People Who Text and Drive Are Jacking Up Your Insurance Premiums

Last fall, a 17-year-old driver in Maine caused a 10-vehicle accident when she drove through a red light. According to police, the teen driver never noticed the light was red because—you guessed it—she was looking at her cellphone.

Luckily no one died in that accident. But the incident is part of a larger epidemic that is most certainly killing people on America's roads.