S1 Ep144: 144 - How to Financially Maximize a Home Refi
The housing market has been a raging beast for the past 18 months. The buying/selling frenzy has been coupled with an increase in refinances, at rates that haven't been seen in decades. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares everything you need to know about refinancing your home and how to maximize the process financially. 
10m Sep 21, 2021
10m
S1 Ep143: 143 - Money Mistakes to Avoid
On the Money and Business Hour radio show, Roy Matlock Jr. often shares advice you should take in order to win at the money game. In this episode, Roy explains the money mistakes you must strategically avoid. If you're ready to take your financial future seriously you don't want to miss this episode. 
10m Sep 20, 2021
10m
S1 Ep142: 142 - How to Get Control of Your Money
When it comes to getting control of your money and becoming financially independent, there are four essential keys you must grasp. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares the specific steps you must take to achieve financial success. Most people don't plan to fail, they fail to plan. Tune in today to ensure you're following the right plan, and potential...
8m Sep 19, 2021
8m
S1 Ep141: 141 - 6 Focus Points for a Financially Independent Mindset
Would you like to go from worried to confident when it comes to your finances? Are you ready to take the steps necessary to ensure that you'll have enough money when it comes time to retire? If you answered yes to either of the above questions, you've come to the right place! In this episode of The Money and Business Hour, Roy Matlock Jr. shares the 6 focus points for a financially independent ...
40m Sep 13, 2021
40m
S1 Ep140: 140 - How to Determine Your Retirement Budget
No matter what stage you are at in life, it is time to start planning for retirement. The first step in planning, is determining your retirement budget. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your retirement budget and stay on track to meeting your retirement goals. 
12m Sep 12, 2021
12m
S1 Ep139: 139 - Investing Basics Everyone Needs to Know
Are you confused as to where to begin when it comes to investing? Are you already dabbling in investments and allowing the media to drive your decisions? In this episode of The Money and Business Hour, Roy Matlock Jr. shares the basic principles everyone needs to know when it comes to investing. With you're looking to get started, or you've been investing for years, you don't want to miss this ...
10m Sep 11, 2021
10m
S1 Ep138: 138 - The Most Important Step to Financial Success
There are many steps that need to be taken on the journey to financial success. But there is one that trumps them all, which you must know and implement in order to win at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. share the most important step to financial success. Tune in so you too may learn this life changing secret. 
10m Sep 10, 2021
10m
S1 Ep137: 137 - From Financially Concerned to Confident
Many struggle with financial concerns daily. But there are practical ways to turn those concerns into financial confidence without a lot of life altering changes. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on how anyone can go from financially concerned to confident and the 6 focus points to get your money under control. 
8m Sep 09, 2021
8m
S1 Ep136: 136 - Things that Matter Most When it Comes to Financial Planning
Financial planning can be an overwhelming and confusing task. There are so many decisions to consider and to be made in order to get all of your affairs in order financially. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the most important areas to focus on and how to be successful with your financial plan. Tune in to learn secrets Roy has been learning about and s...
40m Aug 22, 2021
40m
S1 Ep135: 135 - A Financial and Insurance Q and A Session with Roy Matlock Jr.
Roy Matlock Jr. has been working in the financial and insurance world for over 35 years. When it comes to understanding money and insurance, Roy's knowledge is unsurpassed. In this episode of The Money and Business Hour, Roy reviews common questions from listeners and clients, and shares answers that will help you to better navigate the insurance and investment world. 
12m Aug 21, 2021
12m
S1 Ep134: 134 - The 3 Ps of Retirement Preparedness
If you would like to be prepared for retirement on-time, putting money away and investing wisely are not the only factors in the equation for meeting your goal. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the 3 Ps of retirement preparedness, which are protection, protection, and protection. Tune in to learn exactly what you need protection for.  
10m Aug 20, 2021
10m
S1 Ep133: 133 - How Small Decisions Can Become Big Financial Returns
When it comes to financial gain, sometimes the small steps and decisions can lead to the biggest returns. In this episode of the Money and Business Hour, Roy Matlock Jr. explains what some of these steps are and how to achieve them. Tune in to learn what you can do to get or stay on the right financial path. 
