4 Ways You Might Be Sabotaging Your Own Retirement Plan

Successfully preparing for retirement is hard enough, given today's rapidly evolving economy. But several recent retirement surveys suggest that many of us are also making retirement planning more difficult through self-defeating behavior.

Here are four ways you may be sabotaging your retirement-planning efforts. You'd do well to avoid all of them. 1. You're obsessing too much about the market's short-term ups and downs.