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<a class="text-decoration-none" href="/posts/8875031-fed-decision-tomorrow-no-rate-cuts-but-mortgage-rates-could-fall-here-s-why"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43534751/75x75/c 75w, https://audioboom.com/i/43534751/150x150/c 150w, https://audioboom.com/i/43534751/300x300/c 300w, https://audioboom.com/i/43534751/600x600/c 600w, https://audioboom.com/i/43534751/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43534751/1400x1400/c" />
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<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep262: 🚨 Fed Decision Tomorrow — No Rate Cuts… But Mortgage Rates Could Fall? (Here’s Why)
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
The Federal Reserve meets tomorrow — and all signs point to NO rate cuts.

At the same time, oil prices are rising, inflation risks are back in focus, and the market is on edge.

So… why are mortgage rates showing signs they could actually move LOWER?

That’s exactly what we break down in today’s episode.

📊 What’s Happening Right Now

• Fed expected to hold rates steady
• Oil prices rising → p...
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<span><span class="js-time" data-epochtime="1773756965" data-format="short_date">Mar 17</span></span>
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<a class="text-decoration-none" href="/posts/8874515-the-oil-mortgage-rate-link-nobody-s-talking-about-part-2"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43532851/75x75/c 75w, https://audioboom.com/i/43532851/150x150/c 150w, https://audioboom.com/i/43532851/300x300/c 300w, https://audioboom.com/i/43532851/600x600/c 600w, https://audioboom.com/i/43532851/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #5a5a5a; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43532851/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep261: The oil-mortgage rate link nobody&#39;s talking about --Part 2
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Mortgage rates were near 5.99%… but are they heading back to 7%?

With a Federal Reserve meeting just days away, rising oil prices, geopolitical tensions, and inflation still above target, the big question is:

👉 What happens to mortgage rates next — and what should YOU do about it?

In today’s update, we break down exactly what’s happening in the markets and how it impacts homebuyers, homeowne...
</div>
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<span><span class="js-time" data-epochtime="1773674066" data-format="short_date">Mar 16</span></span>
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<a class="text-decoration-none" href="/posts/8874514-the-oil-mortgage-rate-link-nobody-s-talking-about-part-1"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43532847/75x75/c 75w, https://audioboom.com/i/43532847/150x150/c 150w, https://audioboom.com/i/43532847/300x300/c 300w, https://audioboom.com/i/43532847/600x600/c 600w, https://audioboom.com/i/43532847/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43532847/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep260: The oil-mortgage rate link nobody&#39;s talking about --Part 1
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Mortgage rates were near 5.99%… but are they heading back to 7%?

With a Federal Reserve meeting just days away, rising oil prices, geopolitical tensions, and inflation still above target, the big question is:

👉 What happens to mortgage rates next — and what should YOU do about it?

In today’s update, we break down exactly what’s happening in the markets and how it impacts homebuyers, homeowne...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
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<span><span class="js-time" data-epochtime="1773674016" data-format="short_date">Mar 16</span></span>
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<a class="text-decoration-none" href="/posts/8873800-special-event-live-the-road-to-housing-act-iran-conflict-the-fed-week-ahead-part-3"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43529993/75x75/c 75w, https://audioboom.com/i/43529993/150x150/c 150w, https://audioboom.com/i/43529993/300x300/c 300w, https://audioboom.com/i/43529993/600x600/c 600w, https://audioboom.com/i/43529993/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43529993/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep259: Special Event LIVE: The Road to Housing Act, Iran Conflict &amp; the Fed Week Ahead  PART 3
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.

Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:

Will it actually help housing — or is it just another policy promise?

At th...
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<span><span class="js-time" data-epochtime="1773427698" data-format="short_date">Mar 13</span></span>
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<a class="text-decoration-none" href="/posts/8873802-special-event-live-the-road-to-housing-act-iran-conflict-the-fed-week-ahead-part-2"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43529993/75x75/c 75w, https://audioboom.com/i/43529993/150x150/c 150w, https://audioboom.com/i/43529993/300x300/c 300w, https://audioboom.com/i/43529993/600x600/c 600w, https://audioboom.com/i/43529993/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43529993/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep258: Special Event LIVE: The Road to Housing Act, Iran Conflict &amp; the Fed Week Ahead PART 2
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.

Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:

Will it actually help housing — or is it just another policy promise?

