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<a class="text-decoration-none" href="/posts/7933889-131-the-6-basic-points-for-a-winning-money-system"><div class="Episode-list-grid card-body pan">
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S1 Ep131: 131 - The 6 Basic Points for a Winning Money System
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When it comes to money, the more you have the better off you are. So how, exactly, do you increase your net worth and income streams? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the 6 points for developing a winning money system. Tune in for fresh tips that may just help you to retire on time and live your best life now. 
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<span><span class="js-time" data-epochtime="1628406060" data-format="short_date">Aug 08, 2021</span></span>
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S1 Ep130: 130 - Rules of a Good Financial Offense
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Do you pay enough attention to your money? It&#39;s likely that there are areas of your finances that could be allocated, invested, or saved in more productive ways. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the rules for developing a good financial offense so you might someday win at the money game. 
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S1 Ep129: 129 - How to Increase Your Net Worth
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In order to increase your net worth, you need to know your net worth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to calculate your net worth and the steps you can take to reach your financial goals. Tune in and Roy will help you to begin to develop the mindset that you are in control of your financial future, which is the first step in increasing your net worth. 
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<span><span class="js-time" data-epochtime="1628315820" data-format="short_date">Aug 07, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7929797-128-the-smartest-financial-decisions"><div class="Episode-list-grid card-body pan">
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S1 Ep128: 128 - The Smartest Financial Decisions
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The best money decisions stem from a decision to manage and budget your money better. In this episode of The Money and Business Hour, Roy Matlock Jr. discusses ways to retrain your thinking so you always make smart money decisions. It&#39;s not what you earn that counts, it&#39;s what you keep!
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<span><span class="js-time" data-epochtime="1628210700" data-format="short_date">Aug 06, 2021</span></span>
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S1 Ep127: 127 - How to Develop Your Money GPS
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When using a GPS, we begin by entering the destination. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to acquire a clear financial end goal and develop a plan to reach that goal. It doesn&#39;t matter where you are in life. Tune in and gain priceless knowledge and ensure that you&#39;re on the best road to success. 
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<span><span class="js-time" data-epochtime="1628122440" data-format="short_date">Aug 05, 2021</span></span>
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S1 Ep126: 126 - How to Fix Your Finances and Get on Track to Retire
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We&#39;re all striving for financial security. There are numerous distractions and struggles that can prolong the journey toward retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his expert advice on how to meet financial goals, no matter what life may bring along the way. 
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<span><span class="js-time" data-epochtime="1627881540" data-format="short_date">Aug 02, 2021</span></span>
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S1 Ep125: 125 - How to Develop Multiple Income Streams
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In order to reach your retirement goals on time, and maybe even early, it&#39;s important to develop multiple income streams. In this episode of The Money and Business Hour, Roy Matlock Jr explains various ways you might be able to increase your income. Tune in to gain priceless knowledge about investing and more. 
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<span><span class="js-time" data-epochtime="1627794180" data-format="short_date">Aug 01, 2021</span></span>
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S1 Ep124: 124 - Let&#39;s Talk About Debt
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Despite its bad rap, some debt is actually good. In fact, it is possible to make money on debt. It&#39;s important to understand the difference between good debt and bad debt, and more importantly- how to get out of bad debt forever. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to become debt free and how to maximize certain debt for financial gain. 
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<span><span class="js-time" data-epochtime="1627714380" data-format="short_date">Jul 31, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7925330-123-protect-yourself-from-financial-disaster-with-insurance"><div class="Episode-list-grid card-body pan">
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S1 Ep123: 123 - Protect Yourself From Financial Disaster With Insurance
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There are many potential risks we face everyday, which could cause financial hardship or ruin. The important of insurance and having the right kind of insurance cannot be stressed enough when it comes to being financially prepared and winning at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various types of insurance you need to know about so yo...
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<span><span class="js-time" data-epochtime="1627627020" data-format="short_date">Jul 30, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7925322-122-the-recipe-for-financial-security"><div class="Episode-list-grid card-body pan">
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S1 Ep122: 122 - The Recipe for Financial Security
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There is a recipe for financial security. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how anyone can become financially secure, no matter age or financial status. Tune in to learn how to save, invest, earn more, protect yourself from financial disaster, and more. 
