February 28, 2026 - The Wealth Blueprint

Roy explains why “just saving” isn’t enough—you need structure: diversified investments, purpose-driven accounts, and smart tax buckets. This episode covers money market vs bonds vs stocks vs annuities, how to use diversification to manage sequence-of-returns risk, and practical retirement plan strategy including employer matches, Roth vs traditional decisions, and how to get started (and stay consistent) with automated investing.