At th...
</div>
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<span><span class="js-time" data-epochtime="1773427662" data-format="short_date">Mar 13</span></span>
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13m
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<a class="text-decoration-none" href="/posts/8873801-special-event-live-the-road-to-housing-act-iran-conflict-the-fed-week-ahead-part-1"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43529993/75x75/c 75w, https://audioboom.com/i/43529993/150x150/c 150w, https://audioboom.com/i/43529993/300x300/c 300w, https://audioboom.com/i/43529993/600x600/c 600w, https://audioboom.com/i/43529993/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43529993/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep257: Special Event LIVE: The Road to Housing Act, Iran Conflict &amp; the Fed Week Ahead PART 1
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.

Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:

Will it actually help housing — or is it just another policy promise?

At th...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
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12m
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<span><span class="js-time" data-epochtime="1773427606" data-format="short_date">Mar 13</span></span>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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12m
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<a class="text-decoration-none" href="/posts/8873598-congress-passes-housing-bill-while-mortgage-rates-hit-new-highs-here-s-why"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43529265/75x75/c 75w, https://audioboom.com/i/43529265/150x150/c 150w, https://audioboom.com/i/43529265/300x300/c 300w, https://audioboom.com/i/43529265/600x600/c 600w, https://audioboom.com/i/43529265/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43529265/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep256: Congress Passes Housing Bill While Mortgage Rates Hit New Highs—Here&#39;s Why
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Mortgage rates just surged again this week, even as the latest inflation data came in largely in line with expectations. So what’s really driving mortgage rates higher?

In today’s episode of The Rate Update, we break down the major forces moving the housing and mortgage markets right now:

• Congress just passed a major housing bill — the 21st Century ROAD to Housing Act
• Mortgage rates are s...
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<span><span class="js-time" data-epochtime="1773410603" data-format="short_date">Mar 13</span></span>
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<a class="text-decoration-none" href="/posts/8873145-jobs-report-surprise-rocks-bond-market-rate-update"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43527586/75x75/c 75w, https://audioboom.com/i/43527586/150x150/c 150w, https://audioboom.com/i/43527586/300x300/c 300w, https://audioboom.com/i/43527586/600x600/c 600w, https://audioboom.com/i/43527586/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43527586/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep255: Jobs Report Surprise Rocks Bond Market | Rate Update
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Today’s February jobs report shocked the markets, and when employment data surprises economists, the ripple effects can move mortgage rates, bond yields, and the housing market almost immediately.

In today’s episode of The Rate Update, we break down the unexpected payroll numbers, what the data actually means for the economy, and how it could impact mortgage rates moving forward.

Because the ...
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<span><span class="js-time" data-epochtime="1773331345" data-format="short_date">Mar 12</span></span>
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<a class="text-decoration-none" href="/posts/8872594-will-2-4-inflation-finally-trigger-rate-cuts"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43525372/75x75/c 75w, https://audioboom.com/i/43525372/150x150/c 150w, https://audioboom.com/i/43525372/300x300/c 300w, https://audioboom.com/i/43525372/600x600/c 600w, https://audioboom.com/i/43525372/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43525372/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep254: Will 2.4% Inflation Finally Trigger Rate Cuts?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Today’s Consumer Price Index (CPI) report came in at 2.4% inflation, right in line with expectations. On the surface that sounds like good news — inflation appears to be cooling.

But now the Federal Reserve faces a major dilemma.

• Inflation is moving closer to the Fed’s 2% target
• The jobs market is starting to weaken
• The bond market is reacting
• Mortgage rates are still elevated

So the...
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<span><span class="js-time" data-epochtime="1773243192" data-format="short_date">Mar 11</span></span>
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<a class="text-decoration-none" href="/posts/8872021-critical-mortgage-rate-level-hit-here-s-what-comes-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43523260/75x75/c 75w, https://audioboom.com/i/43523260/150x150/c 150w, https://audioboom.com/i/43523260/300x300/c 300w, https://audioboom.com/i/43523260/600x600/c 600w, https://audioboom.com/i/43523260/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43523260/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep253: Critical mortgage rate level hit | Here&#39;s what comes next
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Mortgage Rates, Housing Market News &amp; Daily Interest Rate Forecasts

Welcome to The Rate Update with Dan Frio, where we break down mortgage rates, the housing market, Federal Reserve policy, inflation data, and the bond market to help you understand where interest rates are heading.

