Mortgage Rates Just Got CPI Relief—but Will It Last?
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Mortgage rates jumped to 7% this week after hot inflation data, and the Federal Reserve now has a 70% chance of raising rates at next week's meeting. I break down this week's CPI and PPI reports, what the bond market is doing right now, and why oil prices are the number to watch next.
📊 This week's CPI and PPI inflation numbers, and where they missed (or hit) expectations
📈 Why the bond market moved the way it did, plus where it's sitting right now
🛢️ How oil, tariffs, and diesel prices near $6/gallon fed into this rate spike
🏦 Why there's a 70% chance the Fed hikes rates at next week's meeting
🔑 What I'm telling my own clients under contract right now: lock or float
📝 Full breakdown on the blog: https://www.therateupdate.com/blog
⏱️ CHAPTERS
0:00 Rates hit 7%: how we got here
1:45 This week's PPI and CPI numbers explained
4:15 Oil, tariffs, and the inflation chain reaction
6:45 Fed meeting outlook: 70% odds of a hike
8:45 My advice for buyers, realtors, and clients right now
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Welcome to The Rate Update with Dan Frio.
This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.
Here we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.
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DISCLAIMER
Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender
524 Main St, Hazard, KY 41701
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
Dan Frio is a federally registered mortgage loan originator with PBT Bancorp. Mortgage products are originated by PBT Bancorp, NMLS #257781.
This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.
All opinions are my own and do not represent PBT Bancorp or any financial institution I may be employed by or affiliated with.
Nothing on this channel is an offer to lend, a commitment to lend, or financial, legal, tax, or investment advice. Mortgage rates, terms, approvals and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify.