credit Monitoring (SmartCredit) 👉 https://www.smartcredit.com/?PID=42980 Free Credit Scores (Credit Karma) 👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.com 📲 Follow The Rate Update YouTube https://www.youtube.com/@TheRateUpdatewithDanFrio Instagram https://instagram.com/therateupdate TikTok https://tiktok.com/@therateupdate ⚖️ Important Disclosures (Read This) Dan Frio is a licensed mortgage loan officer (NMLS #246527), affiliated with TRU Mortgage Team / PBT Bancorp (NMLS #257781), an Equal Housing Lender. This channel provides educational and informational content related to mortgage rates, real estate, and financial markets. • This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. • All opinions expressed are solely those of Dan Frio and do not reflect the views, policies, or positions of PBT Bancorp or any affiliated institution. • Viewing this content does not create a client relationship. • Mortgage qualification, loan terms, and approvals are subject to credit, income, underwriting, and program guidelines. 📞 Working With Me If you choose to apply for a mortgage, schedule a consultation, or engage my services, you will be entering into a professional relationship as a licensed mortgage loan officer, and all applicable disclosures and regulatory requirements will apply at that time. Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio https://audioboom.com/channels/5005820-mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio Audioboom https://audioboom.com 480 95 https://audioboom.com/i/43572135/600x600/c 600 600 <iframe width="100%" height="95" src="https://embeds.audioboom.com/posts/8884735/embed?v=202301" style="background-color: transparent; display: block; padding: 0; width: 100%" frameborder="0" allowtransparency="allowtransparency" scrolling="no" title="Audioboom player" allow="autoplay" sandbox="allow-downloads allow-forms allow-popups allow-same-origin allow-scripts allow-storage-access-by-user-activation allow-top-navigation-by-user-activation"></iframe>