Every day we analyze the 10-Year Treasury yield, mortgage-backed securities (MBS), CPI inflation, jobs reports, ...
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<span><span class="js-time" data-epochtime="1773153343" data-format="short_date">Mar 10</span></span>
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<a class="text-decoration-none" href="/posts/8871459-oil-prices-spiked-and-mortgage-rates-followed-what-happens-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43521018/75x75/c 75w, https://audioboom.com/i/43521018/150x150/c 150w, https://audioboom.com/i/43521018/300x300/c 300w, https://audioboom.com/i/43521018/600x600/c 600w, https://audioboom.com/i/43521018/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f30d0d; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43521018/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep252: Oil Prices Spiked and Mortgage Rates Followed—What Happens Next?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Oil Prices Spiked and Mortgage Rates Followed — What Happens Next?

This week the financial markets were hit with a perfect storm.

• Oil prices surged toward $100 per barrel
 • The stock market tumbled
 • Inflation fears returned
 • And the bond market reacted immediately

Whenever oil spikes due to geopolitical conflict in the Middle East, the ripple effects move quickly through the global ec...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1773067371" data-format="short_date">Mar 09</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8870781-live-mortgage-rates-jobs-report-shock-oil-spike-what-happens-next-part-3"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43518182/75x75/c 75w, https://audioboom.com/i/43518182/150x150/c 150w, https://audioboom.com/i/43518182/300x300/c 300w, https://audioboom.com/i/43518182/600x600/c 600w, https://audioboom.com/i/43518182/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3c0; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43518182/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep251: LIVE: Mortgage Rates, Jobs Report Shock &amp; Oil Spike — What Happens Next? PART 3
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage Rates

The latest economic data just shocked the markets.

The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.

Now the Federal Reserve is ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772828620" data-format="short_date">Mar 06</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
7m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8870780-live-mortgage-rates-jobs-report-shock-oil-spike-what-happens-next-part-2"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43518182/75x75/c 75w, https://audioboom.com/i/43518182/150x150/c 150w, https://audioboom.com/i/43518182/300x300/c 300w, https://audioboom.com/i/43518182/600x600/c 600w, https://audioboom.com/i/43518182/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3c0; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43518182/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep250: LIVE: Mortgage Rates, Jobs Report Shock &amp; Oil Spike — What Happens Next?  PART 2
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage Rates

The latest economic data just shocked the markets.

The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.

Now the Federal Reserve is ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772828583" data-format="short_date">Mar 06</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8870778-live-mortgage-rates-jobs-report-shock-oil-spike-what-happens-next-part-1"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43518182/75x75/c 75w, https://audioboom.com/i/43518182/150x150/c 150w, https://audioboom.com/i/43518182/300x300/c 300w, https://audioboom.com/i/43518182/600x600/c 600w, https://audioboom.com/i/43518182/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3c0; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43518182/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep249: LIVE: Mortgage Rates, Jobs Report Shock &amp; Oil Spike — What Happens Next? PART 1
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
 Oil Prices Explode as Jobs Report Tanks — What It Means for Mortgage Rates

The latest economic data just shocked the markets.

The U.S. jobs report came in dramatically weaker than expected, showing −92,000 jobs, while the unemployment rate jumped to 4.4%. At the same time, oil prices surged from around $60 to $86 per barrel, creating a major new inflation threat.

Now the Federal Reserve is ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772828437" data-format="short_date">Mar 06</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8870619-live-mortgage-rates-jobs-report-shock-oil-spike-what-happens-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43517674/75x75/c 75w, https://audioboom.com/i/43517674/150x150/c 150w, https://audioboom.com/i/43517674/300x300/c 300w, https://audioboom.com/i/43517674/600x600/c 600w, https://audioboom.com/i/43517674/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43517674/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep248: LIVE: Mortgage Rates, Jobs Report Shock &amp; Oil Spike — What Happens Next?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
This week delivered major shocks across the global economy.

• Oil prices surged sharply amid escalating tensions in the Middle East
• The latest jobs report came in negative, with nearly 100,000 jobs lost
• The unemployment rate jumped higher
• Stock markets fell sharply as investors reacted to the news

Now the big question is:

What happens next?

In this LIVE episode of The Rate Update, we’...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772811018" data-format="short_date">Mar 06</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
12m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8870256-will-you-afford-a-home-in-2026-live-financial-analysis-part-3"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43516198/75x75/c 75w, https://audioboom.com/i/43516198/150x150/c 150w, https://audioboom.com/i/43516198/300x300/c 300w, https://audioboom.com/i/43516198/600x600/c 600w, https://audioboom.com/i/43516198/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43516198/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep247: Will You Afford a Home in 2026? Live Financial Analysis---PART 3
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.

