Goldco Review 2025: How to Rollover Your Retirement the Right Way
Episode 2, Nov 04, 2024, 08:32 AM
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Goldco Review 2025: A Trusted Partner for Precious Metals IRAs
📌 Quick Facts (Line-by-Line)
- Company Name: Goldco
- Founded: 2006
- Headquarters: 24025 Park Sorrento, Suite 210, Calabasas, CA 91302
- Minimum Investment: Typically $25,000
- IRA Types: Traditional, Roth, SEP, SIMPLE, and Rollover IRAs (via Self-Directed IRAs)
- Metals Offered: Gold, Silver (no Platinum or Palladium)
- Buyback Program: Yes, no-fee buyback policy
- Storage: IRS-approved depositories only
- Official Site: https://www.goldco.com
- Client Support: Monday–Friday, 4am–8pm PST; Saturday, 6am–6pm PST
Introduction: What Is Goldco?
Goldco is a privately held company based in Calabasas, California, specializing in helping Americans protect and diversify their retirement savings through Precious Metals IRAs or direct gold and silver purchases.
Founded in 2006, Goldco has become a leading name in the precious metals retirement space by focusing on education, one-on-one support, and IRS-compliant asset protection. Rather than selling speculative opportunities, Goldco’s approach emphasizes clarity, compliance, and asset diversification through physical gold and silver ownership.
This review is designed for retirement savers seeking a clear, pressure-free understanding of Goldco’s offerings and how they compare with traditional investment vehicles such as Roth IRAs or standard brokerage accounts.
Official site: https://www.goldco.com
Goldco’s Precious Metals IRA: What You Need to Know
Goldco offers clients the ability to open a Self-Directed IRA that allows for the ownership of physical gold and silver bullion. These assets are stored in secure, IRS-approved vaults and are fully insured.
Key Features:
- You can transfer or roll over funds from existing 401(k), 403(b), 457, TSP, or traditional IRA accounts.
- Metals are purchased through Goldco and shipped directly to a compliant, third-party depository.
- Goldco’s specialists assist you step-by-step with setup, transfer, and ongoing support.
- The company offers a no-fee buyback program for clients who choose to liquidate their holdings.
Importantly, Goldco does not offer tax advice or make investment predictions. They also do not handle direct Roth IRAs—but their Gold IRA can be established in a Self-Directed Roth IRA structure through a partnered custodian.
Learn more at https://www.goldco.com
Learn more at https://www.goldco.com
Goldco’s Process: Step-by-Step Support
Clients beginning the Goldco journey are introduced to a dedicated Precious Metals Specialist, who remains the point of contact throughout the entire process.
Here’s what that process typically looks like:
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Consultation: You’ll speak with a Goldco representative to discuss your retirement goals and determine if physical precious metals are a good fit.
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Account Setup: Goldco partners with trusted custodians (such as Equity Trust Company or STRATA Trust) to help you open your Self-Directed IRA.
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Transfer or Rollover: Funds are moved from your existing retirement accounts into your new Self-Directed IRA—without triggering taxes or penalties, when done correctly.
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Select Metals: Choose from a list of IRS-approved gold and silver bullion coins or bars.
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Secure Storage: Your metals are shipped to an IRS-approved vault, such as the Delaware Depository or Brink’s Global Services.
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Ongoing Support: Goldco offers account maintenance assistance and information about distributions and storage documentation.
Note: Goldco does not offer collectible coins or alternative metals like platinum or palladium in IRAs.
Gold and Silver Products Offered
Goldco’s IRA-eligible metals include some of the most recognized bullion products globally, such as:
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Gold American Eagle
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Gold Canadian Maple Leaf
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Silver American Eagle
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Silver Canadian Maple Leaf
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Gold Bars (refined to IRS purity standards)
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Silver Bars
Each of these products meets IRS fineness requirements for inclusion in a Self-Directed Precious Metals IRA.
Buyers can also purchase these metals directly for personal delivery and storage outside an IRA.
Secure Storage: Where Goldco Keeps Your Assets
Per IRS regulations, you cannot store IRA metals at home. Goldco works with leading third-party vaults to ensure full compliance.
Options include:
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Delaware Depository
- Brink’s Global Services
These storage partners provide:
- Segregated or non-segregated storage
- Full insurance coverage
- 24/7 monitoring
- Third-party audits and documentation
All metals are stored under your name and ownership. Goldco never takes custody of your metals.
Goldco’s No-Fee Buyback Program
One notable feature of Goldco’s offering is their no-fee buyback policy. If you ever choose to sell your metals, Goldco will coordinate the process and not charge a fee for the transaction.
While the buyback price depends on the current market value and liquidity, this option provides flexibility to clients who may want to rebalance their retirement portfolio or exit metals ownership entirely.
Who Is Goldco Best For?
Goldco is ideal for:
- Individuals with $25,000 or more to invest in precious metals
- Retirement savers seeking protection from inflation and long-term uncertainty
- Investors rolling over from traditional IRAs, 401(k)s, or TSP accounts
- People seeking IRS-compliant, non-speculative diversification
- Those who want high-touch, personalized support—not self-service platforms
It’s especially well suited to people who understand the limitations of paper-based investments and want to add physical security to their long-term plan.
Final Thoughts: Should You Choose Goldco?
Goldco isn’t for everyone—but it is for investors who want clarity, education, and long-term retirement protection through real, physical assets.
They won’t try to convince you that gold will skyrocket or that you must act today. Instead, they’ll explain your options, walk you through each step, and let you decide based on facts, not fear.
Whether you’re building a first-time IRA or diversifying an existing Roth IRA with a Self-Directed Gold IRA, Goldco provides the structure, support, and service needed to do it right.
To learn more or request a free guide: https://www.goldco.com