10m Aug 20, 2021
10m
S1 Ep132: 132 - 4 Steps to Your Best Financial Outcome
The vision of retirement life can differ drastically from person to person, but one general consensus is the desire for financial freedom. In this episode of The Money and Business Hour, Roy Matlock Jr. shares the 4 steps you must understand and adopt in order to reach your best financial outcome, not matter what that looks like. It's not likely that you're planning to fail at the money game. T...
8m Aug 19, 2021
8m
S1 Ep131: 131 - The 6 Basic Points for a Winning Money System
When it comes to money, the more you have the better off you are. So how, exactly, do you increase your net worth and income streams? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the 6 points for developing a winning money system. Tune in for fresh tips that may just help you to retire on time and live your best life now. 
40m Aug 08, 2021
40m
S1 Ep130: 130 - Rules of a Good Financial Offense
Do you pay enough attention to your money? It's likely that there are areas of your finances that could be allocated, invested, or saved in more productive ways. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the rules for developing a good financial offense so you might someday win at the money game. 
12m Aug 08, 2021
12m
S1 Ep129: 129 - How to Increase Your Net Worth
In order to increase your net worth, you need to know your net worth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to calculate your net worth and the steps you can take to reach your financial goals. Tune in and Roy will help you to begin to develop the mindset that you are in control of your financial future, which is the first step in increasing your net worth. 
10m Aug 07, 2021
10m
S1 Ep128: 128 - The Smartest Financial Decisions
The best money decisions stem from a decision to manage and budget your money better. In this episode of The Money and Business Hour, Roy Matlock Jr. discusses ways to retrain your thinking so you always make smart money decisions. It's not what you earn that counts, it's what you keep!
10m Aug 06, 2021
10m
S1 Ep127: 127 - How to Develop Your Money GPS
When using a GPS, we begin by entering the destination. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to acquire a clear financial end goal and develop a plan to reach that goal. It doesn't matter where you are in life. Tune in and gain priceless knowledge and ensure that you're on the best road to success. 
8m Aug 05, 2021
8m
S1 Ep126: 126 - How to Fix Your Finances and Get on Track to Retire
We're all striving for financial security. There are numerous distractions and struggles that can prolong the journey toward retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his expert advice on how to meet financial goals, no matter what life may bring along the way. 
40m Aug 02, 2021
40m
S1 Ep125: 125 - How to Develop Multiple Income Streams
In order to reach your retirement goals on time, and maybe even early, it's important to develop multiple income streams. In this episode of The Money and Business Hour, Roy Matlock Jr explains various ways you might be able to increase your income. Tune in to gain priceless knowledge about investing and more. 
12m Aug 01, 2021
12m
S1 Ep124: 124 - Let's Talk About Debt
Despite its bad rap, some debt is actually good. In fact, it is possible to make money on debt. It's important to understand the difference between good debt and bad debt, and more importantly- how to get out of bad debt forever. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to become debt free and how to maximize certain debt for financial gain. 
10m Jul 31, 2021
10m
S1 Ep123: 123 - Protect Yourself From Financial Disaster With Insurance
There are many potential risks we face everyday, which could cause financial hardship or ruin. The important of insurance and having the right kind of insurance cannot be stressed enough when it comes to being financially prepared and winning at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various types of insurance you need to know about so yo...
10m Jul 30, 2021
10m
S1 Ep122: 122 - The Recipe for Financial Security
There is a recipe for financial security. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how anyone can become financially secure, no matter age or financial status. Tune in to learn how to save, invest, earn more, protect yourself from financial disaster, and more. 
8m Jul 29, 2021
8m
S1 Ep121: 121 - How to Invest For Yourself and Your Loved Ones
In this episode of The Money and Business Hour, Roy Matlock Jr. shares valuable insight on how to prepare for retirement and estate planning. Roy has been an industry professional in financial planning for over 35 years. Tune in to gain priceless knowledge regarding investing for your future and the future of your loved ones. 
40m Jul 18, 2021
40m
S1 Ep120: 120 - Pass on Your Wealth and Change Your Family Tree
You have the ability to change your family tree financially by properly preparing for your retirement and estate passing. Not having your affairs in order may put a hefty burden on loved ones left behind in the event of your passing. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how anyone can create wealth and pass that on to loved ones, changing family trees forever. 