In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.

We’ll analyze:

• Mortgage rate ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772742753" data-format="short_date">Mar 05</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
7m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8870255-will-you-afford-a-home-in-2026-live-financial-analysis-part-2"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43516198/75x75/c 75w, https://audioboom.com/i/43516198/150x150/c 150w, https://audioboom.com/i/43516198/300x300/c 300w, https://audioboom.com/i/43516198/600x600/c 600w, https://audioboom.com/i/43516198/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43516198/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep246: Will You Afford a Home in 2026? Live Financial Analysis---PART 2
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.

In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.

We’ll analyze:

• Mortgage rate ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772742599" data-format="short_date">Mar 05</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8870254-will-you-afford-a-home-in-2026-live-financial-analysis-part-1"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43516198/75x75/c 75w, https://audioboom.com/i/43516198/150x150/c 150w, https://audioboom.com/i/43516198/300x300/c 300w, https://audioboom.com/i/43516198/600x600/c 600w, https://audioboom.com/i/43516198/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43516198/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep245: Will You Afford a Home in 2026? Live Financial Analysis--Part 1
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Welcome to The Rate Update with Dan Frio — where we break down mortgage rates, the housing market, inflation, and the economic data driving interest rates.

In today’s LIVE event, we’re going deeper than the headlines. We’ll walk through the real financial tools you can use to prepare for buying a home, refinancing, or improving your financial position in 2026.

We’ll analyze:

• Mortgage rate ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772742294" data-format="short_date">Mar 05</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8870062-30-year-rates-just-hit-critical-levels-lock-or-float"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43514524/75x75/c 75w, https://audioboom.com/i/43514524/150x150/c 150w, https://audioboom.com/i/43514524/300x300/c 300w, https://audioboom.com/i/43514524/600x600/c 600w, https://audioboom.com/i/43514524/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43514524/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep244: 30-Year Rates Just Hit Critical Levels | Lock or Float?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
30-Year Mortgage Rates Just Hit a Critical Level — Should You Lock or Float?

Mortgage markets are sending mixed signals right now.

Oil prices are rising due to geopolitical tensions, which could push inflation higher, yet the U.S. jobs market remains strong, making it harder for the Federal Reserve to justify cutting interest rates.

Meanwhile:

• The 10-Year Treasury is moving
 • The MBS mar...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772723995" data-format="short_date">Mar 05</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
12m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8868852-mortgage-rates-skyrocketing-after-stock-market-plunge"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43510301/75x75/c 75w, https://audioboom.com/i/43510301/150x150/c 150w, https://audioboom.com/i/43510301/300x300/c 300w, https://audioboom.com/i/43510301/600x600/c 600w, https://audioboom.com/i/43510301/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43510301/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep243: Mortgage Rates SKYROCKETING After Stock Market Plunge
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Mortgage rates aren’t just moving… they’re skyrocketing — and today we break down why this is happening right now:

• Stock markets plunged
• Geopolitical unrest (Middle East + Iran risks)
• Inflation pressures still lingering
• MBS &amp; Treasury yields jumping
• What you should do now if you’re buying or refinancing

We follow the data — not the headlines — and show you exactly how markets are re...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772550924" data-format="short_date">Mar 03</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8868298-middle-east-escalation-sending-mortgage-rates-soaring-here-s-the-real-reason"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43507462/75x75/c 75w, https://audioboom.com/i/43507462/150x150/c 150w, https://audioboom.com/i/43507462/300x300/c 300w, https://audioboom.com/i/43507462/600x600/c 600w, https://audioboom.com/i/43507462/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43507462/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep242: Middle East Escalation Sending Mortgage RATES Soaring—Here&#39;s The Real Reason
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Middle East escalation. Oil surging. Inflation fears reigniting. And mortgage rates are jumping.

Today we break down:

• Why conflict involving Iran is sending oil prices higher
 • How rising oil feeds directly into inflation expectations
 • Why the bond market is selling off instead of rallying
 • What this means for the 10-Year Treasury
 • And how all of it impacts YOUR mortgage rate

Normal...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772465471" data-format="short_date">Mar 02</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8866559-wait-good-news-is-bad-for-mortgage-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43498629/75x75/c 75w, https://audioboom.com/i/43498629/150x150/c 150w, https://audioboom.com/i/43498629/300x300/c 300w, https://audioboom.com/i/43498629/600x600/c 600w, https://audioboom.com/i/43498629/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0dc00d; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43498629/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep241: Wait… Good News Is Bad for Mortgage Rates?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Strong jobs.
 Cooling inflation.
 Stocks rallying.