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<span><span class="js-time" data-epochtime="1627539180" data-format="short_date">Jul 29, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7924711-121-how-to-invest-for-yourself-and-your-loved-ones"><div class="Episode-list-grid card-body pan">
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S1 Ep121: 121 - How to Invest For Yourself and Your Loved Ones
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In this episode of The Money and Business Hour, Roy Matlock Jr. shares valuable insight on how to prepare for retirement and estate planning. Roy has been an industry professional in financial planning for over 35 years. Tune in to gain priceless knowledge regarding investing for your future and the future of your loved ones. 
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<span><span class="js-time" data-epochtime="1626598080" data-format="short_date">Jul 18, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7924702-120-pass-on-your-wealth-and-change-your-family-tree"><div class="Episode-list-grid card-body pan">
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S1 Ep120: 120 - Pass on Your Wealth and Change Your Family Tree
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You have the ability to change your family tree financially by properly preparing for your retirement and estate passing. Not having your affairs in order may put a hefty burden on loved ones left behind in the event of your passing. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how anyone can create wealth and pass that on to loved ones, changing family trees forever. 
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<span><span class="js-time" data-epochtime="1626510540" data-format="short_date">Jul 17, 2021</span></span>
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S1 Ep119: 119 - Estate Planning 101
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If you expect to have any assets or finances left behind in the event of your passing, then proper estate planning is crucial to ensuring your loved ones are the beneficiaries, and not the state. There are many avenues to consider when your making estate planning decisions, and it can become confusing quickly. In this episode of The Money and Business Hour, Roy Matlock Jr. gives professional ad...
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<span><span class="js-time" data-epochtime="1626422340" data-format="short_date">Jul 16, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7924687-118-how-to-beat-market-risk-before-retirement"><div class="Episode-list-grid card-body pan">
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S1 Ep118: 118 - How to Beat &quot;Market Risk&quot; Before Retirement
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One of the many risks you may face after retirement, is running out of retirement savings sooner than anticipated due to market risk. And you can never be too prepared or aware when it comes to retirement planning. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the various market risks you may face and how to prepare in advance to beat those potential risks. 
</div>
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<span><span class="js-time" data-epochtime="1626334140" data-format="short_date">Jul 15, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7920529-117-create-a-retirement-income-plan"><div class="Episode-list-grid card-body pan">
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S1 Ep117: 117 - Create a Retirement Income Plan
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In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can create a retirement income plan. There are many possibilities for earning income after you retire. It&#39;s important to consider all of your options, so you&#39;re prepared for inflation, health care costs, and the unknown.
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<span><span class="js-time" data-epochtime="1626303900" data-format="short_date">Jul 14, 2021</span></span>
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S1 Ep116: 116 - A GPS to Retirement 
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It&#39;s never too early or too late to begin planning for retirement. There are many pieces that go into the retirement puzzle, pre and post retirement. Roy Matlock Jr. wants everyone to be successful in the retirement journey. In this episode of The Money and Business Hour, Roy goes over the fundamentals of preparing for retirement, the various risks one might face on the way to retirement and af...
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40m
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<span><span class="js-time" data-epochtime="1624610940" data-format="short_date">Jun 25, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7919423-115-retirement-fund-taxation-and-how-to-manage-it"><div class="Episode-list-grid card-body pan">
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S1 Ep115: 115 - Retirement Fund Taxation and How to Manage it
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There are many ways to defer taxation during your earning years, by investing into certain retirement funds or investment opportunities. At some point, you will begin to withdraw on your investment earnings and retirement funds, and will need to face the taxes at that time. In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on which retirement and investment funds to ...
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12m
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<span><span class="js-time" data-epochtime="1624523520" data-format="short_date">Jun 24, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7919414-114-how-to-get-control-of-your-debt"><div class="Episode-list-grid card-body pan">
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S1 Ep114: 114 - How to Get Control of Your Debt
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Since the creation of the credit card in 1950, every generation has consistently acquired more debt than the previous generation. If you hope to retire someday, it&#39;s imperative that you focus on eliminating your debts as much as possible. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares advice on how to chip away your debt before retirement so you have less worr...
