Most people don't plan to fail, they fail to plan. Your bank and other financial services are not designed to educate you, but to sell you and drive you deeper into debt. Maybe you don't need all the products that one financial house has to offer, so you wind up getting a mortgage from a lending company, and a 401k from your current job, and you still have a 401k from a previous job. In many cases, people don't know how to find out where their old 401k is. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to put together a plan to consolidate your investments, how to find the areas you need to work on financially, and how to really understand the fundamentals of the financial house. Don't let people continue to sell you anything until you listen to this podcast.