So why aren’t mortgage rates falling?

In this video, we break down why a healthy economy actually reduces the likelihood of Federal Reserve rate cuts — and how that directly impacts mortgage rates.

We’ll cover:

• What the latest Jobs report signals
 • Why inflation cooling isn’t the same as inflation collapsing
 • How the 10-Year Treasury i...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772118759" data-format="short_date">Feb 26</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8865878-mortgage-rate-update-lock-now-before-rates-climb"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43495588/75x75/c 75w, https://audioboom.com/i/43495588/150x150/c 150w, https://audioboom.com/i/43495588/300x300/c 300w, https://audioboom.com/i/43495588/600x600/c 600w, https://audioboom.com/i/43495588/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #260d0d; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43495588/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep240: Mortgage Rate Update — Lock Now Before Rates Climb?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
President Donald Trump just delivered the State of the Union — and markets are reacting.

So what does this mean for mortgage rates?

Should you LOCK now… or FLOAT and risk it?

Today we break down:
• Inflation expectations
• The 10-Year Treasury reaction
• MBS pricing movement
• Federal Reserve implications
• What this means for YOUR mortgage strategy

If you’re buying, refinancing, or waiting...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1772031813" data-format="short_date">Feb 25</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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12m
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
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<a class="text-decoration-none" href="/posts/8865373-mortgage-rates-hit-5-99-fed-says-no-cuts-coming"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43493193/75x75/c 75w, https://audioboom.com/i/43493193/150x150/c 150w, https://audioboom.com/i/43493193/300x300/c 300w, https://audioboom.com/i/43493193/600x600/c 600w, https://audioboom.com/i/43493193/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #daf3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43493193/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep239: Mortgage Rates Hit 5.99% — Fed Says No Cuts Coming
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Mortgage rates just dropped to 5.99% — the lowest level in nearly three years.

HOME.COM   Article
https://www.homes.com/news/daily-mortgage-rates-dip-to-5-99/1356105419/

But here’s the twist:

The Federal Reserve says no rate cuts are coming because inflation is still too high.

President Donald Trump is calling for rate cuts.

Inflation remains sticky.
Tariffs are creating uncertainty.
The S...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771953395" data-format="short_date">Feb 24</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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10m
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8864739-presidential-power-check-supreme-court-limits-trump-on-tariffs"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43490159/75x75/c 75w, https://audioboom.com/i/43490159/150x150/c 150w, https://audioboom.com/i/43490159/300x300/c 300w, https://audioboom.com/i/43490159/600x600/c 600w, https://audioboom.com/i/43490159/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43490159/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep238: Presidential Power Check | Supreme Court Limits Trump on Tariffs
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
BREAKING: The Supreme Court rules against tariffs under IEEPA — now what?

Was this about executive overreach? Revenue strategy? Inflation risk? Or political narrative?

Today we break down:
• What IEEPA actually is
• Why the Court ruled the way it did
• How this impacts the $37 trillion deficit
• Whether tariffs raise inflation
• What this means for Treasury yields &amp; mortgage rates
• What happ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
13m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771857884" data-format="short_date">Feb 23</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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13m
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863863-fed-s-preferred-inflation-gauge-ticks-up-as-gdp-crashes-mortgage-rates-react"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43485839/75x75/c 75w, https://audioboom.com/i/43485839/150x150/c 150w, https://audioboom.com/i/43485839/300x300/c 300w, https://audioboom.com/i/43485839/600x600/c 600w, https://audioboom.com/i/43485839/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43485839/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep237: Fed’s Preferred Inflation Gauge Ticks Up as GDP Crashes — Mortgage Rates React
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Today’s report delivered a mixed signal that markets don’t like:

📉 Economic growth just fell sharply
📈 Core PCE — the Fed’s preferred inflation gauge — moved higher

That combination matters.

When growth slows but inflation stays sticky, bond markets reprice fast.
And when the 10-Year Treasury and MBS move… mortgage rates follow.

In this episode, we break down:

• What the GDP print actually...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
12m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771599686" data-format="short_date">Feb 20</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
12m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863616-advertised-5-75-real-rate-6-75-what-just-happened-part-3"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43484608/75x75/c 75w, https://audioboom.com/i/43484608/150x150/c 150w, https://audioboom.com/i/43484608/300x300/c 300w, https://audioboom.com/i/43484608/600x600/c 600w, https://audioboom.com/i/43484608/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43484608/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep236: Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 3
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
What Mortgage Rate Do You Actually Qualify For in 2026?