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10m
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<span><span class="js-time" data-epochtime="1624435620" data-format="short_date">Jun 23, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7919402-113-preparing-for-post-retirement-years-now"><div class="Episode-list-grid card-body pan">
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S1 Ep113: 113 - Preparing for Post Retirement Years Now
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When it comes to your retirement years, there are many more factors that should be considered aside from the amount of money you need to officially retire from the workforce. After retirement there will be unavoidable risks that you need to be prepared for as well. In this episode of The Money and  Business Hour, Roy Matlock Jr. explains the various potential risks one might face and how to be ...
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10m
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<span><span class="js-time" data-epochtime="1624348140" data-format="short_date">Jun 22, 2021</span></span>
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S1 Ep112: 112 - The Retirement Plan System
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In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can build a smart retirement plan system at any age. It&#39;s important to understand how much you should be contributing to be able to retire at some point. There are several avenues to get to your target. Tune in to get the clarity you&#39;ll need to navigate your retirement plan. 
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<span><span class="js-time" data-epochtime="1624260540" data-format="short_date">Jun 21, 2021</span></span>
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S1 Ep111: 111 - Create The Quality of Life Gap
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There is a quality of life gap that separates you from being tied to debt and living a life with no financial worries. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to maximize your finances before and after retirement, so you can live the quality life you&#39;ve always dreamed of. Learn how to set up your finances correctly, save on taxes, earn money off your money d...
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<span><span class="js-time" data-epochtime="1623573540" data-format="short_date">Jun 13, 2021</span></span>
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S1 Ep110: 110 - How to Avoid Retirement Risks
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Planning for retirement and retiring on time can be challenging. A general assumption is, once retired it&#39;s smooth sailing. This, however, is far from reality. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the various risks you could face, once retired, that might deplete your retirement fund early. 
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12m
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<span><span class="js-time" data-epochtime="1623489900" data-format="short_date">Jun 12, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7917050-109-reverse-mortgage-education"><div class="Episode-list-grid card-body pan">
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S1 Ep109: 109 - Reverse Mortgage Education 
</h5>
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Are you are considering a reverse mortgage? Would you like to understand how it could be beneficial? In the past, reverse mortgages have proceeded a negative reputation. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down how a reverse mortgage can actually take your retirement to the next level. Tune in as Roy explains the reverse mortgage option along with all of its p...
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10m
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<span><span class="js-time" data-epochtime="1623401700" data-format="short_date">Jun 11, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7916151-108-the-foundation-of-financial-independence"><div class="Episode-list-grid card-body pan">
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S1 Ep108: 108 - The Foundation of Financial Independence 
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Like with any solid structure, the foundation is the key to building something that lasts. This is also true with the goal of financial independence. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to lay down a strong financial foundation, so that someday you may never have to worry about money again. 
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<span><span class="js-time" data-epochtime="1623312660" data-format="short_date">Jun 10, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7916147-107-income-sources-during-retirement"><div class="Episode-list-grid card-body pan">
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S1 Ep107: 107 - Income Sources During Retirement
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Maybe you&#39;ve begun to think about how to save enough money for retirement, or you have a good nest egg building up. But have you considered the various income sources that may be attainable for you during your retirement years? In this episode of The Money and Business Hour radio show, Roy Matlock Jr. explains how to continue to generate income, after you&#39;ve moved on from the work force. 
</div>
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8m
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<span><span class="js-time" data-epochtime="1623225240" data-format="short_date">Jun 09, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7915832-106-an-a-z-tutorial-for-retirement-and-college-savings-options"><div class="Episode-list-grid card-body pan">
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S1 Ep106: 106 - An A-Z Tutorial for Retirement and College Savings Options
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When it comes to understanding the various retirement and college savings plans, it can feel like you need a degree in finance to be certain you&#39;re choosing the right ones. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a detailed tutorial on the different retirement and college fund options, how to save money on your taxes with certain plans, and how to choose the right...
</div>
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40m
</span>
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<span><span class="js-time" data-epochtime="1623046140" data-format="short_date">Jun 07, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7915829-105-more-on-choosing-the-best-college-savings-fund"><div class="Episode-list-grid card-body pan">
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S1 Ep105: 105 - More on Choosing the Best College Savings Fund
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In this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the different college savings options. Roy also share advice on how to prepare youth to be financially savvy. After 35 years in the financial world, and raising 4 children, Roy is the expert you want to listen to when it comes to making financial decisions for your loved ones. 