12m Jul 17, 2021
12m
S1 Ep119: 119 - Estate Planning 101
If you expect to have any assets or finances left behind in the event of your passing, then proper estate planning is crucial to ensuring your loved ones are the beneficiaries, and not the state. There are many avenues to consider when your making estate planning decisions, and it can become confusing quickly. In this episode of The Money and Business Hour, Roy Matlock Jr. gives professional ad...
10m Jul 16, 2021
10m
S1 Ep118: 118 - How to Beat "Market Risk" Before Retirement
One of the many risks you may face after retirement, is running out of retirement savings sooner than anticipated due to market risk. And you can never be too prepared or aware when it comes to retirement planning. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the various market risks you may face and how to prepare in advance to beat those potential risks. 
10m Jul 15, 2021
10m
S1 Ep117: 117 - Create a Retirement Income Plan
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can create a retirement income plan. There are many possibilities for earning income after you retire. It's important to consider all of your options, so you're prepared for inflation, health care costs, and the unknown.
8m Jul 14, 2021
8m
S1 Ep116: 116 - A GPS to Retirement
It's never too early or too late to begin planning for retirement. There are many pieces that go into the retirement puzzle, pre and post retirement. Roy Matlock Jr. wants everyone to be successful in the retirement journey. In this episode of The Money and Business Hour, Roy goes over the fundamentals of preparing for retirement, the various risks one might face on the way to retirement and af...
40m Jun 25, 2021
40m
S1 Ep115: 115 - Retirement Fund Taxation and How to Manage it
There are many ways to defer taxation during your earning years, by investing into certain retirement funds or investment opportunities. At some point, you will begin to withdraw on your investment earnings and retirement funds, and will need to face the taxes at that time. In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on which retirement and investment funds to ...
12m Jun 24, 2021
12m
S1 Ep114: 114 - How to Get Control of Your Debt
Since the creation of the credit card in 1950, every generation has consistently acquired more debt than the previous generation. If you hope to retire someday, it's imperative that you focus on eliminating your debts as much as possible. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares advice on how to chip away your debt before retirement so you have less worr...
10m Jun 23, 2021
10m
S1 Ep113: 113 - Preparing for Post Retirement Years Now
When it comes to your retirement years, there are many more factors that should be considered aside from the amount of money you need to officially retire from the workforce. After retirement there will be unavoidable risks that you need to be prepared for as well. In this episode of The Money and  Business Hour, Roy Matlock Jr. explains the various potential risks one might face and how to be ...
10m Jun 22, 2021
10m
S1 Ep112: 112 - The Retirement Plan System
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can build a smart retirement plan system at any age. It's important to understand how much you should be contributing to be able to retire at some point. There are several avenues to get to your target. Tune in to get the clarity you'll need to navigate your retirement plan. 
8m Jun 21, 2021
8m
S1 Ep111: 111 - Create The Quality of Life Gap
There is a quality of life gap that separates you from being tied to debt and living a life with no financial worries. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to maximize your finances before and after retirement, so you can live the quality life you've always dreamed of. Learn how to set up your finances correctly, save on taxes, earn money off your money d...
40m Jun 13, 2021
40m
S1 Ep110: 110 - How to Avoid Retirement Risks
Planning for retirement and retiring on time can be challenging. A general assumption is, once retired it's smooth sailing. This, however, is far from reality. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the various risks you could face, once retired, that might deplete your retirement fund early. 
12m Jun 12, 2021
12m
S1 Ep109: 109 - Reverse Mortgage Education
Are you are considering a reverse mortgage? Would you like to understand how it could be beneficial? In the past, reverse mortgages have proceeded a negative reputation. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down how a reverse mortgage can actually take your retirement to the next level. Tune in as Roy explains the reverse mortgage option along with all of its p...
10m Jun 11, 2021
10m
S1 Ep108: 108 - The Foundation of Financial Independence
Like with any solid structure, the foundation is the key to building something that lasts. This is also true with the goal of financial independence. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to lay down a strong financial foundation, so that someday you may never have to worry about money again. 
10m Jun 10, 2021
10m
S1 Ep107: 107 - Income Sources During Retirement
Maybe you've begun to think about how to save enough money for retirement, or you have a good nest egg building up. But have you considered the various income sources that may be attainable for you during your retirement years? In this episode of The Money and Business Hour radio show, Roy Matlock Jr. explains how to continue to generate income, after you've moved on from the work force. 