If you&#39;re shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.

Most mortgage rate websites show marketing rates.
We show real lender pricing from 30+ lenders.

In this live mortgage rate breakdown, we cover:

• How ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771538630" data-format="short_date">Feb 19</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863615-advertised-5-75-real-rate-6-75-what-just-happened-part-2"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43484605/75x75/c 75w, https://audioboom.com/i/43484605/150x150/c 150w, https://audioboom.com/i/43484605/300x300/c 300w, https://audioboom.com/i/43484605/600x600/c 600w, https://audioboom.com/i/43484605/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43484605/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep236: Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 2
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
What Mortgage Rate Do You Actually Qualify For in 2026?

If you&#39;re shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.

Most mortgage rate websites show marketing rates.
We show real lender pricing from 30+ lenders.

In this live mortgage rate breakdown, we cover:

• How ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771538566" data-format="short_date">Feb 19</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863603-advertised-5-75-real-rate-6-75-what-just-happened-part-1"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43484074/75x75/c 75w, https://audioboom.com/i/43484074/150x150/c 150w, https://audioboom.com/i/43484074/300x300/c 300w, https://audioboom.com/i/43484074/600x600/c 600w, https://audioboom.com/i/43484074/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43484074/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep235: Advertised 5.75%… Real Rate 6.75%? What Just Happened?! PART 1
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
What Mortgage Rate Do You Actually Qualify For in 2026?

If you&#39;re shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.

Most mortgage rate websites show marketing rates.
 We show real lender pricing from 30+ lenders.

In this live mortgage rate breakdown, we cover:

• How...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771537264" data-format="short_date">Feb 19</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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10m
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8863243-fed-rate-cuts-vs-mortgage-rates-why-they-re-moving-different-directions"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43482400/75x75/c 75w, https://audioboom.com/i/43482400/150x150/c 150w, https://audioboom.com/i/43482400/300x300/c 300w, https://audioboom.com/i/43482400/600x600/c 600w, https://audioboom.com/i/43482400/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #404040; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43482400/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep234: Fed Rate Cuts vs. Mortgage Rates: Why They&#39;re Moving Different Directions
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS &amp; the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Start Here

📈 RateWatch 2.0 — Get Notified When Rates Hit Your Target
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call
👉 https://shorturl.at/SCIGL

📝 Apply — One App • One Credit...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771512586" data-format="short_date">Feb 19</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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11m
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8862773-fed-rate-cuts-are-coming-here-s-the-data-you-need-to-watch"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43479697/75x75/c 75w, https://audioboom.com/i/43479697/150x150/c 150w, https://audioboom.com/i/43479697/300x300/c 300w, https://audioboom.com/i/43479697/600x600/c 600w, https://audioboom.com/i/43479697/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43479697/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep233: Fed Rate Cuts Are Coming — Here&#39;s the Data You Need to Watch
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Chicago Fed President Austan Goolsbee signaled that more rate cuts could be possible if inflation keeps cooling — but here’s the crucial point:

👉 The Fed doesn’t cut rates based on commentary.
👉 They cut based on incoming data.

In this episode, we break down exactly what the Fed and bond markets are watching — and how that flows directly into mortgage rates.

We cover:

• CPI (Consumer Price ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771431484" data-format="short_date">Feb 18</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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9m
</div>
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</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8862420-february-builder-sentiment-hit-new-lows-and-it-makes-no-sense"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43477848/75x75/c 75w, https://audioboom.com/i/43477848/150x150/c 150w, https://audioboom.com/i/43477848/300x300/c 300w, https://audioboom.com/i/43477848/600x600/c 600w, https://audioboom.com/i/43477848/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d0d26; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43477848/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep232: February Builder Sentiment Hit New Lows—And It Makes No Sense
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771362934" data-format="short_date">Feb 17</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8862285-rate-forecast-what-s-priced-in-for-tomorrow"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43477208/75x75/c 75w, https://audioboom.com/i/43477208/150x150/c 150w, https://audioboom.com/i/43477208/300x300/c 300w, https://audioboom.com/i/43477208/600x600/c 600w, https://audioboom.com/i/43477208/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #f3f30d; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43477208/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep231: Rate Forecast: What&#39;s Priced In for Tomorrow?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
📉 Rate Forecast: What’s Priced In for Tomorrow?