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12m
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<span><span class="js-time" data-epochtime="1622958360" data-format="short_date">Jun 06, 2021</span></span>
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12m
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<a class="text-decoration-none" href="/posts/7915633-104-understanding-college-savings-plans"><div class="Episode-list-grid card-body pan">
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S1 Ep104: 104 - Understanding College Savings Plans
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If you have a child or grandchild, this episode of The Money and Business Hour is vital to understanding which college savings plan you should choose. Host- Roy Matlock Jr. is an expert, not only because he&#39;s been a financial advisor for over 35 years, but also because he&#39;s used several college savings plans to put his children through their higher education years. The sooner you get started in...
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<span class="numeric-tabular d-sm-none">
10m
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<span><span class="js-time" data-epochtime="1622790480" data-format="short_date">Jun 04, 2021</span></span>
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<a class="text-decoration-none" href="/posts/7915627-103-a-breakdown-of-retirement-fund-options"><div class="Episode-list-grid card-body pan">
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S1 Ep103: 103 - A Breakdown of Retirement Fund Options
</h5>
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Are you ready to set up a retirement fund, but at a loss as to which type of fund to choose? Do you already have a retirement fund, but maybe don&#39;t understand what type of fund your have, or if there are better options for you? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various retirement fund options, how to save money on taxes with the various options, and...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
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<span><span class="js-time" data-epochtime="1622788320" data-format="short_date">Jun 04, 2021</span></span>
</div>
</div>
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<a class="text-decoration-none" href="/posts/7915094-102-the-path-to-optimizing-your-finances"><div class="Episode-list-grid card-body pan">
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S1 Ep102: 102- The Path to Optimizing Your Finances
</h5>
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In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your financial independence number, or your FIN. Your FIN is the number you will need to retire and never have to work again. Once you&#39;ve determined your FIN, it&#39;s important to understand how to attain that goal on time. Don&#39;t miss out on this episode, because what you don&#39;t know- can cost you. 
</div>
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8m
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<span><span class="js-time" data-epochtime="1622619180" data-format="short_date">Jun 02, 2021</span></span>
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8m
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<a class="text-decoration-none" href="/posts/7915078-101-long-term-vs-short-term-investing"><div class="Episode-list-grid card-body pan">
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S1 Ep101: 101 - Long-Term Vs. Short-Term Investing 
</h5>
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The difference between long-term and short-term investments is important to understand and may help you to build your investing strategies. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to develop this knowledge. Tune it to learn how to take the first step in identifying the investment plans that are suitable for your goals.
</div>
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41m
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<span><span class="js-time" data-epochtime="1622444280" data-format="short_date">May 31, 2021</span></span>
</div>
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41m
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<a class="text-decoration-none" href="/posts/7902463-100-rollover-options-for-your-retirement-accounts"><div class="Episode-list-grid card-body pan">
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S1 Ep100: 100 - Rollover Options for Your Retirement Accounts
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In today&#39;s job market, most employees change jobs several times before retirement. This leaves the issue of having several different retirement accounts left untouched and unmanaged in various different places. In today&#39;s episode of The Money and Business Hour, Roy Matlock Jr. shares advice on what to do if you have a retirement account with a previous employer, or with several different employ...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
13m
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&bull;
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<span><span class="js-time" data-epochtime="1622324460" data-format="short_date">May 29, 2021</span></span>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
13m
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<a class="text-decoration-none" href="/posts/7902461-99-how-to-raise-your-income"><div class="Episode-list-grid card-body pan">
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S1 Ep99: 99 - How to Raise Your Income
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A common mindset is that you need to live on a bootstrap budget in order to save for retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can enjoy life, and live large, while continuing to save for, and make you retirement goals. Tune in to learn how to make more money, so you can fund your current needs and wants. You don&#39;t have to put your retirement p...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
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&bull;
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<span><span class="js-time" data-epochtime="1622236740" data-format="short_date">May 28, 2021</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
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<a class="text-decoration-none" href="/posts/7902458-98-the-corona-financial-recovery"><div class="Episode-list-grid card-body pan">
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S1 Ep98: 98 - The Corona Financial Recovery
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<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
What has happened to the financial market since the Corona pandemic began? In today&#39;s episode of The Money and Business Hour, Roy Matlock Jr. breaks down the market decline and recovery, since the beginning of the pandemic. Learn what to do with your money next time the market experiences a decline, for whatever reason. Don&#39;t just guess at what to do with your money. Tune in to learn how to mak...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
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<span><span class="js-time" data-epochtime="1622149440" data-format="short_date">May 27, 2021</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
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</a></div>
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<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7902456-97-the-proper-mindset-for-investing"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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S1 Ep97: 97- The Proper Mindset for Investing