8m Jun 09, 2021
8m
S1 Ep106: 106 - An A-Z Tutorial for Retirement and College Savings Options
When it comes to understanding the various retirement and college savings plans, it can feel like you need a degree in finance to be certain you're choosing the right ones. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a detailed tutorial on the different retirement and college fund options, how to save money on your taxes with certain plans, and how to choose the right...
40m Jun 07, 2021
40m
S1 Ep105: 105 - More on Choosing the Best College Savings Fund
In this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the different college savings options. Roy also share advice on how to prepare youth to be financially savvy. After 35 years in the financial world, and raising 4 children, Roy is the expert you want to listen to when it comes to making financial decisions for your loved ones. 
12m Jun 06, 2021
12m
S1 Ep104: 104 - Understanding College Savings Plans
If you have a child or grandchild, this episode of The Money and Business Hour is vital to understanding which college savings plan you should choose. Host- Roy Matlock Jr. is an expert, not only because he's been a financial advisor for over 35 years, but also because he's used several college savings plans to put his children through their higher education years. The sooner you get started in...
10m Jun 04, 2021
10m
S1 Ep103: 103 - A Breakdown of Retirement Fund Options
Are you ready to set up a retirement fund, but at a loss as to which type of fund to choose? Do you already have a retirement fund, but maybe don't understand what type of fund your have, or if there are better options for you? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various retirement fund options, how to save money on taxes with the various options, and...
10m Jun 04, 2021
10m
S1 Ep102: 102- The Path to Optimizing Your Finances
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your financial independence number, or your FIN. Your FIN is the number you will need to retire and never have to work again. Once you've determined your FIN, it's important to understand how to attain that goal on time. Don't miss out on this episode, because what you don't know- can cost you. 
8m Jun 02, 2021
8m
S1 Ep101: 101 - Long-Term Vs. Short-Term Investing
The difference between long-term and short-term investments is important to understand and may help you to build your investing strategies. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to develop this knowledge. Tune it to learn how to take the first step in identifying the investment plans that are suitable for your goals.
41m May 31, 2021
41m
S1 Ep100: 100 - Rollover Options for Your Retirement Accounts
In today's job market, most employees change jobs several times before retirement. This leaves the issue of having several different retirement accounts left untouched and unmanaged in various different places. In today's episode of The Money and Business Hour, Roy Matlock Jr. shares advice on what to do if you have a retirement account with a previous employer, or with several different employ...
13m May 29, 2021
13m
S1 Ep99: 99 - How to Raise Your Income
A common mindset is that you need to live on a bootstrap budget in order to save for retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can enjoy life, and live large, while continuing to save for, and make you retirement goals. Tune in to learn how to make more money, so you can fund your current needs and wants. You don't have to put your retirement p...
10m May 28, 2021
10m
S1 Ep98: 98 - The Corona Financial Recovery
What has happened to the financial market since the Corona pandemic began? In today's episode of The Money and Business Hour, Roy Matlock Jr. breaks down the market decline and recovery, since the beginning of the pandemic. Learn what to do with your money next time the market experiences a decline, for whatever reason. Don't just guess at what to do with your money. Tune in to learn how to mak...
10m May 27, 2021
10m
S1 Ep97: 97- The Proper Mindset for Investing
In this episode of The Money and Business Hour, Roy Matlock Jr. will education you on how to obtain the proper mindset for investing. Learn how to play the long game and win at the money game. When it comes to money and investing, what you don't know can cost you. Tune in to hear priceless tips you can apply to your financial strategy. 
8m May 26, 2021
8m
S1 Ep96: 96 - How to Choose the Right Investments
Choosing investments based on your unique situation, can be a complicated decision. While you can seek advice from financial advisor, ask for tips from family and friends, and do your own research - in the end the decision is solely your own. This can be an overwhelming and scary situation. In this episode of The Money and Business Hour, Roy Matlock Jr. will help you to understand the various o...
40m May 24, 2021
40m
S1 Ep95: 95 - Annuities 101
Annuities are long-term investments designed specifically for retirement. They can help replace your paycheck with a predictable income. In this episode of The Money and Business Hour, Roy Matlock Jr. explains each type of annuity and how to decide which one, or ones, are best for you. In today's world, it's more important than ever to understand your options and be prepared. Tune in to gain pr...
12m May 23, 2021
12m