Inflation is cooling.
Jobs are holding strong.
The bond market is moving.

So the real question is:

👉 What’s already priced into mortgage rates for tomorrow?
👉 Did the market move ahead of the data?
👉 Should you lock or float right now?

Today we break down:

• CPI (Consumer Price Index) dropping
• Strong jobs report and unemployment trends
• Bo...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771343106" data-format="short_date">Feb 17</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8861826-foreclosures-skyrocketing-here-s-how-2026-compares-to-the-2008-crash"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43474753/75x75/c 75w, https://audioboom.com/i/43474753/150x150/c 150w, https://audioboom.com/i/43474753/300x300/c 300w, https://audioboom.com/i/43474753/600x600/c 600w, https://audioboom.com/i/43474753/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #daf3f3; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43474753/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep230: Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Foreclosures “skyrocketing”? Housing Crash 2026?

That’s what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash?

In today’s breakdown, we separate emotion from data and compare:

• 2008–2010 foreclosure peak
• 2025–2026 foreclosure filings
• Percentage of housing units affected
• What “up 30%” really means
• COVID foreclosure moratorium impact
• Mortgage fo...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
10m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771257212" data-format="short_date">Feb 16</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
10m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8861149-mortgage-rates-just-got-a-boost-here-s-what-s-coming-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43470291/75x75/c 75w, https://audioboom.com/i/43470291/150x150/c 150w, https://audioboom.com/i/43470291/300x300/c 300w, https://audioboom.com/i/43470291/600x600/c 600w, https://audioboom.com/i/43470291/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43470291/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep229: Mortgage Rates Just Got a Boost — Here&#39;s What&#39;s Coming Next
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1771011145" data-format="short_date">Feb 13</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8860969-the-inflation-surprise-that-s-about-to-hit-your-rate"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43469425/75x75/c 75w, https://audioboom.com/i/43469425/150x150/c 150w, https://audioboom.com/i/43469425/300x300/c 300w, https://audioboom.com/i/43469425/600x600/c 600w, https://audioboom.com/i/43469425/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43469425/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep228: The Inflation Surprise That&#39;s About to Hit Your Rate
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Inflation just shocked the market.

The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low.

So now the big question:

👉 Is the Federal Reserve finally ready to cut rates?
👉 What does this mean for mortgage rates?
👉 Should you lock or float right now?

Every day, we pull real pricing from 30+ lenders to show you what you actu...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770994509" data-format="short_date">Feb 13</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8860264-retail-vs-wholesale-the-mortgage-spread-banks-don-t-want-you-to-see"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43465831/75x75/c 75w, https://audioboom.com/i/43465831/150x150/c 150w, https://audioboom.com/i/43465831/300x300/c 300w, https://audioboom.com/i/43465831/600x600/c 600w, https://audioboom.com/i/43465831/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #dadada; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43465831/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep227: Retail vs. Wholesale: The Mortgage Spread Banks Don&#39;t Want You to See
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Join us LIVE as we compare wholesale mortgage pricing from 30+ lenders in real time.

We’ll break down:
• MBS &amp; 10-Year Treasury movement
• 30-Year Fixed, FHA, VA &amp; Conventional pricing
• Retail vs Wholesale differences
• What rate you may actually qualify for

🏠 Homeowners
🏡 Homebuyers
🏢 Realtors
🏦 Loan Officers

If you want to see how mortgage pricing really works — and how to avoid overpayin...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
28m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770855774" data-format="short_date">Feb 12</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
28m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8859960-hot-jobs-report-130-000-new-jobs-bad-news-for-mortgage-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43464439/75x75/c 75w, https://audioboom.com/i/43464439/150x150/c 150w, https://audioboom.com/i/43464439/300x300/c 300w, https://audioboom.com/i/43464439/600x600/c 600w, https://audioboom.com/i/43464439/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43464439/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep226: Hot Jobs Report! 130,000 New Jobs — Bad News for Mortgage Rates?
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770821812" data-format="short_date">Feb 11</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8859414-mortgage-rates-just-hit-an-inflection-point-here-s-what-comes-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43461708/75x75/c 75w, https://audioboom.com/i/43461708/150x150/c 150w, https://audioboom.com/i/43461708/300x300/c 300w, https://audioboom.com/i/43461708/600x600/c 600w, https://audioboom.com/i/43461708/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262626; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43461708/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep225: Mortgage Rates Just Hit an Inflection Point — Here&#39;s What Comes Next
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770734058" data-format="short_date">Feb 10</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8858896-will-the-fed-cut-rates-again-mortgage-market-update"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43459215/75x75/c 75w, https://audioboom.com/i/43459215/150x150/c 150w, https://audioboom.com/i/43459215/300x300/c 300w, https://audioboom.com/i/43459215/600x600/c 600w, https://audioboom.com/i/43459215/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43459215/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep224: Will the Fed Cut Rates Again? Mortgage Market Update
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770648080" data-format="short_date">Feb 09</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8858311-market-shock-this-week-how-to-position-for-what-s-next"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43455933/75x75/c 75w, https://audioboom.com/i/43455933/150x150/c 150w, https://audioboom.com/i/43455933/300x300/c 300w, https://audioboom.com/i/43455933/600x600/c 600w, https://audioboom.com/i/43455933/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #262640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43455933/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep223: ✅ Market Shock This Week — How to Position for What’s Next
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Market Shock This Week — How to Position for What’s Next

