S1 Ep86: 86 - How to Double Your Money
Simply saving your money and depositing it in a bank account isn’t enough to become financially independent. Over time, inflation will erode the value of your savings account. In this episode of The Money and Business Hour, Roy Matlock Jr, Roy talks about The Rule of 72 and how to double your investments. In order to gain financial independence, you may need to invest your money, picking an inv...
40m May 04, 2021
40m
S1 Ep85: 85 - Developing Your Asset Allocation Model
In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down dollar cost averaging and how to develop an asset allocation model. Roy has been a financial advisor for over 35 years and his priceless advice will help you to gain the proper financial perspective.
12m May 03, 2021
12m
S1 Ep84: 84 - Time is the Key
Proper asset allocation, a solid financial plan, and knowing your financial independence number (or FIN) are the three necessities when it comes to reaching your retirement goals. In this episode of The Money and Business Hour, Roy Matlock Jr. dives deeper into the various options for asset allocation and how to determine your FIN. Time is not slowing down and time is the key when it comes to f...
10m May 02, 2021
10m
S1 Ep83: 83 - How Investments Work
In this episode of The Money and Business Hour, Roy Matlock Jr. explains the different investment options and how they all work. No matter your financial situation, you can find a way to free up money to invest. Stop wasting money. If you really want to start moving forward, tune in to learn how you can begin investing today. 
10m Apr 30, 2021
10m
S1 Ep82: 82 - How to Become Financially Independent
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how anyone can become financially independent. With so many uncertainties in today's world, it's more important than it ever has been to make sure your money is working for you. Tune in to learn how to do this and more by putting your money in the right places. 
8m Apr 29, 2021
8m
S1 Ep81: 81 - How to Run Your Financial Vehicle
In this episode of The Money and Business Hour, Roy Matlock Jr. continues to walk you through the fundamentals of how investments work. It's never too early or too late to get started, and it doesn't matter how much you earn. Tune in to learn about all things money and get educated on building a solid offense and defense for your own money game plan.
40m Apr 26, 2021
40m
S1 Ep80: 80 - Everything You Need to Know About Annuities
In this episode of The Money and Business Hour, Roy Matlock Jr. explains everything you need to know about annuities. Whether it's immediate fixed, immediate variable, deferred fixed, or deferred variable annuities, Roy breaks down what each option means, when you might want to start receiving payments, and options on growing your annuity.
12m Apr 25, 2021
12m
S1 Ep79: 79 - Managed Accounts and Annuities
In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on managed accounts and annuities. Tune in and learn about index funds, valued funds, stocks, and how to invest in real estate without even purchasing a property. Roy explains how you can invest at high risk/reward levels or very conservatively. 
10m Apr 24, 2021
10m
S1 Ep78: 78 - Mutual Funds 101
When it comes to investing and the desire to meet retirement goals, what you don't know will hurt you. If you're not properly investing, your money is not working for you. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various types of mutual funds. Investment options can be overwhelming. Tune in to get the financial education schools aren't teaching. 
10m Apr 23, 2021
10m
S1 Ep77: 77 - Where to Put Your Money
In this episode of The Money and Business Hour with Roy Matlock Jr, Roy dives further into the topic of investments and where to put your money. Whether your contemplating retirement plans, college funds, real estate, or the stock market, you can get started with very little money. Tune in now to get priceless guidance from one of the top advisors in the industry. 
8m Apr 22, 2021
8m
S1 Ep76: 76 - Become an Owner Not a Loaner
In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on topics like investing in stocks, which long term savings option is right for you, and the importance of working with a professional financial advisor. He also breaks down how you can become a business owner, no matter where you are on your road to financial freedom. 
40m Apr 13, 2021
40m
S1 Ep75: 75 - The Pros and Cons of Long Term Savings
In this episode of The Money and Business Hour, Roy Matlock Jr. explains the pros and cons of long term investments. Tune in as Roy breaks down mutual funds, IRAs, managed accounts and more. Age, risk tolerance, and length of time of use all play roles in which savings option is best for you. Don't wing it. Let Roy guide you in the best direction for your financial future. 
