The Rate Update —Veterans: See Your VA Loan Options With This New App

🔥 TRY THE NEW TRU VA HOME LOANS APP → https://truvahomeloans.lovable.app

► ► Get Pre-Approved With My Team → https://257781.my1003app.com/246527/register
► ► Schedule a Consultation → https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05
► ► Contact / Ask Dan → https://www.therateupdate.com/contact

TOP RESOURCES
📉 Track Mortgage Rates Automatically → https://rw2.therateupdate.com/
🏠 TRU Mortgage Command Center → https://command.therateupdate.com/
💳 TRU Debt Optimizer → https://debtrelief.therateupdate.com/
🧮 Mortgage Calculators & Tools → https://stan.store/TRU-Foundations
📊 Credit Monitoring (SmartCredit) → https://www.smartcredit.com/?PID=42980
📈 Free Credit Scores (Credit Karma) → https://www.creditkarma.com/lp/free-credit-scores-v12aff?adcopy=0&adcampaign=core_acq_awin

Welcome to **The Rate Update with Dan Frio**.

In this video, I break down **VA loan rate strategy** and show you how veterans can think through the **best VA deal in 2026** using our new **TRU VA Home Loans** app.

🏠 **Try the app here:** https://truvahomeloans.lovable.app

This tool was built to help veterans, active-duty service members, reservists, and eligible surviving spouses better understand:

* **VA purchase options**
* **VA IRRRL / streamline refinance scenarios**
* **VA cash-out refinance strategies**
* **VA debt consolidation using home equity**
* estimated payments, side-by-side comparisons, next-step options, and how to decide what may make the most sense

The goal is simple: help you understand **what your VA options may look like, how the math works, what today’s numbers could mean, and what your best next step may be**.

If you’re trying to:

* buy a home with your VA benefit
* lower your payment with an IRRRL
* compare VA refinance options
* pull cash out
* consolidate debt strategically
* or figure out whether a VA loan still makes sense in today’s market

this video is for you.

WORK WITH ME
📅 Schedule a Consultation → https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05
📝 Apply for a Mortgage (30+ Lenders • 1 Credit Pull) → https://257781.my1003app.com/246527/register
📨 Contact / Ask Dan → https://www.therateupdate.com/contact

FOLLOW THE RATE UPDATE
YouTube → https://www.youtube.com/@TheRateUpdatewithDanFrio
Instagram → https://instagram.com/therateupdate
TikTok → https://tiktok.com/@therateupdate

CHAPTERS
00:00 Intro
01:05 Why VA loan strategy matters in 2026
03:00 Introducing the TRU VA Home Loans app
05:20 VA purchase options explained
08:30 VA IRRRL / streamline refinance strategy
12:00 VA cash-out refinance strategy
15:45 VA debt consolidation with a VA loan
19:40 Payment comparisons and planning
22:10 Credit, rate options, and next steps
24:00 Schedule a consultation or start your application

— DISCLAIMER —
Dan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico (NMLS #246527) with TRU Mortgage Team / PBT Bancorp (NMLS #257781), an Equal Housing Lender.

This channel and all content published by Dan Frio are provided for educational and informational purposes only. Nothing in this video, description, comments, calculators, tools, emails, websites, or linked content should be construed as an offer to lend, a commitment to lend, financial advice, legal advice, tax advice, or investment advice.

Mortgage approvals, loan terms, interest rates, down payment requirements, and program availability are subject to change without notice and depend on borrower qualifications, including but not limited to credit score, income, assets, employment, property type, occupancy, appraisal, title, underwriting approval, and current lending guidelines.

All opinions expressed are solely those of Dan Frio and do not necessarily reflect the views of PBT Bancorp, its affiliates, or any other institution.

Use of this channel, watching videos, commenting, messaging, scheduling a consultation, or submitting information does not create a client relationship. All examples, payment scenarios, savings illustrations, and mortgage comparisons are for demonstration purposes only and should be independently verified.

Not all borrowers will qualify. Equal Housing Lender.

TRU Mortgage Team / PBT Bancorp
NMLS #257781
Dan Frio NMLS #246527
Equal Housing Lender