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
In this episode of The Money and Business Hour, Roy Matlock Jr. will education you on how to obtain the proper mindset for investing. Learn how to play the long game and win at the money game. When it comes to money and investing, what you don&#39;t know can cost you. Tune in to hear priceless tips you can apply to your financial strategy. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
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<span><span class="js-time" data-epochtime="1622062200" data-format="short_date">May 26, 2021</span></span>
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</div>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
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</a></div>
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<a class="text-decoration-none" href="/posts/7898087-96-how-to-choose-the-right-investments"><div class="Episode-list-grid card-body pan">
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S1 Ep96: 96 - How to Choose the Right Investments
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Choosing investments based on your unique situation, can be a complicated decision. While you can seek advice from financial advisor, ask for tips from family and friends, and do your own research - in the end the decision is solely your own. This can be an overwhelming and scary situation. In this episode of The Money and Business Hour, Roy Matlock Jr. will help you to understand the various o...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
40m
</span>
<span class="d-sm-none">
&bull;
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<span><span class="js-time" data-epochtime="1621821420" data-format="short_date">May 24, 2021</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
40m
</div>
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</a></div>
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<a class="text-decoration-none" href="/posts/7898085-95-annuities-101"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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S1 Ep95: 95 - Annuities 101
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Annuities are long-term investments designed specifically for retirement. They can help replace your paycheck with a predictable income. In this episode of The Money and Business Hour, Roy Matlock Jr. explains each type of annuity and how to decide which one, or ones, are best for you. In today&#39;s world, it&#39;s more important than ever to understand your options and be prepared. Tune in to gain pr...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1621734240" data-format="short_date">May 23, 2021</span></span>
</div>
</div>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
12m
</div>
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</a></div>
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<a class="text-decoration-none" href="/posts/7898075-94-risk-tolerance-vs-diversification"><div class="Episode-list-grid card-body pan">
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S1 Ep94: 94 - Risk Tolerance Vs. Diversification 
</h5>
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Diversification is a management strategy that blends different investments inside a single portfolio. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to weigh your risk tolerance to your potential diversification options. You&#39;ll learn the different options when it comes to a diversified portfolio and how to select the right options based on your short term and long ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1621645860" data-format="short_date">May 22, 2021</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
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</a></div>
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<a class="text-decoration-none" href="/posts/7896834-93-how-to-deal-with-the-hidden-inflation-tax"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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S1 Ep93: 93 - How to Deal With the Hidden Inflation Tax
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Inflation presents special challenges when it comes to every day life, investing, or preparing for retirement. Even if your investments are growing in value, inflation is still reducing that value on the back end. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to deal with inflation successfully while applying risk tolerance, asset allocation, and diversification t...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1621578120" data-format="short_date">May 21, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/7884107-92-your-financial-time-horizon"><div class="Episode-list-grid card-body pan">
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S1 Ep92: 92 - Your Financial Time Horizon
</h5>
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In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine the time horizon for your financial future. Are you on track to meet your retirement goals? Time horizon investing is all about asset allocation and planning. Tune in to learn more about this and investment selections, so you fully understand the time you have until your goal must be funded.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1621471320" data-format="short_date">May 20, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7874243-91-how-to-build-your-core-investment-strategy"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<div class="vstack gap-1 my-auto">
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S1 Ep91: 91 - How to Build Your Core Investment Strategy
</h5>
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Asset allocation is a very important part of creating and building a core investment strategy. After all, it is one of the main factors that leads to your overall returns. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to establish an appropriate asset mix, reflecting your goals at any point in time.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
40m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1620545160" data-format="short_date">May 09, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
40m
</div>
</div>
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/7873423-90-the-3-ds-of-investing"><div class="Episode-list-grid card-body pan">
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S1 Ep90: 90 - The 3 Ds of Investing
</h5>
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The three Ds of investing include diversification, dollar cost to average, and discipline. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can implement the three Ds of investing in order to reach your financial goals. Tune in to learn how to do the right thing at the right time with your money. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1620458640" data-format="short_date">May 08, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
12m
</div>
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/7873407-89-why-asset-allocation-is-so-important"><div class="Episode-list-grid card-body pan">
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S1 Ep89: 89 - Why Asset Allocation is So Important
</h5>
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In this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the topic of asset allocation and why it is so important for your financial success. Roy shares more about the different types of investments so you can make an educated decision with your money. Tune in for more priceless advice from a 35 year financial professional. 