What just happened in the markets — and what does it mean for your mortgage, home buying plans, and financial strategy?

In today’s live event, I break down:
📊 Stock market volatility (Dow, S&amp;P, Nasdaq)
📉 Bond yields and mortgage rate pressure
₿ Bitcoin and risk asset moves
🏡 What it means for homeowners and buyers
📈 How to position for ...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
17m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770411420" data-format="short_date">Feb 06</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
17m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
<div class="card rounded-0 border-0 pas qa-audio-clip-overview" style="--bs-card-bg: transparent;">
<a class="text-decoration-none" href="/posts/8858097-markets-just-flashed-a-warning-here-s-how-i-m-positioning-on-rates"><div class="Episode-list-grid card-body pan">
<div class="l-flex align-items-baseline gap-2 gap-md-3">
<img srcset="https://audioboom.com/i/43454898/75x75/c 75w, https://audioboom.com/i/43454898/150x150/c 150w, https://audioboom.com/i/43454898/300x300/c 300w, https://audioboom.com/i/43454898/600x600/c 600w, https://audioboom.com/i/43454898/1400x1400/c 1400w" sizes="(max-width: 400px) 64px, 96px" style="background-color: #0d2640; max-width: 96px; width: 15cqw;" class="js-img-bg ratio-square rounded-1" loading="lazy" src="https://audioboom.com/i/43454898/1400x1400/c" />
<div class="vstack gap-1 my-auto">
<h5 class="text-line-clamp text-line-clamp-3 balanced-h fs-6 fs-5-lg fw-normal mb-0">
S2025 Ep222: Markets Just Flashed a Warning — Here’s How I’m Positioning on Rates
</h5>
<div class="text-line-clamp text-line-clamp-3 balanced-p fs-8 text-muted text-break">
Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate &amp; Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
</div>
<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770388105" data-format="short_date">Feb 06</span></span>
</div>
</div>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
</div>
</div>
</div>
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<span class="numeric-tabular d-sm-none">
5m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770327222" data-format="short_date">Feb 05</span></span>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
5m
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<span class="numeric-tabular d-sm-none">
9m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770306035" data-format="short_date">Feb 05</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
9m
</div>
</div>
</div>
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<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770157360" data-format="short_date">Feb 03</span></span>
</div>
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7m
</div>
</div>
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8m
</span>
<span class="d-sm-none">
&bull;
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<span><span class="js-time" data-epochtime="1770128935" data-format="short_date">Feb 03</span></span>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
8m
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<span class="numeric-tabular d-sm-none">
11m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770065652" data-format="short_date">Feb 02</span></span>
</div>
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<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
11m
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</div>
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<span class="numeric-tabular d-sm-none">
8m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1770044370" data-format="short_date">Feb 02</span></span>
</div>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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8m
</div>
</div>
</div>
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Access all of my professional calculators in one place:
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
6m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769801101" data-format="short_date">Jan 30</span></span>
</div>
</div>
</div>
<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
<div class="fs-8 numeric-tabular text-nowrap text-muted phs">
6m
</div>
</div>
</div>
</a></div>
<hr class="mvn mhs text-black-50 opacity-25">
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Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

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Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs...
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<div class="text-muted df align-items-baseline gap-2 fs-8">
<span class="numeric-tabular d-sm-none">
7m
</span>
<span class="d-sm-none">
&bull;
</span>
<span><span class="js-time" data-epochtime="1769781454" data-format="short_date">Jan 30</span></span>
</div>
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<div class="d-none d-sm-grid" style="justify-self: center; align-items: center;">
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7m
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