12m Apr 12, 2021
12m
S1 Ep74: 74 - Why a Financial Advisor is Essential to Making Your Financial Goals
It's common sense to seek out a doctor for the betterment of your health, or a lawyer for legal concerns. So why haven't you sought out a financial advisor to assist you with financial decisions? In this episode of The Money and Business Hour, Roy Matlock Jr. explains the importance of a financial advisor and how to choose the right one for your needs. The best part is, there usually is not cos...
10m Apr 11, 2021
10m
S1 Ep73: 73 - How You Can Own Multiple Businesses
In this episode of The Money and Business Hour with Roy Matlock Jr, Roy explains how you can become an owner, not a loaner. Stop putting your money in banks and giving them loans to price gauge you and the rest of the world with high interest debt offers. Roy is going to break down how you can actually become an owner of a bank, or other businesses, without needing a lot of money to get started...
10m Apr 10, 2021
10m
S1 Ep72: 72 - Understanding Investments
In this episode of the money and business hour, Roy Matlock Jr. will educate you on all things investment. Tune in to understand which investments are right for you based on your current financial situation. It's never too early or too late to get started. Don't make the mistake of putting off investment decisions that could change your financial future for the better. 
8m Apr 09, 2021
8m
S1 Ep71: 71 - Let's Talk About Money!
Today we're moving into the fun part when it comes to your money: The Offense. It's time to get your finances going in the right direction. In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice that will cause your money to grow, no matter your stage in life. Saving and financial planning doesn't have to be painful. The real pain will come if you delay another day. Being...
41m Apr 05, 2021
41m
S1 Ep70: 70 - The Significance of $100,000 
Believe it or not, anyone can save $100,000... But, you have to have a plan to save $100,000. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can get to $100,000 and beyond, no matter your age or income level. The most important step you can take is getting started. Procrastination kills financial dreams. Don't procrastinate another day. Tune in now and take the...
13m Apr 05, 2021
13m
S1 Ep69: 69 - What is Your Financial Independence Number? 
Your FIN, or Financial Independence Number, is the amount of money you need to save, that will allow you to never have to go back to work once you retire. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you use a financial GPS to make your retirement goals on time. Tune in to learn how to calculate your FIN number and never get off track financially again. 
10m Apr 04, 2021
10m
S1 Ep68: 68 - Stages of a Healthy Financial Life
Life comes at us faster than we ever anticipate. In today's episode of The Money and Business Hour, Roy Matlock Jr. teaches you how to grow your money, protect your assets, and retire on time. Learn how to avoid the biggest money mistakes and thrive throughout each stage of a healthy financial life. 
10m Apr 02, 2021
10m
S1 Ep67: 67 - Laying the Foundation for Your Financial Future
Good decisions over time typically equal good results: whether it's eating right, exercising regularly, or making wise financial decisions daily. In today's episode of The Money and Business Hour, Roy Matlock Jr. explains how you can change your mind set to make solid financial decisions. This is the start to laying down a strong foundation for your financial future. 
8m Apr 02, 2021
8m
S1 Ep66: 66 - How to Become Debt Free and Financially Independent
When you're caught up in it, debt can rob you of feeling financially secure. But in certain cases, debt can be your friend, especially when it comes to winning at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. continues to share his step by step guide on a strong financial defense, which includes eliminating bad debt. Tune in now, and listen to Roy explain how t...
41m Mar 20, 2021
41m
S1 Ep65: 65 - The Defense for Your Financial Game Plan
While the economy is growing, and life is trying to get back to normal after the year of the 2020 Pandemic, it makes sense to stay focused on the things that really matter. In this episode of The Money and Business Hour, Roy Matlock Jr. shares defensive strategies you can put into place today, that will likely make your financial game plan even stronger. Don't miss this episode. A sound financi...
41m Mar 16, 2021
41m
S1 Ep64: 64 - A-Z Advice for Winning at the Money Game
Are you making the right decisions with your money? Do you know what decisions you should be making? In today's episode of The Money and Business Hour with Roy Matlock Jr, Roy continues to navigate you toward financial success. It makes no difference as to how much you earn. Becoming financially independent all boils down to decisions: decisions about debt, savings, earnings, budgeting, creatin...
