January 17, 2026 - Time Flies—Build Automatic Financial Independence

On a milestone broadcast where Roy notes he’s officially turned 65, he challenges listeners to stop letting time slip by and get serious about the fundamentals: knowing your net worth, creating a real budget, and building a profit margin you can invest. He lays out a simple, “automatic” roadmap—protect your income, eliminate dumb spending, invest consistently, and build a plan that leads to financial independence.