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1620455640" data-format="short_date">May 08, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7871920-88-the-spectrum-of-investing"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S1 Ep88: 88 - The Spectrum of Investing 
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Asset allocation involves dividing available assets among different categories, such as stocks, bonds, and cash. In this episode of The Money and Business Hour with Roy Matlock Jr, Roy explains the process of determining which mix of assets you might choose to hold in your portfolio based on your personal circumstances. Tune in and learn what asset allocation plan works best for you, depending ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1620284580" data-format="short_date">May 06, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7871917-87-continuing-down-the-path-of-financial-education"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
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S1 Ep87: 87 - Continuing Down the Path of Financial Education 
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
In this episode of The Money and Business Hour, Roy Matlock Jr. continues to guide listeners down the path of financial education. Tune in to learn more about asset allocation, the different places you can put your money in order to get the returns you&#39;re hoping for. Roy will help you to grasp and understand money concepts so you can begin to enjoy your money.
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1620281880" data-format="short_date">May 06, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7871909-86-how-to-double-your-money"><div class="Episode-list-grid card-body pan">
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S1 Ep86: 86 - How to Double Your Money
</h5>
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Simply saving your money and depositing it in a bank account isn’t enough to become financially independent. Over time, inflation will erode the value of your savings account. In this episode of The Money and Business Hour, Roy Matlock Jr, Roy talks about The Rule of 72 and how to double your investments. In order to gain financial independence, you may need to invest your money, picking an inv...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
40m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1620106020" data-format="short_date">May 04, 2021</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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40m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/7861968-85-developing-your-asset-allocation-model"><div class="Episode-list-grid card-body pan">
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S1 Ep85: 85 - Developing Your Asset Allocation Model 
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In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down dollar cost averaging and how to develop an asset allocation model. Roy has been a financial advisor for over 35 years and his priceless advice will help you to gain the proper financial perspective.
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<span><span class="js-time" data-epochtime="1620025440" data-format="short_date">May 03, 2021</span></span>
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12m
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S1 Ep84: 84 - Time is the Key
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Proper asset allocation, a solid financial plan, and knowing your financial independence number (or FIN) are the three necessities when it comes to reaching your retirement goals. In this episode of The Money and Business Hour, Roy Matlock Jr. dives deeper into the various options for asset allocation and how to determine your FIN. Time is not slowing down and time is the key when it comes to f...
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10m
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<span><span class="js-time" data-epochtime="1619935260" data-format="short_date">May 02, 2021</span></span>
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S1 Ep83: 83 - How Investments Work 
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In this episode of The Money and Business Hour, Roy Matlock Jr. explains the different investment options and how they all work. No matter your financial situation, you can find a way to free up money to invest. Stop wasting money. If you really want to start moving forward, tune in to learn how you can begin investing today. 
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10m
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<span><span class="js-time" data-epochtime="1619765460" data-format="short_date">Apr 30, 2021</span></span>
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S1 Ep82: 82 - How to Become Financially Independent 
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In this episode of The Money and Business Hour, Roy Matlock Jr. explains how anyone can become financially independent. With so many uncertainties in today&#39;s world, it&#39;s more important than it ever has been to make sure your money is working for you. Tune in to learn how to do this and more by putting your money in the right places. 
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8m
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<span><span class="js-time" data-epochtime="1619677440" data-format="short_date">Apr 29, 2021</span></span>
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