41m Feb 27, 2021
41m
S1 Ep63: 63 - Your GPS for Financial Success
Having a clear roadmap, or GPS, is a crucial point of beginning for any successful financial strategy. It's vital to notice and define what the dangers and obstacles that may deter your plan are, or could be. And it's also important to be aware of your strengths and opportunities, which may offer you the best chance at reaching your retirement, spending, or debt cancelling goals, etc. In this e...
41m Feb 06, 2021
41m
S1 Ep62: 62 - 7 Steps to Building a Financial Safety Net
This year, many of us learned that without an adequate financial safety net, we can soon find ourselves in financial ruin. What do we do when faced with a financial emergency? If there is no money set aside, how do we survive recessions or pandemics? Handling your money responsibly and shifting your ideas on how you're earning an income matters. In this episode of The Money and Business Hour wi...
41m Jan 31, 2021
41m
S1 Ep61: 61 - How to Create a Pandemic-Safe Financial Plan
It's been a rough year and many are confused about what to do with their retirement, investments, careers, etc. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to create a pandemic-safe plan, so you never have to fear the worst again. Tune in for Roy's expert advice on how to be prepared for anything in 2021 and beyond. 
44m Jan 10, 2021
44m
S1 Ep60: 60 - Backtesting to Find Your Current Financial Position
45m Jan 04, 2021
45m
S1 Ep59: 59 - From a Financial Mess to Financial Success
46m Dec 03, 2020
46m
S1 Ep58: 58 - Beginning with the End in Mind
41m Nov 05, 2020
41m
S1 Ep57: 57 - Increase your income while maintaining a consistent, lower amount of outgoing expenses
In this episode of Roy Matlock Jr.'s Money and Business hour, Roy discusses the keys to a successful financial future. Specifically, the key to increasing your income while maintaining a consistently low rate of expenses, in turn building wealth. 
41m Oct 29, 2020
41m
S1 Ep56: 56 - Putting your financial affairs before your quality of life
In this episode we'll learn more about managing your money to a point where there's money left over for the future.
44m Oct 23, 2020
44m
S1 Ep55: 55 - Creating a Financial Plan that Works
42m Oct 12, 2020
42m
S1 Ep54: 54 - The Fundamentals of the Financial House
Most people don't plan to fail, they fail to plan. Your bank and other financial services are not designed to educate you, but to sell you and drive you deeper into debt. Maybe you don't need all the products that one financial house has to offer, so you wind up getting a mortgage from a lending company, and a 401k from your current job, and you still have a 401k from a previous job. In many ca...
40m May 24, 2020
40m
S1 Ep53: 53 - Take Control of Your Retirement Plan
Thinking about retirement can be overwhelming, especially if you don't have a plan yet. If you do have a plan in place, it can be hard to know if you're doing enough. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about how to create a comprehensive, written plan with your financial advisor. Starting with a single step can be enough—and that includes saving what you can i...
40m May 09, 2020
40m
S1 Ep52: 52 - The Long-Term Financial Perspective
An important step toward becoming financially secure is setting long-term financial goals and having a long term financial perspective. You might wind up spending more than you should if you aren’t working toward anything specific. Preparing in the right way will ensure that you have money for unexpected bills, and that you're on the right track to retirement. You don't want to get stuck in a v...
42m Apr 18, 2020
42m
S1 Ep51: 51 - Survive and Thrive During Financially Volatile Times
In financially volatile times like this, most of us should be prepared for the possibility that every decision we make today will look wrong tomorrow. No one can predict how long this market decline will actually continue. What you can control is how you handle yourself and your finances during these confusing times. Well known value investor Shelby Davis once said, “You make most of your money...
43m Mar 20, 2020
43m
S1 Ep50: 50 - How to Handle Market Declines
In a world changed by the coronavirus, it's no question these are most unusual times. The markets have reacted with more volatility than usual as COVID-19 has been spreading across the globe. You've probably been watching the alarming news updates, and reading the headlines, feeling anxious, and wondering if you should change your investing strategy. It's important to stay focused and calm in t...
43m Mar 13, 2020
43m
S1 Ep49: 49 - Now is Always The Best Time to Invest
No matter what current events are happening in the world, one of the most common question financial advisors hear is, "Is now a good time to invest?"The answer is-  now is always the best time to invest, because every day you hold off could actually be costing you about $100. That’s like giving up about $3,000 in income every month. Quite alarming, isn’t it? This is thanks, primarily, to two th...
45m Feb 28, 2020
45m
S1 Ep48: 48 - The Recipe for Financial Success
There is no single solution to financial success. It's not a one plus one always equals two equation. Every person is unique with a differing set of goals, responsibilities, knowledge, tolerance of risk, time, and energy. The path you will travel to reach your goals is personal and suited to you alone. It all begins with determining your desired destination. In this episode of The Money and Bus...
44m Feb 27, 2020
44m
S1 Ep47: 47 - How to Create a Financially Intelligent Mindset
A financially intelligent mindset, or state of mind, comes from doing certain things and being a certain way, so as to attract wealth and abundance into your life. If you find yourself living month to month, with nothing to show for it, then you could have cultivated a scarcity mindset in relationship to your finances. An abundance mindset keeps in mind every possible favorable outcome for your...
45m Feb 16, 2020
45m
S1 Ep46: 46 - Steps to a Solid Financial Offense
Financial offense is where you take calculated risks to continually work toward and achieve a higher income. You can't save your way to financial freedom or wealth. It doesn’t matter how many paper towels you reuse or ziploc baggies you wash . If you never earn more than enough to break even each month, you’re never going to build wealth. In this episode of The Money and Business Hour, Roy Matl...
43m Feb 09, 2020
43m
S1 Ep45: 45 - Understanding All of Your Retirement Options
It's important to realize that retirement will likely be the biggest expense of your lifetime. So saving for retirement is a big job, especially if you envision a retirement that is flourishing with experiences: like traveling to your dream countries, spending time with your grown children and grandkids, or turning your home into a refuge for rescue animals. But, saving and investing for retire...
43m Jan 31, 2020
43m
S1 Ep44: 44 - More Retirement Planning Advice
Planning for retirement can be overwhelming and intimidating. The best way to begin is by asking yourself a few simple questions to help you picture what you want your retirement life to look like. Once you determine the kind of lifestyle you want in retirement, you can begin to determine what that lifestyle will cost and how much you should start saving and investing. In this episode of The Mo...
46m Jan 22, 2020
46m
S1 Ep41: 41 - How to Determine Financial Independence
Reaching financial independence is a common, yet ambitious goal. And it's also not a very complicated goal. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a few simple calculations that can give you a rough estimate of how many years it should take for you to get there, based on your current rate of spending and saving. Roy will help you to determine your Financial Indep...
45m Jan 08, 2020
45m
S1 Ep43: 43 - Fix Your Finances in the New Year
While most of the country is cleaning up messes made during the holidays, many of us are preparing the usual resolutions for 2020. Getting finances in order is one of the most common resolutions each year. Financial resolutions could mean anything from building up a savings account, repairing credit issues, eliminating debt, and more. These are tasks many people seek to accomplish but often str...
40m Jan 03, 2020
40m
S1 Ep42: 42 - Preparing a Solid Retirement Plan
Retirement can be a very challenging season of life for those who fail to save. If you don't prepare in advance for retirement, you could find yourself saying "au revoir" to your post career dreams and hello to an extended working schedule. And even worse, you could spend your retirement worrying about money and experiencing financial stress. In this episode of The Money and Business Hour, Roy ...
44m Dec 26, 2019
44m
S1 Ep40: 40 - The Offense
The financial offense refers to two sets of income: your regular income and your portfolio income. Regular income is the money you make by working a job. Making more money can obviously increase your financial security. However, people who receive a promotion or a bump in their salary exchange it, typically, for an increase in lavish living rather than an increase in their savings or investment...
39m Dec 12, 2019
39m
S1 Ep39: 39 - The Financial Defense
Have you thought about your financial defense? What does that even mean? Simply put: It's being frugal. It’s the pay yourself first strategy. Most of us want to save, but try our best to do so at the end of the month, instead of immediately after we get paid- at the beginning of the month. And most often than not, by the time we get to the end of the month, all the money has been used. A good f...
40m Dec 05, 2019
40m
S1 Ep38: 38 - Four Fundamentals of Finances Part 2
Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, and how you can get your own finances in shape. Tune in to un...
36m Nov 19, 2019
36m
S1 Ep37: 37 - 4 Fundamentals of Finances Part 1
Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, and how you can get your own finances in shape. Tune in to un...
39m Nov 12, 2019
39m